{"id":12687,"date":"2023-02-01T10:04:40","date_gmt":"2023-02-01T01:04:40","guid":{"rendered":"https:\/\/syakkin-soudan-center.prd.cuebic-sre.work\/?p=12687"},"modified":"2025-02-28T20:14:29","modified_gmt":"2025-02-28T11:14:29","slug":"12687","status":"publish","type":"post","link":"https:\/\/hibiki-law.or.jp\/debt\/saimu\/word\/12687\/","title":{"rendered":"\u6cd5\u5b9a\u5229\u7387\u3068\u306f\uff1f2023\u5e74\u73fe\u5728\u306e\u5229\u7387\u306f\uff1f\u6c11\u6cd5\u6539\u6b63\u306e\u5909\u66f4\u70b9\u3068\u9045\u5ef6\u640d\u5bb3\u91d1\u306e\u4e0a\u9650"},"content":{"rendered":"<h2 class=\"ttl-a\">\u6cd5\u5b9a\u5229\u7387\u3068\u306f\uff1f2023\u5e74\u73fe\u5728\u306e\u6cd5\u5b9a\u5229\u7387\u306f3%<\/h2>\r\n<p><span class=\"u-color-red\">\u300c\u6cd5\u5b9a\u5229\u7387\u300d\u3068\u306f\u3001\u6cd5\u5f8b\uff08\u6c11\u6cd5\uff09\u306b\u3088\u3063\u3066\u5b9a\u3081\u3089\u308c\u3066\u3044\u308b\u5229\u7387\u306e\u3053\u3068\u3067\u3059<\/span>\u3002<br \/>\r\n\u6cd5\u5b9a\u5229\u7387\u306f\u304a\u91d1\u306e\u8cb8\u3057\u501f\u308a\u3092\u3057\u305f\u5f53\u4e8b\u8005\u9593\u3067\u5229\u7387\uff08\u7d04\u5b9a\u5229\u7387\uff09\u3092\u6c7a\u3081\u3066\u3044\u306a\u3044\u5834\u5408\u306b\u9069\u7528\u3055\u308c\u307e\u3059\u3002<\/p>\r\n<p><b>\u73fe\u5728\u306e\u6cd5\u5b9a\u5229\u7387\u306f3\uff05\u3067\u3059<\/b>\u3002<br \/>\u203b2023\u5e747\u67081\u65e5\u73fe\u5728\u3002\u6cd5\u5b9a\u5229\u7387\u306f3\u5e74\u306b\u4e00\u5ea6\u898b\u76f4\u3055\u308c\u307e\u3059\u3002<\/p>\r\n\r\n<div class=\"quote\">\r\n<span class=\"readmore\">\u7d9a\u304d\u3092\u8aad\u3080<\/span>\r\n<div class=\"quote_item\">\r\n<div class=\"quote_item_headline\">\u6c11\u6cd5<\/div>\r\n<p>\uff08\u6cd5\u5b9a\u5229\u7387\uff09<br>\r\n<b>\u7b2c404\u6761 <\/b> \u5229\u606f\u3092\u751f\u305a\u3079\u304d\u50b5\u6a29\u306b\u3064\u3044\u3066\u5225\u6bb5\u306e\u610f\u601d\u8868\u793a\u304c\u306a\u3044\u3068\u304d\u306f\u3001\u305d\u306e\u5229\u7387\u306f\u3001\u305d\u306e\u5229\u606f\u304c\u751f\u3058\u305f\u6700\u521d\u306e\u6642\u70b9\u306b\u304a\u3051\u308b\u6cd5\u5b9a\u5229\u7387\u306b\u3088\u308b\u3002<\/p>\r\n<p>2\u3000\u6cd5\u5b9a\u5229\u7387\u306f\u3001\u5e743\u30d1\u30fc\u30bb\u30f3\u30c8\u3068\u3059\u308b\u3002<\/p>\r\n<\/div>\r\n<\/div>\r\n\r\n<p>\u51fa\u5178\uff1a<a href=\"https:\/\/elaws.e-gov.go.jp\/document?lawid=129AC0000000089\" rel=\"noopener\" target=\"_blank\">e-GOV\u6cd5\u4ee4\u691c\u7d22\u300c\u6c11\u6cd5\u300d<\/a><\/p>\r\n\r\n<p><span class=\"u-color-red\">\u901a\u5e38\u306f\u3001\u9280\u884c\u3084\u6d88\u8cbb\u8005\u91d1\u878d\u306a\u3069\u304b\u3089\u306e\u501f\u5165\u5951\u7d04\u306b\u306f\u7d04\u5b9a\u5229\u7387\u304c\u5b9a\u3081\u3089\u308c\u3066\u3044\u307e\u3059<\/span>\u3002<br \/>\r\n<span class=\"u-color-red\">\u305d\u306e\u305f\u3081\u9280\u884c\u3084\u6d88\u8cbb\u8005\u91d1\u878d\u306a\u3069\u304b\u3089\u306e\u501f\u308a\u5165\u308c\u306b\u6cd5\u5b9a\u5229\u7387\u304c\u9069\u7528\u3055\u308c\u308b\u3053\u3068\u306f\u3001\u307b\u307c\u3042\u308a\u307e\u305b\u3093<\/span>\u3002<\/p>\r\n<p>\u6cd5\u5b9a\u5229\u7387\u304c\u9069\u7528\u3055\u308c\u308b\u306e\u306f\u3001\u4e00\u822c\u7684\u306b\u4ee5\u4e0b\u306e\u3088\u3046\u306a\u5834\u5408\u3067\u3059\u3002<\/p>\r\n<ul>\r\n  <li><b>\u500b\u4eba\u9593\u306e\u8cb8\u3057\u501f\u308a\uff08\u8cb8\u91d1\u50b5\u6a29\uff09<\/b><\/li>\r\n  <li><b>\u4f01\u696d\u9593\u306e\u53d6\u5f15\uff08\u5546\u4e8b\u50b5\u6a29\uff09<\/b><\/li>\r\n  <li><b>\u4ea4\u901a\u4e8b\u6545\u306e\u640d\u5bb3\u8ce0\u511f\u306a\u3069\u306e\u9045\u5ef6\u640d\u5bb3\u91d1<\/b>\u306a\u3069<\/li>\r\n<\/ul>\r\n\r\n<p>\u304b\u3064\u3066\u306f\u6cd5\u5b9a\u5229\u7387\u306f\u5e745\uff05\u3067\u3057\u305f\u304c\u30012020\u5e74\u306b\u6cd5\u5f8b\uff08\u6c11\u6cd5\uff09\u304c\u6539\u6b63\u3055\u308c\u3066\u5909\u66f4\u3055\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\r\n\r\n<h3 class=\"ttl-b\">\u7d04\u5b9a\u5229\u7387\u3068\u306f\u5f53\u4e8b\u8005\u9593\u306e\u5408\u610f\u3067\u5b9a\u3081\u3089\u308c\u305f\u5229\u7387<\/h3>\r\n<p><span class=\"u-color-red\">\u7d04\u5b9a\u5229\u7387\uff08\u3084\u304f\u3058\u3087\u3046\u308a\u308a\u3064\uff09\u3068\u306f\u3001\u5951\u7d04\u3092\u7d50\u3076\u5f53\u4e8b\u8005\u9593\u306e\u5408\u610f\u306b\u3088\u3063\u3066\u5b9a\u3081\u3089\u308c\u308b\u5229\u7387\u306e\u3053\u3068\u3067\u3059<\/span>\u3002<\/p>\r\n<p>\u9280\u884c\u3084\u6d88\u8cbb\u8005\u91d1\u878d\u306a\u3069\u306e\u8cb8\u91d1\u696d\u8005\u306a\u3069\u304b\u3089\u306e\u501f\u5165\u6642\u306b\u306f\u3001\u5951\u7d04\u66f8\u3084\u898f\u7d04\u306a\u3069\u3067\u7d04\u5b9a\u5229\u7387\u306b\u3064\u3044\u3066\u5b9a\u3081\u3066\u3044\u307e\u3059\u3002<\/p>\r\n<p>\u501f\u5165\u308c\u306e\u5951\u7d04\u3092\u4ea4\u308f\u3057\u305f\u6642\u70b9\u3067\u7d04\u5b9a\u5229\u7387\u306b\u5408\u610f\u3057\u305f\u3053\u3068\u306b\u306a\u308b\u305f\u3081\u3001\u6cd5\u5b9a\u5229\u7387\u3092\u4e3b\u5f35\u3057\u3066\u3082\u9069\u7528\u3055\u308c\u308b\u3053\u3068\u306f\u306a\u3044\u3068\u3044\u3048\u307e\u3059\u3002<\/p>\r\n<p>\u7d04\u5b9a\u5229\u7387\u306f\u5951\u7d04\u306b\u3088\u3063\u3066\u81ea\u7531\u306b\u5b9a\u3081\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u304c\u3001\u8cb8\u91d1\u696d\u8005\u306b\u3088\u308b\u501f\u5165\u308c\u306e\u5834\u5408\u306b\u306f\u300c\u5229\u606f\u5236\u9650\u6cd5\u300d\u3068\u3044\u3046\u6cd5\u5f8b\u3067\u3001\u5229\u7387\u306e\u4e0a\u9650\u304c\u5e7415\uff5e20\uff05\u3068\u5b9a\u3081\u3089\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\r\n\r\n\r\n<div