{"id":22413,"date":"2024-09-12T16:19:40","date_gmt":"2024-09-12T07:19:40","guid":{"rendered":"https:\/\/syakkin-soudan-center.prd.cuebic-sre.work\/?p=22413"},"modified":"2026-01-22T11:48:26","modified_gmt":"2026-01-22T02:48:26","slug":"post-22413","status":"publish","type":"post","link":"https:\/\/hibiki-law.or.jp\/debt\/saimu\/22413\/","title":{"rendered":"\u4efb\u610f\u6574\u7406\u3068\u50b5\u52d9\u6574\u7406\u306e\u9055\u3044\u306f\uff1f\u3069\u3093\u306a\u4eba\u306b\u5411\u3044\u3066\u3044\u308b\uff1f\u30e1\u30ea\u30c3\u30c8\u30fb\u30c7\u30e1\u30ea\u30c3\u30c8\u3092\u89e3\u8aac"},"content":{"rendered":"<p style=\"text-align:center\" class=\"u-mb-0\"><span class=\"u-font-large u-color-green\">\uff3c\u3055\u308f\u308c\u308b\u52d5\u753b\u3092\u516c\u958b\u4e2d\uff0f<\/span><\/p>\r\n<p style=\"text-align:center\" class=\"u-mb-0\">\u50b5\u52d9\u6574\u7406\u306e\u7591\u554f\u306b\u304a\u7b54\u3048\u3057\u307e\u3059<\/p>\r\n<p class=\"u-mb-10\"><img decoding=\"async\" src=\"https:\/\/hibiki-law.or.jp\/debt\/wp-content\/uploads\/2026\/03\/hibiki_mil_banner_001-scaled.jpg\" alt=\"MIL\u52d5\u753b\u518d\u751f\u30d0\u30ca\u30fc\u300c\u52d5\u753b\u30671\u5206\u89e3\u8aac\u3000\u50b5\u52d9\u6574\u7406\u306e\u30e1\u30ea\u30c3\u30c8\u30fb\u30c7\u30e1\u30ea\u30c3\u30c8\u300d\" class=\"post-img mil-banner\"><\/p>\r\n<p><span class=\"u-font-small\">\u203b\u30bf\u30c3\u30d7\u3067\u52d5\u753b\u304c\u7acb\u3061\u4e0a\u304c\u308a\u307e\u3059<\/span><\/p><h2 class=\"ttl-a\">\u4efb\u610f\u6574\u7406\u3068\u50b5\u52d9\u6574\u7406\u306e\u9055\u3044\u3068\u306f\uff1f<\/h2>\n\n<p>\u300c\u50b5\u52d9\u6574\u7406\u300d\u306f\u3001\u501f\u91d1\u306e\u8fd4\u6e08\u306b\u56f0\u3063\u3066\u3044\u308b\u4eba\u306e\u8ca0\u62c5\u3092\u8efd\u6e1b\u3059\u308b\u3053\u3068\u3067\u3001\u751f\u6d3b\u3092\u7acb\u3066\u76f4\u3059\u3053\u3068\u3092\u76ee\u6307\u3059\u65b9\u6cd5\u306e\u7dcf\u79f0\u3067\u3059\u3002<\/p>\n\n<p>\u300c\u4efb\u610f\u6574\u7406\u300d\u3068\u306f\u50b5\u52d9\u6574\u7406\u306e\u4e00\u3064\u3067\u3001\u4ed6\u306b\u300c\u500b\u4eba\u518d\u751f\u300d\u300c\u81ea\u5df1\u7834\u7523\u300d\u306a\u3069\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n<p><img decoding=\"async\" src=\"https:\/\/hibiki-law.or.jp\/debt\/wp-content\/uploads\/2024\/09\/saimu_niniseiri-chigai_001.png\" alt=\"\u50b5\u52d9\u6574\u7406\u306e\u7a2e\u985e\" class=\"post-img\"><\/p>\n\n<p>\u305f\u3060\u3057\u3001\u50b5\u52d9\u6574\u7406\u306e\u4e2d\u3067\u306f\u4efb\u610f\u6574\u7406\u3092\u9078\u629e\u3059\u308b\u4eba\u304c\u591a\u3044\u305f\u3081\u3001\u4e00\u822c\u306b\u300c\u50b5\u52d9\u6574\u7406\uff1d\u4efb\u610f\u6574\u7406\u300d\u3068\u30a4\u30e1\u30fc\u30b8\u3055\u308c\u308b\u30b1\u30fc\u30b9\u3082\u5c11\u306a\u304f\u3042\u308a\u307e\u305b\u3093\u3002<\/p>\n\n<p>\u50b5\u52d9\u6574\u7406\u306b\u3064\u3044\u3066\u306f\u3001\u4ee5\u4e0b\u306e\u8a18\u4e8b\u3067\u8a73\u3057\u304f\u89e3\u8aac\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n\n    <div class=\"box-d\">\n          <div class=\"box_label\"><span>\u3042\u308f\u305b\u3066\u8aad\u307f\u305f\u3044<\/span><\/div>\n          <a class=\"c-post-relation__reco_link\" href=\"https:\/\/hibiki-law.or.jp\/debt\/saimu\/\">\u50b5\u52d9\u6574\u7406\u3068\u306f\uff1f\u4eba\u751f\u3092\u7acb\u3066\u76f4\u3057\u305f\u3044\u65b9\u3078\u3001\u6839\u672c\u89e3\u6c7a\u3059\u308b\u65b9\u6cd5\u3092\u5f01\u8b77\u58eb\u304c\u89e3\u8aac<\/a><\/div>\n\n<p>\u4efb\u610f\u6574\u7406\u306b\u3064\u3044\u3066\u306f\u3001\u4ee5\u4e0b\u306e\u8a18\u4e8b\u3067\u8a73\u3057\u304f\u89e3\u8aac\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n\n    <div class=\"box-d\">\n          <div class=\"box_label\"><span>\u3042\u308f\u305b\u3066\u8aad\u307f\u305f\u3044<\/span><\/div>\n          <a class=\"c-post-relation__reco_link\" href=\"https:\/\/hibiki-law.or.jp\/debt\/ninni\/\">\u4efb\u610f\u6574\u7406\u3068\u306f\uff1f\u30e1\u30ea\u30c3\u30c8\u3084\u8cbb\u7528\u3001\u751f\u6d3b\u306e\u5909\u5316\u306b\u3064\u3044\u3066\u5f01\u8b77\u58eb\u304c\u308f\u304b\u308a\u3084\u3059\u304f\u89e3\u8aac<\/a><\/div>\n\n\n<h2 