{"id":6061,"date":"2023-02-01T10:04:40","date_gmt":"2023-02-01T01:04:40","guid":{"rendered":"https:\/\/xn--1cki9mlb6771a4yych82a30l.com\/?p=4799"},"modified":"2025-10-02T18:09:22","modified_gmt":"2025-10-02T09:09:22","slug":"6061","status":"publish","type":"post","link":"https:\/\/hibiki-law.or.jp\/debt\/hasan\/6061\/","title":{"rendered":"\u7834\u7523\u5ba3\u544a\u3068\u306f\uff1f\u3059\u308b\u3068\u3069\u3046\u306a\u308b\uff1f\u81ea\u5df1\u7834\u7523\u624b\u7d9a\u304d\u958b\u59cb\u306e\u6761\u4ef6\u30846\u3064\u306e\u5f71\u97ff\u3092\u89e3\u8aac"},"content":{"rendered":"<p style=\"text-align:center\" class=\"u-mb-0\"><span class=\"u-font-large u-color-green\">\uff3c\u3055\u308f\u308c\u308b\u52d5\u753b\u3092\u516c\u958b\u4e2d\uff0f<\/span><\/p>\r\n<p style=\"text-align:center\" class=\"u-mb-0\">\u50b5\u52d9\u6574\u7406\u306e\u7591\u554f\u306b\u304a\u7b54\u3048\u3057\u307e\u3059<\/p>\r\n<p class=\"u-mb-10\"><img decoding=\"async\" src=\"https:\/\/hibiki-law.or.jp\/debt\/wp-content\/uploads\/2026\/03\/hibiki_mil_banner_001-scaled.jpg\" alt=\"MIL\u52d5\u753b\u518d\u751f\u30d0\u30ca\u30fc\u300c\u52d5\u753b\u30671\u5206\u89e3\u8aac\u3000\u50b5\u52d9\u6574\u7406\u306e\u30e1\u30ea\u30c3\u30c8\u30fb\u30c7\u30e1\u30ea\u30c3\u30c8\u300d\" class=\"post-img mil-banner\"><\/p>\r\n<p><span class=\"u-font-small\">\u203b\u30bf\u30c3\u30d7\u3067\u52d5\u753b\u304c\u7acb\u3061\u4e0a\u304c\u308a\u307e\u3059<\/span><\/p><h2 class=\"ttl-a\">\u7834\u7523\u5ba3\u544a\u3068\u306f\uff1f<\/h2>\n\n<p>\u300c\u7834\u7523\u5ba3\u544a\u300d\u3068\u306f\u3001\u81ea\u5df1\u7834\u7523\u306e<span class=\"u-color-red\">\u624b\u7d9a\u306e\u958b\u59cb\u3092\u88c1\u5224\u6240\u304c\u6c7a\u5b9a\u30fb\u5ba3\u8a00\u3059\u308b<\/span>\u3053\u3068\u3067\u3059\u3002<\/p>\n\n<p>\u3053\u306e\u6c7a\u5b9a\u30fb\u5ba3\u8a00\u304c\u306a\u3044\u3068\u3001<b>\u81ea\u5df1\u7834\u7523\u306e\u624b\u7d9a\u304d\u306f\u9032\u3081\u3089\u308c\u306a\u3044\u5927\u4e8b\u306a\u624b\u9806<\/b>\u3067\u3059\u3002<\/p>\n\n<p>\u81ea\u5df1\u7834\u7523\u3092\u884c\u3046\u305f\u3081\u306b\u306f\u3001\u307e\u305a\u88c1\u5224\u6240\u306b\u7834\u7523\u624b\u7d9a\u7533\u7acb\u3066\u3092\u884c\u3044\u307e\u3059\u3002<\/p>\n\n<p>\u88c1\u5224\u6240\u306f\u7533\u7acb\u3066\u306e\u5185\u5bb9\u3092\u5be9\u67fb\u3057\u3066\u3001\u7533\u7acb\u4eba\u304c\u50b5\u52d9\u3092\u8fd4\u6e08\u3067\u304d\u306a\u3044\u72b6\u614b\u306b\u3042\u308b\u3068\u8a8d\u3081\u308b\u3068\u3001\u7834\u7523\u624b\u7d9a\u3092\u59cb\u3081\u308b\u3053\u3068\u3092\u6c7a\u5b9a\u30fb\u5ba3\u8a00\u3057\u307e\u3059\u3002\u3053\u308c\u304c\u7834\u7523\u5ba3\u8a00\uff08\u7834\u7523\u624b\u7d9a\u306e\u958b\u59cb\u6c7a\u5b9a\uff09\u3067\u3059\u3002<\/p>\n\n<p>\u7834\u7523\u5ba3\u544a\u3068\u3044\u3046\u8a00\u8449\u306f\u30012005\u5e74\u306e\u7834\u7523\u6cd5\u6539\u6b63\u3067\u300c\u7834\u7523\u624b\u7d9a\u306e\u958b\u59cb\u6c7a\u5b9a\u300d\u3068\u3044\u3046\u540d\u79f0\u306b\u5909\u308f\u308a\u3001\u73fe\u5728\u306f\u88c1\u5224\u6240\u3067\u306f\u4f7f\u308f\u308c\u3066\u3044\u307e\u305b\u3093\u3002<\/p>\n\n<div class=\"box-a\">\n<p><b>\uff08\u65e7\u540d\u79f0\uff09\u7834\u7523\u5ba3\u8a00<\/b><br>\n<b>\uff08\u73fe\u5728\u306e\u540d\u79f0\uff09\u7834\u7523\u624b\u7d9a\u306e\u958b\u59cb\u6c7a\u5b9a<\/b><\/p>\n<\/div>\n\n<p>\u300c\u7834\u7523\u5ba3\u544a\u300d\u3068\u3044\u3046\u8a00\u8449\u306e\u97ff\u304d\u304c\u3001\u61f2\u7f70\u7684\u306a\u5370\u8c61\u3092\u4e0e\u3048\u308b\u3068\u3044\u3063\u305f\u7406\u7531\u304b\u3089\u300c\u7834\u7523\u624b\u7d9a\u306e\u958b\u59cb\u6c7a\u5b9a\u300d\u3068\u3044\u3046\u30cb\u30e5\u30fc\u30c8\u30e9\u30eb\u306a\u8868\u73fe\u306b\u5909\u66f4\u3055\u308c\u305f\u306e\u3067\u3059\u3002<\/p>\n\n<p><img decoding=\"async\" src=\"https:\/\/hibiki-law.or.jp\/debt\/wp-content\/uploads\/2024\/07\/hasan_nagare-gaiyou_001.png\" alt=\"\u81ea\u5df1\u7834\u7523\u624b\u7d9a\u304d\u306e\u6d41\u308c\uff08\u6982\u8981\uff09\" class=\"post-img\"><\/p>\n\n<p>\u306a\u304a\u7834\u7523\u5ba3\u544a\uff08\u7834\u7523\u624b\u7d9a\u306e\u958b\u59cb\u6c7a\u5b9a\uff09\u306f\u3001\u624b\u7d9a\u304d\u3092\u59cb\u3081\u308b\u3053\u3068\u3092\u5ba3\u8a00\u3057\u305f\u3060\u3051\u306a\u306e\u3067\u3001\u3053\u306e\u6642\u70b9\u3067\u306f\u50b5\u52d9\u304c\u514d\u9664\uff08\u514d\u8cac\uff09\u3055\u308c\u308b\u308f\u3051\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002<\/p>\n\n<p>\u203b\u3053\u306e\u8a18\u4e8b\u3067\u306f\u300c\u7834\u7523\u5ba3\u544a\u300d\u3068\u8a18\u8f09\u3057\u3066\u3044\u307e\u3059\u304c\u3001\u73fe\u5728\u306f\u300c\u7834\u7523\u624b\u7d9a\u306e\u958b\u59cb\u6c7a\u5b9a\u300d\u3068\u3044\u3046\u8a00\u8449\u306b\u5909\u66f4\u3055\u308c\u3066\u3044\u308b\u3053\u3068\u3092\u3054\u7406\u89e3\u306e\u4e0a\u3067\u3054\u89a7\u304f\u3060\u3055\u3044\u3002<\/p>\n\n<p>\u81ea\u5df1\u7834\u7523\u306e\u6d41\u308c\u306b\u3064\u3044\u3066\u306f\u4e0b\u8a18\u8a18\u4e8b\u3067\u8a73\u3057\u304f\u89e3\u8aac\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n\n    <div class=\"box-d\">\n          <div class=\"box_label\"><span>\u3042\u308f\u305b\u3066\u8aad\u307f\u305f\u3044<\/span><\/div>\n          <a class=\"c-post-relation__reco_link\" href=\"https:\/\/hibiki-law.or.jp\/debt\/hasan\/\">\u81ea\u5df1\u7834\u7523\u3068\u306f\uff1f\u501f\u91d1\u3092\u30ea\u30bb\u30c3\u30c8\u3057\u3066\u4eba\u751f\u306e\u518d\u51fa\u767a\u3092\u76ee\u6307\u3059\u65b9\u6cd5\u3092\u5f01\u8b77\u58eb\u304c\u89e3\u8aac<\/a><\/div>\n\n\n<h2 