class=\"quote\">\r\n<span class=\"readmore\">\u7d9a\u304d\u3092\u8aad\u3080<\/span>\r\n<div class=\"quote_item\">\r\n<div class=\"quote_item_headline\">\u5229\u606f\u5236\u9650\u6cd5<\/div>\r\n<p>\uff08\u5229\u606f\u306e\u5236\u9650\uff09<br>\r\n<b>\u7b2c1\u6761  <\/b> \u91d1\u92ad\u3092\u76ee\u7684\u3068\u3059\u308b\u6d88\u8cbb\u8cb8\u501f\u306b\u304a\u3051\u308b\u5229\u606f\u306e\u5951\u7d04\u306f\u3001\u305d\u306e\u5229\u606f\u304c\u6b21\u306e\u5404\u53f7\u306b\u63b2\u3052\u308b\u5834\u5408\u306b\u5fdc\u3058\u5f53\u8a72\u5404\u53f7\u306b\u5b9a\u3081\u308b\u5229\u7387\u306b\u3088\u308a\u8a08\u7b97\u3057\u305f\u91d1\u984d\u3092\u8d85\u3048\u308b\u3068\u304d\u306f\u3001\u305d\u306e\u8d85\u904e\u90e8\u5206\u306b\u3064\u3044\u3066\u3001\u7121\u52b9\u3068\u3059\u308b\u3002<\/p>\r\n<p>\r\n<b>1<\/b>\u3000\u5143\u672c\u306e\u984d\u304c\u5341\u4e07\u5186\u672a\u6e80\u306e\u5834\u5408\u3000\u5e74\u4e8c\u5272<br \/>\r\n<b>2<\/b>\u3000\u5143\u672c\u306e\u984d\u304c\u5341\u4e07\u5186\u4ee5\u4e0a\u767e\u4e07\u5186\u672a\u6e80\u306e\u5834\u5408\u3000\u5e74\u4e00\u5272\u516b\u5206<br \/>\r\n<b>3<\/b>\u3000\u5143\u672c\u306e\u984d\u304c\u767e\u4e07\u5186\u4ee5\u4e0a\u306e\u5834\u5408\u3000\u5e74\u4e00\u5272\u4e94\u5206<\/p>\r\n\r\n<\/div>\r\n<\/div>\r\n\r\n\r\n<p>\u51fa\u5178\uff1a<a href=\"https:\/\/elaws.e-gov.go.jp\/document?lawid=129AC0000000089\" rel=\"noopener\" target=\"_blank\">e-GOV\u6cd5\u4ee4\u691c\u7d22\u300c\u5229\u606f\u5236\u9650\u6cd5\u300d<\/a><\/p>\r\n\r\n<p>\u4e0a\u8a18\u306e\u6c11\u6cd5\u306e\u6761\u6587\u3092\u308f\u304b\u308a\u3084\u3059\u304f\u66f8\u304f\u3068\u3001\u6b21\u306e\u3088\u3046\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\r\n\r\n<table class=\"c-table-rows2\">\r\n  <caption>\u501f\u5165\u5143\u91d1\u3068\u5229\u7387\u4e0a\u9650<\/caption>\r\n  <thead>\r\n    <tr>\r\n      <th>\u501f\u5165\u5143\u91d1<\/th>\r\n      <th>\u5229\u7387\u4e0a\u9650\uff08\u5e74\u5229\uff09<\/th>\r\n\r\n    <\/tr>\r\n  <\/thead>\r\n  <tbody>\r\n    <tr>\r\n      <th>10\u4e07\u5186\u672a\u6e80<\/th>\r\n      <td>20\uff05<\/td>\r\n    <\/tr>\r\n<tr>\r\n      <th><b>10\u4e07\u5186\u4ee5\u4e0a\uff5e100\u4e07\u5186\u672a\u6e80<\/b><\/th>\r\n      <td><b>18\uff05<\/b><\/td>\r\n    <\/tr>\r\n    <tr>\r\n      <th><b>100\u4e07\u5186\u4ee5\u4e0a<\/b><\/th>\r\n      <td><b>15\uff05<\/b><\/td>\r\n    <\/tr>\r\n  <\/tbody>\r\n<\/table>\r\n\r\n\r\n\r\n<p>\u304a\u3082\u306a\u9280\u884c\u3084\u8cb8\u91d1\u696d\u8005\u306e\u8cb8\u4ed8\u91d1\u5229\uff08\u7d04\u5b9a\u5229\u7387\uff09\u306f\u3001\u4ee5\u4e0b\u306e\u3068\u304a\u308a\u3067\u3059\u3002<\/p>\r\n\r\n<table class=\"c-table-rows3 variable\">\r\n <caption>\u304a\u3082\u306a\u91d1\u878d\u6a5f\u95a2\u306e\u501f\u5165\u5229\u7387\u306e\u4f8b<\/caption>\r\n    <thead>\r\n      <tr>\r\n       <th>\u696d\u614b<\/th>\r\n      <th>\u4f01\u696d\u540d\uff08\u30b5\u30fc\u30d3\u30b9\u540d\uff09<\/th>\r\n      <th>\u5229\u7387\uff08\u5e74\u5229\uff09<\/th>\r\n      <\/tr>\r\n    <\/thead>\r\n    <tbody>\r\n        <tr>\r\n      <th rowspan=\"3\">\u90fd\u5e02\u9280\u884c<\/th>\r\n      <td><a href=\"https:\/\/www.bk.mufg.jp\/kariru\/card\/banquic\/index.html\" rel=\"noopener\" target=\"_blank\">\u4e09\u83f1UFJ\u9280\u884c\uff08\u30d0\u30f3\u30af\u30a4\u30c3\u30af\uff09<\/a><\/td>\r\n      <td>1.8\uff5e14.6\uff05<\/td>\r\n    <\/tr>\r\n    <tr>\r\n      <td><a href=\"https:\/\/www.smbc.co.jp\/kojin\/cardloan\/\" rel=\"noopener\" target=\"_blank\">\u4e09\u4e95\u4f4f\u53cb\u9280\u884c\uff08\u30ab\u30fc\u30c9\u30ed\u30fc\u30f3\uff09<\/a><\/td>\r\n      <td>1.5\uff5e14.5\uff05<\/td>\r\n    <\/tr>\r\n    <tr>\r\n      <td><a href=\"https:\/\/www.mizuhobank.co.jp\/retail\/products\/loan\/card\/index.html\" rel=\"noopener\" target=\"_blank\">\u307f\u305a\u307b\u9280\u884c\uff08\u30ab\u30fc\u30c9\u30ed\u30fc\u30f3\uff09<\/a><\/td>\r\n      <td>2.0\uff5e14.0\uff05<\/td>\r\n    <\/tr>\r\n    <tr>\r\n      <th rowspan=\"3\">\u30cd\u30c3\u30c8\u9280\u884c<\/th>\r\n      <td><a href=\"https:\/\/moneykit.net\/visitor\/loan\/\" rel=\"noopener\" target=\"_blank\">\u30bd\u30cb\u30fc\u9280\u884c\uff08\u30ab\u30fc\u30c9\u30ed\u30fc\u30f3\uff09<\/a><\/td>\r\n      <td>2.5\uff5e13.8\uff05<\/td>\r\n    <\/tr>\r\n    <tr>\r\n      <td><a href=\"https:\/\/www.aeonbank.co.jp\/loan\/card_loan\/\" rel=\"noopener\" target=\"_blank\">\u30a4\u30aa\u30f3\u9280\u884c\uff08\u30ab\u30fc\u30c9\u30ed\u30fc\u30f3\uff09<\/a><\/td>\r\n      <td>3.8\uff5e13.8\uff05<\/td>\r\n    <\/tr>\r\n    <tr>\r\n      <td><a href=\"https:\/\/www.rakuten-bank.co.jp\/loan\/\" rel=\"noopener\" target=\"_blank\">\u697d\u5929\u9280\u884c\uff08\u30ab\u30fc\u30c9\u30ed\u30fc\u30f3\uff09<\/a><\/td>\r\n      <td>1.9\uff5e14.5\uff05<\/td>\r\n    <\/tr>\r\n    <tr>\r\n      <th rowspan=\"5\">\u6d88\u8cbb\u8005\u91d1\u878d<\/th>\r\n      <td><a href=\"https:\/\/cyber.promise.co.jp\/\" rel=\"noopener\" target=\"_blank\">SMBC\u30b3\u30f3\u30b7\u30e5\u30fc\u30de\u30fc\u30d5\u30a1\u30a4\u30ca\u30f3\u30b9\uff08\u30d7\u30ed\u30df\u30b9\uff09<\/a><\/td>\r\n      <td>4.5\uff5e17.8\uff05<\/td>\r\n    <\/tr>\r\n    <tr>\r\n      <td><a href=\"https:\/\/www.acom.co.jp\/\" rel=\"noopener\" target=\"_blank\">\u30a2\u30b3\u30e0<\/a><\/td>\r\n      <td>3.0\uff5e18.0\uff05<\/td>\r\n    <\/tr>\r\n    <tr>\r\n      <td><a href=\"https:\/\/www.aiful.co.jp\/\" rel=\"noopener\" target=\"_blank\">\u30a2\u30a4\u30d5\u30eb<\/a><\/td>\r\n      <td>3.0\uff5e18.0\uff05<\/td>\r\n    <\/tr>\r\n    <tr>\r\n      <td><a href=\"https:\/\/lakealsa.com\/\" rel=\"noopener\" target=\"_blank\">\u65b0\u751f\u30d5\u30a3\u30ca\u30f3\u30b7\u30e3\u30eb\uff08\u30ec\u30a4\u30afALSA\uff09<\/a><\/td>\r\n      <td>4.5\uff5e18.0\uff05<\/td>\r\n    <\/tr>\r\n    <tr>\r\n      <td><a href=\"https:\/\/www.mobit.ne.jp\/index.html\" rel=\"noopener\" target=\"_blank\">SMBC\u30e2\u30d3\u30c3\u30c8<\/a><\/td>\r\n      <td>3.0\uff5e18.0\uff05<\/td>\r\n    <\/tr>\r\n\r\n    <\/tbody>\r\n  <\/table>\r\n\r\n\r\n\r\n\r\n<p>\u203b2023\u5e741\u6708\u6642\u70b9\u306e\u60c5\u5831\u3067\u3059\u3002\u5b9f\u969b\u306e\u91d1\u5229\u306f\u5404\u4f01\u696d\u306eWeb\u30b5\u30a4\u30c8\u306a\u3069\u3067\u3054\u78ba\u8a8d\u304f\u3060\u3055\u3044\u3002<\/p>\r\n\r\n<p>\u5229\u606f\u5236\u9650\u6cd5\u306b\u3064\u3044\u3066\u8a73\u3057\u304f\u306f\u4e0b\u8a18\u8a18\u4e8b\u3092\u3054\u53c2\u7167\u304f\u3060\u3055\u3044\u3002<\/p>\r\n\n    <div class=\"box-d\">\n          <div class=\"box_label\"><span>\u3042\u308f\u305b\u3066\u8aad\u307f\u305f\u3044<\/span><\/div>\n          <a class=\"c-post-relation__reco_link\" href=\"https:\/\/hibiki-law.or.jp\/debt\/saimu\/word\/4354\/\">\u5229\u606f\u5236\u9650\u6cd5\u3068\u306f\uff1f\u4e0a\u9650\u91d1\u5229\u3068\u904e\u6255\u3044\u91d1\u304c\u8fd4\u9084\u3055\u308c\u308b\u30b1\u30fc\u30b9\u3092\u308f\u304b\u308a\u3084\u3059\u304f\u89e3\u8aac<\/a><\/div>\r\n\r\n\r\n<h3 class=\"ttl-b\">\u6cd5\u5b9a\u5229\u7387\u3068\u7d04\u5b9a\u5229\u7387\u306f\u3069\u3061\u3089\u304c\u512a\u5148\u3055\u308c\u308b\u304b<\/h3>\r\n<p><span class=\"u-color-red\">\u524d\u8ff0\u306e\u3088\u3046\u306b\u5f53\u4e8b\u8005\u9593\u306e\u5408\u610f\u3067\u3042\u308b\u7d04\u5b9a\u5229\u7387\u304c\u5b9a\u3081\u3089\u308c\u3066\u3044\u308b\u5834\u5408\u306f\u3001\u6cd5\u5b9a\u5229\u7387\u3088\u308a\u7d04\u5b9a\u5229\u7387\u304c\u512a\u5148\u3055\u308c\u307e\u3059<\/span>\u3002<\/p>\r\n<p>\u6cd5\u5b9a\u5229\u7387\u306f\u3001\u5f53\u4e8b\u8005\u9593\u3067\u4f55\u3082\u5408\u610f\u3055\u308c\u3066\u3044\u306a\u3044\u5834\u5408\u306b\u304a\u3051\u308b\u6761\u6587\u3067\u3042\u308b\u305f\u3081\u3067\u3059\u3002<\/p>\r\n<p>\u501f\u5165\u308c\u306e\u5951\u7d04\u3092\u4ea4\u308f\u3057\u305f\u6642\u70b9\u3067\u7d04\u5b9a\u5229\u7387\u306b\u5408\u610f\u3057\u305f\u3053\u3068\u306b\u306a\u308b\u305f\u3081\u3001\u6cd5\u5b9a\u5229\u7387\u3092\u4e3b\u5f35\u3057\u3066\u3082\u9069\u7528\u3055\u308c\u308b\u3053\u3068\u306f\u306a\u3044\u3068\u3044\u3048\u307e\u3059\u3002<\/p>\r\n\r\n\r\n\r\n<h2 class=\"ttl-a\">\u9045\u5ef6\u640d\u5bb3\u91d1\u306e\u6cd5\u5b9a\u5229\u7387\u30825\uff05\u304b\u30893%\u306b\u4e0b\u304c\u3063\u305f<\/h2>\r\n<p><span class=\"u-color-red\">\u6c11\u6cd5\u6539\u6b63\u306b\u3088\u308a\u3001\u9045\u5ef6\u640d\u5bb3\u91d1\u306e\u6cd5\u5b9a\u5229\u7387\u306f5\uff05\u304b\u30893\uff05\u306b\u4e0b\u304c\u308a\u307e\u3057\u305f<\/span>\u3002<\/p>\r\n<p>2020\u5e743\u670831\u65e5\u4ee5\u524d\u306b\u6ede\u7d0d\u304c\u767a\u751f\u3057\u305f\u5834\u5408\u306e\u9045\u5ef6\u640d\u5bb3\u91d1\u306e\u6cd5\u5b9a\u5229\u7387\u306f5\uff05\u30014\u67081\u65e5\u4ee5\u964d\u306b\u6ede\u7d0d\u304c\u767a\u751f\u3057\u305f\u5834\u5408\u306e\u6cd5\u5b9a\u5229\u7387\u306f3\uff05\u3068\u306a\u308a\u307e\u3059\u3002<\/p>\r\n<p>\u501f\u91d1\u306e\u8fd4\u6e08\u3092\u6ede\u7d0d\u3057\u305f\u5834\u5408\u306f\u3001\u6ede\u7d0d\u671f\u9593\u306b\u5fdc\u3058\u3066\u9045\u5ef6\u640d\u5bb3\u91d1\u304c\u767a\u751f\u3057\u307e\u3059\u304c\u3001\u5f53\u4e8b\u8005\u9593\u3067\u5229\u7387\u3092\u5b9a\u3081\u3066\u3044\u306a\u3044\u5834\u5408\u306f\u6cd5\u5b9a\u5229\u7387\u304c\u9069\u7528\u3055\u308c\u308b\u3053\u3068\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\r\n<p>\u305f\u3060\u3057\u3001<span class=\"u-color-red\">\u9280\u884c\u3084\u8cb8\u91d1\u696d\u8005\u304b\u3089\u306e\u501f\u5165\u308c\u306e\u9045\u5ef6\u640d\u5bb3\u91d1\u306b\u306f\u539f\u5247\u3068\u3057\u3066\u7d04\u5b9a\u5229\u7387\u304c\u6c7a\u3081\u3089\u308c\u3066\u3044\u308b\u305f\u3081\u3001\u6cd5\u5b9a\u5229\u7387\u304c\u9069\u7528\u3055\u308c\u308b\u3053\u3068\u306f\u307b\u307c\u3042\u308a\u307e\u305b\u3093<\/span>\u3002<\/p>\r\n<p>\u4ea4\u901a\u4e8b\u6545\u306e\u640d\u5bb3\u8ce0\u511f\u91d1\u306e\u9045\u5ef6\u640d\u5bb3\u91d1\u306b\u3064\u3044\u3066\u3082\u3001\u501f\u91d1\u6ede\u7d0d\u306b\u3088\u308b\u9045\u5ef6\u640d\u5bb3\u91d1\u3068\u540c\u69d8\u306b\u3001\u6cd5\u5b9a\u5229\u7387\u304c\u9069\u7528\u3055\u308c\u307e\u3059\u3002<\/p>\r\n\r\n\r\n<h3 class=\"ttl-b\">\u9045\u5ef6\u640d\u5bb3\u91d1\u306e\u7d04\u5b9a\u5229\u7387\u306e\u4e0a\u9650\u306f\u8cb8\u4ed8\u5229\u7387\u306e1.46\u500d<\/h3>\r\n<p><span class=\"u-color-red\">\u9045\u5ef6\u640d\u5bb3\u91d1\u306e\u7d04\u5b9a\u5229\u7387\u306b\u306f\u4e0a\u9650\u304c\u8a2d\u3051\u3089\u308c\u3066\u304a\u308a\u3001\u8cb8\u4ed8\u5229\u7387\u306e1.46\u500d\u304c\u4e0a\u9650\u3068\u306a\u3063\u3066\u3044\u307e\u3059<\/span>\u3002<\/p>\r\n<p>\u5229\u606f\u5236\u9650\u6cd5\u306b\u306f\u6b21\u306e\u3088\u3046\u306b\u898f\u5b9a\u3055\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\r\n\r\n<div