class=\"ttl-a\">\u4efb\u610f\u6574\u7406\u306e\u30e1\u30ea\u30c3\u30c8\u30fb\u30c7\u30e1\u30ea\u30c3\u30c8\u3068\u306f<\/h2>\n\n<p>\u4efb\u610f\u6574\u7406\u306f\u3001\u50b5\u6a29\u8005\u3068\u306e\u4ea4\u6e09\u306b\u3088\u3063\u3066\u501f\u91d1\u306e\u8fd4\u6e08\u984d\u3092\u6e1b\u3089\u3059\u50b5\u52d9\u6574\u7406\u306e\u4e00\u7a2e\u3067\u3059\u3002<\/p>\n\n<p>\u4efb\u610f\u6574\u7406\u306e\u30e1\u30ea\u30c3\u30c8\u30fb\u30c7\u30e1\u30ea\u30c3\u30c8\u3092\u307e\u3068\u3081\u308b\u3068\u4ee5\u4e0b\u306e\u3068\u304a\u308a\u3067\u3059\u3002<\/p>\n\n\n<div class=\"merit_box\">\n<span class=\"ribbon\">\u30e1\u30ea\u30c3\u30c8<\/span>\n<ul class=\"merit_list\">\n<li>\u8fd4\u6e08\u306e\u8ca0\u62c5\u304c\u6e1b\u308b<\/li>\n<li>\u8cb8\u91d1\u696d\u8005\u3084\u91d1\u878d\u6a5f\u95a2\u304b\u3089\u306e\u7763\u4fc3\u30fb\u53d6\u308a\u7acb\u3066\u304c\u6b62\u307e\u308b<\/li>\n<li>\u4fdd\u8a3c\u4eba\u3078\u306e\u5f71\u97ff\u3092\u907f\u3051\u3089\u308c\u308b<\/li>\n<li>\u8ca1\u7523\u3092\u624b\u5143\u306b\u6b8b\u305b\u308b<\/li>\n<li>\u8cbb\u7528\u304c\u6bd4\u8f03\u7684\u304b\u304b\u3089\u306a\u3044<\/li>\n<li>\u89e3\u6c7a\u307e\u3067\u306e\u671f\u9593\u304c\u6bd4\u8f03\u7684\u77ed\u3044<\/li>\n<li>\u30ae\u30e3\u30f3\u30d6\u30eb\u3001\u6d6a\u8cbb\u306a\u3069\u3067\u306e\u501f\u91d1\u3067\u3082\u5229\u7528\u53ef\u80fd<\/li>\n<li>\u5bb6\u65cf\u3084\u4f1a\u793e\u306b\u30d0\u30ec\u306b\u304f\u3044<\/li>\n<\/ul>\n<\/div>\n\n\n\n<div class=\"demerit_box\">\n<span class=\"ribbon\">\u30c7\u30e1\u30ea\u30c3\u30c8<\/span>\n<ul class=\"demerit_list\">\n<li>\u5143\u91d1\u5206\u306e\u8fd4\u6e08\u306f\u7d9a\u304f<\/li>\n<li>\u4ea4\u6e09\u304c\u3046\u307e\u304f\u3044\u304b\u306a\u3044\u3053\u3068\u3082\u3042\u308b<\/li>\n<li>\u4fe1\u7528\u60c5\u5831\u6a5f\u95a2\u306b\u4e8b\u6545\u60c5\u5831\u304c\u767b\u9332\u3055\u308c\u308b\uff08\u30d6\u30e9\u30c3\u30af\u30ea\u30b9\u30c8\u306b\u8f09\u308b\uff09<\/li>\n<li>\u5dee\u62bc\u3048\u306f\u6b62\u3081\u3089\u308c\u306a\u3044<\/li>\n<\/ul>\n<\/div>\n\n\n<p>\u500b\u4eba\u518d\u751f\u30fb\u4efb\u610f\u6574\u7406\u30fb\u81ea\u5df1\u7834\u7523\u306e\u9055\u3044\u306b\u3064\u3044\u3066\u306f\u3001\u4ee5\u4e0b\u306e\u8a18\u4e8b\u3067\u8a73\u3057\u304f\u89e3\u8aac\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n\n    <div class=\"box-d\">\n          <div class=\"box_label\"><span>\u3042\u308f\u305b\u3066\u8aad\u307f\u305f\u3044<\/span><\/div>\n          <a class=\"c-post-relation__reco_link\" href=\"https:\/\/hibiki-law.or.jp\/debt\/saimu\/13802\/\">\u4efb\u610f\u6574\u7406\u30fb\u81ea\u5df1\u7834\u7523\u30fb\u500b\u4eba\u518d\u751f\u306e\u9055\u3044\u306f\uff1f\u5207\u308a\u66ff\u3048\u65b9\u30fb\u9078\u3073\u65b9\u304b\u3089\u30c7\u30e1\u30ea\u30c3\u30c8\u307e\u3067<\/a><\/div>\n\n\n<h2 class=\"ttl-a\">\u4efb\u610f\u6574\u7406\u304c\u5411\u3044\u3066\u3044\u308b\u4eba\u3068\u306f\uff1f<\/h2>\n\n<p>\u4e0a\u306e\u30e1\u30ea\u30c3\u30c8\u30fb\u30c7\u30e1\u30ea\u30c3\u30c8\u304b\u3089\u308f\u304b\u308b\u3088\u3046\u306b\u3001\u4efb\u610f\u6574\u7406\u306f\u3001\u88c1\u5224\u6240\u3092\u4ecb\u3055\u306a\u3044\u3053\u3068\u306a\u3069\u304b\u3089\u3001\u4fdd\u8a3c\u4eba\u3084\u8ca1\u7523\u3078\u306e\u5f71\u97ff\u304c\u51fa\u306b\u304f\u3044\u3053\u3068\u304c\u7279\u5fb4\u3067\u3059\u3002<\/p>\n\n<p>\u305f\u3068\u3048\u3070\u3001\u501f\u91d1\u306e\u7dcf\u984d\u306f\u5927\u304d\u304f\u306a\u3044\u3082\u306e\u306e\u3001\u9577\u5f15\u304f\u8fd4\u6e08\u306b\u82e6\u3057\u3093\u3067\u3044\u308b\u5834\u5408\u306b\u3001\u6700\u521d\u306b\u691c\u8a0e\u3059\u308b\u50b5\u52d9\u6574\u7406\u3067\u3059\u3002<\/p>\n\n<p>\u5177\u4f53\u7684\u306b\u306f\u3001\u4ee5\u4e0b\u306e\u3088\u3046\u306a\u4eba\u306b\u5411\u3044\u3066\u3044\u308b\u3068\u3044\u3048\u307e\u3059\u3002<\/p>\n\n<div