{"id":6032,"date":"2023-02-01T10:04:40","date_gmt":"2023-02-01T01:04:40","guid":{"rendered":"https:\/\/xn--1cki9mlb6771a4yych82a30l.com\/?p=4458"},"modified":"2025-08-19T11:13:12","modified_gmt":"2025-08-19T02:13:12","slug":"6032","status":"publish","type":"post","link":"https:\/\/hibiki-law.or.jp\/debt\/kabarai\/6032\/","title":{"rendered":"\u904e\u6255\u3044\u91d1\u8fd4\u9084\u8acb\u6c42\u306e\u5bfe\u8c61\u4f1a\u793e\u4e00\u89a7\uff01\u5b9f\u4f8b\u3092\u3082\u3068\u306b\u8fd4\u9084\u7387\u3084\u5bfe\u5fdc\u306e\u9055\u3044\u3082\u89e3\u8aac"},"content":{"rendered":"<h2 class=\"ttl-a\">\u904e\u6255\u3044\u91d1\u8fd4\u9084\u8acb\u6c42\u306e\u5bfe\u8c61\u3068\u306a\u308b\u4f1a\u793e\u30fb\u5bfe\u8c61\u5916\u306e\u4f1a\u793e<\/h2>\r\n<p>\u904e\u6255\u3044\u91d1\u8fd4\u9084\u8acb\u6c42\u306e\u5bfe\u8c61\u3068\u306a\u308b\u4f1a\u793e\u306f\u57fa\u672c\u7684\u306b\u30012010\u5e746\u6708\u4ee5\u524d\uff08\u203b\uff09\u306b\u3001\r\n<span class=\"u-color-red\"><a href=\"https:\/\/hibiki-law.or.jp\/debt\/kabarai\/12692\/\" rel=\"noopener\" target=\"_blank\">\u30b0\u30ec\u30fc\u30be\u30fc\u30f3\u91d1\u5229<\/a>\u3067\u8cb8\u4ed8\u3051\u3092\u884c\u3063\u3066\u3044\u305f\u4f1a\u793e<\/span>\u3067\u3059\u3002<\/p>\r\n<p>\u203b\u5b9f\u969b\u306b\u306f\u30012007\u301c2008\u5e74\u3050\u3089\u3044\u307e\u3067\u304c\u76ee\u51e6\u306b\u306a\u308a\u307e\u3059\uff082006\u5e741\u6708\u306e\u6700\u9ad8\u88c1\u5224\u6c7a\u3067<a href=\"https:\/\/hibiki-law.or.jp\/debt\/kabarai\/6030\/\" rel=\"noopener\" target=\"_blank\">\u307f\u306a\u3057\u5f01\u6e08<\/a>\u304c\u5b9f\u8cea\u7121\u52b9\u5316\u3055\u308c\u3001\u305d\u308c\u3092\u6a5f\u306b\u91d1\u5229\u3092\u9069\u6b63\u5316\u3059\u308b\u8cb8\u91d1\u696d\u8005\u304c\u5897\u3048\u305f\u305f\u3081\uff09\u3002<\/p>\r\n\r\n<div class=\"yogo\">\r\n <div class=\"yogo_head\"><img decoding=\"async\" src=\"https:\/\/hibiki-law.or.jp\/debt\/wp-content\/themes\/syakkin-v2-theme\/img\/icn_yogo.png\">\u7528\u8a9e\u96c6<\/div>\r\n <div class=\"yogo_title\">\u30b0\u30ec\u30fc\u30be\u30fc\u30f3\u91d1\u5229\u3068\u306f\uff1f<\/div>\r\n <div>\r\n<p>\u5229\u606f\u5236\u9650\u6cd5\u306e\u4e0a\u9650\u91d1\u5229\uff0815\uff5e20\uff05\uff09\u3068\u3001\u304b\u3064\u3066\u5b58\u5728\u3057\u305f\u51fa\u8cc7\u6cd5\u306e\u4e0a\u9650\u91d1\u5229\uff0829.2\uff05\uff09\u306e\u9593\u306e\u91d1\u5229\u3092\u6307\u3059\u4fd7\u79f0\u3067\u3001\u672c\u6765\u5229\u7528\u8005\u304c\u6255\u3046\u5fc5\u8981\u306e\u306a\u3044\u5229\u606f\u3002<\/p>\r\n<\/div>\r\n<\/div>\r\n\r\n<p>\u30b0\u30ec\u30fc\u30be\u30fc\u30f3\u91d1\u5229\u3067\u501f\u308a\u5165\u308c\u3066\u3044\u305f\u5834\u5408\u306f\u3001\u904e\u6255\u3044\u91d1\u3068\u3057\u3066\u3001\u8cb8\u4ed8\u3051\u3092\u3057\u305f\u4f1a\u793e\u306b\u8fd4\u9084\u8acb\u6c42\u3067\u304d\u308b\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\uff08\u8a73\u3057\u3044\u8acb\u6c42\u6761\u4ef6\u306f\u5f8c\u8ff0\u3057\u307e\u3059\uff09\u3002<\/p>\r\n<p>\u3053\u3053\u3067\u306f\u307e\u305a\u3001<\/p>\r\n\r\n<ul>\r\n<li>\u904e\u6255\u3044\u91d1\u8fd4\u9084\u8acb\u6c42\u306e\u300c\u5bfe\u8c61\u300d\u3068\u306a\u308b\u4f1a\u793e<\/li>\r\n<li>\u904e\u6255\u3044\u91d1\u8fd4\u9084\u8acb\u6c42\u306e\u300c\u5bfe\u8c61\u5916\u300d\u306e\u4f1a\u793e<\/li>\r\n<\/ul>\r\n\r\n<p>\u3092\u305d\u308c\u305e\u308c\u89e3\u8aac\u3057\u307e\u3059\u3002<\/p>\r\n\r\n<p>\u904e\u6255\u3044\u91d1\u8fd4\u9084\u8acb\u6c42\u306e\u4ed5\u7d44\u307f\u306b\u3064\u3044\u3066\u306f\u3001\u4ee5\u4e0b\u306e\u8a18\u4e8b\u3067\u8a73\u3057\u304f\u89e3\u8aac\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\r\n\n    <div class=\"box-d\">\n          <div class=\"box_label\"><span>\u3042\u308f\u305b\u3066\u8aad\u307f\u305f\u3044<\/span><\/div>\n          <a class=\"c-post-relation__reco_link\" href=\"https:\/\/hibiki-law.or.jp\/debt\/kabarai\/\">\u904e\u6255\u3044\u91d1\u8acb\u6c42\u3068\u306f\uff1f\u306b\u7b54\u3048\u308b\u5b8c\u5168\u30ac\u30a4\u30c9\u3000\u4ed5\u7d44\u307f\u3084\u5bfe\u8c61\u6761\u4ef6\u3092\u30c1\u30e3\u30fc\u30c8\u3067\u89e3\u8aac\uff01<\/a><\/div>\r\n\r\n\r\n\r\n\r\n\r\n<h3 class=\"ttl-b\">\u904e\u6255\u3044\u91d1\u8fd4\u9084\u8acb\u6c42\u306e\u300c\u5bfe\u8c61\u300d\u3068\u306a\u308b\u4f1a\u793e<\/h3>\r\n<p>\u904e\u6255\u3044\u91d1\u8fd4\u9084\u8acb\u6c42\u306e\u5bfe\u8c61\u3068\u306a\u308b\u4f1a\u793e\u306f\u3001\u5927\u304d\u304f\u5206\u3051\u308b\u3068\u4ee5\u4e0b\u306e2\u3064\u3067\u3059\u3002<\/p>\r\n\r\n<div class=\"box-c\">\r\n<div class=\"box_label\">\u904e\u6255\u3044\u91d1\u8fd4\u9084\u8acb\u6c42\u306e\u5bfe\u8c61\u4f1a\u793e<\/div>\r\n<ul>\r\n<li>\u6d88\u8cbb\u8005\u91d1\u878d<\/li>\r\n<li>\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u4f1a\u793e\u30fb\u4fe1\u8ca9\u4f1a\u793e<\/li>\r\n<\/ul>\r\n<\/div>\r\n\r\n\r\n<h4 class=\"ttl-c\">\u6d88\u8cbb\u8005\u91d1\u878d<\/h4>\r\n<p>\u4ee5\u4e0b\u306f\u3001\u904e\u6255\u3044\u91d1\u8fd4\u9084\u8acb\u6c42\u306e\u5bfe\u8c61\u3068\u306a\u308b\u6d88\u8cbb\u8005\u91d1\u878d\u306e\u4f8b\u3067\u3059\u3002<\/p>\r\n\r\n<div