class=\"quote\">\r\n<span class=\"readmore\">\u7d9a\u304d\u3092\u8aad\u3080<\/span>\r\n<div class=\"quote_item\">\r\n<div class=\"quote_item_headline\">\u5229\u606f\u5236\u9650\u6cd5<\/div>\r\n<p>\uff08\u8ce0\u511f\u984d\u306e\u4e88\u5b9a\u306e\u5236\u9650\uff09<br>\r\n<b>\u7b2c4\u6761 <\/b> \u91d1\u92ad\u3092\u76ee\u7684\u3068\u3059\u308b\u6d88\u8cbb\u8cb8\u501f\u4e0a\u306e\u50b5\u52d9\u306e\u4e0d\u5c65\u884c\u306b\u3088\u308b\u8ce0\u511f\u984d\u306e\u4e88\u5b9a\u306f\u3001\u305d\u306e\u8ce0\u511f\u984d\u306e\u5143\u672c\u306b\u5bfe\u3059\u308b\u5272\u5408\u304c<span class=\"u-color-red\">\u7b2c\u4e00\u6761\u306b\u898f\u5b9a\u3059\u308b\u7387\u306e1.46\u500d\u3092\u8d85\u3048\u308b\u3068\u304d\u306f\u3001\u305d\u306e\u8d85\u904e\u90e8\u5206\u306b\u3064\u3044\u3066\u3001\u7121\u52b9\u3068\u3059\u308b<\/span><\/p>\r\n<\/div>\r\n<\/div>\r\n\r\n<p>\u51fa\u5178\uff1a<a href=\"https:\/\/elaws.e-gov.go.jp\/document?lawid=329AC0000000100\" rel=\"noopener\" target=\"_blank\">e-GOV\u6cd5\u4ee4\u691c\u7d22\u300c\u5229\u606f\u5236\u9650\u6cd5\u300d<\/a><\/p>\r\n\r\n<p>\u7d04\u5b9a\u5229\u7387\u306e\u4e0a\u9650\u306f\u5e7415\uff5e20\uff05\u3068\u5b9a\u3081\u3089\u308c\u3066\u3044\u308b\u3053\u3068\u3092\u524d\u8ff0\u3057\u307e\u3057\u305f\u304c\u3001\u305d\u306e\u5834\u5408\u306e\u9045\u5ef6\u640d\u5bb3\u91d1\u3092\u5f53\u3066\u306f\u3081\u3066\u307f\u308b\u3068\u6b21\u306e\u3088\u3046\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\r\n<ul>\r\n  <li>\u5229\u7387\u5e7420\uff05\u306e\u5834\u5408\uff1a20\uff05\u00d71.46\uff1d<b>29.2\uff05 <\/b><\/li>\r\n  <li>\u5229\u7387\u5e7418\uff05\u306e\u5834\u5408\uff1a18\uff05\u00d71.46\uff1d<b>26.28\uff05 <\/b><\/li>\r\n  <li>\u5229\u7387\u5e7415\uff05\u306e\u5834\u5408\uff1a15\uff05\u00d71.46\uff1d<b>21.9\uff05<\/b><\/li>\r\n<\/ul>\r\n\r\n<p><span class=\"u-color-red\">\u3057\u304b\u3057\u5229\u606f\u5236\u9650\u6cd5\u306b\u306f\u8ce0\u511f\u984d\u306b\u95a2\u3059\u308b\u7279\u5247\u304c\u3042\u308a\u3001\u9280\u884c\u3084\u8cb8\u91d1\u696d\u8005\u306e\u5834\u5408\u3001\u9045\u5ef6\u640d\u5bb3\u91d1\u306e\u4e0a\u9650\u5229\u7387\u306f20\uff05\u3068\u5b9a\u3081\u3089\u308c\u3066\u3044\u307e\u3059<\/span>\u3002<\/p>\r\n<p>\u5229\u606f\u5236\u9650\u6cd5\u7b2c7\u6761\u304c\u3053\u306e\u7279\u5247\u306b\u5f53\u305f\u308a\u307e\u3059\u3002<\/p>\r\n\r\n<div class=\"quote\">\r\n<span class=\"readmore\">\u7d9a\u304d\u3092\u8aad\u3080<\/span>\r\n<div class=\"quote_item\">\r\n<div class=\"quote_item_headline\">\u5229\u606f\u5236\u9650\u6cd5<\/div>\r\n<p>\uff08\u8ce0\u511f\u984d\u306e\u4e88\u5b9a\u306e\u7279\u5247\uff09<br>\r\n<b>\u7b2c7\u6761 <\/b> \u7b2c\u56db\u6761\u7b2c\u4e00\u9805\u306e\u898f\u5b9a\u306b\u304b\u304b\u308f\u3089\u305a\u3001\u55b6\u696d\u7684\u91d1\u92ad\u6d88\u8cbb\u8cb8\u501f\u4e0a\u306e\u50b5\u52d9\u306e\u4e0d\u5c65\u884c\u306b\u3088\u308b\u8ce0\u511f\u984d\u306e\u4e88\u5b9a\u306f\u3001<b>\u305d\u306e\u8ce0\u511f\u984d\u306e\u5143\u672c\u306b\u5bfe\u3059\u308b\u5272\u5408\u304c\u5e742\u5272\u3092\u8d85\u3048\u308b\u3068\u304d\u306f\u3001\u305d\u306e\u8d85\u904e\u90e8\u5206\u306b\u3064\u3044\u3066\u3001\u7121\u52b9\u3068\u3059\u308b<\/b><\/p>\r\n<\/div>\r\n<\/div>\r\n\r\n<p>\u51fa\u5178\uff1a<a href=\"https:\/\/elaws.e-gov.go.jp\/document?lawid=329AC0000000100\" rel=\"noopener\" target=\"_blank\">e-GOV\u6cd5\u4ee4\u691c\u7d22\u300c\u5229\u606f\u5236\u9650\u6cd5\u300d<\/a><\/p>\r\n\r\n\r\n<h3 class=\"ttl-b\">\u9045\u5ef6\u640d\u5bb3\u91d1\u306e\u5229\u738714.6\uff05\u3068\u306f\u30b7\u30e7\u30c3\u30d4\u30f3\u30b0\u5229\u7528\u5206<\/h3>\r\n<p>\u9045\u5ef6\u640d\u5bb3\u91d1\u306e\u4e0a\u9650\u5229\u7387\u306f<b>14.6\uff05<\/b>\u3068\u805e\u3044\u305f\u3053\u3068\u304c\u3042\u308b\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002<\/p>\r\n<p><span class=\"u-color-red\">\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u306e\u30b7\u30e7\u30c3\u30d4\u30f3\u30b0\u5229\u7528\u5206\u306b\u95a2\u3057\u3066\u306f\u3001\u9045\u5ef6\u640d\u5bb3\u91d1\u306e\u4e0a\u9650\u5229\u7387\u304c14.6\uff05\u3068\u306a\u3063\u3066\u3044\u308b\u3053\u3068\u304c\u3042\u308a\u307e\u3059<\/span>\u3002<\/p>\r\n<p>\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u306e\u30b7\u30e7\u30c3\u30d4\u30f3\u30b0\u5229\u7528\u5206\u306b\u3064\u3044\u3066\u306f\u300c\u6d88\u8cbb\u8005\u5951\u7d04\u6cd5\u300d\u3068\u3044\u3046\u6cd5\u5f8b\u304c\u9069\u7528\u3055\u308c\u307e\u3059\u3002<\/p>\r\n<p>\u30b7\u30e7\u30c3\u30d4\u30f3\u30b0\u5229\u7528\u5206\u306e\u9045\u5ef6\u640d\u5bb3\u91d1\u306e\u4e0a\u9650\u91d1\u5229\u306f\u3001\u6d88\u8cbb\u8005\u5951\u7d04\u6cd5\u306714.6\uff05\u3068\u5b9a\u3081\u3089\u308c\u3066\u3044\u308b\u305f\u3081\u3067\u3059\u3002<\/p>\r\n\r\n<div class=\"quote\">\r\n<span class=\"readmore\">\u7d9a\u304d\u3092\u8aad\u3080<\/span>\r\n<div class=\"quote_item\">\r\n<div