class=\"ttl-a\">\u7834\u7523\u5ba3\u544a\uff08\u7834\u7523\u624b\u7d9a\u306e\u958b\u59cb\u6c7a\u5b9a\uff09\u306b\u306a\u308b\u305f\u3081\u306b\u5fc5\u8981\u306a3\u3064\u306e\u6761\u4ef6<\/h2>\n\n<p>\u88c1\u5224\u6240\u306b\u7834\u7523\u7533\u7acb\u3066\u3092\u884c\u3044\u3001\u7834\u7523\u5ba3\u8a00\uff08\u7834\u7523\u624b\u7d9a\u306e\u958b\u59cb\u6c7a\u5b9a\uff09\u306b\u306a\u308b\u305f\u3081\u306b\u306f\u3001\u6b21\u306e3\u3064\u306e\u6761\u4ef6\u3092\u6e80\u305f\u3059\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n<ul>\n<li>\u652f\u6255\u4e0d\u80fd\u3067\u3042\u308b\u3053\u3068<\/li>\n<li>\u7834\u7523\u969c\u5bb3\u4e8b\u7531\u306b\u8a72\u5f53\u3057\u306a\u3044\u3053\u3068<\/li>\n<li>\u7834\u7523\u306e\u7533\u3057\u7acb\u3066\u304c\u9069\u5207\u306b\u884c\u308f\u308c\u3066\u3044\u308b<\/li>\n<\/ul>\n\n<p>\u305d\u308c\u305e\u308c\u306e\u6761\u4ef6\u306b\u3064\u3044\u3066\u3001\u4ee5\u4e0b\u3067\u8a73\u3057\u304f\u89e3\u8aac\u3057\u307e\u3059\u3002<\/p>\n\n<p>\u7834\u7523\u624b\u7d9a\u304d\u306b\u3064\u3044\u3066\u306f\u4e0b\u8a18\u8a18\u4e8b\u3067\u8a73\u3057\u304f\u89e3\u8aac\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n\n    <div class=\"box-d\">\n          <div class=\"box_label\"><span>\u3042\u308f\u305b\u3066\u8aad\u307f\u305f\u3044<\/span><\/div>\n          <a class=\"c-post-relation__reco_link\" href=\"https:\/\/hibiki-law.or.jp\/debt\/hasan\/6062\/\">\u7834\u7523\u624b\u7d9a\u304d\u3068\u306f\uff1f\u500b\u4eba\u4e8b\u696d\u4e3b\u306e\u7834\u7523\u624b\u7d9a\u958b\u59cb\u6c7a\u5b9a\u5f8c\u306e\u6d41\u308c\u3084\u671f\u9593\u30fb\u624b\u7d9a\u304d\u304c\u3067\u304d\u308b\u6761\u4ef6\u3082<\/a><\/div>\n\n<h3 class=\"ttl-b\">1.\u652f\u6255\u4e0d\u80fd\u3067\u3042\u308b\u3053\u3068<\/h3>\n\n<p>\u300c\u652f\u6255\u4e0d\u80fd\u300d\u3068\u3044\u3046\u306e\u306f\u3001<b>\u53ce\u5165\u3084\u8ca1\u7523\u304c\u306a\u304f\u8fd4\u6e08\u3092\u7d99\u7d9a\u3059\u308b\u3053\u3068\u304c\u96e3\u3057\u3044\u72b6\u6cc1<\/b>\u3092\u6307\u3057\u307e\u3059\u3002<\/p>\n\n<p>\u652f\u6255\u4e0d\u80fd\u3067\u3042\u308b\u304b\u3069\u3046\u304b\u306f\u3001\u5ba2\u89b3\u7684\u306a\u4e8b\u5b9f\u306b\u57fa\u3065\u3044\u3066\u88c1\u5224\u6240\u304c\u5224\u65ad\u3057\u307e\u3059\u3002<\/p>\n\n<p>\u4e00\u6642\u7684\u306b\u53ce\u5165\u304c\u6e1b\u3063\u3066\u3082\u307e\u305f\u53ce\u5165\u306e\u898b\u8fbc\u307f\u304c\u3042\u3063\u305f\u308a\u3001\u5341\u5206\u306a\u8ca1\u7523\u304c\u3042\u308b\u5834\u5408\u306f\u8a8d\u3081\u3089\u308c\u306a\u3044\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n<p>\u6cd5\u4eba\u3084\u4f1a\u793e\u306e\u5834\u5408\u306f\u3001\u4e00\u5b9a\u306e\u53ce\u76ca\u304c\u3042\u308b\u5834\u5408\u3067\u3082\u3001\u501f\u5165\u91d1\u3084\u4e0d\u6e21\u308a\u624b\u5f62\u306a\u3069\u304c\u81a8\u3089\u3093\u3067\u304f\u308b\u3068\u3001\u53ce\u76ca\u304c\u8fd4\u6e08\u306b\u9593\u306b\u5408\u308f\u306a\u3044\u300c\u50b5\u52d9\u8d85\u904e\u300d\u3068\u3057\u3066\u3001\u7834\u7523\u5ba3\u544a\u3092\u53d7\u3051\u3089\u308c\u308b\u3053\u3068\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n<h3 class=\"ttl-b\">2.\u7834\u7523\u969c\u5bb3\u4e8b\u7531\u306b\u8a72\u5f53\u3057\u306a\u3044\u3053\u3068<\/h3>\n\n<p>\u7834\u7523\u624b\u7d9a\u304d\u304c\u3067\u304d\u306a\u304f\u306a\u308b\u7406\u7531\uff08\u7834\u7523\u969c\u5bb3\u4e8b\u7531\uff09\u304c\u306a\u3044\u3053\u3068\u3082\u3001\u6761\u4ef6\u306e\u4e00\u3064\u3067\u3059\u3002<\/p>\n\n<h4 class=\"ttl-c\">\u88c1\u5224\u6240\u306b\u4e88\u7d0d\u91d1\u3092\u7d0d\u3081\u3066\u3044\u306a\u3044<\/h4>\n\n<p>\u7834\u7523\u624b\u7d9a\u3092\u9032\u3081\u308b\u305f\u3081\u306b\u306f\u3001\u88c1\u5224\u6240\u306b\u300c<b>\u4e88\u7d0d\u91d1<\/b>\u300d\u3092\u7d0d\u3081\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n<p>\u4e88\u7d0d\u91d1\u3092\u7d0d\u4ed8\u3059\u308b\u307e\u3067\u306f\u3001\u7834\u7523\u5ba3\u544a\uff08\u7834\u7523\u624b\u7d9a\u306e\u958b\u59cb\u6c7a\u5b9a\uff09\u3092\u53d7\u3051\u308b\u3053\u3068\u306f\u3067\u304d\u307e\u305b\u3093\u3002<\/p>\n\n<p>\u4e88\u7d0d\u91d1\u306f\u3001\u81ea\u5df1\u7834\u7523\u304c\u7ba1\u8ca1\u4e8b\u4ef6\u306b\u306a\u3063\u305f\u5834\u5408\u306b\u3001\u7834\u7523\u7ba1\u8ca1\u4eba\u306e\u5831\u916c\u3068\u3057\u3066\u652f\u6255\u3046\u8cbb\u7528\u3067\u3059\u3002<br>\n\u540c\u6642\u5ec3\u6b62\u4e8b\u4ef6\u306e\u5834\u5408\u306f\u4e0d\u8981\u3067\u3059\u3002<\/p>\n\n<p><b>\u3008\u4e88\u7d0d\u91d1\u306e\u8cbb\u7528\u3009<\/b><\/p>\n<ul>\n<li>\u540c\u6642\u5ec3\u6b62\u4e8b\u4ef6\uff1a\u306a\u3057<\/li>\n<li>\u5c11\u984d\u7ba1\u8ca1\u4e8b\u4ef6\uff1a20\u4e07\u5186\u7a0b\u5ea6<\/li>\n<li>\u7ba1\u8ca1\u4e8b\u4ef6\uff1a50\u4e07\u5186\u7a0b\u5ea6<\/li>\n<\/ul>\n<p>\u203b\u88c1\u5224\u6240\u306b\u3088\u3063\u3066\u8cbb\u7528\u306f\u7570\u306a\u308a\u307e\u3059\u3002<\/p>\n\n<p>\u4e88\u7d0d\u91d1\u306b\u3064\u3044\u3066\u306f\u4e0b\u8a18\u8a18\u4e8b\u3067\u8a73\u3057\u304f\u89e3\u8aac\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n\n    <div class=\"box-d\">\n          <div class=\"box_label\"><span>\u3042\u308f\u305b\u3066\u8aad\u307f\u305f\u3044<\/span><\/div>\n          <a