class=\"box-a\">\n<ul>\n<li>\u501f\u91d1\u306e\u5143\u91d1\u309236\uff5e60\u56de\u6255\u3044\u3067\u304d\u308b\u4eba<\/li>\n<li>\u8fd4\u6e08\u3092\u3057\u7d9a\u3051\u3066\u3082\u501f\u91d1\u984d\u304c\u6e1b\u3063\u3066\u3044\u306a\u3044\u3068\u611f\u3058\u308b\u4eba<\/li>\n<li>2\u30f6\u6708\u4ee5\u4e0a\u8fd4\u6e08\u3092\u6ede\u7d0d\u3057\u3066\u3044\u308b\u4eba<\/li>\n<\/ul>\n<\/div>\n\n<p>\u4ee5\u4e0b\u3001\u8a73\u3057\u304f\u8aac\u660e\u3057\u307e\u3059\u3002<\/p>\n\n<h3 class=\"ttl-b\">\u501f\u91d1\u306e\u5143\u91d1\u309236\u301c60\u56de\u6255\u3044\u3067\u304d\u308b\u4eba<\/h3>\n\n<p>\u76ee\u5b89\u3068\u3057\u3066\u300c<b>\u501f\u91d1\u306e\u5143\u91d1\uff08\uff0b\u9045\u5ef6\u640d\u5bb3\u91d1\uff09\u309236\uff5e60\u56de\u3067\u5272\u3063\u305f<\/b>\u300d\u91d1\u984d\u3092\u6bce\u6708\u8fd4\u6e08\u3067\u304d\u308b\u4eba\u3067\u3042\u308c\u3070\u3001\u4efb\u610f\u6574\u7406\u306b\u3088\u3063\u3066\u501f\u91d1\u554f\u984c\u3092\u89e3\u6c7a\u3067\u304d\u308b\u53ef\u80fd\u6027\u304c\u9ad8\u3044\u3068\u3044\u3048\u307e\u3059\u3002<\/p>\n\n<p>\u4efb\u610f\u6574\u7406\u3067\u306f\u3001\u501f\u91d1\u306e\u5143\u91d1\u3068\u9045\u5ef6\u640d\u5bb3\u91d1\u306e\u7dcf\u984d\u306e\u8fd4\u6e08\u671f\u9593\u3092\u30013\u5e74\uff0836\u56de\uff09\u301c5\u5e74\uff0860\u56de\uff09\u306e\u5206\u5272\u6255\u3044\u3068\u3059\u308b\u6761\u4ef6\u3067\u548c\u89e3\u3059\u308b\u306e\u304c\u4e00\u822c\u7684\uff08\u203b\uff09\u3060\u304b\u3089\u3067\u3059\u3002<\/p>\n\n<p><span class=\"u-font-small\">\u203b 5\u5e74\uff0860\u56de\uff09\u3088\u308a\u591a\u3044\u5206\u5272\u56de\u6570\u3067\u306e\u548c\u89e3\u304c\u3067\u304d\u308b\u30b1\u30fc\u30b9\u3082\u3042\u308a\u307e\u3059<\/span><\/p>\n\n<div class=\"box-c\">\n<div class=\"box_label\">\u501f\u91d1\u6b8b\u9ad8143\u4e07\u5186\u3001\u9045\u5ef6\u640d\u5bb3\u91d11\u4e07\u5186\u306e\u5834\u5408\u306e\u8a08\u7b97\u4f8b<\/div>\n<p>\u4efb\u610f\u6574\u7406\u5f8c\u306e\u8fd4\u6e08\u984d\uff1d143\u4e07\u5186\uff0b1\u4e07\u5186\uff1d144\u4e07\u5186<\/p>\n<ul>\n<li><p class=\"u-mb-20\">\n<b>36\u56de\uff083\u5e74\uff09\u8fd4\u6e08\u306e\u5834\u5408<\/b><br>\n144\u4e07\u5186\u00f736\u56de\uff1d4\u4e07\u5186<br>\n\u6bce\u67084\u4e07\u5186\u4ee5\u4e0a\u306e\u652f\u6255\u3044\u304c\u53ef\u80fd\u3067\u3042\u308c\u3070\u3001\u4efb\u610f\u6574\u7406\u3067\u89e3\u6c7a\u53ef\u80fd\n<\/p><\/li>\n\n<li><p><b>60\u56de\uff085\u5e74\uff09\u8fd4\u6e08\u306e\u5834\u5408<\/b><br>\n144\u4e07\u5186\u00f760\u56de\uff1d2\u4e074,000\u5186<br>\n\u6bce\u67082\u4e074,000\u5186\u4ee5\u4e0a\u306e\u652f\u6255\u3044\u304c\u53ef\u80fd\u3067\u3042\u308c\u3070\u3001\u4efb\u610f\u6574\u7406\u3067\u89e3\u6c7a\u53ef\u80fd<\/p><\/li>\n<\/ul>\n<\/div>\n\n<p>\u50b5\u52d9\u8005\uff08\u304a\u91d1\u3092\u501f\u308a\u305f\u4eba\uff09\u306e\u53ce\u5165\u6e90\u306f\u30d1\u30fc\u30c8\u30fb\u30a2\u30eb\u30d0\u30a4\u30c8\u3067\u3082\u3001\u6bce\u6708\u306e\u8fd4\u6e08\u304c\u3067\u304d\u308c\u3070\u4efb\u610f\u6574\u7406\u306f\u53ef\u80fd\u3067\u3059\u3002<\/p>\n\n<p>\u307e\u305f\u3001\u5bb6\u8a08\u3092\u3084\u308a\u304f\u308a\u3057\u3001\u81ea\u5206\u4ee5\u5916\u306e\u5bb6\u65cf\u306e\u53ce\u5165\u3067\u8fd4\u6e08\u3057\u3066\u3082\u554f\u984c\u3042\u308a\u307e\u305b\u3093\u3002<\/p>\n\n<p>\u305f\u3060\u3057\u3001\u751f\u6d3b\u4fdd\u8b77\u3092\u53d7\u7d66\u3057\u3066\u3044\u308b\u5834\u5408\u3001\u57fa\u672c\u7684\u306b\u4efb\u610f\u6574\u7406\u306f\u3067\u304d\u307e\u305b\u3093\u3002<\/p>\n\n<p>\u751f\u6d3b\u4fdd\u8b77\u7d66\u4ed8\u91d1\u304b\u3089\u306e\u501f\u91d1\u8fd4\u6e08\u306f\u539f\u5247\u7981\u6b62\u3067\u3042\u308b\u305f\u3081\u3067\u3059\u3002<\/p>\n\n<h3 class=\"ttl-b\">\u8fd4\u6e08\u3092\u3057\u7d9a\u3051\u3066\u3082\u501f\u91d1\u304c\u6e1b\u3063\u3066\u3044\u306a\u3044\u3068\u611f\u3058\u308b\u4eba<\/h3>\n\n<p>\u300c<span