class=\"scrollable\">\r\n<table class=\"table-defo ll\">\r\n<col width=\"50%\" \/> \r\n<col width=\"25%\" \/> \r\n<col width=\"25%\" \/> \r\n<thead>\r\n<tr>\r\n<th>\u6d88\u8cbb\u8005\u91d1\u878d\u306a\u3069\u306e\u540d\u79f0<\/th>\r\n<th>\u904e\u6255\u3044\u91d1\u767a\u751f\u6642\u671f<\/th>\r\n<th>\u91d1\u5229\uff08\u5e74\u7387\uff09<\/th>\r\n<\/tr>\r\n<\/thead>\r\n<tbody>\r\n<tr>\r\n<td><a href=\"https:\/\/cyber.promise.co.jp\/APA01X\/APA01X01\" rel=\"noopener\" target=\"_blank\">\u30d7\u30ed\u30df\u30b9<br>\uff08SMBC\u30b3\u30f3\u30b7\u30e5\u30fc\u30de\u30fc\u30d5\u30a1\u30a4\u30ca\u30f3\u30b9\uff09<\/a><\/td>\r\n<td>2007\u5e7412\u670818\u65e5\u307e\u3067<\/td>\r\n<td>25.55\uff5e39.5\uff05<\/td>\r\n<\/tr>\r\n<tr>\r\n<td><a href=\"https:\/\/www.acom.co.jp\/\" rel=\"noopener\" target=\"_blank\">\u30a2\u30b3\u30e0<\/a><\/td>\r\n<td>2007\u5e746\u670817\u65e5\u307e\u3067<\/td>\r\n<td>27.375\uff5e36.5\uff05<\/td>\r\n<\/tr>\r\n<tr>\r\n<td><a href=\"https:\/\/www.aiful.co.jp\/\" rel=\"noopener\" target=\"_blank\">\u30a2\u30a4\u30d5\u30eb<\/a><\/td>\r\n<td>2007\u5e747\u670831\u65e5\u307e\u3067<\/td>\r\n<td>28.835\uff5e54.750\uff05<\/td>\r\n<\/tr>\r\n<tr>\r\n<td><a href=\"https:\/\/lakealsa.com\/\" rel=\"noopener\" target=\"_blank\">\u30ec\u30a4\u30afALSA<br>\uff08\u65b0\u751f\u30d5\u30a3\u30ca\u30f3\u30b7\u30e3\u30eb\uff09<\/a><\/td>\r\n<td>2007\u5e7412\u67081\u65e5\u307e\u3067<\/td>\r\n<td>29.2\uff05<\/td>\r\n<\/tr>\r\n<\/tbody>\r\n<\/table>\r\n<\/div>\r\n\r\n<p>\u203b\u767a\u751f\u6642\u671f\u30fb\u91d1\u5229\u306f\u3042\u304f\u307e\u3067\u76ee\u5b89\u3002\u91d1\u5229\u306f\u5f53\u6642\u306e\u3082\u306e\u3067\u3059\u3002<\/p>\r\n<p>\u3044\u305a\u308c\u3082\u3001\u5bfe\u8c61\u306e\u671f\u9593\u306b\u304a\u3044\u3066\u3001\u5229\u606f\u5236\u9650\u6cd5\u306e\u4e0a\u9650\u91d1\u5229\uff0820.0%\uff09\u3092\u8d85\u3048\u308b\u8cb8\u4ed8\u3051\u3092\u884c\u3063\u3066\u3044\u305f\u306e\u3067\u3001\u904e\u6255\u3044\u91d1\u304c\u767a\u751f\u3057\u3066\u3044\u308b\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\r\n\r\n\r\n\r\n<h4 class=\"ttl-c\">\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u4f1a\u793e\u30fb\u4fe1\u8ca9\u4f1a\u793e<\/h4>\r\n<p>\u6b21\u306b\u3001\u904e\u6255\u3044\u91d1\u8fd4\u9084\u8acb\u6c42\u306e\u5bfe\u8c61\u3068\u306a\u308b\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u4f1a\u793e\u30fb\u4fe1\u8ca9\u4f1a\u793e\u306e\u4f8b\u3092\u6319\u3052\u307e\u3059\u3002<\/p>\r\n\r\n<div class=\"scrollable\">\r\n<table class=\"table-defo ll\">\r\n<colgroup> \r\n<col width=\"25%\" \/> \r\n<col width=\"25%\" \/> \r\n<col width=\"25%\" \/> \r\n<col width=\"25%\" \/> <\/colgroup>\r\n<thead>\r\n<tr>\r\n<th>\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u4f1a\u793e\u540d<\/th>\r\n<th>\u30ab\u30fc\u30c9\u306e\u540d\u79f0<\/th>\r\n<th>\u904e\u6255\u3044\u91d1\u767a\u751f\u6642\u671f<\/th>\r\n<th>\u91d1\u5229\uff08\u5e74\u7387\uff09<\/th>\r\n<\/tr>\r\n<\/thead>\r\n<tbody>\r\n<tr>\r\n<td rowspan=\"2\"><b><a href=\"https:\/\/www.eposcard.co.jp\/index.html\" rel=\"noopener\" target=\"_blank\">\u30a8\u30dd\u30b9\uff08\u65e7\u30de\u30eb\u30a4\uff09<\/a><\/b><\/td>\r\n<td>\u30a8\u30dd\u30b9\u30ab\u30fc\u30c9<br>\uff08\u30de\u30eb\u30a4\u30ab\u30fc\u30c9\uff09<\/td>\r\n<td rowspan=\"2\">2007\u5e743\u6708\u307e\u3067<\/td>\r\n<td rowspan=\"2\">27.0\uff05<\/td>\r\n<\/tr>\r\n<tr>\r\n<td>\u30bc\u30ed\u30d5\u30a1\u30fc\u30b9\u30c8<br>\uff08\u30a8\u30e0\u30ef\u30f3\u30ab\u30fc\u30c9\uff09<\/td>\r\n<\/tr>\r\n<tr>\r\n<td><b><a href=\"https:\/\/www.smbc-card.com\/index.jsp\" rel=\"noopener\" target=\"_blank\">\u4e09\u4e95\u4f4f\u53cb\u30ab\u30fc\u30c9<\/a><\/b><\/td>\r\n<td>\u4e09\u4e95\u4f4f\u53cbVISA\u30ab\u30fc\u30c9<\/td>\r\n<td>2005\u5e74\u307e\u3067<\/td>\r\n<td>27.8\uff05<\/td>\r\n<\/tr>\r\n<tr>\r\n<td rowspan=\"2\"><b><a href=\"https:\/\/www.aplus.co.jp\/\" rel=\"noopener\" target=\"_blank\">\u30a2\u30d7\u30e9\u30b9<\/a><\/b><\/td>\r\n<td>\u65b0\u751fVISA<br>\u65b0\u751f\u30a2\u30d7\u30e9\u30b9<br>\u65b0\u751f\u30ab\u30fc\u30c9VISA \u306a\u3069<\/td>\r\n<td rowspan=\"2\">2007\u5e74\u307e\u3067<\/td>\r\n<td rowspan=\"2\">21.0\uff5e29.0\uff05<\/td>\r\n<\/tr>\r\n<tr>\r\n<td>TSUTAYA T\u30ab\u30fc\u30c9\u30d7\u30e9\u30b9<br>TSUTAYA W\u30ab\u30fc\u30c9JCB \u306a\u3069<\/td>\r\n<\/tr>\r\n<tr>\r\n<td><b><a href=\"https:\/\/www.orico.co.jp\/company\/\" rel=\"noopener\" target=\"_blank\">\u30aa\u30ea\u30a8\u30f3\u30c8\u30b3\u30fc\u30dd\u30ec\u30fc\u30b7\u30e7\u30f3<\/a><\/b><\/td>\r\n<td>\u30aa\u30ea\u30b3\u30ab\u30fc\u30c9<br>\u30a2\u30e1\u30cb\u30c6\u30a3\u30ab\u30fc\u30c9<br>\u30af\u30ec\u30b9\u30c8\u30ab\u30fc\u30c9<br>\u30aa\u30fc\u30c8\u30a6\u30a7\u30fc\u30d6\u30ab\u30fc\u30c9<br>\u30aa\u30fc\u30c8\u30d0\u30c3\u30af\u30b9\u30ab\u30fc\u30c9<br>\u30b3\u30b8\u30de\u30ab\u30fc\u30c9 \u306a\u3069<\/td>\r\n<td>2007\u5e743\u6708\u307e\u3067<\/td>\r\n<td>27.6\uff05<\/td>\r\n<\/tr>\r\n<tr>\r\n<td rowspan=\"2\"><b><a