class=\"c-post-relation__reco_link\" href=\"https:\/\/hibiki-law.or.jp\/debt\/saimu\/13022\/\">\u4e88\u7d0d\u91d1\u3068\u306f\uff1f\u81ea\u5df1\u7834\u7523\u3084\u500b\u4eba\u518d\u751f\u306b\u5fc5\u8981\u306a\u984d\u3084\u5185\u8a33\u3001\u6255\u3048\u306a\u3044\u3068\u304d\u306e\u5bfe\u51e6\u6cd5\u3082\u89e3\u8aac<\/a><\/div>\n\n<p>\u7ba1\u8ca1\u4e8b\u4ef6\u306b\u3064\u3044\u3066\u306f\u4e0b\u8a18\u8a18\u4e8b\u3067\u8a73\u3057\u304f\u89e3\u8aac\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n\n    <div class=\"box-d\">\n          <div class=\"box_label\"><span>\u3042\u308f\u305b\u3066\u8aad\u307f\u305f\u3044<\/span><\/div>\n          <a class=\"c-post-relation__reco_link\" href=\"https:\/\/hibiki-law.or.jp\/debt\/hasan\/2645\/\">\u81ea\u5df1\u7834\u7523\u306e\u7ba1\u8ca1\u4e8b\u4ef6\u3068\u540c\u6642\u5ec3\u6b62\u3068\u306f\uff1f2\u3064\u306e\u9055\u3044\u3084\u632f\u308a\u5206\u3051\u57fa\u6e96\u3001\u6d41\u308c\u3068\u671f\u9593\u3092\u89e3\u8aac<\/a><\/div>\n\n<h4 class=\"ttl-c\">\u81ea\u5df1\u7834\u7523\u306e\u6a29\u5229\u306e\u6feb\u7528<\/h4>\n\n<p>\u81ea\u5df1\u7834\u7523\u306f\u8cb8\u3057\u305f\u304a\u91d1\u304c\u8fd4\u3063\u3066\u3053\u306a\u304f\u306a\u308b\u305f\u3081\u3001\u50b5\u6a29\u8005\u306b\u3068\u3063\u3066\u306f\u4e0d\u5229\u3067\u3059\u3002<\/p>\n\n<p>\u305d\u306e\u305f\u3081\u3001\u7834\u7523\u3059\u308b\u3064\u3082\u308a\u3067\u501f\u91d1\u3092\u3059\u308b\u300c\u865a\u507d\u300d\u3084\u300c\u4e0d\u8aa0\u5b9f\u306a\u76ee\u7684\u300d\u306b\u3088\u308b\u81ea\u5df1\u7834\u7523\u3060\u3068\u5224\u65ad\u3055\u308c\u305f\u5834\u5408\u306f\u3001\u7834\u7523\u5ba3\u544a\u306b\u306a\u3089\u306a\u3044\u5834\u5408\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n<h4 class=\"ttl-c\">\u81ea\u5df1\u7834\u7523\u4ee5\u5916\u306e\u624b\u7d9a\u304d\u304c\u958b\u59cb\u3055\u308c\u3066\u3044\u308b<\/h4>\n\n<p>\u300c\u500b\u4eba\u518d\u751f\u300d\u3084\u300c\u4f1a\u793e\u66f4\u751f\u300d\u300c\u7279\u5225\u6e05\u7b97\u624b\u7d9a\u300d\u306a\u3069\u306e\u81ea\u5df1\u7834\u7523\u4ee5\u5916\u306e\u624b\u7d9a\u304d\u3092\u3059\u3067\u306b\u958b\u59cb\u3057\u3066\u3044\u308b\u5834\u5408\u306f\u3001\u7834\u7523\u5ba3\u544a\u306b\u306a\u308a\u307e\u305b\u3093\u3002<\/p>\n\n<p>\u81ea\u5df1\u7834\u7523\u306f\u501f\u91d1\u306e\u89e3\u6c7a\u65b9\u6cd5\u3068\u3057\u3066\u6700\u7d42\u624b\u6bb5\u3067\u3042\u308b\u305f\u3081\u3001\u307b\u304b\u306e\u89e3\u6c7a\u65b9\u6cd5\u3067\u89e3\u6c7a\u3067\u304d\u308b\u5834\u5408\u306f\u305d\u3061\u3089\u304c\u512a\u5148\u3055\u308c\u308b\u304b\u3089\u3067\u3059\u3002<\/p>\n\n<p>\u4efb\u610f\u6574\u7406\u306b\u3064\u3044\u3066\u306f\u4e0b\u8a18\u8a18\u4e8b\u3067\u8a73\u3057\u304f\u89e3\u8aac\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n\n    <div class=\"box-d\">\n          <div class=\"box_label\"><span>\u3042\u308f\u305b\u3066\u8aad\u307f\u305f\u3044<\/span><\/div>\n          <a class=\"c-post-relation__reco_link\" href=\"https:\/\/hibiki-law.or.jp\/debt\/ninni\/\">\u4efb\u610f\u6574\u7406\u3068\u306f\uff1f\u30e1\u30ea\u30c3\u30c8\u3084\u8cbb\u7528\u3001\u751f\u6d3b\u306e\u5909\u5316\u306b\u3064\u3044\u3066\u5f01\u8b77\u58eb\u304c\u308f\u304b\u308a\u3084\u3059\u304f\u89e3\u8aac<\/a><\/div>\n\n<h3 class=\"ttl-b\">3.\u7834\u7523\u306e\u7533\u3057\u7acb\u3066\u304c\u9069\u5207\u306b\u884c\u308f\u308c\u3066\u3044\u308b\u3053\u3068<\/h3>\n\n<p>\u7834\u7523\u7533\u3057\u7acb\u3066\u304c\u3001\u6cd5\u5f8b\u306b\u306e\u3063\u3068\u308a\u9069\u5207\u306b\u884c\u308f\u308c\u3066\u3044\u308b\u3053\u3068\u3082\u5fc5\u8981\u3067\u3059\u3002<\/p>\n\n<p>\u5177\u4f53\u7684\u306b\u306f\u6b21\u306e\u3088\u3046\u306a\u30dd\u30a4\u30f3\u30c8\u3092\u78ba\u8a8d\u3055\u308c\u307e\u3059\u3002<\/p>\n\n<ul>\n<li>\u50b5\u52d9\u8005\u672c\u4eba\u307e\u305f\u306f\u50b5\u6a29\u8005\u304c\u7533\u7acb\u3066\u3092\u884c\u3046\u3053\u3068<\/li>\n<li>\u7ba1\u8f44\u306e\u88c1\u5224\u6240\u306b\u7533\u7acb\u3066\u3092\u884c\u3046\u3053\u3068<\/li>\n<li>\u5b9a\u3081\u3089\u308c\u305f\u69d8\u5f0f\u306e\u66f8\u9762\u3067\u63d0\u51fa\u3059\u308b\u3053\u3068<\/li>\n<\/ul>\n\n<p>\u3053\u308c\u3089\u3092\u8e0f\u307e\u3048\u3066\u7834\u7523\u7533\u7acb\u3066\u304c\u9069\u6cd5\u306b\u884c\u308f\u308c\u305f\u304b\u3092\u3001\u88c1\u5224\u6240\u304c\u5224\u65ad\u3057\u307e\u3059\u3002<\/p>\n\n\n<h2 class=\"ttl-a\">\u7834\u7523\u5ba3\u544a\u306b\u306a\u308b\u3068\u3069\u3046\u306a\u308b\uff1f\u81ea\u5df1\u7834\u7523\u3067\u751f\u3058\u308b6\u3064\u306e\u30c7\u30e1\u30ea\u30c3\u30c8<\/h2>\n\n<p>\u7834\u7523\u5ba3\u544a\uff08\u7834\u7523\u624b\u7d9a\u306e\u958b\u59cb\u6c7a\u5b9a\uff09\u3092\u53d7\u3051\u308b\u3068\u3001\u5177\u4f53\u7684\u306b\u3069\u306e\u3088\u3046\u306a\u3053\u3068\u304c\u8d77\u3053\u308b\u306e\u3067\u3057\u3087\u3046\u304b\u3002<\/p>\n\n<p>\u304a\u3082\u306b\u6b21\u306e\u3088\u3046\u306a6\u3064\u306e\u30c7\u30e1\u30ea\u30c3\u30c8\u304c\u751f\u3058\u307e\u3059\u3002<\/p>\n\n\n<div class=\"demerit_box\">\n<span class=\"ribbon\">\u30c7\u30e1\u30ea\u30c3\u30c8<\/span>\n<ul class=\"demerit_list\">\n<li>\u7834\u7523\u7ba1\u8ca1\u4eba\u306b\u3088\u3063\u3066\u8ca1\u7523\u3092\u7ba1\u7406\u3055\u308c\u308b<\/li>\n<li>\u5f15\u8d8a\u3057\u3084\u65c5\u884c\u306a\u3069\u306e\u79fb\u52d5\u304c\u5236\u9650\u3055\u308c\u308b\u5834\u5408\u304c\u3042\u308b<\/li>\n<li>\u90f5\u4fbf\u7269\u306f\u7834\u7523\u7ba1\u8ca1\u4eba\u306b\u8ee2\u9001\u3055\u308c\u308b<\/li>\n<li>\u7834\u7523\u624b\u7d9a\u304d\u4e2d\u306f\u4e00\u90e8\u306e\u8cc7\u683c\u3084\u8077\u696d\u304c\u5236\u9650\u3055\u308c\u308b<\/li>\n<li>\u5b98\u5831\u306b\u4f4f\u6240\u30fb\u6c0f\u540d\u304c\u63b2\u8f09\u3055\u308c\u308b<\/li>\n<li>\u30d6\u30e9\u30c3\u30af\u30ea\u30b9\u30c8\u306b5\uff5e7\u5e74\u7a0b\u5ea6\u8f09\u308b<\/li>\n<\/ul>\n<\/div>\n\n<p>\u4ee5\u4e0b\u3067\u8a73\u3057\u304f\u89e3\u8aac\u3057\u307e\u3059\u3002<\/p>\n\n<h3 