class=\"u-color-primary\">\u9577\u671f\u9593\u8fd4\u6e08\u3057\u7d9a\u3051\u3066\u3044\u308b\u306e\u306b\u3001\u601d\u3046\u3088\u3046\u306b\u501f\u91d1\u304c\u6e1b\u3089\u306a\u3044\u2026<\/span>\u300d<br>\n\u3068\u611f\u3058\u3066\u3044\u308b\u4eba\u306f\u3001\u4efb\u610f\u6574\u7406\u3067\u501f\u91d1\u554f\u984c\u3092\u89e3\u6c7a\u3067\u304d\u308b\u53ef\u80fd\u6027\u304c\u9ad8\u3044\u3067\u3057\u3087\u3046\u3002<\/p>\n\n<p>\u9577\u671f\u8fd4\u6e08\u3057\u3066\u3044\u308b\u306e\u306b\u501f\u91d1\u304c\u6e1b\u3089\u306a\u3044\u8981\u56e0\u306e\u4e00\u3064\u3068\u3057\u3066\u3001\u501f\u5165\u91d1\u5229\u304c\u9ad8\u3044\u3053\u3068\u304c\u8003\u3048\u3089\u308c\u307e\u3059\u3002<\/p>\n\n<p>\u3055\u3089\u306b\u6708\u3005\u306e\u8fd4\u6e08\u984d\u304c\u5c11\u306a\u3044\u3068\u3001\u5229\u606f\u304c\u6708\u306e\u8fd4\u6e08\u306e\u307b\u3068\u3093\u3069\u3092\u5360\u3081\u3001\u5143\u91d1\u304c\u306a\u304b\u306a\u304b\u6e1b\u308a\u307e\u305b\u3093\u3002<\/p>\n\n<p>\u4efb\u610f\u6574\u7406\u306f\u3001\u50b5\u6a29\u8005\u306b\u5bfe\u3057\u3066\u5229\u606f\u30ab\u30c3\u30c8\u3092\u4ea4\u6e09\u3057\u30013\u301c5\u5e74\u3067\u5143\u91d1\u306e\u5b8c\u6e08\u3092\u76ee\u6307\u3059\u50b5\u52d9\u6574\u7406\u3067\u3059\u3002<\/p>\n\n<p>\u78ba\u5b9f\u306b\u8fd4\u6e08\u3092\u9032\u3081\u3089\u308c\u308b\u3088\u3046\u306b\u306a\u308a\u3001<b>\u5229\u606f\u306e\u652f\u6255\u3044\u304c\u591a\u3044\u30b1\u30fc\u30b9\u3067\u306f\u52b9\u7387\u7684\u306b\u8ca0\u62c5\u3092\u6e1b\u3089\u305b\u308b\u65b9\u6cd5<\/b>\u3068\u306a\u308a\u307e\u3059\u3002<\/p>\n\n<p><img decoding=\"async\" src=\"https:\/\/hibiki-law.or.jp\/debt\/wp-content\/uploads\/2024\/07\/hensai-herinikui-reason_001.png\" alt=\"\u501f\u5165\u91d1\u5229\u304c\u9ad8\u3044\u3068\u501f\u91d1\u304c\u6e1b\u308a\u306b\u304f\u3044\u7406\u7531\" class=\"post-img\"><\/p>\n\n<p>\u306a\u304a\u3001\u9006\u306b\u3001\u4f4f\u5b85\u30ed\u30fc\u30f3\u3084\u5968\u5b66\u91d1\u306a\u3069\u306f\u3001\u8cb8\u4ed8\u5229\u7387\u304c\u4f4e\u304f\u4efb\u610f\u6574\u7406\u3092\u3057\u3066\u3082\u52b9\u679c\u306f\u671f\u5f85\u3067\u304d\u307e\u305b\u3093\uff08\u8a73\u3057\u304f\u306f<a href=\"#ninni\">\u5f8c\u8ff0<\/a>\uff09\u3002<\/p>\n\n<p>\u501f\u91d1\u304c\u6e1b\u308a\u3065\u3089\u3044\u7406\u7531\u306b\u3064\u3044\u3066\u306f\u3001\u4ee5\u4e0b\u306e\u8a18\u4e8b\u3067\u8a73\u3057\u304f\u89e3\u8aac\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n\n    <div class=\"box-d\">\n          <div class=\"box_label\"><span>\u3042\u308f\u305b\u3066\u8aad\u307f\u305f\u3044<\/span><\/div>\n          <a class=\"c-post-relation__reco_link\" href=\"https:\/\/hibiki-law.or.jp\/debt\/hensai\/5930\/\">\u501f\u91d1\u304c\u6e1b\u3089\u306a\u3044\u7406\u7531\u306f\u306a\u306b\uff1f\u501f\u91d1\u3092\u6e1b\u3089\u3059\u65b9\u6cd5\u3068\u8fd4\u6e08\u3057\u305f\u4eba\u306e\u4f53\u9a13\u8ac7\u3092\u7d39\u4ecb<\/a><\/div>\n\n<h3 class=\"ttl-b\">2\u30f6\u6708\u4ee5\u4e0a\u8fd4\u6e08\u3092\u6ede\u7d0d\u3057\u3066\u3044\u308b\u4eba<\/h3>\n\n<p>\u501f\u91d1\u306e\u8fd4\u6e08\u304c\u82e6\u3057\u304f\u306a\u308a\u30012\u30f6\u6708\u4ee5\u4e0a\u8fd4\u6e08\u3092\u6ede\u7d0d\u3057\u3066\u3044\u308b\u306e\u306a\u3089\u3001\u4efb\u610f\u6574\u7406\u3092\u9078\u629e\u3057\u3066\u3082\u3044\u3044\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002<\/p>\n\n<p>2\u30f6\u6708\u7a0b\u5ea6\u501f\u91d1\u306e\u8fd4\u6e08\u3092\u6ede\u7d0d\u3057\u3066\u3044\u308b\u3068\u3001\u3059\u3067\u306b\u4fe1\u7528\u60c5\u5831\u6a5f\u95a2\u306b\u4e8b\u6545\u60c5\u5831\u304c\u767b\u9332\u3055\u308c\u3066\u3044\u308b\uff08\u3044\u308f\u3086\u308b\u300c\u30d6\u30e9\u30c3\u30af\u30ea\u30b9\u30c8\u306b\u8f09\u3063\u3066\u3044\u308b\u300d\uff09\u53ef\u80fd\u6027\u304c\u9ad8\u3044\u304b\u3089\u3067\u3059\u3002<\/p>\n\n<p>\u4efb\u610f\u6574\u7406\u3067\u767a\u751f\u3059\u308b\u304a\u3082\u306a\u30c7\u30e1\u30ea\u30c3\u30c8\u306f\u3001\u3044\u308f\u3086\u308b\u300c\u30d6\u30e9\u30c3\u30af\u30ea\u30b9\u30c8\u306b\u8f09\u308b\u300d\u3053\u3068\u3067\u3059\u3002<\/p>\n\n<p>\u3059\u3067\u306b\u30d6\u30e9\u30c3\u30af\u30ea\u30b9\u30c8\u306b\u8f09\u3063\u305f\u72b6\u614b\u3067\u306f\u3001<b>\u4efb\u610f\u6574\u7406\u306b\u3088\u308b\u5927\u304d\u306a\u30c7\u30e1\u30ea\u30c3\u30c8\u306f\u307b\u307c\u306a\u3044<\/b>\u3068\u3082\u3044\u3048\u307e\u3059\u3002<\/p>\n\n<div class=\"box-c\">\n<div