class=\"quote_item_headline\">\u6d88\u8cbb\u8005\u5951\u7d04\u6cd5<\/div>\r\n<p>\uff08\u6d88\u8cbb\u8005\u304c\u652f\u6255\u3046\u640d\u5bb3\u8ce0\u511f\u306e\u984d\u3092\u4e88\u5b9a\u3059\u308b\u6761\u9805\u7b49\u306e\u7121\u52b9\u7b49\uff09<br>\r\n<b>\u7b2c9\u6761<\/b>\u3000\u6b21\u306e\u5404\u53f7\u306b\u63b2\u3052\u308b\u6d88\u8cbb\u8005\u5951\u7d04\u306e\u6761\u9805\u306f\u3001\u5f53\u8a72\u5404\u53f7\u306b\u5b9a\u3081\u308b\u90e8\u5206\u306b\u3064\u3044\u3066\u3001\u7121\u52b9\u3068\u3059\u308b\u3002<br>\r\n\uff08\u4e2d\u7565\uff09<br>\r\n\u4e8c\u3000\u5f53\u8a72\u6d88\u8cbb\u8005\u5951\u7d04\u306b\u57fa\u3065\u304d\u652f\u6255\u3046\u3079\u304d\u91d1\u92ad\u306e\u5168\u90e8\u53c8\u306f\u4e00\u90e8\u3092\u6d88\u8cbb\u8005\u304c\u652f\u6255\u671f\u65e5\uff08\u652f\u6255\u56de\u6570\u304c\u4e8c\u4ee5\u4e0a\u3067\u3042\u308b\u5834\u5408\u306b\u306f\u3001\u305d\u308c\u305e\u308c\u306e\u652f\u6255\u671f\u65e5\u3002\u4ee5\u4e0b\u3053\u306e\u53f7\u306b\u304a\u3044\u3066\u540c\u3058\u3002\uff09\u307e\u3067\u306b\u652f\u6255\u308f\u306a\u3044\u5834\u5408\u306b\u304a\u3051\u308b\u640d\u5bb3\u8ce0\u511f\u306e\u984d\u3092\u4e88\u5b9a\u3057\u3001\u53c8\u306f\u9055\u7d04\u91d1\u3092\u5b9a\u3081\u308b\u6761\u9805\u3067\u3042\u3063\u3066\u3001\u3053\u308c\u3089\u3092\u5408\u7b97\u3057\u305f\u984d\u304c\u3001\u652f\u6255\u671f\u65e5\u306e\u7fcc\u65e5\u304b\u3089\u305d\u306e\u652f\u6255\u3092\u3059\u308b\u65e5\u307e\u3067\u306e\u671f\u9593\u306b\u3064\u3044\u3066\u3001\u305d\u306e\u65e5\u6570\u306b\u5fdc\u3058\u3001\u5f53\u8a72\u652f\u6255\u671f\u65e5\u306b\u652f\u6255\u3046\u3079\u304d\u984d\u304b\u3089\u5f53\u8a72\u652f\u6255\u671f\u65e5\u306b\u652f\u6255\u3046\u3079\u304d\u984d\u306e\u3046\u3061\u65e2\u306b\u652f\u6255\u308f\u308c\u305f\u984d\u3092\u63a7\u9664\u3057\u305f\u984d\u306b\u5e74\u5341\u56db\u30fb\u516d\u30d1\u30fc\u30bb\u30f3\u30c8\u306e\u5272\u5408\u3092\u4e57\u3058\u3066\u8a08\u7b97\u3057\u305f\u984d\u3092\u8d85\u3048\u308b\u3082\u306e\u3000\u5f53\u8a72\u8d85\u3048\u308b\u90e8\u5206<\/p>\r\n\r\n<\/div>\r\n<\/div>\r\n<p><span class=\"u-font-small\">\u203b\u5f15\u7528\uff1a<a href=\"https:\/\/laws.e-gov.go.jp\/law\/412AC0000000061\" rel=\"noopener\" target=\"_blank\">e-GOV\u300c\u6d88\u8cbb\u8005\u5951\u7d04\u6cd5\u300d<\/a><\/span><\/p>\r\n\r\n\r\n\r\n\r\n<p><span class=\"u-color-red\">\u3057\u304b\u3057\u3001\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u306e\u30ad\u30e3\u30c3\u30b7\u30f3\u30b0\u5229\u7528\u5206\u306b\u306f\u300c\u5229\u606f\u5236\u9650\u6cd5\u300d\u304c\u9069\u7528\u3055\u308c\u308b\u306e\u3067\u3001\u4e0a\u9650\u5229\u7387\u306f20\uff05\u306b\u306a\u3063\u3066\u3044\u307e\u3059<\/span>\u3002<\/p>\r\n<p>\u304a\u3082\u306a\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u306e\u9045\u5ef6\u640d\u5bb3\u91d1\u306f\u3001\u6b21\u306e\u3088\u3046\u306b\u306a\u3063\u3066\u3044\u307e\u3059\u3002<\/p>\r\n\r\n\r\n<table class=\"c-table-rows3 variable\">\r\n  <caption><b>\u304a\u3082\u306a\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u306e\u9045\u5ef6\u640d\u5bb3\u91d1\u5229\u7387<\/b><\/caption>\r\n  <thead>\r\n    <tr>\r\n  <th><b>\u4f01\u696d\u540d\uff08\u30b5\u30fc\u30d3\u30b9\u540d\uff09<\/b><\/th>\r\n      <th><b>\u30b7\u30e7\u30c3\u30d4\u30f3\u30b0\u5229\u7528\u5206<br \/>\u9045\u5ef6\u640d\u5bb3\u91d1\u5229\u7387\uff08\u5e74\u5229\uff09<\/b><\/th>\r\n      <th><b>\u30ad\u30e3\u30c3\u30b7\u30f3\u30b0\u5229\u7528\u5206<br \/>\u9045\u5ef6\u640d\u5bb3\u91d1\u5229\u7387\uff08\u5e74\u5229\uff09<\/b><\/th>\r\n    <\/tr>\r\n  <\/thead>\r\n  <tbody>\r\n     <tr>\r\n      <td><b>NICOS\u30ab\u30fc\u30c9<\/b><\/td>\r\n      <td>14.6\uff05<\/td>\r\n      <td>20.0\uff05<\/td>\r\n    <\/tr>\r\n    <tr>\r\n      <td><b>\u4e09\u4e95\u4f4f\u53cb\u30ab\u30fc\u30c9<\/b><\/td>\r\n      <td>14.6\uff05<\/td>\r\n      <td>20.0\uff05<\/td>\r\n    <\/tr>\r\n    <tr>\r\n      <td><b>JCB\u30ab\u30fc\u30c9<\/b><\/td>\r\n      <td>14.6\uff05<\/td>\r\n      <td>20.0\uff05<\/td>\r\n    <\/tr>\r\n    <tr>\r\n      <td><b>\u30bb\u30be\u30f3\u30ab\u30fc\u30c9<\/b><\/td>\r\n      <td>14.6\uff05<\/td>\r\n      <td>20.0\uff05<\/td>\r\n    <\/tr>\r\n    <tr>\r\n      <td><b>\u30aa\u30ea\u30b3\u30ab\u30fc\u30c9<\/b><\/td>\r\n      <td>14.6\uff05<\/td>\r\n      <td>18.0\uff05<\/td>\r\n    <\/tr>\r\n    <tr>\r\n      <td><b>\u30a8\u30dd\u30b9\u30ab\u30fc\u30c9<\/b><\/td>\r\n      <td>14.6\uff05<\/td>\r\n      <td>20.0\uff05<\/td>\r\n    <\/tr>\r\n    <tr>\r\n      <td><b>\u697d\u5929\u30ab\u30fc\u30c9<\/b><\/td>\r\n      <td>14.6\uff05<\/td>\r\n      <td>20.0\uff05<\/td>\r\n    <\/tr>\r\n  <\/tbody>\r\n<\/table>\r\n\r\n\r\n\r\n\r\n<p>\u203b2022\u5e749\u67081\u65e5\u73fe\u5728\u306e\u60c5\u5831\u3067\u3059\u3002\u6700\u65b0\u306e\u60c5\u5831\u306f\u5404\u793e\u306eWeb\u30b5\u30a4\u30c8\u306a\u3069\u3067\u3054\u78ba\u8a8d\u304f\u3060\u3055\u3044\u3002<\/p>\r\n<p>\u307e\u305f\u3001\u4e00\u822c\u7684\u306a\u91d1\u92ad\u8cb8\u501f\u306e\u9045\u5ef6\u640d\u5bb3\u91d1\u306b\u3064\u3044\u3066\u3082\u5229\u738714.6\uff05\u3092\u9069\u7528\u3057\u3066\u3044\u308b\u5834\u5408\u3082\u3042\u308b\u3088\u3046\u3067\u3059\u3002<\/p>\r\n<p>\u56fd\u7a0e\u901a\u5247\u6cd5\u306b\u5b9a\u3081\u3089\u308c\u305f\u56fd\u7a0e\u306e\u5ef6\u6ede\u6599\u7387\u304c\u5e7414.6\uff05\u3067\u3042\u308b\u3053\u3068\u304b\u3089\u3001\u5546\u6163\u7fd2\u3068\u3057\u306614.6\uff05\u3092\u9069\u7528\u3057\u3066\u3044\u308b\u30b1\u30fc\u30b9\u306a\u3069\u3067\u3059\u3002<\/p>\r\n\r\n<p>\u9045\u5ef6\u640d\u5bb3\u91d1\u306b\u3064\u3044\u3066\u8a73\u3057\u304f\u306f\u4e0b\u8a18\u8a18\u4e8b\u3092\u3054\u53c2\u7167\u304f\u3060\u3055\u3044<\/p>\r\n\n    <div class=\"box-d\">\n          <div class=\"box_label\"><span>\u3042\u308f\u305b\u3066\u8aad\u307f\u305f\u3044<\/span><\/div>\n          <a