href=\"https:\/\/www.saisoncard.co.jp\/\" rel=\"noopener\" target=\"_blank\">\u30af\u30ec\u30c7\u30a3\u30bb\u30be\u30f3<\/a><\/b><\/td>\r\n<td>\u30bb\u30be\u30f3\u30ab\u30fc\u30c9<\/td>\r\n<td rowspan=\"2\">2007\u5e747\u6708\u307e\u3067<\/td>\r\n<td rowspan=\"2\">24.0\uff5e29.0\uff05<\/td>\r\n<\/tr>\r\n<tr>\r\n<td>UC\u30ab\u30fc\u30c9<\/td>\r\n<\/tr>\r\n<tr>\r\n<td><b><a href=\"https:\/\/www.cedyna.co.jp\/\" rel=\"noopener\" target=\"_blank\">\u30bb\u30c7\u30a3\u30ca<\/a><\/b><\/td>\r\n<td>OMC\u30ab\u30fc\u30c9<br>CF\u30ab\u30fc\u30c9<br>\u30af\u30aa\u30fc\u30af\u30ab\u30fc\u30c9 \u306a\u3069<\/td>\r\n<td>2007\u5e74\u307e\u3067<\/td>\r\n<td>28.0\uff05<\/td>\r\n<\/tr>\r\n<\/tbody>\r\n<\/table>\r\n<\/div>\r\n\r\n<p>\u203b\u767a\u751f\u6642\u671f\u30fb\u91d1\u5229\u306f\u3042\u304f\u307e\u3067\u76ee\u5b89\u3002\u91d1\u5229\u306f\u5f53\u6642\u306e\u3082\u306e\u3067\u3059\u3002<\/p>\r\n<p>\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u3067\u904e\u6255\u3044\u91d1\u304c\u767a\u751f\u3057\u3066\u3044\u308b\u53ef\u80fd\u6027\u306e\u3042\u308b\u53d6\u5f15\u306f\u300c<span class=\"u-color-red\">\u30ad\u30e3\u30c3\u30b7\u30f3\u30b0\u5229\u7528\u5206<\/span>\u300d\u3067\u3059\u3002<\/p>\r\n<p>\u30ad\u30e3\u30c3\u30b7\u30f3\u30b0\u5229\u7528\u5206\u306f\u501f\u308a\u5165\u308c\u3068\u3057\u3066\u6271\u308f\u308c\u308b\u305f\u3081\u3001\u300c\u5229\u606f\u5236\u9650\u6cd5\u300d\u304c\u9069\u7528\u3055\u308c\u307e\u3059\u3002\u4e0a\u9650\u91d1\u5229\u3092\u8d85\u3048\u3066\u5165\u308c\u3070\u3001\u904e\u6255\u3044\u91d1\u304c\u767a\u751f\u3057\u3066\u3044\u308b\u3053\u3068\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\r\n\r\n<p>\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u306e\u904e\u6255\u3044\u91d1\u306b\u3064\u3044\u3066\u306f\u3001\u4ee5\u4e0b\u306e\u8a18\u4e8b\u3067\u8a73\u3057\u304f\u89e3\u8aac\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\r\n\n    <div class=\"box-d\">\n          <div class=\"box_label\"><span>\u3042\u308f\u305b\u3066\u8aad\u307f\u305f\u3044<\/span><\/div>\n          <a class=\"c-post-relation__reco_link\" href=\"https:\/\/hibiki-law.or.jp\/debt\/kabarai\/9989\/\">\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u306e\u904e\u6255\u3044\u91d1\u304c\u767a\u751f\u3059\u308b\u6761\u4ef6\u3068\u306f\uff1f\u8abf\u3079\u65b9\u3084\u8acb\u6c42\u5bfe\u8c61\u306e\u4f1a\u793e\u3082\u7d39\u4ecb<\/a><\/div>\r\n\r\n\r\n\r\n\r\n\r\n\r\n<h3 class=\"ttl-b\">\u904e\u6255\u3044\u91d1\u8fd4\u9084\u8acb\u6c42\u306e\u300c\u5bfe\u8c61\u5916\u300d\u306e\u4f1a\u793e<\/h3>\r\n<p>\u904e\u6255\u3044\u91d1\u8fd4\u9084\u8acb\u6c42\u306e\u300c\u5bfe\u8c61\u5916\u300d\u3068\u306a\u308b\u4f1a\u793e\u306b\u3064\u3044\u3066\u3082\u3001\u78ba\u8a8d\u3057\u3066\u304a\u304d\u307e\u3057\u3087\u3046\u3002<\/p>\r\n<p>\u300c\u5bfe\u8c61\u5916\u300d\u3068\u306a\u308b\u4f1a\u793e\u306f\u3001\u5927\u304d\u304f2\u3064\u306b\u5206\u3051\u3089\u308c\u307e\u3059\u3002<\/p>\r\n\r\n<div class=\"box-c\">\r\n<div class=\"box_label\">\u904e\u6255\u3044\u91d1\u8fd4\u9084\u8acb\u6c42\u306e\u300c\u5bfe\u8c61\u5916\u300d\u306e\u4f1a\u793e<\/div>\r\n<ul>\r\n<li>\u9280\u884c\u30fb\u4fe1\u7528\u91d1\u5eab\u30fb\u52b4\u50cd\u91d1\u5eab\u306a\u3069<\/li>\r\n<li>\u3059\u3067\u306b\u5012\u7523\u3057\u3066\u3044\u308b\u4f1a\u793e<\/li>\r\n<\/ul>\r\n<\/div>\r\n\r\n\r\n\r\n\r\n\r\n<h4 class=\"ttl-c\">\u9280\u884c\u30fb\u4fe1\u7528\u91d1\u5eab\u30fb\u52b4\u50cd\u91d1\u5eab\u306a\u3069<\/h4>\r\n<p>\u9280\u884c\u30fb\u4fe1\u7528\u91d1\u5eab\u30fb\u52b4\u50cd\u91d1\u5eab\u306a\u3069\u306e\u91d1\u878d\u6a5f\u95a2\u306b\u3064\u3044\u3066\u306f\u3001\u57fa\u672c\u7684\u306b\u904e\u6255\u3044\u91d1\u8fd4\u9084\u8acb\u6c42\u306e\u300c\u5bfe\u8c61\u5916\u300d\u3068\u306a\u308a\u307e\u3059\uff08\u9280\u884c\u306e\u30ab\u30fc\u30c9\u30ed\u30fc\u30f3\u3092\u542b\u3080\uff09\u3002<\/p>\r\n<p>\u3053\u308c\u3089\u306e\u91d1\u878d\u6a5f\u95a2\u306f\u3001\u6cd5\u6539\u6b63\u524d\u304b\u3089<span class=\"u-color-red\">\u5229\u606f\u5236\u9650\u6cd5\u306e\u4e0a\u9650\u91d1\u5229\u306e\u7bc4\u56f2\u5185<\/span>\u3067\u8cb8\u4ed8\u3051\u3092\u884c\u3063\u3066\u3044\u305f\u304b\u3089\u3067\u3059\u3002<\/p>\r\n<p>\u305d\u306e\u305f\u3081\u3001\u9280\u884c\u306e\u30ab\u30fc\u30c9\u30ed\u30fc\u30f3\u3067\u306e\u501f\u308a\u5165\u308c\u306b\u3064\u3044\u3066\u306f\u3001\u904e\u6255\u3044\u91d1\u304c\u767a\u751f\u3057\u3066\u3044\u306a\u3044\u3068\u3044\u3046\u3053\u3068\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\r\n\r\n\r\n\r\n\r\n<h4 class=\"ttl-c\">\u3059\u3067\u306b\u5012\u7523\u3057\u3066\u3044\u308b\u4f1a\u793e<\/h4>\r\n<p>\u3059\u3067\u306b\u5012\u7523\u3057\u3066\u3044\u308b\u4f1a\u793e\u3082\u904e\u6255\u3044\u91d1\u8fd4\u9084\u8acb\u6c42\u306e\u300c\u5bfe\u8c61\u5916\u300d\u3068\u306a\u308a\u307e\u3059\u3002<br>\r\n\u305d\u3082\u305d\u3082\u8acb\u6c42\u3057\u3088\u3046\u306b\u3082\u3001<span