class=\"box_label\">\u4fe1\u7528\u60c5\u5831\u6a5f\u95a2\u3068\u30d6\u30e9\u30c3\u30af\u30ea\u30b9\u30c8<\/div>\n<p>\u4fe1\u7528\u60c5\u5831\u6a5f\u95a2\u3068\u306f\u3001\u52a0\u76df\u3059\u308b\u91d1\u878d\u4f1a\u793e\u304b\u3089\u767b\u9332\u3055\u308c\u308b\u30ed\u30fc\u30f3\u3001\u30af\u30ec\u30b8\u30c3\u30c8\u306e\u5951\u7d04\u5185\u5bb9\u3084\u5229\u7528\u72b6\u6cc1\uff08\u4fe1\u7528\u60c5\u5831\uff09\u3092\u7ba1\u7406\u3001\u63d0\u4f9b\u3059\u308b\u6c11\u9593\u6a5f\u95a2\u3002<\/p>\n<p>\u501f\u91d1\u306e\u6ede\u7d0d\u3084\u50b5\u52d9\u6574\u7406\u3092\u3059\u308b\u3068\u300c\u4e8b\u6545\u60c5\u5831\u300d\u304c\u767b\u9332\u3055\u308c\u3001\u3053\u308c\u3092\u300c\u30d6\u30e9\u30c3\u30af\u30ea\u30b9\u30c8\u306b\u8f09\u308b\u300d\u3068\u547c\u3076\u3053\u3068\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<p>\u767b\u9332\u3055\u308c\u308b\u3068\u3001\u501f\u91d1\u306e\u5b8c\u6e08\u304b\u30895\u5e74\u3001\u307e\u305f\u306f\u624b\u7d9a\u304d\u304b\u30895\u301c7\u5e74\u7a0b\u5ea6\u306f\u60c5\u5831\u304c\u524a\u9664\u3055\u308c\u305a\u3001\u4ee5\u4e0b\u306e\u3088\u3046\u306a\u5f71\u97ff\u304c\u51fa\u307e\u3059\u3002<\/p>\n<ul>\n<li>\u65b0\u305f\u306b\u501f\u308a\u5165\u308c\u304c\u3067\u304d\u306a\u3044<\/li>\n<li>\u65b0\u305f\u306b\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u3092\u4f5c\u308c\u306a\u3044<\/li>\n<li>\u643a\u5e2f\u96fb\u8a71\u3092\u5206\u5272\u6255\u3044\u3067\u8cfc\u5165\u3067\u304d\u306a\u3044<\/li>\n<li>\u8cc3\u8cb8\u4f4f\u5b85\u306e\u5951\u7d04\u304c\u3067\u304d\u306a\u3044<\/li>\n<li>\u7b2c\u4e09\u8005\u306e\u4fdd\u8a3c\u4eba\u306b\u306a\u308c\u306a\u3044<\/li>\n<\/ul>\n<\/div>\n\n<p>\u307e\u305f\u3001\u4efb\u610f\u6574\u7406\u3092\u884c\u3046\u3053\u3068\u3067\u3001\u6ede\u7d0d\u3057\u7d9a\u3051\u305f\u5834\u5408\u3068\u6bd4\u3079\u3066\u3001\u4e8b\u6545\u60c5\u5831\u306e\u62b9\u6d88\u3092\u65e9\u3081\u308b\u3053\u3068\u306b\u3082\u3064\u306a\u304c\u308a\u307e\u3059\u3002<\/p>\n\n<p><img decoding=\"async\" src=\"https:\/\/hibiki-law.or.jp\/debt\/wp-content\/uploads\/2024\/07\/hensai_shinyou-kaifuku_001.png\" alt=\"\" class=\"post-img\"><\/p>\n\n<p>\u305f\u3060\u3057\u3001\u6ede\u7d0d\u3057\u3066\u3044\u308b\u30b1\u30fc\u30b9\u306e\u4e2d\u3067\u3082\u3001\u6b21\u306e\u9805\u3067\u7d39\u4ecb\u3059\u308b\u3088\u3046\u306a\u30b1\u30fc\u30b9\u3067\u306f\u3001\u4efb\u610f\u6574\u7406\u306f\u4e0d\u5411\u304d\u3067\u3059\u3002<\/p>\n\n<span id=\"ninni\"><\/span>\n<h2 class=\"ttl-a\">\u4efb\u610f\u6574\u7406\u304c\u5411\u3044\u3066\u3044\u306a\u3044\u4eba\u3068\u306f\uff1f<\/h2>\n\n<p>\u4efb\u610f\u6574\u7406\u306e\u7279\u5fb4\u3092\u3075\u307e\u3048\u3001\u4ee5\u4e0b\u306b\u8a72\u5f53\u3059\u308b\u4eba\u306f\u4efb\u610f\u6574\u7406\u306b\u5411\u3044\u3066\u3044\u306a\u3044\u3068\u3044\u3048\u307e\u3059\u3002<\/p>\n\n<ul>\n<li><p class=\"u-mb-20\"><b>\u7121\u53ce\u5165\u3001\u501f\u91d1\u3092\u8fd4\u305b\u308b\u3081\u3069\u304c\u7acb\u305f\u306a\u3044\u4eba<\/b><br>\n\u50b5\u52d9\u8005\u81ea\u8eab\u306b\u53ce\u5165\u304c\u306a\u304f\u3001\u5bb6\u65cf\u306e\u652f\u63f4\u3082\u671f\u5f85\u3067\u304d\u305a\u3001\u501f\u91d1\u3092\u8fd4\u305b\u308b\u53ef\u80fd\u6027\u304c\u306a\u3044\u5834\u5408\u3001\u4efb\u610f\u6574\u7406\u306b\u306f\u5411\u3044\u3066\u3044\u306a\u3044\u3068\u3044\u3048\u307e\u3059\u3002<\/p><\/li>\n\n<li><p class=\"u-mb-20\"><b>\u8fd4\u6e08\u5b9f\u7e3e\u304c\u306a\u3044\u4eba<\/b><br>\n\u8fd4\u6e08\u3092\u307b\u307c\u3057\u306a\u3044\u307e\u307e\u4efb\u610f\u6574\u7406\u3092\u3057\u305f\u5834\u5408\u3001\u50b5\u6a29\u8005\u306b\u548c\u89e3\u306e\u30e1\u30ea\u30c3\u30c8\u306f\u307b\u307c\u751f\u3058\u307e\u305b\u3093\u3002<br>\n\u307e\u305f\u3001\u548c\u89e3\u3057\u3066\u3082\u7d99\u7d9a\u7684\u306b\u8fd4\u6e08\u3057\u306a\u3044\u53ef\u80fd\u6027\u304c\u9ad8\u3044\u3068\u898b\u306a\u3055\u308c\u308b\u3053\u3068\u3082\u591a\u3044\u305f\u3081\u3001\u4ea4\u6e09\u306b\u306f\u5fdc\u3058\u3066\u3082\u3089\u3048\u306a\u3044\u53ef\u80fd\u6027\u304c\u9ad8\u304f\u306a\u308a\u307e\u3059\u3002<\/p><\/li>\n\n<li><p