class=\"c-post-relation__reco_link\" href=\"https:\/\/hibiki-law.or.jp\/debt\/hensai\/7793\/\">\u9045\u5ef6\u640d\u5bb3\u91d1\u3068\u306f\uff1f\u4e0a\u9650\u5229\u738714.6\uff05\u306e\u8b0e\u3068\u6ede\u7d0d\u3059\u308b\u30ea\u30b9\u30af\u30fb\u514d\u9664\u306b\u3064\u3044\u3066\u89e3\u8aac<\/a><\/div>\r\n\r\n\r\n\r\n\r\n<h2 class=\"ttl-a\">2020\u5e744\u6708\u306e\u6c11\u6cd5\u6539\u6b63\u3067\u6cd5\u5b9a\u5229\u7387\u306e\u5909\u66f4\u70b9\u3068\u306f<\/h2>\r\n<p>2020\u5e74\uff08\u4ee4\u548c2\u5e74\uff094\u67081\u65e5\u306b\u6539\u6b63\u6c11\u6cd5\u304c\u65bd\u884c\u3055\u308c\u3001\u6cd5\u5b9a\u5229\u7387\u306b\u3082\u5909\u66f4\u304c\u52a0\u3048\u3089\u308c\u307e\u3057\u305f\u3002<\/p>\r\n<p>\u6642\u4ee3\u306e\u5909\u5316\u306b\u3088\u3063\u3066\u3001\u6cd5\u5f8b\u4e0a\u306e\u898f\u5b9a\u3068\u5e02\u5834\u306b\u304a\u3051\u308b\u5229\u7387\u306e\u9593\u306b\u751f\u307e\u308c\u3066\u3044\u305f\u5927\u304d\u306a\u5dee\u3092\u662f\u6b63\u3059\u308b\u305f\u3081\u306e\u63aa\u7f6e\u3067\u3059\u3002<\/p>\r\n<p>\u304a\u3082\u306a\u5909\u66f4\u70b9\u306f\u6b21\u306e5\u70b9\u3067\u3059\u3002<\/p>\r\n\r\n<ul>\r\n  <li><b>\u6cd5\u5b9a\u5229\u7387\u304c5\uff05\u304b\u3089\u300c3\uff05\u300d\u306b\u5f15\u304d\u4e0b\u3052\u3089\u308c\u305f<\/b><\/li>\r\n  <li><b>\u5546\u6cd5\u306e\u5546\u4e8b\u6cd5\u5b9a\u5229\u7387\u304c\u5ec3\u6b62\u3055\u308c\u6c11\u4e8b\u6cd5\u5b9a\u5229\u7387\u3068\u4e00\u672c\u5316\u3055\u308c\u305f<\/b><\/li>\r\n  <li><b>3\u5e74\u3054\u3068\u306b\u5229\u7387\u304c\u898b\u76f4\u3055\u308c\u308b\u5909\u52d5\u5236\u306e\u5229\u7387\u304c\u5c0e\u5165\u3055\u308c\u305f<\/b><\/li>\r\n  <li><b>\u6cd5\u5b9a\u5229\u7387\u306e\u57fa\u6e96\u6642\uff08\u9069\u7528\u6642\u671f\uff09\u304c\u660e\u78ba\u306b\u306a\u3063\u305f<\/b><\/li>\r\n  <li><b>\u4e2d\u9593\u5229\u606f\u63a7\u9664\u306b\u6cd5\u5b9a\u5229\u7387\u304c\u9069\u7528\u3055\u308c\u308b\u3053\u3068\u306b\u306a\u3063\u305f<\/b><\/li>\r\n<\/ul>\r\n\r\n<p>\u3053\u308c\u3089\u306e\u5909\u66f4\u70b9\u306b\u3064\u3044\u3066\u3001\u4ee5\u4e0b\u3067\u304f\u308f\u3057\u304f\u8aac\u660e\u3057\u307e\u3059\u3002<\/p>\r\n\r\n\r\n\r\n<h3 class=\"ttl-b\">\u6cd5\u5b9a\u5229\u7387\u304c5\uff05\u304b\u30893\uff05\u306b\u5f15\u304d\u4e0b\u3052\u3089\u308c\u305f<\/h3>\r\n<p>\u6c11\u6cd5\u6539\u6b63\u524d\u306e\u6cd5\u5b9a\u5229\u7387\u306f5\uff05\u3067\u3057\u305f\u3002<\/p>\r\n<p><span class=\"u-color-red\">2020\u5e744\u67081\u65e5\u306e\u6539\u6b63\u6c11\u6cd5\u65bd\u884c\u5f8c\u306f\u3001\u6cd5\u5b9a\u5229\u7387\u306f3\uff05\u306b\u5f15\u304d\u4e0b\u3052\u3089\u308c\u3066\u3044\u307e\u3059<\/span>\u3002<\/p>\r\n<p>\u307e\u305f2023\u5e743\u670831\u65e5\u307e\u3067\u306f\u3001\u6cd5\u5b9a\u5229\u7387\u306f\u5e743\uff05\u3092\u9069\u7528\u3059\u308b\u3053\u3068\u304c\u6c7a\u307e\u3063\u3066\u3044\u307e\u3059\u3002<\/p>\r\n<p>\u524d\u8ff0\u306e\u3068\u304a\u308a\u3001\u6cd5\u5b9a\u5229\u7387\u3092\u5b9a\u3081\u308b\u6c11\u6cd5\u306b\u660e\u8a18\u3055\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\r\n\r\n<div class=\"quote\">\r\n<span class=\"readmore\">\u7d9a\u304d\u3092\u8aad\u3080<\/span>\r\n<div class=\"quote_item\">\r\n<div class=\"quote_item_headline\">\u6c11\u6cd5<\/div>\r\n<p>\uff08\u6cd5\u5b9a\u5229\u7387\uff09<br>\r\n<b>\u7b2c404\u6761<\/b>\u3000\u5229\u606f\u3092\u751f\u305a\u3079\u304d\u50b5\u6a29\u306b\u3064\u3044\u3066\u5225\u6bb5\u306e\u610f\u601d\u8868\u793a\u304c\u306a\u3044\u3068\u304d\u306f\u3001\u305d\u306e\u5229\u7387\u306f\u3001\u305d\u306e\u5229\u606f\u304c\u751f\u3058\u305f\u6700\u521d\u306e\u6642\u70b9\u306b\u304a\u3051\u308b\u6cd5\u5b9a\u5229\u7387\u306b\u3088\u308b\u3002<br>\r\n\uff12\u3000\u6cd5\u5b9a\u5229\u7387\u306f\u3001\u5e74\u4e09\u30d1\u30fc\u30bb\u30f3\u30c8\u3068\u3059\u308b\u3002<\/p>\r\n\r\n<\/div>\r\n<\/div>\r\n<p><span class=\"u-font-small\">\u203b\u5f15\u7528\uff1a<a href=\"https:\/\/laws.e-gov.go.jp\/law\/129AC0000000089\" rel=\"noopener\" target=\"_blank\">e-GOV\u300c\u6c11\u6cd5\u300d<\/a><\/span><\/p>\r\n\r\n\r\n\r\n<p>\u6c11\u6cd5\u6539\u6b63\u524d\u306e2020\u5e74\u6642\u70b9\u3067\u306f\u3001\u9280\u884c\u9810\u91d1\u306e\u91d1\u5229\u304c0.001%\u3068\u3001\u53f2\u4e0a\u7a7a\u524d\u306e\u4f4e\u91d1\u5229\u3068\u306a\u3063\u3066\u3044\u307e\u3057\u305f\u3002\u3057\u304b\u3057\u6cd5\u5b9a\u5229\u7387\u306f\u3001\u9ad8\u91d1\u5229\u3060\u3063\u305f\u6614\u306e\u30ec\u30fc\u30c8\u304c\u305d\u306e\u307e\u307e\u4f7f\u308f\u308c\u3066\u3044\u305f\u306e\u3067\u3059\u3002<\/p>\r\n<p>\u5e745\uff05\u3068\u3044\u3046\u6cd5\u5b9a\u5229\u7387\u306f\u73fe\u5b9f\u306b\u305d\u3050\u308f\u306a\u3044\u3068\u3055\u308c\u3001\u662f\u6b63\u3055\u308c\u308b\u3053\u3068\u306b\u306a\u3063\u305f\u306e\u3067\u3059\u3002<\/p>\r\n\r\n\r\n\r\n<h3 class=\"ttl-b\">\u5546\u6cd5\u306e\u5546\u4e8b\u6cd5\u5b9a\u5229\u7387\u304c\u5ec3\u6b62\u3055\u308c\u6c11\u4e8b\u6cd5\u5b9a\u5229\u7387\u3068\u4e00\u672c\u5316\u3055\u308c\u305f<\/h3>\r\n<p>\u5f93\u6765\u3001\u6c11\u6cd5\u3068\u5546\u6cd5\u3067\u306f\u7570\u306a\u308b\u6cd5\u5b9a\u5229\u7387\u304c\u5b9a\u3081\u3089\u308c\u3066\u3044\u307e\u3057\u305f\u3002<\/p>\r\n<p>\u6c11\u6cd5\u306b\u306f\u5e745\uff05\u3068\u5b9a\u3081\u3089\u308c\u3066\u3044\u307e\u3057\u305f\u304c\u3001\u4f01\u696d\u9593\u306e\u53d6\u5f15\u3068\u3044\u3063\u305f\u5546\u884c\u70ba\u306e\u50b5\u52d9\u306b\u95a2\u3057\u3066\u3001\u5546\u6cd5\u306e\u5b9a\u3081\u308b\u6cd5\u5b9a\u5229\u7387\u306f\u5e746\uff05\u3067\u3057\u305f\u3002<\/p>\r\n<p>\u6c11\u6cd5\u6539\u6b63\u306e\u969b\u306b\u3001\u5546\u6cd5\u306b\u5b9a\u3081\u3089\u308c\u3066\u3044\u305f\u6cd5\u5b9a\u5229\u7387\u306f\u5ec3\u6b62\u3055\u308c\u3001\u500b\u4eba\u9593\u30fb\u4f01\u696d\u9593\u3092\u554f\u308f\u305a\u30013\uff05\u306b\u7d71\u4e00\u3055\u308c\u307e\u3057\u305f\u3002<\/p>\r\n<p>\u305f\u3060\u3057\u30012020\u5e74\uff08\u4ee4\u548c2\u5e74\uff093\u670831\u65e5\u4ee5\u524d\u306b\u767a\u751f\u3057\u3066\u3044\u305f\u5229\u606f\u306b\u3064\u3044\u3066\u306f\u3001\u6539\u6b63\u524d\u306e\u5229\u7387\uff08\u5e746\uff05\uff09\u304c\u9069\u7528\u3055\u308c\u307e\u3059\u3002\uff08\u6539\u6b63\u6c11\u6cd5\u9644\u524715\u67611\u9805\uff09<\/p>\r\n\r\n\r\n\r\n<h3 