class=\"u-color-red\">\u8acb\u6c42\u3059\u308b\u76f8\u624b\u304c\u3044\u306a\u3044<\/span>\u304b\u3089\u3067\u3059\u3002<\/p>\r\n<p>\u4ee5\u4e0b\u306f\u3001\u5012\u7523\u306a\u3069\u306b\u3088\u308a\u3001\u904e\u6255\u3044\u91d1\u8acb\u6c42\u304c\u96e3\u3057\u304f\u306a\u3063\u305f\u8cb8\u91d1\u696d\u8005\u306e\u4f8b\u3067\u3059\u3002<\/p>\r\n\r\n<div class=\"box-c\">\r\n<div class=\"box_label\">\u5012\u7523\u306a\u3069\u306b\u3088\u308a\u904e\u6255\u3044\u91d1\u8fd4\u9084\u8acb\u6c42\u304c\u3067\u304d\u306a\u3044\u8cb8\u91d1\u696d\u8005<\/div>\r\n<ul>\r\n<li>\u6b66\u5bcc\u58eb<\/li>\r\n<li>SF\u30b3\u30fc\u30dd\u30ec\u30fc\u30b7\u30e7\u30f3\uff08\u4e09\u548c\u30d5\u30a1\u30a4\u30ca\u30f3\u30b9\uff09<\/li>\r\n<li>\u30a2\u30a8\u30eb\uff08\u65e5\u7acb\u4fe1\u8ca9\u30fb\u30ef\u30fc\u30eb\u30c9\u30d5\u30a1\u30a4\u30ca\u30f3\u30b9\u30fb\u30ca\u30a4\u30b9\uff09<\/li>\r\n<li>\u4e38\u548c\u5546\u4e8b\uff08\u30cb\u30b3\u30cb\u30b3\u30af\u30ec\u30b8\u30c3\u30c8\uff09<\/li>\r\n<li>\u30af\u30e9\u30f4\u30a3\u30b9<\/li>\r\n<\/ul>\r\n<\/div>\r\n\r\n<p>\u904e\u6255\u3044\u91d1\u8fd4\u9084\u8acb\u6c42\u304c\u8a8d\u3081\u3089\u308c\u308b\u3088\u3046\u306b\u306a\u3063\u305f2006\u5e74\u4ee5\u964d\u3001\u8cb8\u91d1\u696d\u8005\u306f\u5927\u304d\u306a\u8ca0\u62c5\u3092\u80cc\u8ca0\u3046\u3053\u3068\u306b\u306a\u3063\u305f\u305f\u3081\u3001\u6b66\u5bcc\u58eb\u3084SF\u30b3\u30fc\u30dd\u30ec\u30fc\u30b7\u30e7\u30f3\u306a\u3069\u3001\u3055\u307e\u3056\u307e\u306a\u8cb8\u91d1\u696d\u8005\u304c\u5012\u7523\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\r\n\r\n\r\n\r\n\r\n\r\n<h2 class=\"ttl-a\">\u904e\u6255\u3044\u91d1\u8fd4\u9084\u8acb\u6c42\u304c\u3067\u304d\u308b\u6761\u4ef6<\/h2>\r\n<p>\u904e\u6255\u3044\u91d1\u8fd4\u9084\u8acb\u6c42\u3092\u3059\u308b\u305f\u3081\u306b\u306f\u3001\u3053\u308c\u307e\u3067\u89e3\u8aac\u3057\u305f\u300c\u5bfe\u8c61\u4f1a\u793e\u300d\u3067\u3042\u308b\u3053\u3068\u306b\u52a0\u3048\u3066\u3001\u4ee5\u4e0b\u306e\u6761\u4ef6\u3092\u6e80\u305f\u3059\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\r\n\r\n<div class=\"box-c\">\r\n<div class=\"box_label\">\u904e\u6255\u3044\u91d1\u8fd4\u9084\u8acb\u6c42\u304c\u3067\u304d\u308b\u6761\u4ef6<\/div>\r\n<ul>\r\n<li>2010\u5e746\u6708\u4ee5\u524d\u304b\u3089\u5229\u7528\u3057\u3066\u3044\u305f<\/li>\r\n<li>\u5b8c\u6e08\u3092\u3057\u3066\u304b\u308910\u5e74\u4ee5\u5185<\/li>\r\n<\/ul>\r\n<\/div>\r\n\r\n<p>\u4ee5\u4e0b\u3067\u5177\u4f53\u7684\u306b\u89e3\u8aac\u3057\u307e\u3059\u3002<\/p>\r\n\r\n\r\n\r\n\r\n\r\n<h3 class=\"ttl-b\">2010\u5e746\u6708\u4ee5\u524d\u304b\u3089\u5229\u7528\u3057\u3066\u3044\u305f<\/h3>\r\n<p>\u307e\u305a\u3001\u300c<span class=\"u-color-red\">2010\u5e746\u670818\u65e5\u3088\u308a\u524d<\/span>\u300d\u304b\u3089\u5229\u7528\u3057\u3066\u3044\u305f\uff08\u501f\u308a\u5165\u308c\u3092\u3057\u3066\u3044\u305f\uff09\u4f1a\u793e\u3067\u3042\u308b\u3053\u3068\u304c\u6761\u4ef6\u3067\u3059\u3002<\/p>\r\n<p>2010\u5e746\u670818\u65e5\u306b\u3001\u8cb8\u91d1\u696d\u6cd5\u304c\u6539\u6b63\u3055\u308c\u3001\u51fa\u8cc7\u6cd5\u306e\u4e0a\u9650\u91d1\u5229\u304c20.0%\u306b\u5f15\u304d\u4e0b\u3052\u3089\u308c\u307e\u3057\u305f\u3002\u3053\u308c\u306b\u3088\u308a\u4e0a\u9650\u91d1\u5229\u3092\u8d85\u3048\u308b\u8cb8\u3051\u4ed8\u306f\u3001\u5211\u4e8b\u7f70\u306e\u5bfe\u8c61\u3068\u306a\u3063\u3066\u3044\u307e\u3059\u3002<\/p>\r\n<p>\u305d\u3082\u305d\u3082\u3001\u8cb8\u91d1\u696d\u8005\u304c\u8cb8\u4ed8\u3051\u3092\u3059\u308b\u969b\u306e\u4e0a\u9650\u91d1\u5229\u306f\u3001\u300c\u51fa\u8cc7\u6cd5\u300d\u3068\u300c<a href=\"https:\/\/hibiki-law.or.jp\/debt\/saimu\/word\/4354\/\" rel=\"noopener\" target=\"_blank\">\u5229\u606f\u5236\u9650\u6cd5<\/a>\u300d\u306e2\u3064\u306e\u6cd5\u5f8b\u306b\u3088\u3063\u3066\u898f\u5b9a\u3055\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\r\n<p>2010\u5e74\u306e\u8cb8\u91d1\u696d\u6cd5\u306e\u6539\u6b63\u4ee5\u524d\u306f\u3001\u3053\u308c\u3089\u306e\u6cd5\u5f8b\u306e\u4e0a\u9650\u91d1\u5229\uff08\u5e74\u5229\uff09\u306f\u4ee5\u4e0b\u306e\u3088\u3046\u306b\u7570\u306a\u3063\u3066\u304a\u308a\u3001\u3053\u306e\u9593\u304c\u3044\u308f\u3086\u308b\u300c\u30b0\u30ec\u30fc\u30be\u30fc\u30f3\u91d1\u5229\u300d\u3068\u547c\u3070\u308c\u3066\u3044\u307e\u3057\u305f\u3002<\/p>\r\n\r\n<div class=\"scrollable\">\r\n<table class=\"table-defo ll\">\r\n<col width=\"34%\" \/> \r\n<col width=\"33%\" \/> \r\n<col width=\"33%\" \/> \r\n<thead>\r\n<tr>\r\n<th>\u51fa\u8cc7\u6cd5<\/th>\r\n<th colspan=\"2\">\u5229\u606f\u5236\u9650\u6cd5<\/th>\r\n<\/tr>\r\n<\/thead>\r\n<tbody>\r\n<tr>\r\n<td