{"id":9658,"date":"2023-02-01T10:04:40","date_gmt":"2023-02-01T01:04:40","guid":{"rendered":"https:\/\/xn--1cki9mlb6771a4yych82a30l.com\/?p=9658"},"modified":"2025-11-05T16:28:35","modified_gmt":"2025-11-05T07:28:35","slug":"post-9658","status":"publish","type":"post","link":"https:\/\/hibiki-law.or.jp\/debt\/ninni\/9658\/","title":{"rendered":"\u5968\u5b66\u91d1\u306f\u4efb\u610f\u6574\u7406\u3067\u304d\u308b\uff1f\u8fd4\u6e08\u304c\u96e3\u3057\u3044\u5834\u5408\u306e\u6551\u6e08\u5236\u5ea6\u3084\u6ede\u7d0d\u3059\u308b\u30ea\u30b9\u30af\u3082\u89e3\u8aac"},"content":{"rendered":"<p style=\"text-align:center\" class=\"u-mb-0\"><span class=\"u-font-large u-color-green\">\uff3c\u3055\u308f\u308c\u308b\u52d5\u753b\u3092\u516c\u958b\u4e2d\uff0f<\/span><\/p>\r\n<p style=\"text-align:center\" class=\"u-mb-0\">\u50b5\u52d9\u6574\u7406\u306e\u7591\u554f\u306b\u304a\u7b54\u3048\u3057\u307e\u3059<\/p>\r\n<p class=\"u-mb-10\"><img decoding=\"async\" src=\"https:\/\/hibiki-law.or.jp\/debt\/wp-content\/uploads\/2026\/03\/hibiki_mil_banner_001-scaled.jpg\" alt=\"MIL\u52d5\u753b\u518d\u751f\u30d0\u30ca\u30fc\u300c\u52d5\u753b\u30671\u5206\u89e3\u8aac\u3000\u50b5\u52d9\u6574\u7406\u306e\u30e1\u30ea\u30c3\u30c8\u30fb\u30c7\u30e1\u30ea\u30c3\u30c8\u300d\" class=\"post-img mil-banner\"><\/p>\r\n<p><span class=\"u-font-small\">\u203b\u30bf\u30c3\u30d7\u3067\u52d5\u753b\u304c\u7acb\u3061\u4e0a\u304c\u308a\u307e\u3059<\/span><\/p><h2 class=\"ttl-a\">\u50b5\u52d9\u6574\u7406\u5225\uff08\u4efb\u610f\u6574\u7406\u30fb\u500b\u4eba\u518d\u751f\u30fb\u81ea\u5df1\u7834\u7523\uff09\u3067\u5968\u5b66\u91d1\u306b\u52b9\u679c\u304c\u3042\u308b\u306e\u306f\uff1f<\/h2>\n<p>\u50b5\u52d9\u6574\u7406\u306b\u306f\u300c\u4efb\u610f\u6574\u7406\u300d\u300c\u500b\u4eba\u518d\u751f\u300d\u300c\u81ea\u5df1\u7834\u7523\u300d\u306e3\u7a2e\u985e\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<p><b>\u5968\u5b66\u91d1\u3092\u6e1b\u984d\u3057\u305f\u3044\u5834\u5408\u3001\u50b5\u52d9\u6574\u7406\u306e\u4e2d\u3067\u3082\u6709\u52b9\u3068\u306a\u308b\u306e\u306f\u300c\u500b\u4eba\u518d\u751f\u300d\u3082\u3057\u304f\u306f\u300c\u81ea\u5df1\u7834\u7523\u300d\u3068\u3044\u3048\u308b<\/b>\u3067\u3057\u3087\u3046\u3002<\/p>\n<p>\u300c\u500b\u4eba\u518d\u751f\u300d\u3068\u300c\u81ea\u5df1\u7834\u7523\u300d\u306f\u3001\u5143\u91d1\u305d\u306e\u3082\u306e\u3092\u6e1b\u984d\u30fb\u514d\u9664\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u308b\u305f\u3081\u3067\u3059\u3002<\/p>\n<p>\u4e00\u65b9\u3067\u3001\u300c\u4efb\u610f\u6574\u7406\u300d\u306f\u5c06\u6765\u5229\u606f\u3084\u624b\u6570\u6599\u3092\u30ab\u30c3\u30c8\u3067\u304d\u307e\u3059\u304c\u3001\u91d1\u5229\u306e\u4f4e\u3044\u5968\u5b66\u91d1\u3067\u306f\u6e1b\u984d\u52b9\u679c\u304c\u898b\u8fbc\u3081\u307e\u305b\u3093\u3002<\/p>\n<p>\u50b5\u52d9\u6574\u7406\u306e\u7279\u5fb4\u306f\u4ee5\u4e0b\u306e\u901a\u308a\u3067\u3059\u3002<\/p>\n\n<img decoding=\"async\" src=\"https:\/\/hibiki-law.or.jp\/debt\/wp-content\/uploads\/2024\/07\/saimu_saimuseiri_001.png\" alt=\"\u50b5\u52d9\u6574\u7406\" class=\"post-img\">\n\n<p>\u203b\u50b5\u52d9\u6574\u7406\u306b\u306f\u300e\u7279\u5b9a\u8abf\u505c\u300f\u3068\u3044\u3046\u624b\u6bb5\u3082\u3042\u308a\u307e\u3059\u304c\u3001\u73fe\u5728\u306f\u307b\u3068\u3093\u3069\u5229\u7528\u3055\u308c\u3066\u3044\u307e\u305b\u3093\u3002 <\/p>\n<p>\u5968\u5b66\u91d1\u306b\u3064\u3044\u3066\u30013\u7a2e\u306e\u50b5\u52d9\u6574\u7406\u3092\u884c\u3063\u305f\u5834\u5408\u306b\u5968\u5b66\u91d1\u306e\u8fd4\u6e08\u984d\u3092\u3069\u308c\u304f\u3089\u3044\u6e1b\u984d\u3067\u304d\u308b\u304b\u3001\u8a73\u3057\u304f\u89e3\u8aac\u3057\u3066\u3044\u304d\u307e\u3059\u3002<\/p>\n\n<p>\u50b5\u52d9\u6574\u7406\u306b\u3064\u3044\u3066\u306f\u4ee5\u4e0b\u306e\u8a18\u4e8b\u3067\u8a73\u3057\u304f\u89e3\u8aac\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n\n    <div class=\"box-d\">\n          <div class=\"box_label\"><span>\u3042\u308f\u305b\u3066\u8aad\u307f\u305f\u3044<\/span><\/div>\n          <a class=\"c-post-relation__reco_link\" href=\"https:\/\/hibiki-law.or.jp\/debt\/saimu\/\">\u50b5\u52d9\u6574\u7406\u3068\u306f\uff1f\u4eba\u751f\u3092\u7acb\u3066\u76f4\u3057\u305f\u3044\u65b9\u3078\u3001\u6839\u672c\u89e3\u6c7a\u3059\u308b\u65b9\u6cd5\u3092\u5f01\u8b77\u58eb\u304c\u89e3\u8aac<\/a><\/div>\n\n<h3 class=\"ttl-b\">\u4efb\u610f\u6574\u7406\u306e\u5968\u5b66\u91d1\u306b\u5bfe\u3059\u308b\u52b9\u679c\u306f\u5c11\u306a\u3044<\/h3>\n<p><b>\u4efb\u610f\u6574\u7406\u306f\u5968\u5b66\u91d1\u306e\u8fd4\u6e08\u554f\u984c\u306b\u5bfe\u3057\u3066\u306f\u52b9\u679c\u304c\u5c11\u306a\u3044\u65b9\u6cd5\u3067\u3059<\/b>\u3002 <\/p>\n<p>\u4efb\u610f\u6574\u7406\u306f\u3001\u8cb8\u91d1\u696d\u8005\u306a\u3069\u306e\u50b5\u6a29\u8005\u3068\u76f4\u63a5\u4ea4\u6e09\u3057\u3066\u3001\u501f\u91d1\u6e1b\u984d\u3068\u8fd4\u6e08\u30b9\u30b1\u30b8\u30e5\u30fc\u30eb\u5909\u66f4\u306b\u5408\u610f\u3057\u3066\u3082\u3089\u3046\u65b9\u6cd5\u3067\u3059\u3002 <\/p>\n<p>\u5177\u4f53\u7684\u306b\u306f<b>\u5c06\u6765\u5229\u606f\u3084\u9045\u5ef6\u640d\u5bb3\u91d1\u3092\u30ab\u30c3\u30c8<\/b>\u3057\u3001\u5143\u91d1\u306e\u307f\u3092\u5206\u5272\u3067\u8fd4\u6e08\u3059\u308b\u5143\u91d1\u3092<b>3\u301c5\u5e74\u306e\u9577\u671f\u5206\u5272\u8fd4\u6e08<\/b>3\u301c5\u5e74\u306e\u9577\u671f\u5206\u5272\u8fd4\u6e08\u3068\u3057\u3066\u3001\u6bce\u6708\u306e\u8fd4\u6e08\u984d\u3092\u6e1b\u3089\u3059\u3053\u3068\u3067\u501f\u91d1\u306e\u7dcf\u984d\u3084\u3001\u6708\u3005\u306e\u8fd4\u6e08\u984d\u3092\u6e1b\u984d\u3057\u307e\u3059\u3002<\/p>\n<p>\u305f\u3060\u3057\u3001\u300c\u4fe1\u7528\u60c5\u5831\u306b\u4e8b\u6545\u8a18\u9332\u304c\u8a18\u9332\u3055\u308c\u3001\u5b8c\u6e08\u304b\u3089\u7d045\u5e74\u304c\u7d4c\u3064\u307e\u3067\u3001\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u3084\u30ed\u30fc\u30f3\u306e\u5229\u7528\u304c\u3067\u304d\u306a\u3044\u53ef\u80fd\u6027\u304c\u3042\u308b\u300d\u3068\u3044\u3063\u305f\u30c7\u30e1\u30ea\u30c3\u30c8\u304c\u3042\u308a\u307e\u3059\u3002 <\/p>\n<p>\u30ab\u30fc\u30c9\u30ed\u30fc\u30f3\u3084\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u306e\u30ea\u30dc\u6255\u3044\u306a\u3069\u3001\u4e00\u822c\u7684\u306a\u501f\u91d1\u306e\u4e0a\u9650\u91d1\u5229\u306f\u6700\u5927\u5e7420.0\uff05\u306a\u306e\u306b\u5bfe\u3057\u3066\u3001\u5968\u5b66\u91d1\u306f\u91d1\u5229\u4e0a\u9650\u304c\u5e743.0\uff05\u306b\u5b9a\u3081\u3089\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u4efb\u610f\u6574\u7406\u306f\u501f\u91d1\u306e\u5229\u606f\u3092\u30ab\u30c3\u30c8\u3059\u308b\u65b9\u6cd5\u3067\u3059\u306e\u3067\u3001\u5968\u5b66\u91d1\u306e\u3088\u3046\u306b\u91d1\u5229\u306e\u4f4e\u3044\u501f\u308a\u5165\u308c\u306f\u3001\u4efb\u610f\u6574\u7406\u306b\u3088\u3063\u3066\u5f97\u3089\u308c\u308b\u52b9\u679c\u3082\u5c11\u306a\u304f\u306a\u3063\u3066\u3057\u307e\u3046\u306e\u3067\u3059\u3002<\/p>\n<p>\u307e\u305f\u3001\u5968\u5b66\u91d1\u306f10\u5e74\u301c20\u5e74\u306b\u308f\u305f\u308a\u8fd4\u6e08\u3059\u308b\u306e\u304c\u4e00\u822c\u7684\u3002 <\/p>\n<p>\u4efb\u610f\u6574\u7406\u306b\u3088\u3063\u3066\u8fd4\u6e08\u671f\u9593\u3092\u5ef6\u9577\u3057\u3066\u3082\u3001\u6bce\u6708\u306e\u8fd4\u6e08\u984d\u304c\u5927\u304d\u304f\u4e0b\u304c\u308b\u53ef\u80fd\u6027\u306f\u4f4e\u3044\u3068\u3044\u3048\u308b\u3067\u3057\u3087\u3046\u3002<\/p>\n<p>\u3057\u305f\u304c\u3063\u3066\u3001\u5968\u5b66\u91d1\u306e\u8fd4\u6e08\u554f\u984c\u3092\u89e3\u6c7a\u3059\u308b\u306b\u306f\u3001\u5143\u91d1\u3092\u6e1b\u984d\u3001\u307e\u305f\u306f\u5e33\u6d88\u3057\u306b\u3067\u304d\u308b\u50b5\u52d9\u6574\u7406\u306e\u65b9\u6cd5\u304c\u5411\u3044\u3066\u3044\u307e\u3059\u3002<\/p>\n\n<h4 class=\"ttl-C\">\u5968\u5b66\u91d1\u4ee5\u5916\u306e\u501f\u91d1\u3067\u3042\u308c\u3070\u4efb\u610f\u6574\u7406\u304c\u52b9\u679c\u7684\u306a\u5834\u5408\u3082<\/h4>\n<p>\u5968\u5b66\u91d1\u3060\u3051\u3067\u306a\u304f\u3001\u30ab\u30fc\u30c9\u30ed\u30fc\u30f3\u306a\u3069\u307b\u304b\u306e\u501f\u91d1\u3082\u3042\u308b\u3088\u3046\u306a\u30b1\u30fc\u30b9\u3067\u306f\u3001\u5968\u5b66\u91d1\u4ee5\u5916\u306e\u501f\u91d1\u3092\u4efb\u610f\u6574\u7406\u3059\u308b\u9078\u629e\u80a2\u3082\u3042\u308a\u307e\u3059\u3002 <\/p>\n<p>\u4efb\u610f\u6574\u7406\u306f\u3001<span class=\"u-color-red\">\u4ea4\u6e09\u3059\u308b\u50b5\u6a29\u8005\u3092\u9078\u3079\u308b<\/span>\u306e\u3067\u3001\u5968\u5b66\u91d1\u4ee5\u5916\u306e\u501f\u91d1\u3092\u4efb\u610f\u6574\u7406\u3059\u308c\u3070\u3001\u4fdd\u8a3c\u4eba\u306b\u8ff7\u60d1\u3092\u304b\u3051\u308b\u3053\u3068\u306a\u304f\u30c8\u30fc\u30bf\u30eb\u306e\u8fd4\u6e08\u984d\u3092\u6e1b\u3089\u3059\u3053\u3068\u304c\u53ef\u80fd\u3067\u3059\u3002<\/p>\n<p>\u4e00\u65b9\u3001\u500b\u4eba\u518d\u751f\u3084\u81ea\u5df1\u7834\u7523\u306e\u5834\u5408\u306f\u3001\u57fa\u672c\u7684\u306b\u3059\u3079\u3066\u306e\u50b5\u6a29\u8005\u3092\u5bfe\u8c61\u306b\u3057\u306a\u3051\u308c\u3070\u306a\u3089\u306a\u3044\u305f\u3081\u3001\u5968\u5b66\u91d1\u306e\u4fdd\u8a3c\u4eba\uff08\u89aa\u306a\u3069\uff09\u304c\u4ee3\u308f\u308a\u306b\u4e00\u62ec\u8fd4\u6e08\u3092\u6c42\u3081\u3089\u308c\u308b\u5834\u5408\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<p>\u4efb\u610f\u6574\u7406\u306b\u3064\u3044\u3066\u306f\u4ee5\u4e0b\u306e\u8a18\u4e8b\u3067\u8a73\u3057\u304f\u89e3\u8aac\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n\n    <div class=\"box-d\">\n          <div class=\"box_label\"><span>\u3042\u308f\u305b\u3066\u8aad\u307f\u305f\u3044<\/span><\/div>\n          <a class=\"c-post-relation__reco_link\" href=\"https:\/\/hibiki-law.or.jp\/debt\/ninni\/\">\u4efb\u610f\u6574\u7406\u3092\u5f01\u8b77\u58eb\u304c\u89e3\u8aac\uff01\u3042\u306a\u305f\u306e\u751f\u6d3b\u306f\u3069\u3046\u5909\u308f\u308b\uff1f\u5411\u3044\u3066\u3044\u308b\u4eba\u3068\u306f\uff1f<\/a><\/div>\n\n\n<h3 class=\"ttl-b\">\u500b\u4eba\u518d\u751f\u306f\u5968\u5b66\u91d1\u3092\u542b\u3080\u501f\u91d1\u3092\u5927\u5e45\u306b\u6e1b\u984d\u3067\u304d\u308b<\/h3>\n\n<p>\u500b\u4eba\u518d\u751f\u306f\u50b5\u52d9\u6574\u7406\u306e1\u3064\u3067\u3001\u88c1\u5224\u6240\u306b\u7533\u3057\u7acb\u3066\u3001\u8a8d\u53ef\u3092\u53d7\u3051\u308b\u3053\u3068\u3067<span class=\"u-color-red\">\u501f\u91d1\u30925\u5206\u306e1\uff5e10\u5206\u306e1\u307e\u3067\u6e1b\u984d\u3067\u304d\u308b<\/span>\u65b9\u6cd5\u3067\u3059\u3002 <\/p>\n<p>\u501f\u91d1\u7dcf\u984d\u306b\u5fdc\u3058\u305f\u300c\u6700\u4f4e\u5f01\u6e08\u984d\u300d\uff08\u8fd4\u6e08\u3057\u306a\u3051\u308c\u3070\u306a\u3089\u306a\u3044\u6700\u4f4e\u91d1\u984d\uff09\u304c\u5b9a\u3081\u3089\u308c\u3066\u304a\u308a\u3001\u501f\u91d1\u7dcf\u984d\u3068\u6700\u4f4e\u5f01\u6e08\u984d\u306e\u5dee\u984d\u304c\u500b\u4eba\u518d\u751f\u3067\u53d7\u3051\u3089\u308c\u308b\u6e1b\u984d\u5e45\u3068\u306a\u308a\u307e\u3059\u3002 <\/p>\n<p>\u304a\u304a\u3080\u306d\u501f\u91d1\u984d\u304c\u5927\u304d\u304f\u306a\u308b\u307b\u3069\u6e1b\u984d\u3067\u304d\u308b\u5272\u5408\u3082\u9ad8\u304f\u306a\u308a\u307e\u3059\u3002 <\/p>\n\n<p>\u6700\u4f4e\u5f01\u6e08\u984d\u306b\u3064\u3044\u3066\u306f\u4ee5\u4e0b\u306e\u8a18\u4e8b\u3067\u8a73\u3057\u304f\u89e3\u8aac\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n\n    <div class=\"box-d\">\n          <div class=\"box_label\"><span>\u3042\u308f\u305b\u3066\u8aad\u307f\u305f\u3044<\/span><\/div>\n          <a class=\"c-post-relation__reco_link\" href=\"https:\/\/hibiki-law.or.jp\/debt\/saisei\/12471\/\">\u500b\u4eba\u518d\u751f\u306e\u6700\u4f4e\u5f01\u6e08\u984d\u3068\u306f\uff1f\u8fd4\u6e08\u984d\u306e\u8a08\u7b97\u65b9\u6cd5\u3084\u6255\u3048\u306a\u3044\u3068\u304d\u306e\u5bfe\u51e6\u6cd5\u3092\u89e3\u8aac<\/a><\/div>\n\n<p>\u30ed\u30fc\u30f3\u3092\u652f\u6255\u3063\u3066\u3044\u308b\u6700\u4e2d\u306e\u4f4f\u5b85\u3084\u3001\u30ed\u30fc\u30f3\u3092\u5b8c\u6e08\u3057\u305f\u81ea\u5bb6\u7528\u8eca\u306f\u51e6\u5206\u3055\u308c\u306a\u3044\u70b9\u3082\u3001\u4ed6\u306e\u50b5\u52d9\u51e6\u7406\uff08\u81ea\u5df1\u7834\u7523\uff09\u3068\u306f\u7570\u306a\u308b\u500b\u4eba\u518d\u751f\u306e\u30e1\u30ea\u30c3\u30c8\u3067\u3059\u3002 <\/p>\n<p>\u500b\u4eba\u518d\u751f\u306b\u306f\u4ee5\u4e0b\u306e\u3088\u3046\u306a\u30c7\u30e1\u30ea\u30c3\u30c8\u3082\u3042\u308b\u305f\u3081\u3001\u3088\u304f\u7406\u89e3\u3057\u3066\u304a\u304f\u3053\u3068\u304c\u91cd\u8981\u3067\u3059\u3002<\/p>\n\n<div class=\"demerit_box\">\n<span class=\"ribbon\">\u30c7\u30e1\u30ea\u30c3\u30c8<\/span>\n<ul class=\"demerit_list\">\n<li>\u50b5\u52d9\u8005\u304b\u3089\u4fdd\u8a3c\u4eba\u306b\u8fd4\u6e08\u7fa9\u52d9\u304c\u79fb\u308a\u4e00\u62ec\u8fd4\u6e08\u3092\u8981\u6c42\u3055\u308c\u308b\u53ef\u80fd\u6027\u304c\u3042<\/li>\n<li>\u624b\u7d9a\u304d\u304c\u8907\u96d1\u3067\u3001\u89e3\u6c7a\u307e\u3067\u534a\u5e74\uff5e\u9577\u304f\u30661\u5e74\u534a\u307b\u3069\u304b\u304b\u308b<\/li>\n<li>\u56fd\u306e\u5e83\u5831\u7d19\u3067\u3042\u308b\u300c\u5b98\u5831\u300d\u306b\u3001\u500b\u4eba\u518d\u751f\u3092\u3057\u305f\u3053\u3068\u3068\u540d\u524d\u30fb\u4f4f\u6240\u304c\u63b2\u8f09\u3055\u308c\u3066\u3057\u307e\u3046<\/li>\n<li>\u3044\u308f\u3086\u308b\u300c\u30d6\u30e9\u30c3\u30af\u30ea\u30b9\u30c8\u306b\u8f09\u308b\u300d\u72b6\u614b\u3068\u306a\u308a\u3001\u30ed\u30fc\u30f3\u3084\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u306e\u4f7f\u7528\u304c\u3067\u304d\u306a\u304f\u306a\u308b<\/li>\n<\/ul>\n<\/div>\n\n<p>\u500b\u4eba\u518d\u751f\u306b\u3064\u3044\u3066\u306f\u4ee5\u4e0b\u306e\u8a18\u4e8b\u3067\u8a73\u3057\u304f\u89e3\u8aac\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n    <div class=\"box-d\">\n          <div class=\"box_label\"><span>\u3042\u308f\u305b\u3066\u8aad\u307f\u305f\u3044<\/span><\/div>\n          <a class=\"c-post-relation__reco_link\" href=\"https:\/\/hibiki-law.or.jp\/debt\/saisei\/\">\u500b\u4eba\u518d\u751f\u3068\u306f\uff1f\u30e1\u30ea\u30c3\u30c8\u30fb\u30c7\u30e1\u30ea\u30c3\u30c8\u3084\u5229\u7528\u6761\u4ef6\u3001\u81ea\u5df1\u7834\u7523\u3068\u306e\u9055\u3044\u3092\u89e3\u8aac\uff01<\/a><\/div>\n<h3 class=\"ttl-b\">\u81ea\u5df1\u7834\u7523\u306f\u5968\u5b66\u91d1\u3092\u542b\u3080\u307b\u307c\u5168\u3066\u306e\u501f\u91d1\u3092\u5e33\u6d88\u3057\u306b<\/h3>\n\n\n<p>\u88c1\u5224\u6240\u304b\u3089\u514d\u8cac\u306e\u6c7a\u5b9a\u3092\u53d7\u3051\u308b\u3053\u3068\u3067\u3001\u5968\u5b66\u91d1\u3092\u542b\u3081\u305f\u307b\u307c<span class=\"u-color-red\">\u3059\u3079\u3066\u306e\u501f\u91d1\u3092\u5e33\u6d88\u3057\u306b\u3067\u304d\u308b<\/span>\u306e\u304c\u81ea\u5df1\u7834\u7523\u3067\u3059\u3002 <\/p>\n<p>\u3053\u306e\u3088\u3046\u306b\u81ea\u5df1\u7834\u7523\u306b\u306f\u5927\u304d\u306a\u52b9\u679c\u304c\u671f\u5f85\u3067\u304d\u307e\u3059\u304c\u3001\u305d\u306e\u53cd\u9762\u3001\u30c7\u30e1\u30ea\u30c3\u30c8\u3082\u3042\u308b\u305f\u3081\u3088\u304f\u7406\u89e3\u3057\u3066\u304a\u304d\u307e\u3057\u3087\u3046\u3002<\/p>\n\n<p>\u81ea\u5df1\u7834\u7523\u306b\u3064\u3044\u3066\u306f\u4ee5\u4e0b\u306e\u8a18\u4e8b\u3067\u8a73\u3057\u304f\u89e3\u8aac\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n    <div class=\"box-d\">\n          <div class=\"box_label\"><span>\u3042\u308f\u305b\u3066\u8aad\u307f\u305f\u3044<\/span><\/div>\n          <a class=\"c-post-relation__reco_link\" href=\"https:\/\/hibiki-law.or.jp\/debt\/hasan\/\">\u81ea\u5df1\u7834\u7523\u3068\u306f\uff1f\u501f\u91d1\u3092\u30ea\u30bb\u30c3\u30c8\u3057\u3066\u4eba\u751f\u306e\u518d\u51fa\u767a\u3092\u76ee\u6307\u3059\u65b9\u6cd5\u3092\u5f01\u8b77\u58eb\u304c\u89e3\u8aac<\/a><\/div>\n\n<div class=\"demerit_box\">\n<span class=\"ribbon\">\u30c7\u30e1\u30ea\u30c3\u30c8<\/span>\n<ul