class=\"ttl-b\">1 \u7834\u7523\u7ba1\u8ca1\u4eba\u306b\u3088\u3063\u3066\u8ca1\u7523\u3092\u7ba1\u7406\u3055\u308c\u308b<\/h3>\n\n<p>\u7834\u7523\u5ba3\u544a\uff08\u7834\u7523\u624b\u7d9a\u306e\u958b\u59cb\u6c7a\u5b9a\uff09\u3092\u53d7\u3051\u308b\u3068\u3001\u6240\u6709\u3057\u3066\u3044\u308b\u8ca1\u7523\u3092\u56de\u53ce\u30fb\u63db\u4fa1\u3057\u3066\u50b5\u6a29\u8005\u3078\u5206\u914d\u3059\u308b\u305f\u3081\u306e\u624b\u7d9a\u304d\uff08\u7834\u7523\u624b\u7d9a\uff09\u304c\u59cb\u307e\u308a\u307e\u3059\u3002<\/p>\n\n<p>\u8ca1\u7523\u306e\u7ba1\u7406\u30fb\u63db\u4fa1\u306f\u3001\u88c1\u5224\u6240\u306b\u9078\u3070\u308c\u305f\u300c<b>\u7834\u7523\u7ba1\u8ca1\u4eba<\/b>\u300d\u304c\u884c\u3044\u307e\u3059\u3002<\/p>\n\n<div class=\"quote\">\n<span class=\"readmore\">\u7d9a\u304d\u3092\u8aad\u3080<\/span>\n<div class=\"quote_item\">\n<div class=\"quote_item_headline\">\u7834\u7523\u6cd5<\/div>\n<p>\uff08\u7834\u7523\u7ba1\u8ca1\u4eba\u306e\u9078\u4efb\uff09<br>\n<b>\u7b2c74\u6761<\/b>\u3000\u7834\u7523\u7ba1\u8ca1\u4eba\u306f\u3001\u88c1\u5224\u6240\u304c\u9078\u4efb\u3059\u308b\u3002<\/p>\n<p>\uff08\u7834\u7523\u7ba1\u8ca1\u4eba\u306e\u6a29\u9650\uff09<br>\n<b>\u7b2c78\u6761<\/b>\u3000\u7834\u7523\u624b\u7d9a\u958b\u59cb\u306e\u6c7a\u5b9a\u304c\u3042\u3063\u305f\u5834\u5408\u306b\u306f\u3001\u7834\u7523\u8ca1\u56e3\u306b\u5c5e\u3059\u308b\u8ca1\u7523\u306e\u7ba1\u7406\u53ca\u3073\u51e6\u5206\u3092\u3059\u308b\u6a29\u5229\u306f\u3001\u88c1\u5224\u6240\u304c\u9078\u4efb\u3057\u305f\u7834\u7523\u7ba1\u8ca1\u4eba\u306b\u5c02\u5c5e\u3059\u308b\u3002<\/p>\n\n<\/div>\n<\/div>\n<p><span class=\"u-font-small\">\u203b\u5f15\u7528\uff1a<a href=\"https:\/\/laws.e-gov.go.jp\/law\/416AC0000000075\" rel=\"noopener\" target=\"_blank\">e-GOV\u300c\u7834\u7523\u6cd5\u300d<\/a><\/span><\/p>\n\n\n\n<p>\u7834\u7523\u5ba3\u544a\u5f8c\u306f\u3001\u8ca1\u7523\u306f\u7834\u7523\u7ba1\u8ca1\u4eba\u306e\u7ba1\u7406\u4e0b\u306b\u7f6e\u304b\u308c\u3001<b>\u7834\u7523\u7533\u7acb\u4eba\u306f\u81ea\u5206\u306e\u6240\u6709\u7269\u3067\u3042\u3063\u3066\u3082\u52dd\u624b\u306b\u58f2\u5374\u3084\u8b72\u6e21\u306f\u3067\u304d\u306a\u304f\u306a\u308a\u307e\u3059<\/b>\u3002<\/p>\n\n<p>\u7834\u7523\u7ba1\u8ca1\u4eba\u306b\u3064\u3044\u3066\u306f\u3001\u4e0b\u8a18\u8a18\u4e8b\u3067\u8a73\u3057\u304f\u89e3\u8aac\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n\n    <div class=\"box-d\">\n          <div class=\"box_label\"><span>\u3042\u308f\u305b\u3066\u8aad\u307f\u305f\u3044<\/span><\/div>\n          <a class=\"c-post-relation__reco_link\" href=\"https:\/\/hibiki-law.or.jp\/debt\/hasan\/12699\/\">\u7834\u7523\u7ba1\u8ca1\u4eba\u3068\u306f\uff1f\u7533\u7acb\u4eba\u306e\u5473\u65b9\uff1f\u81ea\u5df1\u7834\u7523\u3067\u7834\u7523\u7ba1\u8ca1\u4eba\u304c\u3064\u304f\u30c7\u30e1\u30ea\u30c3\u30c8\u3068\u56de\u907f\u6cd5<\/a><\/div>\n\n<h3 class=\"ttl-b\">2 \u5f15\u8d8a\u3057\u3084\u65c5\u884c\u306a\u3069\u306e\u79fb\u52d5\u304c\u5236\u9650\u3055\u308c\u308b\u5834\u5408\u304c\u3042\u308b<\/h3>\n\n<p>\u7834\u7523\u7533\u7acb\u4eba\u306f\u7834\u7523\u5ba3\u544a\uff08\u7834\u7523\u624b\u7d9a\u306e\u958b\u59cb\u6c7a\u5b9a\uff09\u5f8c\u306f\u3001<span class=\"u-color-red\">\u88c1\u5224\u6240\u306e\u8a31\u53ef\u3092\u5f97\u308b\u3053\u3068\u306a\u304f\u5c45\u4f4f\u5730\u304b\u3089\u96e2\u308c\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u305b\u3093<\/span>\uff08\u7834\u7523\u6cd5\u7b2c37\u6761\uff09\u3002<\/p>\n\n<p>\u305d\u306e\u305f\u3081\u5f15\u8d8a\u3057\u3084\u5bbf\u6cca\u3092\u4f34\u3046\u65c5\u884c\u3084\u51fa\u5f35\u306b\u306f\u3001\u88c1\u5224\u6240\u306e\u8a31\u53ef\u304c\u5fc5\u8981\u3068\u306a\u308b\u306e\u3067\u3059\u3002<\/p>\n\n<p>\u3053\u308c\u306f\u3001\u88c1\u5224\u6240\u304b\u3089\u306e\u51fa\u982d\u547d\u4ee4\u306b\u3044\u3064\u3067\u3082\u5fdc\u3058\u308b\u5fc5\u8981\u304c\u3042\u308b\u305f\u3081\u3067\u3059\uff08\u7834\u7523\u6cd5\u7b2c38\u6761\uff09\u3002<\/p>\n\n\n<div class=\"quote\">\n<span class=\"readmore\">\u7d9a\u304d\u3092\u8aad\u3080<\/span>\n<div class=\"quote_item\">\n<div class=\"quote_item_headline\">\u7834\u7523\u6cd5<\/div>\n<p>\uff08\u7834\u7523\u8005\u306e\u5c45\u4f4f\u306b\u4fc2\u308b\u5236\u9650\uff09<br>\n<b>\u7b2c37\u6761<\/b>\u3000\u7834\u7523\u8005\u306f\u3001\u305d\u306e\u7533\u7acb\u3066\u306b\u3088\u308a\u88c1\u5224\u6240\u306e\u8a31\u53ef\u3092\u5f97\u306a\u3051\u308c\u3070\u3001\u305d\u306e\u5c45\u4f4f\u5730\u3092\u96e2\u308c\u308b\u3053\u3068\u304c\u3067\u304d\u306a\u3044\u3002<\/p>\n<p>\uff08\u7834\u7523\u8005\u306e\u5f15\u81f4\uff09<br>\n<b>\u7b2c38\u6761<\/b>\u3000\u88c1\u5224\u6240\u306f\u3001\u5fc5\u8981\u3068\u8a8d\u3081\u308b\u3068\u304d\u306f\u3001\u7834\u7523\u8005\u306e\u5f15\u81f4\u3092\u547d\u305a\u308b\u3053\u3068\u304c\u3067\u304d\u308b\u3002<\/p>\n\n<\/div>\n<\/div>\n<p><span class=\"u-font-small\">\u203b\u5f15\u7528\uff1a<a