class=\"u-mb-20\"><b>\u5968\u5b66\u91d1\u304c\u6255\u3048\u306a\u304f\u306a\u3063\u305f\u4eba<\/b><br>\n\u5968\u5b66\u91d1\u306e\u91d1\u5229\u306f\u3001\u5909\u52d5\u578b\u3067\u3082\u4e0a\u96503%\u3068\u4f4e\u91d1\u5229\u306b\u8a2d\u5b9a\u3055\u308c\u3066\u304a\u308a\u3001\u6700\u957720\u5e74\u306e\u9577\u671f\u8fd4\u6e08\u304c\u60f3\u5b9a\u3055\u308c\u3066\u3044\u307e\u3059\uff08\u203b\uff09\u3002<br>\n\u305d\u306e\u305f\u3081\u3001\u4efb\u610f\u6574\u7406\u306e\u5229\u606f\u306e\u30ab\u30c3\u30c8\u3084\u8fd4\u6e08\u671f\u9593\u5ef6\u9577\u306e\u6069\u6075\u306f\u307e\u305a\u3042\u308a\u307e\u305b\u3093\u3002<\/p><\/li>\n\n<li><p class=\"u-mb-20\"><b>\u81ea\u52d5\u8eca\u30ed\u30fc\u30f3\u3084\u4f4f\u5b85\u30ed\u30fc\u30f3\u304c\u6255\u3048\u306a\u304f\u306a\u3063\u305f\u4eba<\/b><br>\n\u81ea\u52d5\u8eca\u30ed\u30fc\u30f3\u3084\u4f4f\u5b85\u30ed\u30fc\u30f3\u306f\u3068\u3082\u306b\u4f4e\u91d1\u5229\u306e\u305f\u3081\u3001\u4efb\u610f\u6574\u7406\u3092\u884c\u3044\u3001\u91d1\u5229\u3092\u30ab\u30c3\u30c8\u3057\u3066\u3082\u3001\u501f\u91d1\u306e\u8ca0\u62c5\u306f\u3042\u307e\u308a\u8efd\u6e1b\u3055\u308c\u307e\u305b\u3093\u3002<\/p><\/li>\n\n<li><p class=\"u-mb-20\"><b>\u3059\u3067\u306b\u5dee\u3057\u62bc\u3055\u3048\u3089\u308c\u3066\u3044\u308b\u4eba<\/b><br>\n\u5dee\u62bc\u3048\u3068\u306f\u3001\u501f\u91d1\u3092\u6ede\u7d0d\u3057\u7d9a\u3051\u3066\u3044\u308b\u50b5\u52d9\u8005\u306e\u8ca1\u7523\u3092\u3001\u50b5\u6a29\u8005\u304c\u5f37\u5236\u7684\u306b\u63db\u91d1\u30fb\u51e6\u5206\u3092\u3057\u3066\u3001\u56de\u53ce\u3059\u308b\u3053\u3068\u3002<br>\n\u5dee\u62bc\u3048\u306e\u5f37\u5236\u57f7\u884c\u6642\u70b9\u3067\u3001\u50b5\u6a29\u8005\u306b\u3068\u3063\u3066\u306f\u78ba\u5b9f\u306b\u6ede\u7d0d\u3055\u308c\u305f\u501f\u91d1\u3092\u56de\u53ce\u3067\u304d\u308b\u898b\u901a\u3057\u304c\u7acb\u3063\u3066\u3044\u308b\u305f\u3081\u3001\u4efb\u610f\u6574\u7406\u306e\u548c\u89e3\u3092\u53d7\u3051\u5165\u308c\u308b\u30e1\u30ea\u30c3\u30c8\u306f\u307b\u3068\u3093\u3069\u3042\u308a\u307e\u305b\u3093\u3002<\/p><\/li>\n\n<p><span class=\"u-font-small\">\u203b\u72ec\u7acb\u884c\u653f\u6cd5\u4eba\u30fb\u65e5\u672c\u5b66\u751f\u652f\u63f4\u6a5f\u69cb\u306e\u5229\u4ed8\u304d\u5968\u5b66\u91d1\uff08\u7b2c\u4e8c\u7a2e\u5968\u5b66\u91d1\uff09\u306e\u8cb8\u4e0e\u5229\u7387\u3067\u30012024\u5e743\u6708\u306b\u8cb8\u4e0e\u304c\u7d42\u4e86\u3057\u305f\u5834\u5408\u3001\u5229\u7387\u56fa\u5b9a0.94%\u3001\u5229\u7387\u898b\u76f4\u30570.40%\uff08\u4e0a\u96503.0%\uff09<\/span><\/p>\n<\/ul>\n\n<h2 class=\"ttl-a\">\u4efb\u610f\u6574\u7406\u304c\u3067\u304d\u306a\u3044\u5834\u5408\u306e\u89e3\u6c7a\u65b9\u6cd5\u3068\u306f\uff1f<\/h2>\n\n<p>\u4efb\u610f\u6574\u7406\u304c\u3067\u304d\u306a\u3044\u5834\u5408\u3067\u3082\u3001\u501f\u91d1\u554f\u984c\u306e\u89e3\u6c7a\u304c\u3067\u304d\u306a\u3044\u3068\u3044\u3046\u308f\u3051\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002<\/p>\n\n<p>\u72b6\u6cc1\u306b\u5408\u308f\u305b\u3001\u4ee5\u4e0b\u306e\u50b5\u52d9\u6574\u7406\u304c\u6709\u52b9\u306a\u89e3\u6c7a\u65b9\u6cd5\u3068\u3057\u3066\u8003\u3048\u3089\u308c\u307e\u3059\u3002<\/p>\n\n<div class=\"box-a\">\n<ul>\n<li>\u7121\u53ce\u5165\u30fb\u8fd4\u6e08\u4e0d\u80fd\u72b6\u614b\u306e\u5834\u5408 : \u81ea\u5df1\u7834\u7523\u3092\u8003\u3048\u308b<\/li>\n<li>\u5b89\u5b9a\u3057\u305f\u53ce\u5165\u304c\u3042\u308b\u5834\u5408 : \u500b\u4eba\u518d\u751f\u3092\u8003\u3048\u308b<\/li>\n<\/ul>\n<\/div>\n\n<p>\u6b21\u304b\u3089\u8a73\u3057\u304f\u89e3\u8aac\u3057\u307e\u3059\u3002<\/p>\n\n<h3 class=\"ttl-b\">\u7121\u53ce\u5165\u30fb\u8fd4\u6e08\u4e0d\u80fd\u72b6\u614b\u306e\u5834\u5408\uff1a\u81ea\u5df1\u7834\u7523\u3092\u8003\u3048\u308b<\/h3>\n\n<p>\u300c<span class=\"u-color-primary\">\u53ce\u5165\u304c\u306a\u3044\u30fb\u6fc0\u6e1b\u3057\u305f<\/span>\u300d<br>\n\u300c<span