{"id":2679,"date":"2023-02-01T10:04:40","date_gmt":"2023-02-01T01:04:40","guid":{"rendered":"http:\/\/18.182.127.138\/?p=2679"},"modified":"2025-11-19T11:37:13","modified_gmt":"2025-11-19T02:37:13","slug":"2679","status":"publish","type":"post","link":"https:\/\/hibiki-law.or.jp\/debt\/ninni\/2679\/","title":{"rendered":"\u6e1b\u984d\u5831\u916c\u3068\u306f\uff1f\u76f8\u5834\u306f\u3044\u304f\u3089\uff1f\u6e1b\u984d\u5831\u916c\u306a\u3057\u306e\u4e8b\u52d9\u6240\u3092\u9078\u3076\u3079\u304d\u304b\u89e3\u8aac"},"content":{"rendered":"<p style=\"text-align:center\" class=\"u-mb-0\"><span class=\"u-font-large u-color-green\">\uff3c\u3055\u308f\u308c\u308b\u52d5\u753b\u3092\u516c\u958b\u4e2d\uff0f<\/span><\/p>\r\n<p style=\"text-align:center\" class=\"u-mb-0\">\u50b5\u52d9\u6574\u7406\u306e\u7591\u554f\u306b\u304a\u7b54\u3048\u3057\u307e\u3059<\/p>\r\n<p class=\"u-mb-10\"><img decoding=\"async\" src=\"https:\/\/hibiki-law.or.jp\/debt\/wp-content\/uploads\/2026\/03\/hibiki_mil_banner_001-scaled.jpg\" alt=\"MIL\u52d5\u753b\u518d\u751f\u30d0\u30ca\u30fc\u300c\u52d5\u753b\u30671\u5206\u89e3\u8aac\u3000\u50b5\u52d9\u6574\u7406\u306e\u30e1\u30ea\u30c3\u30c8\u30fb\u30c7\u30e1\u30ea\u30c3\u30c8\u300d\" class=\"post-img mil-banner\"><\/p>\r\n<p><span class=\"u-font-small\">\u203b\u30bf\u30c3\u30d7\u3067\u52d5\u753b\u304c\u7acb\u3061\u4e0a\u304c\u308a\u307e\u3059<\/span><\/p><h2 class=\"ttl-a\">\u6e1b\u984d\u5831\u916c\u3068\u306f\uff1f\u767a\u751f\u3059\u308b\u6761\u4ef6\u3092\u89e3\u8aac<\/h2>\n<p><b>\u6e1b\u984d\u5831\u916c\u3068\u306f<\/b>\u3001\u5f01\u8b77\u58eb\u30fb\u53f8\u6cd5\u66f8\u58eb\u306a\u3069\u306b\u652f\u6255\u3046\u6210\u529f\u5831\u916c\u306e\u4e00\u3064\u3067\u3001<span class=\"u-color-red\">\u8cb8\u91d1\u696d\u8005\u304c\u5f53\u521d\u4e3b\u5f35\u3057\u3066\u3044\u305f\u50b5\u52d9\u984d\u304b\u3089\u3001\u4efb\u610f\u6574\u7406\u306a\u3069\u3092\u901a\u3057\u3066\u6e1b\u984d\u3057\u305f\u5206\u3092\u3082\u3068\u306b\u7b97\u5b9a\u3059\u308b\u5831\u916c\u91d1<\/span>\u3092\u6307\u3057\u307e\u3059\u3002<\/p>\n<p>\u306a\u304a\u3001\u6210\u529f\u5831\u916c\u3068\u306f\u3001\u6848\u4ef6\u304c\u6210\u529f\u3057\u305f\u969b\u306b\u652f\u6255\u3046\u5831\u916c\u306e\u3053\u3068\u3067\u3059\u3002<\/p>\n<p>\u65e5\u672c\u5f01\u8b77\u58eb\u9023\u5408\u4f1a\u300c\u50b5\u52d9\u6574\u7406\u4e8b\u4ef6\u51e6\u7406\u306e\u898f\u5f8b\u3092\u5b9a\u3081\u308b\u898f\u7a0b\u300d\u306b\u304a\u3044\u3066\u3001\u6e1b\u984d\u5831\u916c\u306f\u4ee5\u4e0b\u306e\u3068\u304a\u308a\u5b9a\u7fa9\u3055\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n<blockquote class=\"box-quote\">\n<b>\u7b2c\u5341\u4e8c\u6761<\/b><br>\n<p>\u4e8c \u6e1b\u984d\u5831\u916c\u91d1 \u5f01\u8b77\u58eb\u304c\u53d7\u4efb\u3057\u305f\u6642\u70b9\u3067\u50b5\u6a29\u8005\u304c\u4e3b\u5f35\u3057\u3066\u3044\u305f\u50b5\u52d9\u306b\u3064\u3044\u3066\u3001\u305d\u308c\u3092\u6e1b\u984d\u3055\u305b\u3001\u53c8\u306f\u514d\u308c\u3055\u305b\u305f\u5834\u5408\u306b\u3001\u305d\u306e\u6e1b\u984d\u3055\u308c\u3001\u53c8\u306f\u514d\u308c\u305f\u50b5\u52d9\u306e\u91d1\u984d\u3092\u7d4c\u6e08\u7684\u5229\u76ca\u3068\u3057\u3066\u3001\u305d\u306e\u7d4c\u6e08\u7684\u5229\u76ca\u306b\u5fdc\u3058\u3066\u7b97\u5b9a\u3055\u308c\u308b\u5831\u916c\u91d1<\/p>\n<p>\u51fa\u5178\uff1a<a