rowspan=\"3\">29.2%\uff08\u4e00\u5f8b\uff09<\/td>\r\n<td>\uff08\u501f\u5165\u5143\u91d1\uff09<br>100\u4e07\u5186\u4ee5\u4e0a<\/td>\r\n<td>15%<\/td>\r\n<\/tr>\r\n<tr>\r\n<td>\uff08\u501f\u5165\u5143\u91d1\uff09<br>10\u4e07\u5186\u4ee5\u4e0a100\u4e07\u5186\u672a\u6e80<\/td>\r\n<td>18%<\/td>\r\n<\/tr>\r\n<tr>\r\n<td>\uff08\u501f\u5165\u5143\u91d1\uff09<br>10\u4e07\u5186\u672a\u6e80<\/td>\r\n<td>20%<\/td>\r\n<\/tr>\r\n<\/tbody>\r\n<\/table>\r\n<\/div>\r\n\r\n<p>\u30b0\u30ec\u30fc\u30be\u30fc\u30f3\u91d1\u5229\u3067\u306e\u8cb8\u4ed8\u3051\u306f\u672c\u6765\u9055\u6cd5\u3067\u3059\u304c\u3001\u3053\u306e\u3068\u304d\u306f\u3001\u51fa\u8cc7\u6cd5\u306e\u4e0a\u9650\u91d1\u5229\uff0829.2\uff05\uff09\u3092\u8d85\u3048\u3066\u3044\u306a\u3044\u5206\u306b\u3064\u3044\u3066\u306f\u7f70\u5247\u898f\u5b9a\u304c\u3042\u308a\u307e\u305b\u3093\u3067\u3057\u305f\u3002<\/p>\r\n<p>\u307e\u305f\u3001\u8cb8\u91d1\u696d\u8005\u5074\u306b\u3088\u308b\u300c\u50b5\u52d9\u8005\uff08\u304a\u91d1\u3092\u501f\u308a\u308b\u5074\uff09\u304c\u5229\u606f\u5236\u9650\u6cd5\u3092\u8d85\u3048\u308b\u5229\u606f\u3067\u3042\u308b\u3068\u8a8d\u8b58\u3057\u3001\u4efb\u610f\u3067\u652f\u6255\u3044\u3092\u884c\u3063\u3066\u3044\u308b\u300d\uff08\u307f\u306a\u3057\u5f01\u6e08\uff09\u3068\u3044\u3046\u4e3b\u5f35\u304c\u3001\u307e\u304b\u308a\u901a\u3063\u3066\u3044\u307e\u3057\u305f\u3002<\/p>\r\n<p>2010\u5e74\u306e\u8cb8\u91d1\u696d\u6cd5\u306e\u6539\u6b63\u4ee5\u5f8c\u306f\u3001\u30b0\u30ec\u30fc\u30be\u30fc\u30f3\u91d1\u5229\u306f\u5b9f\u8cea\u7684\u306b\u64a4\u5ec3\u3055\u308c\u305f\u305f\u3081\u3001\u57fa\u672c\u7684\u306b\u904e\u6255\u3044\u91d1\u3082\u767a\u751f\u3057\u306a\u304f\u306a\u308a\u307e\u3057\u305f\u3002<\/p>\r\n\r\n<p><img decoding=\"async\" src=\"https:\/\/hibiki-law.or.jp\/debt\/wp-content\/uploads\/2024\/07\/kabarai_kabaraikin-image_001.png\" alt=\"\u6cd5\u6539\u6b63\u5f8c\u306e\u4e0a\u9650\u91d1\u5229\" class=\"post-img\"><\/p>\r\n\r\n<p>\u904e\u6255\u3044\u91d1\u3068\u30b0\u30ec\u30fc\u30be\u30fc\u30f3\u91d1\u5229\u3068\u306e\u95a2\u4fc2\u306b\u3064\u3044\u3066\u306f\u3001\u4ee5\u4e0b\u306e\u8a18\u4e8b\u3067\u8a73\u3057\u304f\u89e3\u8aac\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\r\n\n    <div class=\"box-d\">\n          <div class=\"box_label\"><span>\u3042\u308f\u305b\u3066\u8aad\u307f\u305f\u3044<\/span><\/div>\n          <a class=\"c-post-relation__reco_link\" href=\"https:\/\/hibiki-law.or.jp\/debt\/kabarai\/6024\/\">\u904e\u6255\u3044\u91d1\u306f\u5229\u7387\u4f55\uff05\u304b\u3089\u8acb\u6c42\u3067\u304d\u308b\uff1f\u4e0a\u9650\u91d1\u5229\u3068\u5229\u606f\u3064\u304d\u3067\u8fd4\u9084\u3055\u308c\u308b\u30b1\u30fc\u30b9\u89e3\u8aac<\/a><\/div>\r\n\r\n\r\n\r\n\r\n<h3 class=\"ttl-b\">\u5b8c\u6e08\u3092\u3057\u3066\u304b\u308910\u5e74\u4ee5\u5185<\/h3>\r\n<p>\u3082\u3046\u4e00\u3064\u3001\u904e\u6255\u3044\u91d1\u8fd4\u9084\u8acb\u6c42\u306e\u5bfe\u8c61\u3068\u306a\u308b<span class=\"u-color-red\">\u501f\u308a\u5165\u308c\u306e\u5b8c\u6e08\u304c\u300110\u5e74\u4ee5\u5185\u306b\u884c\u308f\u308c\u3066\u3044\u308b<\/span>\u3053\u3068\u3082\u6761\u4ef6\u3067\u3059\u3002<\/p>\r\n<p>\u5b8c\u6e08\u5f8c10\u5e74\u9593\u3001\u300c\u904e\u6255\u3044\u91d1\u306e\u8fd4\u9084\u3092\u8acb\u6c42\u3067\u304d\u308b\u6a29\u5229\u300d\u3092\u884c\u4f7f\u3057\u306a\u3051\u308c\u3070\u3001\u305d\u306e\u6a29\u5229\u3054\u3068\u6d88\u6ec5\u3057\u3066\u3057\u307e\u3044\u307e\u3059\u3002<\/p>\r\n<p>\u3053\u308c\u306f\u300c<b>\u6d88\u6ec5\u6642\u52b9<\/b>\u300d\u3068\u547c\u3070\u308c\u3001\u6c11\u6cd5\u3067\u5b9a\u3081\u3089\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\r\n\r\n\r\n<div class=\"quote\">\r\n<span class=\"readmore\">\u7d9a\u304d\u3092\u8aad\u3080<\/span>\r\n<div class=\"quote_item\">\r\n<div class=\"quote_item_headline\">\u6c11\u6cd5<\/div>\r\n<p>\uff08\u50b5\u6a29\u7b49\u306e\u6d88\u6ec5\u6642\u52b9\uff09<br>\r\n<b>\u7b2c166\u6761<\/b>\u3000\u50b5\u6a29\u306f\u3001\u6b21\u306b\u63b2\u3052\u308b\u5834\u5408\u306b\u306f\u3001\u6642\u52b9\u306b\u3088\u3063\u3066\u6d88\u6ec5\u3059\u308b\u3002<br>\r\n\u4e00\u3000\u50b5\u6a29\u8005\u304c\u6a29\u5229\u3092\u884c\u4f7f\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u308b\u3053\u3068\u3092\u77e5\u3063\u305f\u6642\u304b\u3089\u4e94\u5e74\u9593\u884c\u4f7f\u3057\u306a\u3044\u3068\u304d\u3002<br>\r\n\u4e8c\u3000\u6a29\u5229\u3092\u884c\u4f7f\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u308b\u6642\u304b\u3089\u5341\u5e74\u9593\u884c\u4f7f\u3057\u306a\u3044\u3068\u304d\u3002<\/p>\r\n<\/div>\r\n<\/div>\r\n<p><span class=\"u-font-small\">\u203b\u5f15\u7528\uff1a<a href=\"https:\/\/laws.e-gov.go.jp\/law\/129AC0000000089\" rel=\"noopener\" target=\"_blank\">e-GOV\u300c\u6c11\u6cd5\u300d<\/a><\/span><\/p>\r\n\r\n<p>\u305f\u3068\u3048\u3070\u30012012\u5e741\u6708\u306b\u5b8c\u6e08\u3057\u305f\u501f\u91d1\u306b\u3064\u3044\u3066\u30012023\u5e746\u6708\u306b\u8fd4\u9084\u8acb\u6c42\u3092\u3057\u3088\u3046\u3068\u601d\u3063\u3066\u3082\u3001\u3059\u3067\u306b\u5b8c\u6e08\u304b\u308910\u5e74\u4ee5\u4e0a\u304c\u305f\u3063\u3066\u3044\u308b\u305f\u3081\u3001\u8acb\u6c42\u3059\u308b\u3053\u3068\u306f\u3067\u304d\u307e\u305b\u3093\u3002<\/p>\r\n<p>\u305f\u3060\u3057\u300110\u5e74\u4ee5\u4e0a\u524d\u306b\u3057\u305f\u5834\u5408\u3067\u3082\u3001\u305d\u306e\u5f8c\u306b\u540c\u3058\u91d1\u878d\u696d\u8005\u304b\u3089\u518d\u3073\u501f\u308a\u5165\u308c\u3092\u3057\u305f\u5834\u5408\u306b\u306f\u3001\u904e\u6255\u3044\u91d1\u8fd4\u9084\u8acb\u6c42\u3067\u304d\u308