class=\"u-color-primary\">\u8fd4\u6e08\u306b\u56de\u3059\u8ca1\u7523\u3082\u624b\u5143\u306b\u306a\u3044<\/span>\u300d<br>\n\u3053\u306e\u3088\u3046\u306a\u8fd4\u6e08\u4e0d\u80fd\u72b6\u614b\u3067\u3042\u308c\u3070\u3001\u81ea\u5df1\u7834\u7523\u304c\u9069\u3057\u3066\u3044\u308b\u53ef\u80fd\u6027\u304c\u9ad8\u3044\u3067\u3057\u3087\u3046\u3002<\/p>\n\n<p>\u81ea\u5df1\u7834\u7523\u3068\u306f\u3001\u88c1\u5224\u6240\u306b\u7533\u3057\u7acb\u3066\u3001\u4e00\u90e8\u306e\u50b5\u52d9\uff08\u203b\uff09\u3092\u9664\u3044\u3066\u3001\u501f\u91d1\u3092\u5168\u984d\u514d\u9664\u3057\u3066\u3082\u3089\u3046\u50b5\u52d9\u6574\u7406\u306e\u65b9\u6cd5\u3067\u3059\u3002<\/p>\n\n<p>\u539f\u5247\u3001\u5143\u91d1\u306f\u8fd4\u6e08\u3057\u7d9a\u3051\u308b\u4efb\u610f\u6574\u7406\u3068\u306f\u7570\u306a\u308a\u3001<b>\u501f\u91d1\u305d\u306e\u3082\u306e\u304b\u3089\u89e3\u653e\u3055\u308c\u308b<\/b>\u70b9\u304c\u3001\u3082\u3063\u3068\u3082\u5927\u304d\u306a\u30e1\u30ea\u30c3\u30c8\u3067\u3059\u3002<\/p>\n\n<p>\u4e00\u65b9\u3001\u4efb\u610f\u6574\u7406\u3068\u9055\u3044\u3001\u8ca1\u7523\u3084\u4fdd\u8a3c\u4eba\u3078\u306e\u5f71\u97ff\u306f\u907f\u3051\u3089\u308c\u307e\u305b\u3093\u3002<\/p>\n\n<p><span class=\"u-font-small\">\u203b \u7a0e\u91d1\u3084\u4e0b\u6c34\u9053\u6599\u91d1\u306e\u6ede\u7d0d\u5206\u3001\u990a\u80b2\u8cbb\u306a\u3069<\/span><\/p>\n\n<p><img decoding=\"async\" src=\"https:\/\/hibiki-law.or.jp\/debt\/wp-content\/uploads\/2024\/07\/hasan_jikohasan-image_001.png\" alt=\"\u81ea\u5df1\u7834\u7523\u306e\u30a4\u30e1\u30fc\u30b8\" class=\"post-img\"><\/p>\n\n<p>\u81ea\u5df1\u7834\u7523\u306e\u30e1\u30ea\u30c3\u30c8\u3001\u30c7\u30e1\u30ea\u30c3\u30c8\u3092\u6bd4\u8f03\u3059\u308b\u3068\u4ee5\u4e0b\u306e\u3088\u3046\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n\n<div class=\"merit_box\">\n<span class=\"ribbon\">\u30e1\u30ea\u30c3\u30c8<\/span>\n<ul class=\"merit_list\">\n<li>\u501f\u91d1\u304c\u307b\u307c\u514d\u9664\uff08\u514d\u8cac\uff09\u306b\u306a\u308b<\/li>\n<li>\u7121\u53ce\u5165\u3084\u751f\u6d3b\u4fdd\u8b77\u53d7\u7d66\u4e2d\u3067\u3082\u5229\u7528\u3067\u304d\u308b<\/li>\n<li>\u50b5\u6a29\u8005\u304b\u3089\u306e\u7763\u4fc3\u3084\u3001\u6bce\u6708\u306e\u8fd4\u6e08\u304c\u6b62\u307e\u308b<\/li>\n<li>\u751f\u6d3b\u306b\u6700\u4f4e\u9650\u5fc5\u8981\u306a\u8ca1\u7523\u3092\u624b\u5143\u306b\u6b8b\u305b\u308b<\/li>\n<\/ul>\n<\/div>\n\n<div class=\"demerit_box\">\n<span class=\"ribbon\">\u30c7\u30e1\u30ea\u30c3\u30c8<\/span>\n<ul class=\"demerit_list\">\n<li>\u6301\u3061\u5bb6\u3084\u8eca\u306a\u3069\u306e\u9ad8\u984d\u306a\u8ca1\u7523\u3092\u5931\u3046<\/li>\n<li>\u81ea\u5df1\u7834\u7523\u3057\u305f\u3053\u3068\u304c\u5bb6\u65cf\u3084\u5468\u56f2\u306b\u30d0\u30ec\u3084\u3059\u3044<\/li>\n<li>\u4fe1\u7528\u60c5\u5831\u6a5f\u95a2\u306b\u4e8b\u6545\u8a18\u9332\u304c\u767b\u9332\u3055\u308c\u308b\uff08\u30d6\u30e9\u30c3\u30af\u30ea\u30b9\u30c8\u306b\u8f09\u308b\uff09<\/li>\n<li>\u5b98\u5831\u306b\u4f4f\u6240\u30fb\u6c0f\u540d\u304c\u63b2\u8f09\u3055\u308c\u308b<\/li>\n<li>\u4fdd\u8a3c\u4eba\u30fb\u9023\u5e2f\u4fdd\u8a3c\u4eba\u304c\u501f\u91d1\u8fd4\u6e08\u3092\u6c42\u3081\u3089\u308c\u308b<\/li>\n<li>\u624b\u7d9a\u304d\u671f\u9593\u4e2d\u306f\u3001\u4e00\u90e8\u306e\u8077\u696d\u3084\u8cc7\u683c\u304c\u5236\u9650\u3055\u308c\u308b<\/li>\n<li>\u624b\u7d9a\u304d\u671f\u9593\u4e2d\u306f\u3001\u5f15\u3063\u8d8a\u3057\u3084\u6d77\u5916\u6e21\u822a\u306b\u8a31\u53ef\u304c\u5fc5\u8981<\/li>\n<\/ul>\n<\/div>\n\n<p>\u81ea\u5df1\u7834\u7523\u306b\u3064\u3044\u3066\u306f\u3001\u4ee5\u4e0b\u306e\u8a18\u4e8b\u3067\u8a73\u3057\u304f\u89e3\u8aac\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n\n    <div class=\"box-d\">\n          <div class=\"box_label\"><span>\u3042\u308f\u305b\u3066\u8aad\u307f\u305f\u3044<\/span><\/div>\n          <a class=\"c-post-relation__reco_link\" href=\"https:\/\/hibiki-law.or.jp\/debt\/hasan\/\">\u81ea\u5df1\u7834\u7523\u3068\u306f\uff1f\u501f\u91d1\u3092\u30ea\u30bb\u30c3\u30c8\u3057\u3066\u4eba\u751f\u306e\u518d\u51fa\u767a\u3092\u76ee\u6307\u3059\u65b9\u6cd5\u3092\u5f01\u8b77\u58eb\u304c\u89e3\u8aac<\/a><\/div>\n\n<h3 