href=\"https:\/\/laws.e-gov.go.jp\/law\/416AC0000000075\" rel=\"noopener\" target=\"_blank\">e-GOV\u300c\u7834\u7523\u6cd5\u300d<\/a><\/span><\/p>\n\n\n\n<p>\u81ea\u5df1\u7834\u7523\u3068\u6d77\u5916\u65c5\u884c\u306b\u3064\u3044\u3066\u306f\u4e0b\u8a18\u8a18\u4e8b\u3067\u8a73\u3057\u304f\u89e3\u8aac\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n\n    <div class=\"box-d\">\n          <div class=\"box_label\"><span>\u3042\u308f\u305b\u3066\u8aad\u307f\u305f\u3044<\/span><\/div>\n          <a class=\"c-post-relation__reco_link\" href=\"https:\/\/hibiki-law.or.jp\/debt\/hasan\/10442\/\">\u81ea\u5df1\u7834\u7523\u3057\u305f\u3089\u6d77\u5916\u65c5\u884c\u306b\u884c\u3051\u306a\u3044\uff1f\u514d\u8cac\u78ba\u5b9a\u5f8c\u3082\u8a31\u53ef\u306f\u5fc5\u8981\uff1f\u6761\u4ef6\u3068\u6ce8\u610f\u70b9<\/a><\/div>\n\n<h3 class=\"ttl-b\">3 \u90f5\u4fbf\u7269\u306f\u7834\u7523\u7ba1\u8ca1\u4eba\u306b\u8ee2\u9001\u3055\u308c\u308b<\/h3>\n\n<p>\u7834\u7523\u5ba3\u544a\uff08\u7834\u7523\u624b\u7d9a\u306e\u958b\u59cb\u6c7a\u5b9a\uff09\u3068\u306a\u308b\u3068\u3001\u7834\u7523\u7533\u7acb\u4eba\u5b9b\u306e\u90f5\u4fbf\u7269\u306f<span class=\"u-color-red\">\u7834\u7523\u7ba1\u8ca1\u4eba\u306b\u8ee2\u9001\u3055\u308c\u308b<\/span>\u5834\u5408\u304c\u3042\u308a\u307e\u3059\u3002<br>\n\u203b\u7ba1\u8ca1\u4e8b\u4ef6\u306e\u307f\u3002\u540c\u6642\u5ec3\u6b62\u4e8b\u4ef6\u3067\u306f\u8ee2\u9001\u3055\u308c\u307e\u305b\u3093\u3002<\/p>\n\n<p>\u3053\u308c\u306f\u3001\u7834\u7523\u7533\u7acb\u4eba\u306e\u8ca1\u7523\u72b6\u6cc1\u306e\u30c1\u30a7\u30c3\u30af\u3084\u3001\u8ca1\u7523\u96a0\u3057\u306e\u9632\u6b62\u3092\u76ee\u7684\u3068\u3057\u3066\u6cd5\u5f8b\u3067\u898f\u5b9a\u3055\u308c\u3066\u3044\u307e\u3059\u3002\u7834\u7523\u7ba1\u8ca1\u4eba\u306f\u3001\u8ee2\u9001\u3055\u308c\u305f\u66f8\u985e\u3092<b>\u958b\u5c01\u3057\u5185\u5bb9\u3092\u898b\u308b<\/b>\u6a29\u9650\u3092\u3082\u3063\u3066\u3044\u308b\u306e\u3067\u3059\u3002<\/p>\n\n\n\n<div class=\"quote\">\n<span class=\"readmore\">\u7d9a\u304d\u3092\u8aad\u3080<\/span>\n<div class=\"quote_item\">\n<div class=\"quote_item_headline\">\u7834\u7523\u6cd5<\/div>\n<p>\uff08\u90f5\u4fbf\u7269\u7b49\u306e\u7ba1\u7406\uff09<br>\n<b>\u7b2c81\u6761<\/b>\u3000\u88c1\u5224\u6240\u306f\u3001\u7834\u7523\u7ba1\u8ca1\u4eba\u306e\u8077\u52d9\u306e\u9042\u884c\u306e\u305f\u3081\u5fc5\u8981\u304c\u3042\u308b\u3068\u8a8d\u3081\u308b\u3068\u304d\u306f\u3001\u4fe1\u66f8\u306e\u9001\u9054\u306e\u4e8b\u696d\u3092\u884c\u3046\u8005\u306b\u5bfe\u3057\u3001\u7834\u7523\u8005\u306b\u3042\u3066\u305f\u90f5\u4fbf\u7269\u53c8\u306f\u6c11\u9593\u4e8b\u696d\u8005\u306b\u3088\u308b\u4fe1\u66f8\u306e\u9001\u9054\u306b\u95a2\u3059\u308b\u6cd5\u5f8b\uff08\u5e73\u6210\u5341\u56db\u5e74\u6cd5\u5f8b\u7b2c\u4e5d\u5341\u4e5d\u53f7\uff09\u7b2c\u4e8c\u6761\u7b2c\u4e09\u9805\u306b\u898f\u5b9a\u3059\u308b\u4fe1\u66f8\u4fbf\u7269\uff08\u6b21\u6761\u53ca\u3073\u7b2c\u767e\u5341\u516b\u6761\u7b2c\u4e94\u9805\u306b\u304a\u3044\u3066\u300c\u90f5\u4fbf\u7269\u7b49\u300d\u3068\u3044\u3046\u3002\uff09\u3092\u7834\u7523\u7ba1\u8ca1\u4eba\u306b\u914d\u9054\u3059\u3079\u304d\u65e8\u3092\u5631\u8a17\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u308b\u3002<\/p>\n<p><b>\u7b2c82\u6761<\/b>\u3000\u7834\u7523\u7ba1\u8ca1\u4eba\u306f\u3001\u7834\u7523\u8005\u306b\u3042\u3066\u305f\u90f5\u4fbf\u7269\u7b49\u3092\u53d7\u3051\u53d6\u3063\u305f\u3068\u304d\u306f\u3001\u3053\u308c\u3092\u958b\u3044\u3066\u898b\u308b\u3053\u3068\u304c\u3067\u304d\u308b\u3002<\/p>\n\n<\/div>\n<\/div>\n<p><span class=\"u-font-small\">\u203b\u5f15\u7528\uff1a<a href=\"https:\/\/laws.e-gov.go.jp\/law\/416AC0000000075\" rel=\"noopener\" target=\"_blank\">e-GOV\u300c\u7834\u7523\u6cd5\u300d<\/a><\/span><\/p>\n\n\n\n<p>\u305d\u306e\u305f\u3081\u300c<span class=\"u-color-primary\">\u96a0\u3057\u3066\u3044\u305f\u50b5\u6a29\u8005\u304b\u3089\u8acb\u6c42\u66f8\u304c\u5c4a\u3044\u305f<\/span>\u300d\u300c<span class=\"u-color-primary\">\u7533\u544a\u3057\u3066\u3044\u306a\u3044\u9280\u884c\u304b\u3089\u53d6\u5f15\u660e\u7d30\u304c\u5c4a\u3044\u305f<\/span>\u300d\u3068\u3044\u3063\u305f\u3053\u3068\u3067\u3001\u8ca1\u7523\u304c\u767a\u899a\u3059\u308b\u30b1\u30fc\u30b9\u3082\u3042\u308a\u307e\u3059\u3002<\/p>\n\n<p>\u90f5\u4fbf\u7269\u306e\u8ee2\u9001\u306f\u3001\u7834\u7523\u624b\u7d9a\u304d\u304c\u7d42\u4e86\u3059\u308b\u307e\u3067\uff08\u7834\u7523\u5ba3\u8a00\u304b\u30893\uff5e6\u30f6\u6708\u5f8c\uff09\u7d9a\u304d\u307e\u3059\u3002<\/p>\n\n<p>\u305f\u3060\u3057\u8ee2\u9001\u3055\u308c\u308b\u3082\u306e\u306f\u7834\u7523\u7533\u7acb\u4eba\u5b9b\u306e\u90f5\u4fbf\u7269\u306e\u307f\u3067\u3001\u5bb6\u65cf\u5b9b\u306e\u90f5\u4fbf\u7269\u3084\u5b85\u914d\u4fbf\u30fb\u30e1\u30fc\u30eb\u4fbf\u306a\u3069\u306f\u8ee2\u9001\u3055\u308c\u307e\u305b\u3093\u3002<\/p>\n\n<h3 class=\"ttl-b\">4 \u7834\u7523\u624b\u7d9a\u304d\u4e2d\u306f\u4e00\u90e8\u306e\u8cc7\u683c\u3084\u8077\u696d\u304c\u5236\u9650\u3055\u308c\u308b<\/h3>\n\n<p>\u7834\u7523\u624b\u7d9a\u304d\u4e2d\u306f\u3001<span