href=\"https:\/\/www.nichibenren.or.jp\/library\/pdf\/jfba_info\/rules\/kaiki\/kaiki_no_93r.pdf\" rel=\"noopener\" target=\"_blank\">\u50b5\u52d9\u6574\u7406\u4e8b\u4ef6\u51e6\u7406\u306e\u898f\u5f8b\u3092\u5b9a\u3081\u308b\u898f\u7a0b<\/a><\/p>\n<\/blockquote>\n\n\n<p>\u4e8b\u52d9\u6240\u3054\u3068\u306b\u8003\u3048\u65b9\u304c\u7570\u306a\u308b\u30b1\u30fc\u30b9\u3082\u3042\u308a\u307e\u3059\u304c\u3001\u5f01\u8b77\u58eb\u6cd5\u4eba\u30fb\u97ff\u3067\u306f\u3001<b>\u6e1b\u984d\u5831\u916c\u306f\u50b5\u6a29\u8005\uff08\u8cb8\u91d1\u696d\u8005\u306a\u3069\u3001\u304a\u91d1\u3092\u8cb8\u3057\u3066\u3044\u308b\u5074\uff09\u304c\u8fd4\u6e08\u3092\u6c42\u3081\u3066\u304d\u305f\u91d1\u984d\u304b\u3089\u5143\u91d1\u304c\u6e1b\u984d\u3055\u308c\u305f\u5834\u5408\u306b\u304a\u652f\u6255\u3044\u3044\u305f\u3060\u3044\u3066\u3044\u307e\u3059<\/b>\u3002<\/p>\n<p>\u6e1b\u984d\u5831\u916c\u304c\u767a\u751f\u3059\u308b\u5177\u4f53\u7684\u306a\u30b1\u30fc\u30b9\u306f\u4ee5\u4e0b\u306e\u3068\u304a\u308a\u3067\u3059\u3002<\/p>\n<ul>\n<li><b>\u5f15\u304d\u76f4\u3057\u8a08\u7b97\u3067\u904e\u6255\u3044\u91d1\u304c\u5224\u660e\u3057\u3066\u501f\u91d1\u306a\u3069\u306e\u50b5\u52d9\u304c\u6e1b\u984d\u3067\u304d\u305f\u5834\u5408<\/b><\/li>\n<li><b>\u4ea4\u6e09\u306b\u3088\u3063\u3066\u501f\u91d1\u306a\u3069\u306e\u50b5\u52d9\u304c\u6e1b\u984d\u3067\u304d\u305f\u5834\u5408<\/b><\/li>\n<\/ul>\n<p>\u305d\u308c\u305e\u308c\u306b\u3064\u3044\u3066\u89e3\u8aac\u3057\u307e\u3059\u3002<\/p>\n\n\n<p>\u4efb\u610f\u6574\u7406\u306b\u3064\u3044\u3066\u306f\u4ee5\u4e0b\u306e\u8a18\u4e8b\u3067\u8a73\u3057\u304f\u89e3\u8aac\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n\n    <div class=\"box-d\">\n          <div class=\"box_label\"><span>\u3042\u308f\u305b\u3066\u8aad\u307f\u305f\u3044<\/span><\/div>\n          <a class=\"c-post-relation__reco_link\" href=\"https:\/\/hibiki-law.or.jp\/debt\/ninni\/\">\u4efb\u610f\u6574\u7406\u3092\u5f01\u8b77\u58eb\u304c\u89e3\u8aac\uff01\u3042\u306a\u305f\u306e\u751f\u6d3b\u306f\u3069\u3046\u5909\u308f\u308b\uff1f\u5411\u3044\u3066\u3044\u308b\u4eba\u3068\u306f\uff1f<\/a><\/div>\n\n\n<h3 class=\"ttl-b\" id=\"overpayment\">\u5f15\u304d\u76f4\u3057\u8a08\u7b97\u306e\u7d50\u679c\u904e\u6255\u3044\u91d1\u304c\u3042\u308a\u501f\u91d1\u306a\u3069\u306e\u50b5\u52d9\u304c\u6e1b\u984d\u3067\u304d\u305f\u5834\u5408<\/h3>\n<p>\u4efb\u610f\u6574\u7406\u3092\u884c\u3046\u969b\u3001\u5f01\u8b77\u58eb\u3084\u53f8\u6cd5\u66f8\u58eb\u306f\u307e\u305a\u5229\u606f\u5236\u9650\u6cd5\u306e\u4e0a\u9650\u91d1\u5229\uff08\u301c\u5e7420.0\uff05\uff09\u3067\u8a08\u7b97\u3092\u884c\u3044\u3001\u50b5\u6a29\u8005\u306e\u4e3b\u5f35\u3057\u3066\u3044\u308b\u501f\u91d1\u984d\u304c\u6b63\u5f53\u304b\u3092\u78ba\u8a8d\u3057\u307e\u3059\u3002<\/p>\n<p>\u3053\u308c\u3092\u300c<b>\u5f15\u304d\u76f4\u3057\u8a08\u7b97<\/b>\u300d\u3068\u547c\u3073\u307e\u3059\u3002<\/p>\n<p><b>\u5f15\u304d\u76f4\u3057\u8a08\u7b97\u306e\u7d50\u679c\u3001\u904e\u6255\u3044\u91d1\uff08\u5229\u606f\u5236\u9650\u6cd5\u306e\u4e0a\u9650\u91d1\u5229