class=\"ttl-b\">\u5b89\u5b9a\u3057\u305f\u53ce\u5165\u304c\u3042\u308b\u5834\u5408\uff1a\u500b\u4eba\u518d\u751f\u3092\u8003\u3048\u308b<\/h3>\n\n<p>\u300c<span class=\"u-color-primary\">\u5b89\u5b9a\u3057\u305f\u53ce\u5165\u306f\u3042\u308b\u3082\u306e\u306e\u3001\u501f\u91d1\u7dcf\u984d\u81ea\u4f53\u304c\u9ad8\u3044<\/span>\u300d<br>\n\u300c<span class=\"u-color-primary\">\u5229\u606f\u3060\u3051\u30ab\u30c3\u30c8\u3055\u308c\u3066\u3082\u3001\u8fd4\u6e08\u306f\u304d\u3073\u3057\u3044<\/span>\u300d<br>\n\u3053\u306e\u3088\u3046\u306a\u5834\u5408\u306f\u3001\u4efb\u610f\u6574\u7406\u3067\u306f\u306a\u304f\u3001\u500b\u4eba\u518d\u751f\u3092\u9078\u629e\u3057\u305f\u65b9\u304c\u9ad8\u3044\u8fd4\u6e08\u52b9\u679c\u3092\u5f97\u3089\u308c\u308b\u3068\u3044\u3048\u308b\u3067\u3057\u3087\u3046\u3002<\/p>\n\n<p>\u500b\u4eba\u518d\u751f\u3068\u306f\u3001\u88c1\u5224\u6240\u306e\u8a8d\u53ef\u3092\u5f97\u3066\u3001\u5bb6\u306a\u3069\u3092\u6b8b\u3057\u306a\u304c\u3089\u3001\u501f\u91d1\u30925\u5206\u306e1\u301c10\u5206\u306e1\u7a0b\u5ea6\u306b\u5727\u7e2e\u3067\u304d\u308b\u53ef\u80fd\u6027\u306e\u3042\u308b\u50b5\u52d9\u6574\u7406\u3067\u3059\u3002<\/p>\n\n<p>\u4efb\u610f\u6574\u7406\u306f\u3001\u6b8b\u50b5\u306e\u5229\u606f\u5206\u306f\u30ab\u30c3\u30c8\u3067\u304d\u3066\u3082\u3001\u5143\u91d1\u5206\u306f\u57fa\u672c\u7684\u306b\u6e1b\u308a\u307e\u305b\u3093\u3002<\/p>\n\n<p>\u3057\u304b\u3057\u3001\u500b\u4eba\u518d\u751f\u306f\u3001<b>\u501f\u91d1\u305d\u306e\u3082\u306e\u3092\u5927\u5e45\u6e1b\u984d\u3059\u308b\u3053\u3068\u304c\u53ef\u80fd<\/b>\u3067\u3059\uff08\u6700\u4f4e\u3067\u3082100\u4e07\u5186\u306e\u8fd4\u6e08\u7fa9\u52d9\u306f\u6b8b\u308a\u307e\u3059\uff09\u3002<\/p>\n\n<p><img decoding=\"async\" src=\"https:\/\/hibiki-law.or.jp\/debt\/wp-content\/uploads\/2022\/08\/saisei_kojinsaisei-image_002.png\" alt=\"\u500b\u4eba\u518d\u751f\u306e\u30a4\u30e1\u30fc\u30b8\" class=\"post-img\"><\/p>\n\n<p>\u500b\u4eba\u518d\u751f\u306e\u30e1\u30ea\u30c3\u30c8\u3001\u30c7\u30e1\u30ea\u30c3\u30c8\u3092\u6bd4\u8f03\u3059\u308b\u3068\u4ee5\u4e0b\u306e\u3088\u3046\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n\n<div class=\"merit_box\">\n<span class=\"ribbon\">\u30e1\u30ea\u30c3\u30c8<\/span>\n<ul class=\"merit_list\">\n<li>\u501f\u91d1\u984d\u304c5\u5206\u306e1\u301c10\u5206\u306e1\u7a0b\u5ea6\u306b\u6e1b\u984d\u3067\u304d\u308b<\/li>\n<li>\u6301\u3061\u5bb6\u306f\u6b8b\u3057\u3066\u501f\u91d1\u3092\u6e1b\u984d\u3067\u304d\u308b<\/li>\n<li>\u8eca\u306a\u3069\u9ad8\u984d\u306a\u8ca1\u7523\u3092\u6b8b\u305b\u308b\u53ef\u80fd\u6027\u304c\u3042\u308b<\/li>\n<\/ul>\n<\/div>\n\n<div class=\"demerit_box\">\n<span class=\"ribbon\">\u30c7\u30e1\u30ea\u30c3\u30c8<\/span>\n<ul class=\"demerit_list\">\n<li>\u4fe1\u7528\u60c5\u5831\u6a5f\u95a2\u306b\u4e8b\u6545\u8a18\u9332\u304c\u767b\u9332\u3055\u308c\u308b\uff08\u30d6\u30e9\u30c3\u30af\u30ea\u30b9\u30c8\u306b\u8f09\u308b\uff09<\/li>\n<li>\u5b98\u5831\u306b\u4f4f\u6240\u30fb\u6c0f\u540d\u304c\u63b2\u8f09\u3055\u308c\u308b<\/li>\n<li>\u4fdd\u8a3c\u4eba\u30fb\u9023\u5e2f\u4fdd\u8a3c\u4eba\u304c\u501f\u91d1\u8fd4\u6e08\u3092\u6c42\u3081\u3089\u308c\u308b<\/li>\n<li>\u624b\u7d9a\u304d\u304c\u8907\u96d1\u3067\u30016\u30f6\u6708\u301c1\u5e746\u30f6\u6708\u306e\u671f\u9593\u304c\u304b\u304b\u308b<\/li>\n<\/ul>\n<\/div>\n\n<p>\u500b\u4eba\u518d\u751f\u306b\u3064\u3044\u3066\u306f\u3001\u4ee5\u4e0b\u306e\u8a18\u4e8b\u3067\u8a73\u3057\u304f\u89e3\u8aac\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n\n    <div class=\"box-d\">\n          <div class=\"box_label\"><span>\u3042\u308f\u305b\u3066\u8aad\u307f\u305f\u3044<\/span><\/div>\n          <a class=\"c-post-relation__reco_link\" href=\"https:\/\/hibiki-law.or.jp\/debt\/saisei\/\">\u500b\u4eba\u518d\u751f\u3068\u306f\uff1f\u30e1\u30ea\u30c3\u30c8\u30fb\u30c7\u30e1\u30ea\u30c3\u30c8\u3084\u5229\u7528\u6761\u4ef6\u3001\u81ea\u5df1\u7834\u7523\u3068\u306e\u9055\u3044\u3092\u89e3\u8aac\uff01<\/a><\/div>\n\n\n<h2 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