class=\"u-color-red\">\u4e00\u90e8\u306e\u8077\u696d\u3084\u8cc7\u683c\u304c\u5236\u9650<\/span>\u3055\u308c\u307e\u3059\u3002<\/p>\n\n<p>\u6b21\u306e\u3088\u3046\u306a\u8077\u306b\u3064\u3044\u3066\u3044\u308b\u5834\u5408\u306f\u3001\u7834\u7523\u5ba3\u544a\uff08\u7834\u7523\u624b\u7d9a\u306e\u958b\u59cb\u6c7a\u5b9a\uff09\u306b\u306a\u308b\u3068\u6b20\u683c\uff08\u4e00\u6642\u7684\u306b\u8cc7\u683c\u3092\u5931\u3046\uff09\u3068\u306a\u308a\u3001\u8cc7\u683c\u3092\u6d3b\u304b\u3057\u305f\u696d\u52d9\u304c\u3067\u304d\u306a\u304f\u306a\u308a\u307e\u3059\u3002<\/p>\n\n<p><b>\u3008\u5236\u9650\u3092\u53d7\u3051\u308b\u8077\u696d\u30fb\u8cc7\u683c\u306e\u4f8b\u3009<\/b><\/p>\n<ul>\n<li>\u5f01\u8b77\u58eb<\/li>\n<li>\u53f8\u6cd5\u66f8\u58eb<\/li>\n<li>\u7a0e\u7406\u58eb<\/li>\n<li>\u516c\u8a8d\u4f1a\u8a08\u58eb<\/li>\n<li>\u5b85\u5730\u5efa\u7269\u53d6\u5f15\u58eb<\/li>\n<li>\u4e0d\u52d5\u7523\u9451\u5b9a\u58eb<\/li>\n<li>\u516c\u8a3c\u4eba<\/li>\n<li>\u751f\u547d\u4fdd\u967a\u5916\u4ea4\u54e1\uff08\u52df\u96c6\u4eba\uff09<\/li>\n<li>\u8b66\u5099\u54e1\u3000\u306a\u3069<\/li>\n<\/ul>\n\n<p>\u81ea\u5df1\u7834\u7523\u304c<b>\u514d\u8cac\u8a31\u53ef\u6c7a\u5b9a<\/b>\u3068\u306a\u308b\u3068\u3001\u8cc7\u683c\u3084\u8077\u696d\u306b\u95a2\u3059\u308b<b>\u5236\u9650\u3082\u89e3\u9664\uff08\u5fa9\u6a29\uff09<\/b>\u3055\u308c\u307e\u3059\u3002<\/p>\n\n<p>\u306a\u304a\u6b21\u306e\u3088\u3046\u306a\u4e00\u90e8\u306e\u8077\u696d\u3067\u306f\u3001\u81ea\u5df1\u7834\u7523\u306b\u3088\u3063\u3066\u5931\u8077\u3084\u7f77\u514d\u3068\u306a\u308b\u3053\u3068\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n<p><b>\u3008\u5931\u8077\u30fb\u7f77\u514d\u3068\u306a\u308b\u8077\u696d\u306e\u4f8b\u3009<\/b><\/p>\n<ul>\n<li>\u4f1a\u793e\u5f79\u54e1<\/li>\n<li>\u56e3\u4f53\u7406\u4e8b<\/li>\n<li>\u4eba\u4e8b\u5b98<\/li>\n<li>\u6559\u80b2\u59d4\u54e1\u4f1a\u306e\u59d4\u54e1<\/li>\n<li>\u516c\u5b89\u5be9\u67fb\u59d4\u54e1\u4f1a\u306e\u59d4\u54e1<\/li>\n<li>\u516c\u6b63\u53d6\u5f15\u59d4\u54e1\u4f1a\u306e\u59d4\u54e1\u3000\u306a\u3069<\/li>\n<\/ul>\n\n<p>\u8077\u696d\u30fb\u8cc7\u683c\u5236\u9650\u306f\u81ea\u5df1\u7834\u7523\u5f8c\u306e\u751f\u6d3b\u306b\u5f71\u97ff\u3059\u308b\u305f\u3081\u3001\u3054\u81ea\u8eab\u306e\u8cc7\u683c\u30fb\u8077\u696d\u304c\u5236\u9650\u5bfe\u8c61\u306b\u306a\u3063\u3066\u3044\u306a\u3044\u304b\u3001\u3042\u3089\u304b\u3058\u3081\u78ba\u8a8d\u3057\u3066\u304a\u304d\u307e\u3057\u3087\u3046\u3002<\/p>\n\n<p>\u4e0d\u5b89\u306a\u5834\u5408\u306f\u3001\u5f01\u8b77\u58eb\u306b\u3054\u76f8\u8ac7\u304f\u3060\u3055\u3044\u3002<\/p>\n\n<p>\u81ea\u5df1\u7834\u7523\u3067\u5236\u9650\u3055\u308c\u308b\u8077\u696d\u306b\u3064\u3044\u3066\u306f\u4e0b\u8a18\u8a18\u4e8b\u3067\u8a73\u3057\u304f\u89e3\u8aac\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n\n    <div class=\"box-d\">\n          <div class=\"box_label\"><span>\u3042\u308f\u305b\u3066\u8aad\u307f\u305f\u3044<\/span><\/div>\n          <a class=\"c-post-relation__reco_link\" href=\"https:\/\/hibiki-law.or.jp\/debt\/hasan\/10585\/\">\u81ea\u5df1\u7834\u7523\u3067\u5236\u9650\u3055\u308c\u308b\u8077\u696d\u30fb\u8cc7\u683c\u306e\u4e00\u89a7\uff5c\u5236\u9650\u671f\u9593\u30fb\u4ed5\u4e8b\u306b\u623b\u308b\u65b9\u6cd5<\/a><\/div>\n\n<h3 class=\"ttl-b\">5 \u5b98\u5831\u306b\u4f4f\u6240\u30fb\u6c0f\u540d\u304c\u63b2\u8f09\u3055\u308c\u308b<\/h3>\n\n<p>\u7834\u7523\u5ba3\u544a\uff08\u7834\u7523\u624b\u7d9a\u306e\u958b\u59cb\u6c7a\u5b9a\uff09\u306b\u306a\u308b\u3068\u3001\u56fd\u306e\u6a5f\u95a2\u7d19\u3067\u3042\u308b<span class=\"u-color-red\">\u300c\u5b98\u5831\u300d\u306b\u4f4f\u6240\u30fb\u6c0f\u540d\u304c\u63b2\u8f09<\/span>\u3055\u308c\u307e\u3059\u3002<\/p>\n\n<p>\u3053\u308c\u306f\u6cd5\u5f8b\uff08<a href=\"https:\/\/elaws.e-gov.go.jp\/document?lawid=416AC0000000075#:~:text=%E7%AC%AC%E5%8D%81%E6%9D%A1%E3%80%80%E3%81%93%E3%81%AE%E6%B3%95%E5%BE%8B%E3%81%AE%E8%A6%8F%E5%AE%9A%E3%81%AB%E3%82%88%E3%82%8B%E5%85%AC%E5%91%8A%E3%81%AF%E3%80%81%E5%AE%98%E5%A0%B1%E3%81%AB%E6%8E%B2%E8%BC%89%E3%81%97%E3%81%A6%E3%81%99%E3%82%8B%E3%80%82\" rel=\"noopener\" target=\"_blank\">\u7834\u7523\u6cd5\u7b2c10\u6761<\/a>\uff09\u3067\u5b9a\u3081\u3089\u308c\u3066\u3044\u308b\u305f\u3081\u3001\u907f\u3051\u308b\u3053\u3068\u306f\u3067\u304d\u307e\u305b\u3093\u3002<\/p>\n\n<div class=\"yogo\">\n <div class=\"yogo_head\"><img decoding=\"async\" src=\"https:\/\/hibiki-law.or.jp\/debt\/wp-content\/themes\/syakkin-v2-theme\/img\/icn_yogo.png\">\u7528\u8a9e\u96c6<\/div>\n <div class=\"yogo_title\">\u5b98\u5831\u3068\u306f\uff1f<\/div>\n <div>\n<p>\u653f\u5e9c\u3084\u5404\u5e9c\u7701\u304c\u767a\u8868\u3059\u308b\u516c\u6587\u30fb\u516c\u544a\u3092\u63b2\u8f09\u3057\u305f\u3001\u56fd\u306e\u6a5f\u95a2\u7d19\u3067\u3059\u3002\u884c\u653f\u6a5f\u95a2\u306e\u4f11\u65e5\u3092\u9664\u304d\u6bce\u65e5\u767a\u884c\u3055\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n<\/div>\n<\/div>\n<p>\u53c2\u8003\uff1a<a