\u3092\u8d85\u3048\u3066\u652f\u6255\u3063\u3066\u3044\u305f\u5229\u606f\uff09\u304c\u898b\u3064\u304b\u3063\u305f\u5834\u5408\u3001\u50b5\u6a29\u8005\u304c\u4e3b\u5f35\u3057\u3066\u304d\u305f\u501f\u91d1\u984d\u304b\u3089\u305d\u308c\u3092\u5dee\u3057\u5f15\u304f\u305f\u3081\u3001\u501f\u91d1\u304c\u6e1b\u984d\u3067\u304d\u308b<\/b>\u306e\u3067\u3059\u3002<\/p>\n<p>\u904e\u6255\u3044\u91d1\u304c\u767a\u751f\u3057\u3066\u3044\u308b\u53ef\u80fd\u6027\u304c\u3042\u308b\u306e\u306f\u3001\u4ee5\u4e0b\u306e\u3088\u3046\u306a\u30b1\u30fc\u30b9\u3067\u3059\u3002<\/p>\n<ul>\n<li><b>2010\u5e746\u670818\u65e5\u4ee5\u524d\u306b\u501f\u308a\u5165\u308c\u3066\u3044\u308b<\/b><\/li>\n<li><b>\u6d88\u8cbb\u8005\u91d1\u878d\u30fb\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u304b\u3089\u501f\u308a\u5165\u308c\u3066\u3044\u308b<\/b><\/li>\n<\/ul>\n\n\n<p>\u904e\u6255\u3044\u91d1\u306b\u3064\u3044\u3066\u306f\u3001\u4ee5\u4e0b\u306e\u8a18\u4e8b\u3067\u8a73\u3057\u304f\u89e3\u8aac\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n\n    <div class=\"box-d\">\n          <div class=\"box_label\"><span>\u3042\u308f\u305b\u3066\u8aad\u307f\u305f\u3044<\/span><\/div>\n          <a class=\"c-post-relation__reco_link\" href=\"https:\/\/hibiki-law.or.jp\/debt\/kabarai\/\">\u904e\u6255\u3044\u91d1\u8acb\u6c42\u3068\u306f\uff1f\u306b\u7b54\u3048\u308b\u5b8c\u5168\u30ac\u30a4\u30c9\u3000\u4ed5\u7d44\u307f\u3084\u5bfe\u8c61\u6761\u4ef6\u3092\u30c1\u30e3\u30fc\u30c8\u3067\u89e3\u8aac\uff01<\/a><\/div>\n<h3 class=\"ttl-b\">\u4ea4\u6e09\u306b\u3088\u3063\u3066\u501f\u91d1\u306a\u3069\u306e\u50b5\u52d9\u304c\u6e1b\u984d\u3067\u304d\u305f\u5834\u5408<\/h3>\n<p><b>\u50b5\u6a29\u8005\u306f\u901a\u5e38\u3001\u501f\u91d1\u6b8b\u9ad8\u306e\u5143\u91d1\u3084\u672a\u6255\u3044\u306b\u306a\u3063\u3066\u3044\u308b\u5229\u606f\u3001\u9045\u5ef6\u640d\u5bb3\u91d1\u3092\u501f\u91d1\u984d\u3068\u3057\u3066\u4e3b\u5f35<\/b>\u3057\u307e\u3059\u3002<\/p>\n<p>\u5f01\u8b77\u58eb\u306a\u3069\u304c\u4ea4\u6e09\u306b\u5165\u3063\u305f\u3053\u3068\u3067\u50b5\u6a29\u8005\u304c\u3053\u308c\u3089\u306e\u6e1b\u984d\u3092\u8a8d\u3081\u3001\u5143\u91d1\u304c\u6e1b\u3089\u305b\u305f\u5834\u5408\u3001\u6e1b\u984d\u5831\u916c\u304c\u767a\u751f\u3057\u307e\u3059\u3002<\/p>\n\n<div class=\"yogo\">\n <div class=\"yogo_head\"><img decoding=\"async\" src=\"https:\/\/hibiki-law.or.jp\/debt\/wp-content\/themes\/syakkin-v2-theme\/img\/icn_yogo.png\">\u7528\u8a9e\u96c6<\/div>\n <div class=\"yogo_title\">\u9045\u5ef6\u640d\u5bb3\u91d1\u3068\u306f<\/div>\n <div>\n<p>\u501f\u91d1\u306e\u8fd4\u6e08\u306a\u3069\u3092\u6ede\u7d0d\u3057\u305f\u5834\u5408\u306b\u304b\u304b\u308b\u640d\u5bb3\u8ce0\u511f\u91d1\u306e\u4e00\u7a2e\u3002<br \/><br \/>\u9045\u5ef6\u640d\u5bb3\u91d1\u306e\u5229\u7387\u306f\u501f\u5165\u5229\u7387\uff08\u91d1\u5229\uff09\u3088\u308a\u9ad8\u304f\u8a2d\u5b9a\u3055\u308c\u3066\u3044\u308b\u3053\u3068\u304c\u4e00\u822c\u7684\u3002<\/p><\/div>\n<\/div>\n<p>\u4efb\u610f\u6574\u7406\u3067\u6e1b\u984d\u3067\u304d\u308b\u501f\u91d1\u984d\u306b\u3064\u3044\u3066\u306f\u4ee5\u4e0b\u306e\u8a18\u4e8b\u3067\u8a73\u3057\u304f\u89e3\u8aac\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n\n    <div class=\"box-d\">\n          <div class=\"box_label\"><span>\u3042\u308f\u305b\u3066\u8aad\u307f\u305f\u3044<\/span><\/div>\n          <a class=\"c-post-relation__reco_link\" href=\"https:\/\/hibiki-law.or.jp\/debt\/ninni\/4894\/\">\u4efb\u610f\u6574\u7406\u3067\u6e1b\u984d\u3067\u304d\u308b\u5229\u606f\uff5c\u6e1b\u984d\u3067\u304d\u306a\u3044\u30b1\u30fc\u30b9\u3084\u624b\u7d9a\u304d\u306e\u30b3\u30c4\u3082\u89e3\u8aac<\/a><\/div>\n\n<h2 class=\"ttl-a\">\u6e1b\u984d\u5831\u916c\u306e\u76f8\u5834\u306f\u3044\u304f\u3089\uff1f\u6ce8\u610f\u70b9\u3068\u3042\u308f\u305b\u3066\u89e3\u8aac<\/h2>\n<p><b>\u4efb\u610f\u6574\u7406\u306e\u6e1b\u984d\u5831\u916c\u306e\u4e0a\u9650\u304a\u3088\u3073\u76f8\u5834\u306f\u3001\u50b5\u52d9\u306e\u6e1b\u984d\u5206\u306e11%\uff08\u7a0e\u8fbc\u307f\uff09\u4ee5\u4e0b<\/b>\u3068\u306a\u308a\u307e\u3059\u3002<\/p>\n<p>\u300c\u5c06\u6765\u5229\u606f\u306e\u6e1b\u984d\u5206\u306e11%\uff08\u7a0e\u8fbc\u307f\uff09\u300d\u3068\u3044\u3046\u8aac\u660e\u3001\u8868\u793a\u3092\u3057\u3066\u3044\u308b\u4e8b\u52d9\u6240\u3067\u306f\u76f8\u5834\u4ee5\u4e0a\u306e\u652f\u6255\u3044\u304c\u5fc5\u8981\u306b\u306a\u308b\u305f\u3081\u3001\u6ce8\u610f\u304c\u5fc5\u8981\u3067\u3059\u3002<\/p>\n<p>\u307e\u305f\u3001\u904e\u6255\u3044\u91d1\u304c\u624b\u5143\u306b\u623b\u3063\u3066\u304d\u305f\u5834\u5408\u306f\u904e\u6255\u91d1\u5831\u916c\u306e\u652f\u6255\u3044\u304c\u5fc5\u8981\u3068\u306a\u308a\u307e\u3059\u3002<\/p>\n<p>\u4ee5\u4e0b\u3067\u8a73\u3057\u304f\u89e3\u8aac\u3057\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"ttl-b\">\u6e1b\u984d\u5831\u916c\u306e\u76f8\u5834\u306f\u50b5\u52d9\u6e1b\u984d\u5206\u306e\u7a0e\u8fbc\u307f11%\u4ee5\u4e0b<\/h3>\n<p><b>\u4efb\u610f\u6574\u7406\u306e\u6e1b\u984d\u5831\u916c\u306f\u3001\u65e5\u5f01\u9023\u300c\u50b5\u52d9\u6574\u7406\u4e8b\u4ef6\u51e6\u7406\u306e\u898f\u5f8b\u3092\u5b9a\u3081\u308b\u898f\u7a0b\u300d\u306b\u6e1b\u984d\u5206\u306e11%\uff08\u7a0e\u8fbc\u307f\uff09\u4ee5\u4e0b\u3068\u5b9a\u3081\u3089\u308c\u3066\u3044\u307e\u3059<\/b>\u3002<\/p>\n<p>\u65e5\u672c\u53f8\u6cd5\u66f8\u58eb\u9023\u5408\u4f1a\u306e\u300c<a href=\"http:\/\/shiho-shoshi.or.jp\/cms\/wp-content\/uploads\/2014\/03\/saimu_houshuu_shishin.pdf\" rel=\"noopener\" target=\"_blank\">\u50b5\u52d9\u6574\u7406\u4e8b\u4ef6\u306b\u304a\u3051\u308b\u5831\u916c\u306b\u95a2\u3059\u308b\u6307\u91dd<\/a>\u300d\u306b\u5b9a\u3081\u3089\u308c\u305f\u4e0a\u9650\u3082\u3001\u540c\u69d8\u306b11%\uff08\u7a0e\u8fbc\u307f\uff09\u3067\u3059\u3002<\/p>\n<p>\u3053\u306e\u6570\u5024\u304c\u4e0a\u9650\u3067\u3042\u308a\u3001\u76f8\u5834\u3068\u3044\u3048\u308b\u3067\u3057\u3087\u3046\u3002<\/p>\n\n\n\n<h3 