b\u53ef\u80fd\u6027\u306f\u3042\u308a\u307e\u3059\u3002<\/p>\r\n<p>\u306a\u305c\u306a\u3089\u3001\u30ab\u30fc\u30c9\u30ed\u30fc\u30f3\u3084\u30ad\u30e3\u30c3\u30b7\u30f3\u30b0\u306a\u3069\u306b\u3088\u308b\u501f\u91d1\u3067\u306f\u501f\u308a\u5165\u308c\u30fb\u8fd4\u6e08\u304c\u7e70\u308a\u8fd4\u3055\u308c\u308b\u3053\u3068\u304c\u591a\u3044\u305f\u3081\u3001\u5b8c\u6e08\u524d\u306e\u53d6\u5f15\u3068\u5b8c\u6e08\u5f8c\u306e\u518d\u5ea6\u306e\u53d6\u5f15\u304c\u300c\u9023\u7d9a\u3057\u3066\u3044\u308b\u300d\u3068\u5224\u65ad\u3067\u304d\u308b\u5834\u5408\u304c\u3042\u308b\u304b\u3089\u3067\u3059\u3002<\/p>\r\n<p>\u53d6\u5f15\u306e\u9023\u7d9a\u6027\u304c\u8a8d\u3081\u3089\u308c\u308b\u5834\u5408\u3001\u518d\u5ea6\u306e\u501f\u308a\u5165\u308c\u306e\u8fd4\u6e08\u671f\u9593\u3082\u53d6\u5f15\u671f\u9593\u3068\u898b\u306a\u3055\u308c\u308b\u305f\u3081\u3001\u904e\u6255\u3044\u91d1\u8fd4\u9084\u8acb\u6c42\u6a29\u306e\u6d88\u6ec5\u6642\u52b9\u306f\u307e\u3060\u5b8c\u6210\u3057\u3066\u3044\u306a\u3044\u3053\u3068\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\r\n\r\n<p><img decoding=\"async\" src=\"https:\/\/hibiki-law.or.jp\/debt\/wp-content\/uploads\/2024\/07\/kabarai_kariire-kurikaeshi_001.png\" alt=\"\u5b8c\u6e08\u5f8c10\u5e74\u4ee5\u5185\u3067\u3042\u308b\u304b\" class=\"post-img\"><\/p>\r\n\r\n<p>\u6d88\u6ec5\u6642\u52b9\u306e\u671f\u9593\u306f\u3001\u500b\u4eba\u3067\u306f\u5224\u65ad\u3057\u3065\u3089\u3044\u30b1\u30fc\u30b9\u304c\u3042\u308b\u305f\u3081\u3001\u57fa\u672c\u7684\u306b\u306f\u6cd5\u5f8b\u306e\u5c02\u9580\u5bb6\u3067\u3042\u308b\u5f01\u8b77\u58eb\u306b\u76f8\u8ac7\u3059\u308b\u3068\u3088\u3044\u3067\u3057\u3087\u3046\u3002<\/p>\r\n\r\n<p>\u904e\u6255\u3044\u91d1\u8fd4\u9084\u8acb\u6c42\u306e\u6d88\u6ec5\u6642\u52b9\u306b\u3064\u3044\u3066\u306f\u3001\u4ee5\u4e0b\u306e\u8a18\u4e8b\u3067\u8a73\u3057\u304f\u89e3\u8aac\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\r\n\n    <div class=\"box-d\">\n          <div class=\"box_label\"><span>\u3042\u308f\u305b\u3066\u8aad\u307f\u305f\u3044<\/span><\/div>\n          <a class=\"c-post-relation__reco_link\" href=\"https:\/\/hibiki-law.or.jp\/debt\/kabarai\/13073\/\">\u904e\u6255\u3044\u91d1\u306e\u6642\u52b9\u306f\u4f55\u5e74\uff1f\u8d77\u7b97\u70b9\u3068\u3057\u3063\u304b\u308a\u904e\u6255\u3044\u91d1\u8fd4\u9084\u8acb\u6c42\u3059\u308b\u65b9\u6cd5\u3092\u89e3\u8aac<\/a><\/div>\r\n\r\n\r\n\r\n\r\n<h2 class=\"ttl-a\">\u304a\u3082\u306a\u8cb8\u91d1\u696d\u8005\u306e\u904e\u6255\u3044\u91d1\u8fd4\u9084\u7387\u30fb\u5bfe\u5fdc\u306e\u9055\u3044<\/h2>\r\n<p>\u5b9f\u969b\u306b\u3001<span class=\"u-color-red\">\u904e\u6255\u3044\u91d1\u8fd4\u9084\u306e\u8acb\u6c42\u306b\u5fdc\u3058\u3066\u3082\u3089\u3048\u308b\u304b\u3069\u3046\u304b\u306f\u3001\u8cb8\u91d1\u696d\u8005\u306b\u3088\u3063\u3066\u7570\u306a\u308a\u307e\u3059<\/span>\u3002<\/p>\r\n<p>\u4ee5\u4e0b\u306b\u3001\u4ee3\u8868\u7684\u306a\u8cb8\u91d1\u696d\u8005\u306b\u304a\u3051\u308b\u904e\u6255\u3044\u91d1\u306e\u8fd4\u9084\u7387\u306e\u76ee\u5b89\uff08\u203b\uff09\u3092\u307e\u3068\u3081\u3066\u3044\u307e\u3059\u3002<\/p>\r\n<p>\u203b\u5f01\u8b77\u58eb\u6cd5\u4eba\u30fb\u97ff\u3067\u306e\u5b9f\u7e3e\u3067\u3059\u3002\u5fc5\u305a\u3057\u3082\u3053\u306e\u3068\u304a\u308a\u306b\u306a\u308b\u3068\u306f\u304b\u304e\u308a\u307e\u305b\u3093<\/p>\r\n<p>\u5404\u793e\u306e\u5bfe\u5fdc\u306e\u59ff\u52e2\uff08\u8a34\u8a1f\u5916\u4ea4\u6e09\u306e\u5834\u5408\uff09\u3082\u8a18\u8f09\u3057\u3066\u3044\u307e\u3059\u306e\u3067\u3001\u3042\u308f\u305b\u3066\u53c2\u8003\u306b\u3057\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\r\n\r\n<div class=\"scrollable\">\r\n<table class=\"table-defo ll\">\r\n <col width=\"35%\" \/> \r\n<col width=\"20%\" \/> \r\n<col width=\"45%\" \/> \r\n<thead>\r\n<tr>\r\n<th>\u5bfe\u8c61\u4f1a\u793e<\/th>\r\n<th>\u8fd4\u9084\u7387\uff08\u203b\uff09<\/th>\r\n<th>\u5bfe\u5fdc\u306e\u59ff\u52e2<\/th>\r\n<\/tr>\r\n<\/thead>\r\n<tbody>\r\n<tr>\r\n<td>\u30a2\u30b3\u30e0\u682a\u5f0f\u4f1a\u793e<\/td>\r\n<td>85\uff05\u7a0b\u5ea6<\/td>\r\n<td>\u30fb\u4ea4\u6e09\u6642\u306e\u5bfe\u5fdc\u306f\u3001\u6bd4\u8f03\u7684\u30b9\u30e0\u30fc\u30ba<\/td>\r\n<\/tr>\r\n<tr>\r\n<td>SMBC\u30b3\u30f3\u30b7\u30e5\u30fc\u30de\u30fc\u30d5\u30a1\u30a4\u30ca\u30f3\u30b9\u682a\u5f0f\u4f1a\u793e<\/td>\r\n<td>90\uff5e93\uff05\u7a0b\u5ea6<\/td>\r\n<td>\u30fb\u8acb\u6c42\u984d\u304c\u5927\u304d\u3044\u6848\u4ef6\u306b\u3064\u3044\u3066\u306f\u8fd4\u9084\u7387\u304c\u5897\u6e1b\u3059\u308b<br>\u30fb\u4ea4\u6e09\u306b\u304a\u3044\u3066\u306f\u3001\u8fd4\u7b54\u306f\u9045\u3081<\/td>\r\n<\/tr>\r\n<tr>\r\n<td>\u30a2\u30a4\u30d5\u30eb\u682a\u5f0f\u4f1a\u793e<\/td>\r\n<td>45\uff5e50\uff05\u7a0b\u5ea6<\/td>\r\n<td>\u30fb\u4ea4\u6e09\u306b\u304a\u3044\u3066\u306f\u3001\u8fd4\u7b54\u306f\u9045\u3081<\/td>\r\n<\/tr>\r\n<tr>\r\n<td>\u65b0\u751f\u30d5\u30a3\u30ca\u30f3\u30b7\u30e3\u30eb\u682a\u5f0f\u4f1a\u793e<\/td>\r\n<td>80\uff05\u7a0b\u5ea6<\/td>\r\n<td>\u30fb\u4ea4\u6e09\u6642\u306e\u5bfe\u5fdc\u306f\u3001\u6bd4\u8f03\u7684\u30b9\u30e0\u30fc\u30ba<\/td>\r\n<\/tr>\r\n<\/tbody>\r\n<\/table>\r\n<\/div>\r\n\r\n<p>\u203b\u975e\u5145\u5f53\u8a08\u7b97\u91d1\u984d\u306b\u5360\u3081\u308b\u5272\u5408<\/p>\r\n<p>\u904e\u6255\u3044\u91d1\u8fd4\u9084\u8acb\u6c42\u3092\u884c\u3046\u969b\u306f\u3001\u5bfe\u8c61\u3068\u306a\u308b\u8cb8\u91d1\u696d\u8005\u306e\u5bfe\u5fdc\u306e\u59ff\u52e2\u3092\u8e0f\u307e\u3048\u305f\u3046\u3048\u3067\u3001\u4ea4\u6e09\u3092\u884c\u3046\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\r\n\r\n\r\n\r\n\r\n\r\n<h2 