href=\"https:\/\/www.npb.go.jp\/ja\/books\/kanpo.html\" rel=\"noopener\" target=\"_blank\">\u56fd\u7acb\u5370\u5237\u5c40\u300c\u5b98\u5831\u306b\u3064\u3044\u3066<\/a>\u300d<\/p>\n\n\n<p>\u81ea\u5df1\u7834\u7523\u306f\u3001\u50b5\u6a29\u8005\u306b\u5e73\u7b49\u306b\u8ca1\u7523\u306e\u5206\u914d\u3092\u3059\u308b\u3053\u3068\u306b\u306a\u308a\u307e\u3059\u3002\u305d\u306e\u305f\u3081\u3001\u3059\u3079\u3066\u306e\u50b5\u6a29\u8005\u3078\u7834\u7523\u306e\u4e8b\u5b9f\u304c\u77e5\u308c\u308f\u305f\u308b\u3088\u3046\u3001\u5b98\u5831\u3067\u516c\u544a\uff08\u5e83\u304f\u4e00\u822c\u306b\u77e5\u3089\u305b\u308b\u3053\u3068\uff09\u3059\u308b\u306e\u3067\u3059\u3002<\/p>\n\n<p>\u5b98\u5831\u306b\u540d\u524d\u3084\u4f4f\u6240\u304c\u8a18\u8f09\u3055\u308c\u308b\u3053\u3068\u3067\u3001\u81ea\u5df1\u7834\u7523\u3057\u305f\u3053\u3068\u304c\u30d0\u30ec\u308b\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n<p>\u3057\u304b\u3057\u5b9f\u969b\u306b\u306f\u3001\u4e00\u822c\u306e\u4eba\u304c\u5b98\u5831\u3092\u898b\u308b\u6a5f\u4f1a\u306f\u307b\u3068\u3093\u3069\u306a\u3044\u3068\u3044\u3048\u308b\u3067\u3057\u3087\u3046\u3002\u5b98\u5831\u3092\u898b\u308b\u53ef\u80fd\u6027\u304c\u3042\u308b\u306e\u306f\u3001\u304a\u3082\u306b\u6b21\u306e\u3088\u3046\u306a\u7d44\u7e54\u3084\u90e8\u7f72\u306b\u5c5e\u3057\u3066\u3044\u308b\u4eba\u3068\u8003\u3048\u3089\u308c\u307e\u3059\u3002<\/p>\n<ul>\n<li>\u58eb\u696d\uff08\u5f01\u8b77\u58eb\u3084\u53f8\u6cd5\u66f8\u58eb\u306a\u3069\uff09<\/li>\n<li>\u91d1\u878d\u696d\u8005\u30fb\u8cb8\u91d1\u696d\u8005<\/li>\n<li>\u4fdd\u967a\u4f1a\u793e<\/li>\n<li>\u4fe1\u7528\u60c5\u5831\u6a5f\u95a2\u306e\u95a2\u4fc2\u8005<\/li>\n<li>\u5e02\u533a\u753a\u6751\u306e\u7a0e\u52d9\u62c5\u5f53\u8005<\/li>\n<li>\u8b66\u5099\u4f1a\u793e<\/li>\n<li>\u540d\u7c3f\u696d\u8005\u3000\u306a\u3069<\/li>\n<\/ul>\n\n<p>\u81ea\u5df1\u7834\u7523\u3068\u5b98\u5831\u306b\u3064\u3044\u3066\u306f\u4e0b\u8a18\u8a18\u4e8b\u3067\u8a73\u3057\u304f\u89e3\u8aac\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n\n    <div class=\"box-d\">\n          <div class=\"box_label\"><span>\u3042\u308f\u305b\u3066\u8aad\u307f\u305f\u3044<\/span><\/div>\n          <a class=\"c-post-relation__reco_link\" href=\"https:\/\/hibiki-law.or.jp\/debt\/hasan\/10298\/\">\u81ea\u5df1\u7834\u7523\u3067\u5b98\u5831\u306b\u8f09\u308b\u3068\u5468\u56f2\u200b\u200b\u306b\u30d0\u30ec\u308b\uff1f\u540d\u524d\u691c\u7d22\u306f\u53ef\u80fd\uff1f\u95b2\u89a7\u3055\u308c\u308b\u671f\u9593\u3082<\/a><\/div>\n\n<h3 class=\"ttl-b\">6 \u30d6\u30e9\u30c3\u30af\u30ea\u30b9\u30c8\u306b5\uff5e7\u5e74\u7a0b\u5ea6\u8f09\u308b<\/h3>\n\n<p>\u81ea\u5df1\u7834\u7523\u3092\u884c\u3046\u3068\u3001\u4fe1\u7528\u60c5\u5831\u6a5f\u95a2\u306b<span class=\"u-color-red\">\u4e8b\u6545\u8a18\u9332\u304c\u767b\u9332\uff08\u3044\u308f\u3086\u308b\u30d6\u30e9\u30c3\u30af\u30ea\u30b9\u30c8\u306b\u8f09\u308b\uff09<\/span>\u3055\u308c\u307e\u3059\u3002<\/p>\n\n<div class=\"yogo\">\n <div class=\"yogo_head\"><img decoding=\"async\" src=\"https:\/\/hibiki-law.or.jp\/debt\/wp-content\/themes\/syakkin-v2-theme\/img\/icn_yogo.png\">\u7528\u8a9e\u96c6<\/div>\n <div class=\"yogo_title\">\u4fe1\u7528\u60c5\u5831\u6a5f\u95a2\u3068\u306f\uff1f<\/div>\n <div>\n<p>\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u3084\u30ed\u30fc\u30f3\u306a\u3069\u306e\u5951\u7d04\u30fb\u53d6\u5f15\u306a\u3069\u306e\u5ba2\u89b3\u7684\u60c5\u5831\uff08\u4fe1\u7528\u60c5\u5831\uff09\u3092\u4fdd\u7ba1\u30fb\u7ba1\u7406\u3059\u308b\u6c11\u9593\u6a5f\u95a2\u3067\u3059\u3002<br>\n<br>\n\u4fe1\u7528\u60c5\u5831\u6a5f\u95a2\u306f\u6b21\u306e3\u3064\u304c\u3042\u308a\u307e\u3059\u3002<br>\n\u30fb<a href=\"https:\/\/www.cic.co.jp\/index.html\" rel=\"noopener\" target=\"_blank\">\u682a\u5f0f\u4f1a\u793e\u30b7\u30fc\u30fb\u30a2\u30a4\u30fb\u30b7\u30fc\uff08CIC\uff09<\/a><br>\n\u30fb<a href=\"https:\/\/www.jicc.co.jp\/\" rel=\"noopener\" target=\"_blank\">\u682a\u5f0f\u4f1a\u793e\u65e5\u672c\u4fe1\u7528\u60c5\u5831\u6a5f\u69cb\uff08JICC\uff09<\/a><br>\n\u30fb<a href=\"https:\/\/www.zenginkyo.or.jp\/pcic\/\" rel=\"noopener\" target=\"_blank\">\u5168\u56fd\u9280\u884c\u500b\u4eba\u4fe1\u7528\u60c5\u5831\u30bb\u30f3\u30bf\u30fc\uff08KSC\uff09<\/a><\/p><\/div>\n<\/div>\n\n<p>\u30d6\u30e9\u30c3\u30af\u30ea\u30b9\u30c8\u304c\u62b9\u6d88\u3055\u308c\u308b\u306e\u306f\u3001<b>5\u301c7\u5e74\u9593\u7a0b\u5ea6<\/b>\u3067\u3059\u3002<\/p>\n\n<p>CIC\u3068JICC\u306f\u300c\u514d\u8cac\u8a31\u53ef\u6c7a\u5b9a\u300d\u3068\u306a\u3063\u305f\u30bf\u30a4\u30df\u30f3\u30b0\u3067\u30d6\u30e9\u30c3\u30af\u30ea\u30b9\u30c8\u306b\u8f09\u308a\u307e\u3059\u304c\u3001KSC\u306f<b>\u7834\u7523\u5ba3\u544a\uff08\u7834\u7523\u624b\u7d9a\u304d\u958b\u59cb\u6c7a\u5b9a\uff09*\u306e\u30bf\u30a4\u30df\u30f3\u30b0\u3067\u30d6\u30e9\u30c3\u30af\u30ea\u30b9\u30c8<\/b>\u306b\u8f09\u308a\u307e\u3059\u3002<br>\n\uff0a\u53b3\u5bc6\u306b\u306f\u5b98\u5831\u516c\u544a\u65e5\u3067\u3059\u3002<\/p>\n\n<p>\u4fe1\u7528\u6a5f\u95a2\u6a5f\u95a2\u3054\u3068\u306e\u30d6\u30e9\u30c3\u30af\u30ea\u30b9\u30c8\u767b\u9332\u671f\u9593\u306f\u3001\u6b21\u306e\u3068\u304a\u308a\u3067\u3059\u3002<\/p>\n\n<div class=\"scrollable\">\n<table class=\"table-defo ll\">\n<colgroup>\n<col width=\"24%\" \/>\n<col width=\"38%\" \/>\n<col width=\"38%\" \/>\n<\/colgroup>\n<thead>\n<tr>\n<th>\u4fe1\u7528\u60c5\u5831\u6a5f\u95a2\u540d<\/th>\n<th>\u304a\u3082\u306a\u52a0\u76df\u4f01\u696d\u30fb\u6a5f\u95a2<\/th>\n<th>\u4e8b\u6545\u60c5\u5831\u306e\u767b\u9332\u671f\u9593<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><a href=\"https:\/\/www.cic.co.jp\/\" rel=\"noopener\" target=\"_blank\">CIC<\/a><\/td>\n<td>\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u4f1a\u793e\u30fb\u4fe1\u8ca9\u4f1a\u793e\u30fb\u643a\u5e2f\u96fb\u8a71\u4f1a\u793e\u3000\u306a\u3069<\/td>\n<td>\u514d\u8cac\u8a31\u53ef\u6c7a\u5b9a\u304b\u3089<b>5\u5e74<\/b>\u7a0b\u5ea6<\/td>\n<\/tr>\n<tr>\n<td><a