class=\"ttl-b\">\u5c06\u6765\u5229\u606f\u306e\u6e1b\u984d\u5206\u3092\u3082\u3068\u306b\u7b97\u51fa\u3059\u308b\u5f01\u8b77\u58eb\u30fb\u53f8\u6cd5\u66f8\u58eb\u4e8b\u52d9\u6240\u306b\u6ce8\u610f<\/h3>\n<p>\u65e5\u5f01\u9023\u304a\u3088\u3073\u65e5\u53f8\u9023\u306e<b>\u898f\u5b9a\u3067\u5b9a\u3081\u3089\u308c\u3066\u3044\u308b\u6e1b\u984d\u5831\u916c\u306e\u501f\u91d1\u306e\u6e1b\u984d\u90e8\u5206\u306b\u306f\u300c\u5c06\u6765\u5229\u606f\u300d\u306f\u542b\u307e\u308c\u307e\u305b\u3093<\/b>\u3002<\/p>\n<p><b>\u6e1b\u984d\u5831\u916c\u306b\u3064\u3044\u3066\u300c\u30ab\u30c3\u30c8\u3067\u304d\u305f\u5c06\u6765\u5229\u606f\u306e\u25cb%\u300d\u3068\u3044\u3046\u3088\u3046\u306a\u6599\u91d1\u63d0\u793a\u3092\u3057\u3066\u3044\u308b\u5f01\u8b77\u58eb\u4e8b\u52d9\u6240\u30fb\u53f8\u6cd5\u66f8\u58eb\u4e8b\u52d9\u6240\u306b\u306f\u6ce8\u610f\u3057\u307e\u3057\u3087\u3046<\/b>\u3002<\/p>\n<p>\u696d\u754c\u306e\u898f\u5b9a\u306f\u6cd5\u5f8b\u3067\u306f\u306a\u304f\u3001\u7834\u3063\u3066\u3082\u7f70\u5247\u306f\u3042\u308a\u307e\u305b\u3093\u3002<\/p>\n<p>\u305d\u306e\u305f\u3081\u3001\u898f\u5b9a\u306e\u4e0a\u9650\u3092\u8d85\u3048\u308b\u5831\u916c\u3092\u8acb\u6c42\u3057\u3066\u3044\u308b\u4e8b\u52d9\u6240\u3082\u3042\u308b\u306e\u304c\u73fe\u5b9f\u3067\u3059\u3002<\/p>\n<p>\u305d\u3082\u305d\u3082<b>\u4efb\u610f\u6574\u7406\u306e\u6599\u91d1\u8868\u793a\u3092\u3057\u3066\u3044\u306a\u3044\u4e8b\u52d9\u6240\u306b\u3064\u3044\u3066\u3082\u3001\u76f8\u5834\u4ee5\u4e0a\u306e\u8cbb\u7528\u304c\u304b\u304b\u308b\u30b1\u30fc\u30b9\u304c\u3042\u308b\u305f\u3081\u3001\u4f9d\u983c\u306f\u907f\u3051\u305f\u65b9\u304c\u7121\u96e3<\/b>\u3060\u3068\u3044\u3048\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"ttl-b\">\u904e\u6255\u3044\u91d1\u304c\u624b\u5143\u306b\u623b\u3063\u3066\u304d\u305f\u5834\u5408\u306f\u904e\u6255\u91d1\u5831\u916c\u306e\u652f\u6255\u3044\u304c\u5fc5\u8981<\/h3>\n<p>\u4efb\u610f\u6574\u7406\u3067\u306e\u5f15\u304d\u76f4\u3057\u8a08\u7b97\u306e\u7d50\u679c\u591a\u984d\u306e\u904e\u6255\u3044\u91d1\u304c\u767a\u751f\u3057\u3066\u304a\u308a\u3001<b>\u904e\u6255\u3044\u91d1\u3067\u501f\u91d1\u3092\u76f8\u6bba\u3057\u305f\u3046\u3048\u306b\u304a\u91d1\u304c\u623b\u3063\u3066\u304d\u305f\u5834\u5408\u3001\u300c\u904e\u6255\u91d1\u5831\u916c\u300d\u3068\u547c\u3070\u308c\u308b\u5831\u916c\u91d1\u306e\u652f\u6255\u3044\u304c\u5fc5\u8981<\/b>\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n<p>\u65e5\u5f01\u9023\u300c\u50b5\u52d9\u6574\u7406\u4e8b\u4ef6\u51e6\u7406\u306e\u898f\u5f8b\u3092\u5b9a\u3081\u308b\u898f\u7a0b\u300d\u3067\u5b9a\u3081\u3089\u308c\u305f<b>\u904e\u6255\u91d1\u5831\u916c\u306e\u4e0a\u9650\u306f\u3001\u8a34\u8a1f\u306b\u3088\u3089\u306a\u3044\u5834\u5408\u306f\u56de\u53ce\u984d\u306e22\uff05\uff08\u7a0e\u8fbc\u307f\uff09\u4ee5\u4e0b\u3001\u8a34\u8a1f\u306b\u3088\u308b\u5834\u5408\u56de\u53ce\u984d\u306e27.5\uff05\uff08\u7a0e\u8fbc\u307f\uff09\u4ee5\u4e0b<\/b>\u3067\u3042\u308a\u3001\u3053\u308c\u304c\u76f8\u5834\u306b\u306a\u308b\u3068\u3044\u3048\u308b\u3067\u3057\u3087\u3046\u3002<\/p>\n<p>\u305f\u3060\u3057\u3001\u904e\u6255\u3044\u91d1\u306e\u767a\u751f\u6761\u4ef6\uff08<a href=\"#overpayment\">\u4e0a\u3067\u89e3\u8aac\u3057\u3066\u3044\u307e\u3059<\/a>\uff09\u81ea\u4f53\u304c\u6e80\u305f\u3055\u308c\u308b\u3053\u3068\u3082\u6e1b\u3063\u3066\u304a\u308a\u3001\u4efb\u610f\u6574\u7406\u3067\u591a\u984d\u306e\u904e\u6255\u3044\u91d1\u304c\u623b\u3063\u3066\u304f\u308b\u3053\u3068\u306f\u591a\u304f\u3042\u308a\u307e\u305b\u3093\u3002<\/p>\n\n\n\n<h2 