class=\"ttl-a\">\u501f\u5165\u60c5\u5831\u3092\u5fd8\u308c\u3066\u3057\u307e\u3063\u305f\u5834\u5408\u306e\u78ba\u8a8d\u65b9\u6cd5<\/h2>\r\n<p>\u904e\u6255\u3044\u91d1\u8fd4\u9084\u8acb\u6c42\u3092\u3059\u308b\u305f\u3081\u306b\u306f\u3001\u524d\u8ff0\u3057\u305f\u3088\u3046\u306b\u3001\u300c\u30b0\u30ec\u30fc\u30be\u30fc\u30f3\u91d1\u5229\u3067\u306e\u501f\u308a\u5165\u308c\u304b\u300d\u300c\u5b8c\u6e08\u3092\u3057\u3066\u304b\u308910\u5e74\u4ee5\u5185\u304b\u300d\u306a\u3069\u3092\u78ba\u8a8d\u3059\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\r\n<p>\u3057\u304b\u3057\u3001\u5b8c\u6e08\u3057\u3066\u304b\u3089\u6570\u5e74\u304c\u7d4c\u904e\u3057\u3066\u3044\u308b\u3068\u3001\u5f53\u6642\u306e\u501f\u5165\u60c5\u5831\u3092\u5fd8\u308c\u3066\u3057\u307e\u3046\u3053\u3068\u3082\u3042\u308b\u3067\u3057\u3087\u3046\u3002<\/p>\r\n<p>\u3053\u3053\u3067\u306f\u3001\u4ee5\u4e0b\u306e\u501f\u5165\u60c5\u5831\u306b\u3064\u3044\u3066\u3001\u78ba\u8a8d\u3059\u308b\u65b9\u6cd5\u3092\u89e3\u8aac\u3057\u307e\u3059\u3002<\/p>\r\n\r\n<div class=\"box-c\">\r\n<div class=\"box_label\">\u501f\u5165\u60c5\u5831\u306e\u78ba\u8a8d\u65b9\u6cd5<\/div>\r\n<ul>\r\n<li>\u501f\u5165\u5148\u306e\u5229\u7387\u3084\u91d1\u984d\u3001\u8fd4\u6e08\u6642\u671f<\/li>\r\n<li>\u501f\u5165\u5148\u306e\u4f1a\u793e\u540d<\/li>\r\n<\/ul>\r\n<\/div>\r\n\r\n\r\n\r\n\r\n\r\n<h3 class=\"ttl-b\">\u501f\u5165\u5148\u306e\u5229\u7387\u3084\u91d1\u984d\u3001\u8fd4\u6e08\u6642\u671f<\/h3>\r\n<p>\u501f\u5165\u5148\u306e\u8cb8\u91d1\u696d\u8005\u306e\u540d\u524d\u304c\u308f\u304b\u3063\u3066\u3044\u3066\u3001\u501f\u308a\u5165\u308c\u305f\u5f53\u6642\u306e\u5229\u7387\u3084\u91d1\u984d\u30fb\u8fd4\u6e08\u671f\u9593\u3092\u5fd8\u308c\u305f\u5834\u5408\u306f\u3001\u4e0b\u8a18\u306e\u65b9\u6cd5\u3067\u78ba\u8a8d\u3057\u307e\u3057\u3087\u3046\u3002<\/p>\r\n\r\n<ul>\r\n<li>\u501f\u5165\u5148\u306e\u4f1a\u793e\u306b\u96fb\u8a71\u3067\u554f\u3044\u5408\u308f\u305b\u308b<\/li>\r\n<li>\u53d6\u5f15\u5c65\u6b74\u3092\u53d6\u308a\u5bc4\u305b\u308b<\/li>\r\n<\/ul>\r\n\r\n<p>\u501f\u5165\u5148\u306e\u4f1a\u793e\u306b\u96fb\u8a71\u3092\u3059\u308b\u969b\u306f\u3001\u300c\u53d6\u5f15\u5c65\u6b74\u304c\u6b32\u3057\u3044\u300d\u65e8\u3092\u4f1d\u3048\u307e\u3059\u3002<\/p>\r\n<p>\u5229\u7528\u76ee\u7684\u306f\u3001\u300c\u53d6\u5f15\u5185\u5bb9\u3092\u77e5\u308a\u305f\u3044\u300d\u3068\u8a00\u3048\u3070\u5341\u5206\u3067\u3001\u305d\u308c\u4ee5\u4e0a\u306e\u76ee\u7684\u3092\u8aac\u660e\u3059\u308b\u5fc5\u8981\u306f\u3042\u308a\u307e\u305b\u3093\u3002<\/p>\r\n<p>\u53d6\u5f15\u5c65\u6b74\u306f\u3001\u90f5\u9001\u3055\u308c\u308b\u5834\u5408\u3001\u652f\u5e97\u7a93\u53e3\u306b\u53d7\u3051\u53d6\u308a\u306b\u884c\u304f\u5fc5\u8981\u304c\u3042\u308b\u5834\u5408\u3068\u3001\u696d\u8005\u3054\u3068\u306b\u7570\u306a\u308a\u307e\u3059\u3002<\/p>\r\n<p>\u501f\u5165\u5148\u306b\u3088\u3063\u3066\u306f\u3001\u6240\u5b9a\u306e<span class=\"u-color-red\">\u958b\u793a\u8acb\u6c42\u66f8\u3078\u306e\u8a18\u8f09<\/span>\u3092\u6c42\u3081\u3089\u308c\u307e\u3059\u3002\u3053\u308c\u3089\u306f\u3001\u6307\u793a\u306b\u5f93\u3063\u3066\u5bfe\u5fdc\u3059\u308b\u3088\u3046\u306b\u3057\u307e\u3057\u3087\u3046\u3002<\/p>\r\n\r\n\r\n\r\n\r\n\r\n<h3 class=\"ttl-b\">\u501f\u5165\u5148\u306e\u4f1a\u793e\u540d<\/h3>\r\n<p>\u501f\u5165\u5148\u306e\u8cb8\u91d1\u696d\u8005\u306e\u540d\u524d\u3092\u5fd8\u308c\u3066\u3057\u307e\u3063\u305f\u5834\u5408\u306f\u3001\u5f53\u6642\u306e\u66f8\u985e\u3084\u904e\u53bb\u306e\u901a\u5e33\u3092\u624b\u639b\u304b\u308a\u306b\u3059\u308b\u3053\u3068\u3067\u3001\u4f1a\u793e\u540d\u3092\u7279\u5b9a\u3067\u304d\u308b\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\r\n<p>\u3053\u308c\u3089\u306e\u65b9\u6cd5\u3067\u3082\u53d6\u5f15\u5148\u304c\u308f\u304b\u3089\u306a\u3044\u5834\u5408\u3001<span class=\"u-color-red\">\u4fe1\u7528\u60c5\u5831\u6a5f\u95a2\u306b\u554f\u3044\u5408\u308f\u305b\u3066\u3001\u904e\u53bb\u306e\u53d6\u5f15\u8a18\u9332\u3092\u78ba\u8a8d<\/span>\u3059\u308b\u3088\u3046\u306b\u3057\u307e\u3057\u3087\u3046\u3002<\/p>\r\n\r\n<div class=\"yogo\">\r\n <div class=\"yogo_head\"><img decoding=\"async\" src=\"https:\/\/hibiki-law.or.jp\/debt\/wp-content\/themes\/syakkin-v2-theme\/img\/icn_yogo.png\">\u7528\u8a9e\u96c6<\/div>\r\n <div class=\"yogo_title\">\u4fe1\u7528\u60c5\u5831\u6a5f\u95a2\u3068\u306f\uff1f<\/div>\r\n <div>\r\n<p>\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u3084\u30ed\u30fc\u30f3\u306a\u3069\u306e\u3001\u5229\u7528\u8005\u306e\u501f\u308a\u5165\u308c\u3084\u8fd4\u6e08\u306b\u95a2\u3059\u308b\u60c5\u5831\u3092\u4e00\u62ec\u3067\u7ba1\u7406\u3057\u3066\u3044\u308b\u6a5f\u95a2\u3002\u91d1\u878d\u6a5f\u95a2\u304c\u5be9\u67fb\u3092\u3059\u308b\u969b\u3082\u4fe1\u7528\u60c5\u5831\u6a5f\u95a2\u304b\u3089\u4fe1\u7528\u60c5\u5831\u3092\u53d6\u308a\u5bc4\u305b\u3066\u3044\u308b\u3002<\/p>\r\n<\/div>\r\n<\/div>\r\n\r\n<p>\u5404\u6a5f\u95a2\u304b\u3089\u306e\u53d6\u5f15\u8a18\u9332\u306e\u958b\u793a\u65b9\u6cd5\u30fb\u624b\u6570\u6599\u306f\u3001\u4e0b\u8a18\u306e\u3068\u304a\u308a\u3067\u3059\u3002<\/p>\r\n\r\n<table class=\"c-table-rows3\">\r\n  <caption>\u4fe1\u7528\u60c5\u5831\u306e\u958b\u793a\u8acb\u6c42\u65b9\u6cd5\u4e00\u89a7<\/caption>\r\n  <thead>\r\n    <tr>\r\n<th>\u4fe1\u7528\u60c5\u5831\u6a5f\u95a2\u540d<\/th>\r\n<th>\u958b\u793a\u8acb\u6c42\u65b9\u6cd5<\/th>\r\n<th>\u958b\u793a\u624b\u6570\u6599\uff08\u7a0e\u8fbc\uff09<\/th>\r\n    <\/tr>\r\n  <\/thead>\r\n  <tbody>\r\n    <tr>\r\n<th rowspan=\"2\"><a href=\"https:\/\/www.cic.co.jp\/mydata\/index.html\" rel=\"noopener\" target=\"_blank\">CIC\uff08\u682a\u5f0f\u4f1a\u793e\u30b7\u30fc\uff65\u30a2\u30a4\uff65\u30b7\u30fc\uff09<\/a><\/th>\r\n<td>\u30a4\u30f3\u30bf\u30fc\u30cd\u30c3\u30c8<\/td>\r\n<td>500\u5186<\/td>\r\n    <\/tr>\r\n    <tr>\r\n<td>\u90f5\u9001<\/td>\r\n<td>1500\u5186\u301c<\/td>\r\n    <\/tr>\r\n    <tr>\r\n<th rowspan=\"2\"><a href=\"https:\/\/www.jicc.co.jp\/kaiji\" rel=\"noopener\" target=\"_blank\">JICC\uff08\u682a\u5f0f\u4f1a\u793e\u65e5\u672c\u4fe1\u7528\u60c5\u5831\u6a5f\u69cb\uff09<\/a><\/th>\r\n<td>\u30b9\u30de\u30fc\u30c8\u30d5\u30a9\u30f3\u7528\u30a2\u30d7\u30ea*<\/td>\r\n<td>700\u5186<\/td>\r\n    <\/tr>\r\n    <tr>\r\n<td>\u90f5\u9001<\/td>\r\n<td>1,960\u5186*<\/td>\r\n    <\/tr>\r\n    <tr>\r\n<th rowspan=\"2\"><a href=\"https:\/\/www.zenginkyo.or.jp\/pcic\/open\/\" rel=\"noopener\" target=\"_blank\">KSC\uff08\u5168\u56fd\u9280\u884c\u500b\u4eba\u4fe1\u7528\u60c5\u5831\u30bb\u30f3\u30bf\u30fc\uff09<\/a><\/th>\r\n<td>\u30a4\u30f3\u30bf\u30fc\u30cd\u30c3\u30c8<\/td>\r\n<td>1,000\u5186<\/td>\r\n    <\/tr>\r\n    <tr>\r\n<td>\u90f5\u9001<\/td>\r\n<td>1,679\u5186\u301c1,800\u5186<\/td>\r\n    <\/tr>\r\n  <\/tbody>\r\n<\/table>\r\n\r\n<p class=\"u-mb-0\"><span class=\"u-font-small\">\u203b\u90f5\u9001\u958b\u793a\u3067\u306f\u3001\u8ffd\u52a0\u6599\u91d1\u3092\u6255\u3046\u3053\u3068\u3067\u901f\u9054\u3084\u672c\u4eba\u9650\u5b9a\u53d7\u53d6\u90f5\u4fbf\u304c\u5229\u7528\u53ef\u80fd\u3067\u3059\u3002<\/span><\/p>\r\n<p class=\"u-mb-0\"><span class=\"u-font-small\">\u203bJICC\u306e\u30b9\u30de\u30db\u5229\u7528\u3067\u306f\u3001\u5c02\u7528\u30a2\u30d7\u30ea\u3068\u30de\u30a4\u30ca\u30f3\u30d0\u30fc\u30ab\u30fc\u30c9\u306e\u8a8d\u8a3c\u304c\u5fc5\u8981\u3067\u3059\u3002<\/span><\/p>\r\n<p class=\"u-mb-0\"><span class=\"u-font-small\">\u203bJICC\u306e\u90f5\u9001\u958b\u793a\u3067\u306f\u3001\u5225\u9014\u30b3\u30f3\u30d3\u30cb\u30c1\u30b1\u30c3\u30c8\u767a\u5238\u624b\u6570\u6599\u304c\u5fc5\u8981\u3067\u3059\u3002<\/span><\/p>\r\n<p><span class=\"u-font-small\">\u203b2025\u5e7412\u6708\u4e0a\u65ec\u6642\u70b9\u306e\u60c5\u5831\u3067\u3059\u3002\u3054\u5229\u7528\u306e\u969b\u306f\u3001\u5404\u793e\u516c\u5f0f\u30b5\u30a4\u30c8\u3067\u6700\u65b0\u60c5\u5831\u3092\u3054\u78ba\u8a8d\u304f\u3060\u3055\u3044\u3002<\/span><\/p>\r\n\r\n\r\n<p>\u53d6\u5f15\u8a18\u9332\u3092\u78ba\u8a8d\u3059\u308b\u3053\u3068\u3067\u3001\u6700\u7d42\u8fd4\u6e08\u65e5\u306a\u3069\u3001\u5fc5\u8981\u306a\u60c5\u5831\u3092\u78ba\u8a8d\u3067\u304d\u307e\u3059\u3002<\/p>\r\n<p>\u3053\u308c\u3089\u306e\u60c5\u5831\u958b\u793a\u306f\u3001\u5c02\u9580\u5bb6\u306b\u4f9d\u983c\u3057\u3066\u884c\u3046\u3053\u3068\u3082\u53ef\u80fd\u3067\u3059\u3002\u904e\u6255\u3044\u91d1\u306e\u8fd4\u9084\u8acb\u6c42\u304c\u53ef\u80fd\u304b\u3069\u3046\u304b\u3092\u76f8\u8ac7\u3059\u308b\u969b\u3001\u540c\u6642\u306b\u4f9d\u983c\u3059\u308b\u3053\u3068\u3082\u691c\u8a0e\u3057\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\r\n\r\n\r\n\r\n\r\n<h2 class=\"ttl-a\">\u904e\u6255\u3044\u91d1\u8fd4\u9084\u8acb\u6c42\u306b\u4e0d\u5b89\u304c\u3042\u308c\u3070\u5f01\u8b77\u58eb\u6cd5\u4eba\u30fb\u97ff\u306b\u3054\u76f8\u8ac7\u3092<\/h2>\r\n<p>\u3053\u308c\u307e\u3067\u89e3\u8aac\u3057\u3066\u304d\u305f\u3068\u304a\u308a\u3001\u904e\u6255\u3044\u91d1\u8fd4\u9084\u8acb\u6c42\u304c\u3067\u304d\u308b\u304b\u3001\u500b\u4eba\u3067\u5224\u65ad\u3059\u308b\u3053\u3068\u304c\u96e3\u3057\u3044\u30b1\u30fc\u30b9\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\r\n<p>\u3082\u3057\u3001\u904e\u6255\u3044\u91d1\u8fd4\u9084\u8acb\u6c42\u304c\u3067\u304d\u308b\u304b\u4e0d\u5b89\u3067\u3042\u308c\u3070\u3001\u5f01\u8b77\u58eb\u6cd5\u4eba\u30fb\u97ff\u306b\u3054\u76f8\u8ac7\u304f\u3060\u3055\u3044\u3002<\/p>\r\n<p><span 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