class=\"ttl-b\">3\u5e74\u3054\u3068\u306b\u5229\u7387\u304c\u898b\u76f4\u3055\u308c\u308b\u5909\u52d5\u5236\u306e\u5229\u7387\u304c\u5c0e\u5165\u3055\u308c\u305f<\/h3>\r\n<p>\u304b\u3064\u3066\u306f\u3001\u6cd5\u5b9a\u5229\u7387\u306f\u56fa\u5b9a\u3055\u308c\u3066\u3044\u307e\u3057\u305f\u3002<\/p>\r\n<p>\u4eca\u5f8c\u306f3\u5e74\u306b1\u5ea6\u3001\u5e02\u5834\u91d1\u5229\u3092\u53c2\u8003\u306b\u3001\u6cd5\u5b9a\u5229\u7387\u3092\u5b9a\u671f\u7684\u306b\u898b\u76f4\u3059\u3053\u3068\u306b\u306a\u3063\u3066\u3044\u307e\u3059\u3002<\/p>\r\n<p>\u5b9a\u671f\u898b\u76f4\u3057\u306e\u76ee\u7684\u306f\u3001\u5e02\u5834\u91d1\u5229\u3068\u6cd5\u5b9a\u5229\u7387\u306e\u4e56\u96e2\uff08\u304b\u3044\u308a\uff09\u3092\u662f\u6b63\u3059\u308b\u3053\u3068\u3067\u3059\u3002<br \/>\u6c11\u6cd5404\u67613\u9805\u30fb4\u9805\u3067\u306f\u6b21\u306e\u3088\u3046\u306b\u5b9a\u3081\u3066\u3044\u307e\u3059\u3002<\/p>\r\n\r\n<div class=\"quote\">\r\n<span class=\"readmore\">\u7d9a\u304d\u3092\u8aad\u3080<\/span>\r\n<div class=\"quote_item\">\r\n<div class=\"quote_item_headline\">\u6c11\u6cd5<\/div>\r\n<p>\uff08\u6cd5\u5b9a\u5229\u7387\uff09<br>\r\n<b>\u7b2c\u56db\u767e\u56db\u6761  3<\/b>\u524d\u9805\u306e\u898f\u5b9a\u306b\u304b\u304b\u308f\u3089\u305a\u3001\u6cd5\u5b9a\u5229\u7387\u306f\u3001\u6cd5\u52d9\u7701\u4ee4\u3067\u5b9a\u3081\u308b\u3068\u3053\u308d\u306b\u3088\u308a\u3001\u4e09\u5e74\u3092\u4e00\u671f\u3068\u3057\u3001\u4e00\u671f\u3054\u3068\u306b\u3001\u6b21\u9805\u306e\u898f\u5b9a\u306b\u3088\u308a\u5909\u52d5\u3059\u308b\u3082\u306e\u3068\u3059\u308b\u3002<\/p>\r\n<p><b>4<\/b>\u5404\u671f\u306b\u304a\u3051\u308b\u6cd5\u5b9a\u5229\u7387\u306f\u3001\u3053\u306e\u9805\u306e\u898f\u5b9a\u306b\u3088\u308a\u6cd5\u5b9a\u5229\u7387\u306b\u5909\u52d5\u304c\u3042\u3063\u305f\u671f\u306e\u3046\u3061\u76f4\u8fd1\u306e\u3082\u306e\uff08\u4ee5\u4e0b\u3053\u306e\u9805\u306b\u304a\u3044\u3066\u300c\u76f4\u8fd1\u5909\u52d5\u671f\u300d\u3068\u3044\u3046\u3002\uff09\u306b\u304a\u3051\u308b\u57fa\u6e96\u5272\u5408\u3068\u5f53\u671f\u306b\u304a\u3051\u308b\u57fa\u6e96\u5272\u5408\u3068\u306e\u5dee\u306b\u76f8\u5f53\u3059\u308b\u5272\u5408\uff08\u305d\u306e\u5272\u5408\u306b\u4e00\u30d1\u30fc\u30bb\u30f3\u30c8\u672a\u6e80\u306e\u7aef\u6570\u304c\u3042\u308b\u3068\u304d\u306f\u3001\u3053\u308c\u3092\u5207\u308a\u6368\u3066\u308b\u3002\uff09\u3092\u76f4\u8fd1\u5909\u52d5\u671f\u306b\u304a\u3051\u308b\u6cd5\u5b9a\u5229\u7387\u306b\u52a0\u7b97\u3057\u3001\u53c8\u306f\u6e1b\u7b97\u3057\u305f\u5272\u5408\u3068\u3059\u308b\u3002<\/p><\/div>\r\n<\/div>\r\n\r\n\r\n<p>\u51fa\u5178\uff1a<a href=\"https:\/\/elaws.e-gov.go.jp\/document?lawid=129AC0000000089\" rel=\"noopener\" target=\"_blank\">e-GOV\u6cd5\u4ee4\u691c\u7d22\u300c\u6c11\u6cd5\u300d<\/a><\/p>\r\n\r\n<div class=\"box-c\">\r\n  <div class=\"box_label\">\u6cd5\u5b9a\u5229\u7387\u5909\u52d5\u306e\u4f8b1<\/div>\r\n  <ul>\r\n    <li>\u6cd5\u5b9a\u5229\u7387\uff1d3\uff05<\/li>\r\n    <li>\u524d\u306e\u671f\u306e\u57fa\u6e96\u5272\u5408\uff1d0.7\uff05<\/li>\r\n    <li>\u76f4\u8fd1\u5909\u52d5\u671f\u3067\u3042\u308b\u4eca\u671f\u306e\u57fa\u6e96\u5272\u5408\uff1d1.1\uff05 \u306e\u5834\u5408<\/li>\r\n  <\/ul>\r\n<\/div>\r\n\r\n<p>\u5dee\u304c1\uff05\u672a\u6e80\u3067\u3042\u308b\u305f\u3081\uff081.1\uff05\uff0d0.7\uff05\uff1d0.4\uff05\uff09\u6cd5\u5b9a\u5229\u7387\u306f\u5909\u308f\u308a\u307e\u305b\u3093\u3002<\/p>\r\n\r\n<div class=\"box-c\">\r\n  <div class=\"box_label\">\u6cd5\u5b9a\u5229\u7387\u5909\u52d5\u306e\u4f8b2<\/div>\r\n  <ul>\r\n    <li>\u6cd5\u5b9a\u5229\u7387\uff1d3\uff05<\/li>\r\n    <li>\u524d\u306e\u671f\u306e\u57fa\u6e96\u5272\u5408\uff1d0.7\uff05<\/li>\r\n    <li>\u76f4\u8fd1\u5909\u52d5\u671f\u3067\u3042\u308b\u4eca\u671f\u306e\u57fa\u6e96\u5272\u5408\uff1d1.7\uff05 \u306e\u5834\u5408<\/li>\r\n  <\/ul>\r\n<\/div>\r\n\r\n<p>\u5dee\u304c1\uff05\u4ee5\u4e0a\u3042\u308b\u305f\u3081\uff081.7\uff05\uff0d0.7\uff05\uff1d1.0\uff05\uff09\u6cd5\u5b9a\u5229\u7387\u304c\u5909\u308f\u308a\u307e\u3059\u3002<br \/>3\uff05\uff0b1\uff05\uff1d4\uff05\u304c\u65b0\u3057\u3044\u6cd5\u5b9a\u5229\u7387\u3068\u306a\u308a\u307e\u3059\u3002<\/p>\r\n\r\n\r\n\r\n<h3 class=\"ttl-b\">\u6cd5\u5b9a\u5229\u7387\u306e\u57fa\u6e96\u6642\u304c\u660e\u78ba\u306b\u306a\u3063\u305f<\/h3>\r\n<p>\u6cd5\u5b9a\u5229\u7387\u306b\u3064\u3044\u3066\u3001\u5909\u52d5\u91d1\u5229\u304c\u9069\u7528\u3055\u308c\u308b\u306b\u3042\u305f\u308a\u3001\u5229\u7387\u306e\u57fa\u6e96\u3068\u306a\u308b\u30bf\u30a4\u30df\u30f3\u30b0\uff08\u9069\u7528\u6642\u671f\uff09\u304c\u660e\u78ba\u5316\u3055\u308c\u307e\u3057\u305f\u3002<\/p>\r\n<p>\u5f53\u4e8b\u8005\u304c\u7279\u306b\u53d6\u308a\u6c7a\u3081\u3092\u3057\u3066\u3044\u306a\u3044\u304b\u304e\u308a\u3001\u5229\u606f\u304c\u751f\u3058\u305f\u6700\u521d\u306e\u6642\u70b9\u306e\u6cd5\u5b9a\u5229\u7387\u304c\u9069\u7528\u3055\u308c\u308b\u3053\u3068\u3068\u306a\u308a\u307e\u3057\u305f\u3002<\/p>\r\n<p>\u6c11\u6cd5\u7b2c404\u67611\u9805\u306b\u5b9a\u3081\u3089\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\r\n\r\n\r\n<div