class=\"ttl-a\">\u6e1b\u984d\u5831\u916c\u306a\u3057\u306e\u4e8b\u52d9\u6240\u306e\u65b9\u304c\u4efb\u610f\u6574\u7406\u8cbb\u7528\u306f\u5b89\u304f\u306a\u308b\uff1f<\/h2>\n<p>\u4efb\u610f\u6574\u7406\u306e\u6e1b\u984d\u5831\u916c\u306a\u3057\u3001\u3068\u3044\u3046\u306e\u3092\u30a2\u30d4\u30fc\u30eb\u30dd\u30a4\u30f3\u30c8\u306b\u3057\u3066\u3044\u308b\u5f01\u8b77\u58eb\u4e8b\u52d9\u6240\u30fb\u53f8\u6cd5\u66f8\u58eb\u4e8b\u52d9\u6240\u3082\u3042\u308a\u307e\u3059\u304c\u3001<b>\u6e1b\u984d\u5831\u916c\u304c\u306a\u3044\u304b\u3089\u4efb\u610f\u6574\u7406\u8cbb\u7528\u304c\u5fc5\u305a\u5b89\u304f\u306a\u308b\u3001\u3068\u3044\u3046\u308f\u3051\u3067\u306f\u3042\u308a\u307e\u305b\u3093<\/b>\u3002<\/p>\n<p>\u4efb\u610f\u6574\u7406\u3067\u306f\u6e1b\u984d\u5831\u916c\u304c\u767a\u751f\u3057\u306a\u3044\u30b1\u30fc\u30b9\u3082\u5c11\u306a\u304f\u306a\u3044\u3046\u3048\u3001\u4efb\u610f\u6574\u7406\u8cbb\u7528\u304c\u76f8\u8ac7\u6599\u30fb\u7740\u624b\u91d1\u306a\u3069\u3068\u306e\u5408\u8a08\u306b\u306a\u308b\u305f\u3081\u3067\u3059\u3002<\/p>\n<p>\u8cbb\u7528\u306e\u30b7\u30df\u30e5\u30ec\u30fc\u30b7\u30e7\u30f3\u3082\u3057\u306a\u304c\u3089\u3001\u8a73\u3057\u304f\u89e3\u8aac\u3057\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"ttl-b\">\u6e1b\u984d\u5831\u916c\u304c\u767a\u751f\u3057\u306a\u3044\u30b1\u30fc\u30b9\u3082\u5c11\u306a\u304f\u306a\u3044<\/h3>\n<p>\u6e1b\u984d\u5831\u916c\u306e\u4fa1\u683c\u8a2d\u5b9a\u304c\u3055\u308c\u3066\u3044\u305f\u3068\u3057\u3066\u3082\u3001\u4efb\u610f\u6574\u7406\u3067\u306f\u6e1b\u984d\u5831\u916c\u304c\u767a\u751f\u3057\u306a\u3044\u30b1\u30fc\u30b9\u3082\u3042\u308a\u307e\u3059\u3002<\/p>\n<p><b>\u4efb\u610f\u6574\u7406\u3067\u306f\u3001\u501f\u91d1\u306e\u5143\u91d1\u306f\u6e1b\u3089\u3055\u305a\u3001\u5c06\u6765\u5229\u606f\u306e\u30ab\u30c3\u30c8\u30fb\u6e1b\u984d\u3068\u3044\u3046\u6761\u4ef6\u3067\u548c\u89e3\u306b\u306a\u308b\u3053\u3068\u3082\u5c11\u306a\u304f\u306a\u3044<\/b>\u305f\u3081\u3067\u3059\u3002<\/p>\n<p>\u307e\u305f\u3001<b>\u5f15\u304d\u76f4\u3057\u8a08\u7b97\u3067\u501f\u91d1\u304c\u6e1b\u984d\u3055\u308c\u308b\u30b1\u30fc\u30b9\u3082\u5e74\u3005\u6e1b\u5c11\u50be\u5411<\/b>\u306b\u3042\u308a\u307e\u3059\u3002<\/p>\n<p><a href=\"#overpayment\">\u4e0a\u3067\u89e3\u8aac\u3057\u3066\u3044\u308b<\/a>\u904e\u6255\u3044\u91d1\u306e\u767a\u751f\u6761\u4ef6\u3092\u6e80\u305f\u3057\u3066\u3044\u306a\u3051\u308c\u3070\u3001\u5f15\u304d\u76f4\u3057\u8a08\u7b97\u3092\u3057\u3066\u3082\u501f\u91d1\u304c\u6e1b\u984d\u3055\u308c\u308b\u53ef\u80fd\u6027\u306f\u306a\u3044\u306e\u3067\u3059\u3002<\/p>\n\n\n\n<h3 class=\"ttl-b\">\u4efb\u610f\u6574\u7406\u8cbb\u7528\u306e\u7dcf\u984d\u306f\u76f8\u8ac7\u6599\u3084\u7740\u624b\u91d1\u306a\u3069\u306e\u91d1\u984d\u306b\u3082\u6ce8\u610f<\/h3>\n<p><b>\u6e1b\u984d\u5831\u916c\u304c\u767a\u751f\u3057\u306a\u304b\u3063\u305f\u5834\u5408\u3067\u3082\u3001\u305d\u306e\u307b\u304b\u306e\u8cbb\u7528\u304c\u9ad8\u304f\u306a\u3063\u305f\u5834\u5408\u3001\u4efb\u610f\u6574\u7406\u306b\u304b\u304b\u308b\u8cbb\u7528\u306e\u7dcf\u984d\u304c\u9ad8\u304f\u306a\u308b\u3053\u3068\u304c\u3042\u308a\u307e\u3059<\/b>\u3002<\/p>\n<p>\u4efb\u610f\u6574\u7406\u3067\u901a\u5e38\u304b\u304b\u308b\u5f01\u8b77\u58