href=\"https:\/\/www.jicc.co.jp\/\" rel=\"noopener\" target=\"_blank\">JICC<\/a><\/td>\n<td>\u6d88\u8cbb\u8005\u91d1\u878d\u30fb\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u4f1a\u793e\u30fb\u643a\u5e2f\u96fb\u8a71\u4f1a\u793e\u3000\u306a\u3069<\/td>\n<td>\u514d\u8cac\u8a31\u53ef\u6c7a\u5b9a\u304b\u3089<b>5\u5e74<\/b>\u7a0b\u5ea6<\/td>\n<\/tr>\n<tr>\n<td><a href=\"https:\/\/www.zenginkyo.or.jp\/pcic\/\" rel=\"noopener\" target=\"_blank\">KSC<\/a><\/td>\n<td>\u9280\u884c\u30fb\u4fe1\u7528\u91d1\u5eab\u30fb\u4fe1\u7528\u7d44\u5408\u30fb\u4fe1\u7528\u4fdd\u8a3c\u5354\u4f1a\u3000\u306a\u3069<\/td>\n<td>\u7834\u7523\u624b\u7d9a\u958b\u59cb\u6c7a\u5b9a\uff08\u5b98\u5831\u516c\u544a\u65e5\uff09\u304b\u3089<b>7\u5e74<\/b>\u7a0b\u5ea6<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n\n<p>\u53c2\u8003\uff1a<a href=\"https:\/\/www.jicc.co.jp\/aboutus\/credit-info\/registration\" rel=\"noopener\" target=\"_blank\">JICC\u300c\u4fe1\u7528\u60c5\u5831\u306e\u5185\u5bb9\u3068\u767b\u9332\u671f\u9593<\/a>\u300d<a href=\"https:\/\/www.cic.co.jp\/confidence\/posession.html#anchor02\" rel=\"noopener\" target=\"_blank\">CIC\u300cCIC\u304c\u4fdd\u6709\u3059\u308b\u4fe1\u7528\u60c5\u5831<\/a>\u300d<a href=\"https:\/\/www.zenginkyo.or.jp\/pcic\/about\/#:~:text=%E4%BF%9D%E8%A8%BC%E4%BC%9A%E7%A4%BE%E7%AD%89%EF%BC%89-,%E6%83%85%E5%A0%B1%E3%81%AE%E7%99%BB%E9%8C%B2%E6%9C%9F%E9%96%93,-%E3%82%BB%E3%83%B3%E3%82%BF%E3%83%BC%E3%81%AB%E7%99%BB%E9%8C%B2\" rel=\"noopener\" target=\"_blank\">\u5168\u56fd\u9280\u884c\u500b\u4eba\u4fe1\u7528\u60c5\u5831\u30bb\u30f3\u30bf\u30fc\u300c\u60c5\u5831\u306e\u767b\u9332\u671f\u9593<\/a>\u300d\u203b2024\u5e741\u670830\u65e5\u73fe\u5728\u306e\u60c5\u5831\u3067\u3059\u3002<\/p>\n\n<p>\u30d6\u30e9\u30c3\u30af\u30ea\u30b9\u30c8\u306b\u8f09\u3063\u3066\u3044\u308b\u671f\u9593\u4e2d\u306f\u3001\u751f\u6d3b\u306b\u6b21\u306e\u3088\u3046\u306a\u5f71\u97ff\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<ul>\n<li>\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u304c\u5229\u7528\u3067\u304d\u306a\u3044<\/li>\n<li>\u30ed\u30fc\u30f3\u3084\u30ad\u30e3\u30c3\u30b7\u30f3\u30b0\u306a\u3069\u65b0\u305f\u306a\u501f\u308a\u5165\u308c\u304c\u3067\u304d\u306a\u3044<\/li>\n<li>\u643a\u5e2f\u96fb\u8a71\u30fb\u30b9\u30de\u30db\u7aef\u672b\u306e\u5206\u5272\u6255\u3044\u304c\u3067\u304d\u306a\u3044<\/li>\n<li>\u8cc3\u8cb8\u4f4f\u5b85\u306b\u5951\u7d04\u3067\u304d\u306a\u3044\u5834\u5408\u304c\u3042\u308b<\/li>\n<li>\u7b2c\u4e09\u8005\u306e\u4fdd\u8a3c\u4eba\u306b\u306a\u308c\u306a\u3044\u3000\u306a\u3069<\/li>\n<\/ul>\n\n<p>\u30d6\u30e9\u30c3\u30af\u30ea\u30b9\u30c8\u306b\u3064\u3044\u3066\u306f\u4e0b\u8a18\u8a18\u4e8b\u3067\u8a73\u3057\u304f\u89e3\u8aac\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n\n    <div class=\"box-d\">\n          <div class=\"box_label\"><span>\u3042\u308f\u305b\u3066\u8aad\u307f\u305f\u3044<\/span><\/div>\n          <a class=\"c-post-relation__reco_link\" href=\"https:\/\/hibiki-law.or.jp\/debt\/hensai\/9997\/\">\u30d6\u30e9\u30c3\u30af\u30ea\u30b9\u30c8\u3068\u306f\uff1f\u8f09\u308b\u6761\u4ef6\u3084\u5f71\u97ff\u3092\u53d7\u3051\u308b\u671f\u9593\u3001\u5bfe\u51e6\u6cd5\u3092\u89e3\u8aac<\/a><\/div>\n\n\n<h2 class=\"ttl-a\">\u7834\u7523\u5ba3\u544a\u306b\u306a\u308b\u3068\u7763\u4fc3\u3084\u8fd4\u6e08\u306f\u30b9\u30c8\u30c3\u30d7\u3059\u308b<\/h2>\n\n<p>\u7834\u7523\u5ba3\u544a\uff08\u7834\u7523\u624b\u7d9a\u306e\u958b\u59cb\u6c7a\u5b9a\uff09\u306b\u306a\u308b\u3068\u3001\u8cb8\u91d1\u696d\u8005\u306a\u3069\u306e<b>\u50b5\u6a29\u8005\u304b\u3089\u306e\u7763\u4fc3\u3084\u8fd4\u6e08\u304c\u30b9\u30c8\u30c3\u30d7<\/b>\u3057\u307e\u3059\u3002<\/p>\n\n<p>\u7834\u7523\u5ba3\u544a\u3068\u306a\u308b\u3068\u8ca1\u7523\u306e\u7ba1\u7406\u304c\u7834\u7523\u7533\u7acb\u4eba\u304b\u3089\u7834\u7523\u7ba1\u8ca1\u4eba\u3078\u79fb\u308b\u305f\u3081\u3001\u50b5\u6a29\u8005\u306f\u7763\u4fc3\u3084\u53d6\u308a\u7acb\u3066\u3092\u3067\u304d\u306a\u304f\u306a\u308b\u306e\u3067\u3059\uff08\u7834\u7523\u6cd524\u6761\u30fb25\u6761\u30fb28\u6761\u30fb91\u6761\u30fb100\u6761\uff09\u3002<\/p>\n\n<p>\u307e\u305f\u81ea\u5df1\u7834\u7523\u306e\u624b\u7d9a\u304d\u3092\u5f01\u8b77\u58eb\u306b\u4f9d\u983c\u3057\u305f\u5834\u5408\u306f\u3001\u50b5\u6a29\u8005\u306b<b>\u300c\u53d7\u4efb\u901a\u77e5\u300d\u3092\u9001\u4ed8\u3059\u308b\u3053\u3068\u3067\u7763\u4fc3\u3084\u8fd4\u6e08\u304c\u30b9\u30c8\u30c3\u30d7<\/b>\u3057\u307e\u3059\u3002<\/p>\n\n<p>\u3053\u306e\u5834\u5408\u306f\u3001\u7834\u7523\u5ba3\u544a\uff08\u7834\u7523\u624b\u7d9a\u306e\u958b\u59cb\u6c7a\u5b9a\uff09\u3092\u5f85\u305f\u305a\u3057\u3066\u7763\u4fc3\u30fb\u8fd4\u6e08\u306f\u30b9\u30c8\u30c3\u30d7\u3059\u308b\u3053\u3068\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n\n<p>\u53d7\u4efb\u901a\u77e5\u306b\u3064\u3044\u3066\u306f\u4e0b\u8a18\u8a18\u4e8b\u3067\u8a73\u3057\u304f\u89e3\u8aac\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n\n    <div class=\"box-d\">\n          <div class=\"box_label\"><span>\u3042\u308f\u305b\u3066\u8aad\u307f\u305f\u3044<\/span><\/div>\n          <a class=\"c-post-relation__reco_link\" href=\"https:\/\/hibiki-law.or.jp\/debt\/saimu\/word\/4356\/\">\u53d7\u4efb\u901a\u77e5\uff08\u4ecb\u5165\u901a\u77e5\uff09\u3068\u306f\uff1f\u53d6\u308a\u7acb\u3066\u3092\u6b62\u3081\u3089\u308c\u308b\uff1f\u5c4a\u304f\u307e\u3067\u306e\u671f\u9593\u3084\u6ce8\u610f\u70b9\u3082<\/a><\/div>\n\n\n<h2 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