class=\"quote\">\r\n<span class=\"readmore\">\u7d9a\u304d\u3092\u8aad\u3080<\/span>\r\n<div class=\"quote_item\">\r\n<div class=\"quote_item_headline\">\u6c11\u6cd5<\/div>\r\n<p>\uff08\u6cd5\u5b9a\u5229\u7387\uff09<br>\r\n\u7b2c404\u6761\u3000\u5229\u606f\u3092\u751f\u305a\u3079\u304d\u50b5\u6a29\u306b\u3064\u3044\u3066\u5225\u6bb5\u306e\u610f\u601d\u8868\u793a\u304c\u306a\u3044\u3068\u304d\u306f\u3001\u305d\u306e\u5229\u7387\u306f\u3001\u305d\u306e\u5229\u606f\u304c\u751f\u3058\u305f\u6700\u521d\u306e\u6642\u70b9\u306b\u304a\u3051\u308b\u6cd5\u5b9a\u5229\u7387\u306b\u3088\u308b\u3002<\/p>\r\n\r\n<\/div>\r\n<\/div>\r\n<p><span class=\"u-font-small\">\u203b\u5f15\u7528\uff1a<a href=\"https:\/\/laws.e-gov.go.jp\/law\/129AC0000000089\" rel=\"noopener\" target=\"_blank\">e-GOV\u300c\u6c11\u6cd5\u300d<\/a><\/span><\/p>\r\n\r\n\r\n\r\n<p>\u501f\u91d1\u306e\u5834\u5408\u306f\u3001\u304a\u91d1\u3092\u501f\u308a\u305f\u65e5\u304b\u3089\u5229\u606f\u304c\u767a\u751f\u3059\u308b\u305f\u3081\u30012020\u5e743\u670831\u65e5\u307e\u3067\u306b\u501f\u308a\u305f\u304a\u91d1\u306b\u306f\u5e745\uff05\u306e\u5229\u606f\u304c\u767a\u751f\u3057\u307e\u3059\u3002<\/p>\r\n<p>\r\n<img decoding=\"async\" src=\"https:\/\/hibiki-law.or.jp\/debt\/wp-content\/uploads\/2024\/07\/word_hotei-riritsu_001.png\" alt=\"\u6cd5\u5b9a\u5229\u7387\" class=\"post-img\">\r\n<\/p>\r\n<p>\u307e\u305f\u4eca\u5f8c\u3001\u6cd5\u5b9a\u5229\u7387\u304c\u5909\u66f4\u3055\u308c\u305f\u5834\u5408\u306f\u3001\u501f\u5165\u958b\u59cb\u65e5\u306e\u6cd5\u5b9a\u5229\u7387\u304c\u9069\u7528\u3055\u308c\u308b\u3053\u3068\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\r\n\r\n<h3 class=\"ttl-b\">\u4e2d\u9593\u5229\u606f\u63a7\u9664\u306b\u6cd5\u5b9a\u5229\u7387\u304c\u9069\u7528\u3055\u308c\u308b\u3053\u3068\u306b\u306a\u3063\u305f<\/h3>\r\n<p><span class=\"u-color-red\">\u6c11\u6cd5\u6539\u6b63\u306b\u3088\u308a\u3001\u4e2d\u9593\u5229\u606f\u63a7\u9664\uff08\u3061\u3085\u3046\u304b\u3093\u308a\u305d\u304f\u3053\u3046\u3058\u3087\uff09\u306b\u3082\u6cd5\u5b9a\u5229\u7387\u304c\u9069\u7528\u3055\u308c\u308b\u3053\u3068\u306b\u306a\u308a\u307e\u3057\u305f<\/span>\u3002<\/p>\r\n<p>\u4e2d\u9593\u5229\u606f\u63a7\u9664\u3068\u306f\u3001\u4ea4\u901a\u4e8b\u6545\u306a\u3069\u306e\u4e0d\u6cd5\u884c\u70ba\u306b\u3088\u308b\u640d\u5bb3\u8ce0\u511f\u306b\u304a\u3044\u3066\u88ab\u5bb3\u8005\u306e\u9038\u5931\u5229\u76ca\uff08\u3044\u3063\u3057\u3064\u308a\u3048\u304d\uff09\u3092\u7b97\u51fa\u3059\u308b\u306b\u3042\u305f\u308a\u3001\u5c06\u6765\u767a\u751f\u3059\u308b\u3067\u3042\u308d\u3046\u5229\u606f\u3092\u5dee\u3057\u5f15\u304f\u3053\u3068\u3067\u3059\u3002<\/p>\r\n<p>\u9038\u5931\u5229\u76ca\u306f\u3001\u5c06\u6765\u53d7\u3051\u53d6\u308b\u306f\u305a\u306e\u304a\u91d1\u3092\u5148\u306b\u53d7\u3051\u53d6\u308b\u3053\u3068\u306b\u306a\u308b\u305f\u3081\u3001\u305d\u306e\u5229\u606f\u3092\u3042\u3089\u304b\u3058\u3081\u6e1b\u984d\u3057\u3066\u8a08\u7b97\u3059\u308b\u306e\u3067\u3059\u3002<\/p>\r\n\r\n<div class=\"yogo\">\r\n <div class=\"yogo_head\"><img decoding=\"async\" src=\"https:\/\/hibiki-law.or.jp\/debt\/wp-content\/themes\/syakkin-v2-theme\/img\/icn_yogo.png\">\u7528\u8a9e\u96c6<\/div>\r\n <div class=\"yogo_title\">\u9038\u5931\u5229\u76ca\uff08\u3044\u3063\u3057\u3064\u308a\u3048\u304d\uff09\u3068\u306f\uff1f<\/div>\r\n <div>\r\n<p>\u300c\u9038\u5931\u5229\u76ca\uff08\u3044\u3063\u3057\u3064\u308a\u3048\u304d\uff09\u300d\u3068\u306f\u3001\u5c06\u6765\u5f97\u3089\u308c\u308b\u306f\u305a\u3060\u3063\u305f\u53ce\u5165\u306e\u3053\u3068\u3067\u3059\u3002<br \/>\r\n\u4ea4\u901a\u4e8b\u6545\u306b\u906d\u3044\u5f8c\u907a\u969c\u5bb3\u7b49\u7d1a\u304c\u8a8d\u5b9a\u3055\u308c\u3001\u50cd\u3051\u306a\u304f\u306a\u3063\u305f\u308a\u52b4\u50cd\u80fd\u529b\u304c\u4f4e\u4e0b\u3057\u305f\u3053\u3068\u3067\u53ce\u5165\u304c\u6e1b\u3063\u305f\u5834\u5408\u306b\u3001\u640d\u5bb3\u8ce0\u511f\u3068\u3057\u3066\u76f8\u624b\u306b\u8acb\u6c42\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002<br \/><br \/>\r\n\u53c2\u8003\u8a18\u4e8b\uff1a\u300c<a href=\"https:\/\/hibiki-law.or.jp\/jiko\/jidan\/jidankin\/32826\/\" rel=\"noopener\" target=\"_blank\">\u9038\u5931\u5229\u76ca\u3068\u306f\uff1f\u4ea4\u901a\u4e8b\u6545\u3067\u640d\u5bb3\u8ce0\u511f\u3092\u3082\u3089\u3048\u308b\u6761\u4ef6\u3068\u8a08\u7b97\u306e\u3057\u304b\u305f<\/a>\u300d<\/p>\r\n<\/div>\r\n<\/div>\r\n\r\n<p>\u5f93\u6765\u306e\u6c11\u6cd5\u306b\u306f\u4e2d\u9593\u5229\u606f\u63a7\u9664\u306b\u95a2\u3059\u308b\u898f\u5b9a\u304c\u3042\u308a\u307e\u305b\u3093\u3067\u3057\u305f\u304c\u3001\u6539\u6b63\u6c11\u6cd5\u3067\u306f\u4ee5\u4e0b\u306e\u3088\u3046\u306b\u660e\u8a18\u3055\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\r\n\r\n<div class=\"quote\">\r\n<span class=\"readmore\">\u7d9a\u304d\u3092\u8aad\u3080<\/span>\r\n<div class=\"quote_item\">\r\n<div 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