eb\u8cbb\u7528\u30fb\u53f8\u6cd5\u66f8\u58eb\u8cbb\u7528\u306b\u306f\u3001\u6e1b\u984d\u5831\u916c\u3060\u3051\u3067\u306f\u306a\u304f\u3001\u4ee5\u4e0b\u306e\u3088\u3046\u306a\u3082\u306e\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<ul>\n<li><b>\u76f8\u8ac7\u6599<\/b>\uff1a\u6cd5\u5f8b\u76f8\u8ac7\u306b\u304b\u304b\u308b\u8cbb\u7528<\/li>\n<li><b>\u7740\u624b\u91d1<\/b>\uff1a\u4ea4\u6e09\u7d50\u679c\u306b\u304b\u304b\u308f\u3089\u305a\u3001\u4f9d\u983c\u3057\u305f\u5834\u5408\u306b\u304b\u304b\u308b\u8cbb\u7528\uff08\u539f\u5247\u3068\u3057\u3066\u8fd4\u91d1\u3055\u308c\u306a\u3044\uff09<\/li>\n<li><b>\u89e3\u6c7a\u5831\u916c\u91d1<\/b>\uff1a\u6848\u4ef6\u304c\u6210\u529f\u3057\u305f\u969b\u306b\u304b\u304b\u308b\u8cbb\u7528<\/li>\n<\/ul>\n<p>\u7279\u306b<b>\u7740\u624b\u91d1\u306f\u300c\u50b5\u52d9\u6574\u7406\u4e8b\u4ef6\u51e6\u7406\u306e\u898f\u5f8b\u3092\u5b9a\u3081\u308b\u898f\u7a0b\u300d\u3067\u660e\u78ba\u306b\u4e0a\u9650\u304c\u5b9a\u3081\u3089\u308c\u3066\u3044\u308b\u308f\u3051\u3067\u306f\u3042\u308a\u307e\u305b\u3093<\/b>\u3002<\/p>\n<p>\u7740\u624b\u91d1\u306f\u30b1\u30fc\u30b9\u3054\u3068\u306b\u5909\u308f\u308b\u305f\u3081\u3001\u4efb\u610f\u6574\u7406\u3092\u4f9d\u983c\u3059\u308b\u4e8b\u52d9\u6240\u306b\u78ba\u8a8d\u3092\u3068\u308b\u5fc5\u8981\u304c\u3042\u308b\u3067\u3057\u3087\u3046\u3002<\/p>\n\n\n<p>\u4efb\u610f\u6574\u7406\u306e\u8cbb\u7528\u306b\u3064\u3044\u3066\u306f\u3001\u4ee5\u4e0b\u306e\u8a18\u4e8b\u3067\u8a73\u3057\u304f\u89e3\u8aac\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n\n    <div class=\"box-d\">\n          <div class=\"box_label\"><span>\u3042\u308f\u305b\u3066\u8aad\u307f\u305f\u3044<\/span><\/div>\n          <a class=\"c-post-relation__reco_link\" href=\"https:\/\/hibiki-law.or.jp\/debt\/ninni\/11533\/\">\u4efb\u610f\u6574\u7406\u306e\u8cbb\u7528\u306f\u3069\u306e\u304f\u3089\u3044\uff1f\u76f8\u5834\u3084\u3059\u3050\u306b\u6255\u3048\u306a\u3044\u5834\u5408\u306e\u5bfe\u7b56\u3092\u89e3\u8aac<\/a><\/div>\n\n<h3 class=\"ttl-b\">\u6e1b\u984d\u5831\u916c\u3042\u308a\u306e\u4f8b\u30fb\u306a\u3057\u306e\u4f8b\u3067\u4efb\u610f\u6574\u7406\u8cbb\u7528\u3092\u30b7\u30df\u30e5\u30ec\u30fc\u30b7\u30e7\u30f3<\/h3>\n<p>\u6e1b\u984d\u5831\u916c\u306e\u3042\u308b\u4e8b\u52d9\u6240\u306e\u8cbb\u7528\u4f8b\u30fb\u306a\u3044\u4e8b\u52d9\u6240\u306e\u8cbb\u7528\u4f8b\u3092\u30b1\u30fc\u30b9\u3054\u3068\u306b\u30b7\u30df\u30e5\u30ec\u30fc\u30b7\u30e7\u30f3\u3057\u3066\u307f\u307e\u3057\u3087\u3046\u3002<\/p>\n\n<div class=\"box-c\">\n<div class=\"box_label\">\u50b5\u6a29\u80051\u793e\u3054\u3068\u306e\u6599\u91d1\u8a2d\u5b9a<\/div>\n<p><b>\u3010A\u4e8b\u52d9\u6240\u3011<\/b><\/p>\n<ul>\n<li>\u76f8\u8ac7\u6599\uff1a\u7121\u6599<\/li>\n<li>\u7740\u624b\u91d1\uff1a55,000\u5186\u301c\uff08\u7a0e\u8fbc\u307f\uff09<\/li>\n<li>\u6e1b\u984d\u5831\u916c\uff1a\u6e1b\u984d\u5206\u306e11\uff05\uff08\u7a0e\u8fbc\u307f\uff09<\/li>\n<li>\u89e3\u6c7a\u5831\u916c\u91d1\uff1a22,000\u5186<\/li>\n<\/ul>\n<p><b>\u3010B\u4e8b\u52d9\u6240\u3011<\/b><\/p>\n<ul>\n<li>\u76f8\u8ac7\u6599\uff1a11,000\u5186\uff08\u7a0e\u8fbc\u307f\uff09<\/li>\n<li>\u7740\u624b\u91d1\uff1a55,000\u5186\u301c\uff08\u7a0e\u8fbc\u307f\uff09<\/li>\n<li>\u6e1b\u984d\u5831\u916c\uff1a\u7121\u6599<\/li>\n<li>\u89e3\u6c7a\u5831\u916c\u91d1\uff1a22,000\u5186\u301c\uff08\u7a0e\u8fbc\u307f\uff09<\/li>\n<\/ul>\n<\/div>\n<div class=\"box-c\">\n<div class=\"box_label\">\u30b1\u30fc\u30b91<\/div>\n<p><b>\u3010\u6982\u8981\u3011<\/b><br \/>\u50b5\u6a29\u80051\u793e\u304b\u3089\u306e\u501f\u91d1100\u4e07\u5186\u3092\u4efb\u610f\u6574\u7406\u3002<br \/><br \/>\u5f15\u304d\u76f4\u3057\u8a08\u7b97\u3084\u4ea4\u6e09\u306b\u3088\u308b\u6e1b\u984d\u306f\u306a\u304f\u3001\u5c06\u6765\u5229\u606f\u306e\u30ab\u30c3\u30c8\u3067\u548c\u89e3\u3057\u3001\u6708\u306e\u8fd4\u6e08\u984d\u3092\u6e1b\u3089\u3057\u305f\u3002<br \/><br \/><b>\u3010A\u4e8b\u52d9\u6240\u306e\u8cbb\u7528\u3011<\/b><\/p>\n<ul>\n<li>\u76f8\u8ac7\u6599\uff1a0\u5186<\/li>\n<li>\u7740\u624b\u91d1\uff1a55,000\u5186\uff08\u7a0e\u8fbc\u307f\uff09<\/li>\n<li>\u6e1b\u984d\u5831\u916c\uff1a0\u5186<\/li>\n<li>\u89e3\u6c7a\u5831\u916c\u91d1\uff1a22,000\u5186\uff08\u7a0e\u8fbc\u307f\uff09<\/li>\n<\/ul>\n<p><b>\u5408\u8a08\uff1a77,000\u5186\uff08\u7a0e\u8fbc\u307f\uff09<\/b><br \/><br \/><b>\u3010B\u4e8b\u52d9\u6240\u306e\u8cbb\u7528\u3011<\/b><\/p>\n<ul>\n<li>\u76f8\u8ac7\u6599\uff1a11,000\u5186\uff08\u7a0e\u8fbc\u307f\uff09<\/li>\n<li>\u7740\u624b\u91d1\uff1a55,000\u5186\uff08\u7a0e\u8fbc\u307f\uff09<\/li>\n<li>\u6e1b\u984d\u5831\u916c\uff1a0\u5186<\/li>\n<li>\u89e3\u6c7a\u5831\u916c\u91d1\uff1a22,000\u5186\uff08\u7a0e\u8fbc\u307f\uff09<\/li>\n<\/ul>\n<p><b>\u5408\u8a08\uff1a88,000\u5186\uff08\u7a0e\u8fbc\u307f\uff09<\/b><\/p>\n<\/div>\n<p>\u203b\u3042\u304f\u307e\u3067\u4e00\u4f8b\u3067\u3059\u3002\u5b9f\u969b\u306b\u3053\u306e\u3088\u3046\u306a\u6599\u91d1\u306b\u306a\u308b\u3068\u306f\u304b\u304e\u308a\u307e\u305b\u3093\u3002<\/p>\n<div class=\"box-c\">\n<div class=\"box_label\">\u30b1\u30fc\u30b92<\/div>\n<p><b>\u3010\u6982\u8981\u3011<\/b><br \/> \u50b5\u6a29\u80052\u793e\u304b\u3089\u306e\u501f\u91d1\u7dcf\u984d200\u4e07\u5186\u3092\u4efb\u610f\u6574\u7406\u3002<br \/><br 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\/><b>\u3010B\u4e8b\u52d9\u6240\u306e\u8cbb\u7528\u3011<\/b><\/p>\n<ul>\n<li>\u76f8\u8ac7\u6599\uff1a11,000\u5186\uff08\u7a0e\u8fbc\u307f\uff09<\/li>\n<li>\u7740\u624b\u91d1\uff1a110,000\u5186\uff08\u7a0e\u8fbc\u307f\uff09<\/li>\n<li>\u6e1b\u984d\u5831\u916c\uff1a0\u5186<\/li>\n<li>\u89e3\u6c7a\u5831\u916c\u91d1\uff1a44,000\u5186\uff08\u7a0e\u8fbc\u307f\uff09<\/li>\n<\/ul>\n<p><b>\u5408\u8a08\uff1a165,000\u5186\uff08\u7a0e\u8fbc\u307f\uff09<\/b><\/p>\n<\/div>\n<p>\u203b\u3042\u304f\u307e\u3067\u4e00\u4f8b\u3067\u3059\u3002\u5b9f\u969b\u306b\u3053\u306e\u3088\u3046\u306a\u6599\u91d1\u306b\u306a\u308b\u3068\u306f\u304b\u304e\u308a\u307e\u305b\u3093\u3002<\/p>\n\n\n\n<p>\u3053\u306e\u3088\u3046\u306b\u3001<b>\u6e1b\u984d\u5831\u916c\u306a\u3057\u306e\u4e8b\u52d9\u6240\u3067\u3082\u4efb\u610f\u6574\u7406\u8cbb\u7528\u304c\u540c\u7b49\u3060\u3063\u305f\u308a\u3001\u3088\u308a\u9ad8\u984d\u306b\u306a\u3063\u305f\u308a\u3059\u308b\u30b1\u30fc\u30b9\u3082\u3042\u308b\u306e\u3067\u3059<\/b>\u3002<\/p>\n<h3 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