class=\"demerit_list\">\n<li>\u50b5\u52d9\u8005\u304b\u3089\u4fdd\u8a3c\u4eba\u306b\u8fd4\u6e08\u7fa9\u52d9\u304c\u79fb\u308a\u4e00\u62ec\u8fd4\u6e08\u3092\u8981\u6c42\u3055\u308c\u308b\u53ef\u80fd\u6027\u304c\u3042\u308b<\/li>\n<li>\u624b\u7d9a\u304d\u304c\u8907\u96d1\u3067\u3001\u89e3\u6c7a\u307e\u3067\u534a\u5e74\uff5e1\u5e74\u307b\u3069\u304b\u304b\u308b<\/li>\n<li>\u501f\u91d1\u306e\u514d\u8cac\u6c7a\u5b9a\u304c\u4e0b\u308a\u306a\u3044\u5834\u5408\u3082\u3042\u308b<\/li>\n<li>\u56fd\u306e\u5e83\u5831\u7d19\u3067\u3042\u308b\u300c\u5b98\u5831\u300d\u306b\u3001\u81ea\u5df1\u7834\u7523\u3092\u3057\u305f\u3053\u3068\u3068\u540d\u524d\u30fb\u4f4f\u6240\u304c\u63b2\u8f09\u3055\u308c\u3066\u3057\u307e\u3046<\/li>\n<li>\u4f4f\u5b85\u3084\u81ea\u5bb6\u7528\u8eca\u306a\u3069\u3001\u4e00\u5b9a\u4ee5\u4e0a\u306e\u4fa1\u5024\u306e\u8ca1\u7523\u304c\u51e6\u5206\u3055\u308c\u308b<\/li>\n<li>\u624b\u7d9a\u304d\u671f\u9593\u4e2d\u306f\u4e00\u90e8\u306e\u8077\u696d\u3084\u8cc7\u683c\u304c\u505c\u6b62\u3055\u308c\u308b<\/li>\n<li>\u3044\u308f\u3086\u308b\u300c\u30d6\u30e9\u30c3\u30af\u30ea\u30b9\u30c8\u306b\u8f09\u308b\u300d\u72b6\u614b\u3068\u306a\u308a\u3001\u30ed\u30fc\u30f3\u3084\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u306e\u4f7f\u7528\u304c\u3067\u304d\u306a\u304f\u306a\u308b<\/li>\n<\/ul>\n<\/div>\n\n<p>\u5968\u5b66\u91d1\u3068\u81ea\u5df1\u7834\u7523\u306b\u3064\u3044\u3066\u306f\u4ee5\u4e0b\u306e\u8a18\u4e8b\u3067\u3055\u3089\u306b\u8a73\u3057\u304f\u89e3\u8aac\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n\n    <div class=\"box-d\">\n          <div class=\"box_label\"><span>\u3042\u308f\u305b\u3066\u8aad\u307f\u305f\u3044<\/span><\/div>\n          <a class=\"c-post-relation__reco_link\" href=\"https:\/\/hibiki-law.or.jp\/debt\/hasan\/14830\/\">\u81ea\u5df1\u7834\u7523\u3059\u308b\u3068\u5968\u5b66\u91d1\u306e\u8fd4\u9084\u306f\u514d\u9664\u3055\u308c\u308b\uff1f\u4fdd\u8a3c\u4eba\u3078\u306e\u5f71\u97ff\u3084\u514d\u8cac\u6761\u4ef6\u306a\u3069\u3082\u89e3\u8aac<\/a><\/div>\n\n<h2 class=\"ttl-a\">\u5968\u5b66\u91d1\u306e\u8fd4\u6e08\u304c\u304d\u3064\u3044\u6642\u306b\u4f7f\u3048\u308b4\u3064\u306e\u6551\u6e08\u5236\u5ea6<\/h2>\n\n<p><b>\u5968\u5b66\u91d1\u306e\u8fd4\u6e08\u304c\u96e3\u3057\u304f\u306a\u3063\u305f\u5834\u5408\u3001\u50b5\u52d9\u6574\u7406\u4ee5\u5916\u306b\u3082\u65e5\u672c\u5b66\u751f\u652f\u63f4\u6a5f\u69cb\u304c\u7528\u610f\u3057\u305f\u6551\u6e08\u5236\u5ea6\u3092\u5229\u7528\u3067\u304d\u308b\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059<\/b>\u3002 <\/p>\n<div class=\"numbertag\">\n<ul class=\"_list\">\n<li>\u6708\u3005\u306e\u8fd4\u6e08\u984d\u3092\u6e1b\u3089\u305b\u308b\u300c\u6e1b\u984d\u8fd4\u9084\u5236\u5ea6\u300d<\/li>\n<li>\u8fd4\u6e08\u3092\u5148\u5ef6\u3070\u3057\u306b\u3067\u304d\u308b\u300c\u8fd4\u9084\u671f\u9650\u7336\u4e88\u5236\u5ea6\u300d<\/li>\n<li>\u8fd4\u9084\u671f\u9650\u304c\u7336\u4e88\u3055\u308c\u308b\u300c\u6240\u5f97\u9023\u52d5\u8fd4\u9084\u578b\u7121\u5229\u5b50\u5968\u5b66\u5236\u5ea6\u300d<\/li>\n<li>\u6b7b\u4ea1\u307e\u305f\u306f\u50cd\u3051\u306a\u304f\u306a\u3063\u305f\u5834\u5408\u306e\u300c\u8fd4\u9084\u514d\u9664\u5236\u5ea6\u300d<\/li>\n<\/ul>\n<\/div>\n\n<p>\u4ee5\u4e0b\u3067\u8a73\u3057\u304f\u7d39\u4ecb\u3057\u3066\u3044\u304f\u306e\u3067\u3001\u50b5\u52d9\u6574\u7406\u306e\u524d\u306b\u307e\u305a\u691c\u8a0e\u3057\u3066\u307f\u308b\u3068\u3088\u3044\u3067\u3057\u3087\u3046\u3002<\/p>\n\n<h3 class=\"ttl-b\">(1)\u6708\u3005\u306e\u8fd4\u6e08\u984d\u3092\u6e1b\u3089\u305b\u308b\u300c\u6e1b\u984d\u8fd4\u9084\u5236\u5ea6\u300d<\/h3>\n\n\n<p>\u6e1b\u984d\u8fd4\u9084\u5236\u5ea6\u3068\u306f\u3001\u707d\u5bb3\u3084\u50b7\u75c5\u3001\u307e\u305f\u306f\u7d4c\u6e08\u7684\u306a\u7406\u7531\u306b\u3088\u308a\u5968\u5b66\u91d1\u306e\u8fd4\u6e08\u304c\u56f0\u96e3\u3068\u306a\u3063\u305f\u5834\u5408\u306b\u3001<span class=\"u-color-red\">\u6708\u3005\u306e\u8fd4\u9084\u984d\u30921\/2\u307e\u305f\u306f1\/3\u306b\u6e1b\u984d\u3059\u308b<\/span>\u5236\u5ea6\u3067\u3059\u3002<\/p>\n<p>\u6708\u3005\u306e\u8fd4\u9084\u984d\u3092\u6e1b\u984d\u3059\u308b\u3053\u3068\u3067\u3001\u8fd4\u6e08\u3092\u7d99\u7d9a\u3067\u304d\u308b\u4eba\u304c\u5229\u7528\u3067\u304d\u307e\u3059\u3002 <\/p>\n<p>\u300c\u8fd4\u9084\u91d1\u306e\u56de\u53ce\u72b6\u6cc1\u53ca\u3073\u4ee4\u548c\u5143\u5e74\u5ea6\u696d\u52d9\u5b9f\u7e3e\u306e\u8a55\u4fa1\u306b\u3064\u3044\u3066\u300d\uff08\u65e5\u672c\u5b66\u751f\u652f\u63f4\u6a5f\u69cb\uff09\u306b\u3088\u308b\u3068\u3001\u4ee4\u548c\u5143\u5e74\u5ea6\u306e\u6e1b\u984d\u8fd4\u9084\u306e\u7533\u8acb\u6570\u306f3\u4e07902\u4ef6\u306b\u306e\u307c\u308a\u307e\u3059\u3002 <\/p>\n<p>\u6ce8\u610f\u3057\u3066\u304a\u304d\u305f\u3044\u306e\u306f\u3001\u6708\u3005\u306e\u8fd4\u9084\u984d\u306f\u6e1b\u984d\u3055\u308c\u307e\u3059\u304c\u3001\u8fd4\u9084\u3059\u308b\u5143\u91d1\u304c\u6e1b\u984d\u3055\u308c\u308b\u308f\u3051\u3067\u306f\u306a\u3044\u3053\u3068\u3002 <\/p>\n<p>\u8fd4\u9084\u91d1\u984d\u306b\u3088\u3063\u3066\u306f\u8fd4\u6e08\u671f\u9593\u304c\u9577\u671f\u5316\u3059\u308b\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n<img decoding=\"async\" src=\"https:\/\/hibiki-law.or.jp\/debt\/wp-content\/uploads\/2023\/02\/hensai_shogakukin-gengakuhenkan_002.png\" alt=\"\" class=\"post-img\">\n\n<p>\u6e1b\u984d\u8fd4\u9084\u5236\u5ea6\u3092\u5229\u7528\u3059\u308b\u305f\u3081\u306b\u306f\u3001\u300c\u9858\u3044\u51fa\u300d\u3068\u3044\u308f\u308c\u308b\u7533\u8acb\u624b\u7d9a\u304d\u304c\u5fc5\u8981\u3067\u3059\u3002 <\/p>\n<p>\u6240\u5f97\u3092\u8a3c\u660e\u3059\u308b\u516c\u7684\u66f8\u985e\u3068\u3001\u6e1b\u53ce\u30fb\u4f11\u696d\u30fb\u5931\u696d\u306a\u3069\u306e\u4e8b\u60c5\u3092\u8a3c\u660e\u3059\u308b\u66f8\u985e\u3092\u63d0\u51fa\u3057\u3001\u5be9\u67fb\u306b\u901a\u308b\u3053\u3068\u304c\u6761\u4ef6\u3067\u3059\u3002 <\/p>\n<p>1\u56de\u306e\u9858\u51fa\u306b\u3064\u304d\u9069\u7528\u671f\u9593\u306f12\u30f6\u6708\u3067\u3001\u6700\u957715\u5e74\uff08180\u30f6\u6708\uff09\u307e\u3067\u5ef6\u9577\u304c\u53ef\u80fd\u3067\u3059\u3002<\/p>\n<p>\u53c2\u8003\uff1a<a href=\"https:\/\/www.jasso.go.jp\/shogakukin\/henkan_konnan\/gengaku\/index.html\" rel=\"noopener\" target=\"_blank\">\u65e5\u672c\u5b66\u751f\u652f\u63f4\u6a5f\u69cbHP<\/a><\/p>\n\n<h3 class=\"ttl-b\">(2)\u8fd4\u6e08\u3092\u5148\u5ef6\u3070\u3057\u306b\u3067\u304d\u308b\u300c\u8fd4\u9084\u671f\u9650\u7336\u4e88\u5236\u5ea6\u300d<\/h3>\n\n\n<p>\u8fd4\u9084\u671f\u9650\u7336\u4e88\u5236\u5ea6\u306f\u3001\u6708\u3005\u306e\u8fd4\u6e08\u3092\u5148\u5ef6\u3070\u3057\u306b\u3067\u304d\u308b\u5236\u5ea6\u3067\u3059\u3002 <\/p>\n<p>\u300c\u8fd4\u9084\u91d1\u306e\u56de\u53ce\u72b6\u6cc1\u53ca\u3073\u4ee4\u548c\u5143\u5e74\u5ea6\u696d\u52d9\u5b9f\u7e3e\u306e\u8a55\u4fa1\u306b\u3064\u3044\u3066\u300d\uff08\u65e5\u672c\u5b66\u751f\u652f\u63f4\u6a5f\u69cb\uff09\u306b\u3088\u308b\u3068\u3001\u4ee4\u548c\u5143\u5e74\u5ea6\u306e\u8fd4\u9084\u671f\u9650\u7336\u4e88\u306e\u7533\u8acb\u6570\u306f15\u4e07169\u4ef6\u306b\u306e\u307c\u308a\u307e\u3059\u3002 <\/p>\n<p>\u6e1b\u984d\u8fd4\u9084\u5236\u5ea6\u304c\u6bce\u6708\u306e\u8fd4\u9084\u91d1\u3092\u6e1b\u984d\u3067\u304d\u308b\u306e\u306b\u5bfe\u3057\u3066\u3001\u8fd4\u9084\u671f\u9650\u7336\u4e88\u5236\u5ea6\u306f<span class=\"u-color-red\">\u4e00\u5b9a\u671f\u9593\u3001\u8fd4\u9084\u3092\u7336\u4e88\u3067\u304d\u308b\uff08\u5ef6\u9577\u3057\u305f\u671f\u9593\u306f\u8fd4\u6e08\u3092\u30b9\u30c8\u30c3\u30d7\u3067\u304d\u308b\uff09<\/span>\u3068\u3044\u3046\u9055\u3044\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n<img decoding=\"async\" src=\"https:\/\/hibiki-law.or.jp\/debt\/wp-content\/uploads\/2024\/08\/hensai_shogakukin-kigenyuyo_001.png\" alt=\"\" class=\"post-img\">\n\n<p>\u305f\u3060\u3057\u3001\u8fd4\u9084\u671f\u9650\u306e\u7336\u4e88\u306f\u3001\u3042\u304f\u307e\u3067\u3082\u8fd4\u6e08\u3092\u5ef6\u671f\u3067\u304d\u308b\u3060\u3051\u3067\u3042\u308a\u3001\u5968\u5b66\u91d1\u306e\u5143\u91d1\u3084\u5229\u606f\u304c\u514d\u9664\u3055\u308c\u308b\u308f\u3051\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002<\/p>\n<p>\u3068\u306f\u3044\u3048\u3001\u8fd4\u6e08\u3092\u6ede\u7d0d\u3057\u3066\u3057\u307e\u3046\u3068\u3001\u5e741.5\uff05\uff5e10.0\uff05\u306e\u5ef6\u6ede\u91d1\uff08\u5229\u606f\uff09\u304c\u304b\u304b\u3063\u3066\u3057\u307e\u3044\u307e\u3059\u3002 <\/p>\n<p>\u8fd4\u9084\u671f\u9650\u306e\u7336\u4e88\u306e\u9858\u3044\u51fa\u306f\u3001\u8fd4\u6e08\u304c\u56f0\u96e3\u3068\u306a\u3063\u305f\u7406\u7531\u3092\u89e3\u6c7a\u3059\u308b\u671f\u9593\u304c\u3068\u308c\u308b\u3053\u3068\u306b\u52a0\u3048\u3001\u305d\u306e\u9593\u306b\u5ef6\u6ede\u91d1\u3092\u767a\u751f\u3055\u305b\u306a\u3044\u30e1\u30ea\u30c3\u30c8\u304c\u3042\u308a\u307e\u3059\u3002 <\/p>\n<p>\u8fd4\u9084\u671f\u9650\u304c\u5ef6\u671f\u3055\u308c\u308b\u671f\u9593\u306f\u3001\u901a\u7b9710\u5e74\uff08120\u30f6\u6708\uff09\u304c\u9650\u5ea6\u3068\u306a\u308a\u307e\u3059\u304c\u3001\u707d\u5bb3\u3084\u50b7\u75c5\u306a\u3069\u5b9a\u3081\u3089\u308c\u305f\u7406\u7531\u306b\u8a72\u5f53\u3059\u308b\u5834\u5408\u306f\u300110\u5e74\u306e\u5236\u9650\u306f\u3042\u308a\u307e\u305b\u3093\u3002 <\/p>\n<p>\u53c2\u8003\uff1a<a href=\"https:\/\/www.jasso.go.jp\/shogakukin\/henkan_konnan\/gengaku\/index.html\" rel=\"noopener\" target=\"_blank\">\u65e5\u672c\u5b66\u751f\u652f\u63f4\u6a5f\u69cbHP<\/a><\/p>\n\n<h3 class=\"ttl-b\">(3)\u8fd4\u9084\u671f\u9650\u304c\u7336\u4e88\u3055\u308c\u308b\u300c\u6240\u5f97\u9023\u52d5\u8fd4\u9084\u578b\u7121\u5229\u5b50\u5968\u5b66\u5236\u5ea6\u300d<\/h3>\n<p>\u6240\u5f97\u9023\u52d5\u8fd4\u9084\u578b\u7121\u5229\u5b50\u5968\u5b66\u5236\u5ea6\u306f\u3001\u4e00\u5b9a\u306e\u57fa\u6e96\u306b\u8a72\u5f53\u3059\u308b\u4eba\u306e\u4e2d\u304b\u3089\u9078\u8003\u306b\u901a\u3063\u305f\u4eba\u304c\u5229\u7528\u3067\u304d\u308b\u5236\u5ea6\u3067\u3059\u3002 <\/p>\n<p>\u5352\u696d\u5f8c\u306b\u4e00\u5b9a\u306e\u53ce\u5165\u3092\u5f97\u308b\u307e\u3067\u306e\u9593\u3001\u65e5\u672c\u5b66\u751f\u652f\u63f4\u6a5f\u69cb\u3078\u306e\u9858\u3044\u51fa\u306b\u3088\u308a\u8fd4\u9084\u671f\u9650\u3092\u7336\u4e88\u3055\u308c\u307e\u3059\u3002 <\/p>\n<p>\u6240\u5f97\u9023\u52d5\u8fd4\u9084\u578b\u7121\u5229\u5b50\u5968\u5b66\u5236\u5ea6\u306f\u3001\u300e\u5b66\u3076\u610f\u6b32\u3068\u80fd\u529b\u304c\u3042\u308b\u306b\u3082\u304b\u304b\u308f\u3089\u305a\u3001\u7d4c\u6e08\u7684\u7406\u7531\u3067\u5b66\u696d\u3092\u65ad\u5ff5\u3059\u308b\u3053\u3068\u306e\u306a\u3044\u3088\u3046\u3001\u5bb6\u8a08\u72b6\u6cc1\u306e\u53b3\u3057\u3044\u4e16\u5e2f\u306e\u5b66\u751f\u30fb\u751f\u5f92\u306e\u5c06\u6765\u306e\u8fd4\u9084\u306e\u4e0d\u5b89\u3092\u8efd\u6e1b\u3057\u3001\u5b89\u5fc3\u3057\u3066\u5b66\u3079\u308b\u3088\u3046\u306b\u3059\u308b\u3053\u3068\u300f\u3092\u76ee\u7684\u3068\u3057\u3066\u3044\u307e\u3059\u3002 <\/p>\n<p>\u6240\u5f97\u9023\u52d5\u8fd4\u9084\u578b\u7121\u5229\u5b50\u5968\u5b66\u5236\u5ea6\u3092\u5229\u7528\u3067\u304d\u308b\u306e\u306f\u3001<span class=\"u-color-red\">\u7121\u5229\u5b50\u306e\u300c\u7b2c\u4e00\u7a2e\u5968\u5b66\u91d1\u300d\u306e\u5229\u7528\u8005\u304b\u3089\u3001\u9078\u8003\u3092\u901a\u3063\u305f\u4eba<\/span>\u306b\u9650\u3089\u308c\u307e\u3059\u3002 <\/p>\n<p>\u7336\u4e88\u671f\u9593\u306b\u5236\u9650\u306f\u3042\u308a\u307e\u305b\u3093\u304c\u30011\u5e74\u3054\u3068\u306b\u7533\u8acb\u3057\u3066\u30fb\u627f\u8a8d\u3092\u5f97\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002 <\/p>\n<p>\u53c2\u8003\uff1a<a href=\"https:\/\/www.jasso.go.jp\/shogakukin\/henkan_konnan\/gengaku\/index.html\" rel=\"noopener\" target=\"_blank\">\u65e5\u672c\u5b66\u751f\u652f\u63f4\u6a5f\u69cbHP<\/a><\/p>\n\n<h3 class=\"ttl-b\">(4)\u6b7b\u4ea1\u307e\u305f\u306f\u50cd\u3051\u306a\u304f\u306a\u3063\u305f\u5834\u5408\u306e\u300c\u8fd4\u9084\u514d\u9664\u5236\u5ea6\u300d<\/h3>\n\n<p>\u8fd4\u9084\u514d\u9664\u5236\u5ea6\u306f\u3001\u8fd4\u6e08\u304c\u7d42\u308f\u3063\u3066\u3044\u306a\u3044\u5968\u5b66\u91d1\u306e<span class=\"u-color-red\">\u5168\u984d\u307e\u305f\u306f\u4e00\u90e8\u306e\u8fd4\u9084\u514d\u9664<\/span>\u3092\u9858\u3044\u51fa\u308b\u3053\u3068\u304c\u3067\u304d\u308b\u5236\u5ea6\u3067\u3059\u3002 <\/p>\n<p>\u5968\u5b66\u91d1\u3092\u501f\u308a\u305f\u672c\u4eba\u304c\u6b7b\u4ea1\u3057\u305f\u3068\u304d\u3001\u307e\u305f\u306f\u7cbe\u795e\u30fb\u8eab\u4f53\u306e\u969c\u5bb3\u306a\u3069\u5065\u5eb7\u4e0a\u306e\u7406\u7531\u3067\u50cd\u3051\u306a\u304f\u306a\u3063\u3066\u3057\u307e\u3063\u305f\u3068\u304d\u306e\u307f\u5229\u7528\u304c\u53ef\u80fd\u3067\u3059\u3002<\/p>\n<p>\u9858\u3044\u51fa\u306b\u5f53\u305f\u3063\u3066\u306f\u3001\u307e\u305a\u65e5\u672c\u5b66\u751f\u652f\u63f4\u6a5f\u69cb\u306b\u76f8\u8ac7\u3057\u3001\u8cb8\u4e0e\u5968\u5b66\u91d1\u8fd4\u9084\u514d\u9664\u9858\u306e\u4ea4\u4ed8\u3092\u53d7\u3051\u307e\u3059\u3002 <\/p>\n<p>\u3053\u308c\u306b\u6b7b\u4ea1\u3082\u3057\u304f\u306f\u8fd4\u9084\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u306a\u304f\u306a\u3063\u305f\u4e8b\u60c5\u3092\u8a3c\u660e\u3059\u308b\u66f8\u985e\u30fb\u8a3a\u65ad\u66f8\u306a\u3069\u3092\u6dfb\u4ed8\u3057\u3066\u63d0\u51fa\u3057\u307e\u3059\u3002 <\/p>\n<p>\u672c\u4eba\u304c\u6b7b\u4ea1\u3057\u305f\u5834\u5408\u3001\u9023\u5e2f\u4fdd\u8a3c\u4eba\u306f\u8fd4\u6e08\u7fa9\u52d9\u3092\u8ca0\u3046\u3053\u3068\u306b\u306a\u308a\u307e\u3059\u304c\u3001\u8cb8\u4e0e\u5968\u5b66\u91d1\u8fd4\u9084\u514d\u9664\u9858\u306e\u4ea4\u4ed8\u3092\u53d7\u3051\u3066\u9858\u3044\u51fa\u308b\u3053\u3068\u3067\u3001\u8fd4\u6e08\u304c\u514d\u9664\u3055\u308c\u307e\u3059\u3002<\/p>\n<p>\u7cbe\u795e\u30fb\u8eab\u4f53\u306e\u969c\u5bb3\u306b\u3064\u3044\u3066\u306f\u3001\u514d\u9664\u306e\u57fa\u6e96\u3068\u306a\u308b\u969c\u5bb3\u306e\u7a0b\u5ea6\u3084\u53ce\u5165\u6e1b\u306a\u3069\u306f\u516c\u8868\u3055\u308c\u3066\u3044\u306a\u3044\u305f\u3081\u3001\u8fd4\u9084\u514d\u9664\u3092\u53d7\u3051\u3089\u308c\u308b\u304b\u3069\u3046\u304b\u3092\u77e5\u308b\u305f\u3081\u306b\u306f\u3001\u5b9f\u969b\u306b\u76f8\u8ac7\u3057\u3066\u307f\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002 <\/p>\n\n<p>\u53c2\u8003\uff1a<a href=\"https:\/\/www.jasso.go.jp\/shogakukin\/henkan_konnan\/gengaku\/index.html\" rel=\"noopener\" target=\"_blank\">\u65e5\u672c\u5b66\u751f\u652f\u63f4\u6a5f\u69cbHP<\/a><\/p>\n\n<h2 class=\"ttl-a\">\u4efb\u610f\u6574\u7406\u3068\u5968\u5b66\u91d1\u8fd4\u9084\u652f\u63f4\u5236\u5ea6\u306e\u7d44\u307f\u5408\u308f\u305b\u3082\u53ef\u80fd<\/h2>\n\n<p>\u5968\u5b66\u91d1\u306e\u4ed6\u306b\u3082\u501f\u91d1\u304c\u91cd\u306a\u3063\u3066\u8fd4\u6e08\u306b\u82e6\u52b4\u3057\u3066\u3044\u308b\u4eba\u306b\u306f\u3001<span class=\"u-color-red\">\u4efb\u610f\u6574\u7406\u3068\u5968\u5b66\u91d1\u8fd4\u9084\u652f\u63f4\u5236\u5ea6\u3092\u7d44\u307f\u5408\u308f\u305b\u3066\u5229\u7528\u3059\u308b<\/span>\u3068\u3044\u3046\u624b\u304c\u3042\u308a\u307e\u3059\u3002 <\/p>\n<p>\u4efb\u610f\u6574\u7406\u306f\u5229\u606f\u3092\u30ab\u30c3\u30c8\u3059\u308b\u65b9\u6cd5\u3067\u3042\u308b\u305f\u3081\u3001\u305d\u3082\u305d\u3082\u5229\u606f\u304c\u5c11\u306a\u3044\u5968\u5b66\u91d1\u306e\u8fd4\u9084\u554f\u984c\u3092\u89e3\u6c7a\u3059\u308b\u52b9\u679c\u306f\u3042\u307e\u308a\u3042\u308a\u307e\u305b\u3093\u3002<\/p>\n<p>\u305f\u3060\u3057\u3001\u4efb\u610f\u6574\u7406\u306b\u306f\u300c\u4ea4\u6e09\u3092\u3059\u308b\u50b5\u6a29\u8005\u3092\u9078\u3079\u308b\u300d\u3068\u3044\u3046\u7279\u5fb4\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<p>\u3064\u307e\u308a\u3001\u5968\u5b66\u91d1\u3092\u4efb\u610f\u6574\u7406\u306e\u5bfe\u8c61\u304b\u3089\u5916\u3059\u3053\u3068\u304c\u53ef\u80fd\u306a\u306e\u3067\u3059\u3002<\/p>\n<p>\u5968\u5b66\u91d1\u4ee5\u5916\u306e\u501f\u91d1\u306b\u3064\u3044\u3066\u4efb\u610f\u6574\u7406\u3092\u884c\u3044\u3001\u5968\u5b66\u91d1\u306b\u3064\u3044\u3066\u306f\u5730\u65b9\u516c\u5171\u56e3\u4f53\u306b\u3088\u308b\u5968\u5b66\u91d1\u8fd4\u9084\u652f\u63f4\u5236\u5ea6\u3092\u5229\u7528\u3059\u308b\u306a\u3069\u3001\u7d44\u307f\u5408\u308f\u305b\u3066\u5229\u7528\u3059\u308b\u3068\u6709\u52b9\u6027\u304c\u9ad8\u304f\u306a\u308a\u307e\u3059\u3002 <\/p>\n<p>\u6bce\u6708\u306e\u8fd4\u6e08\u984d\u3092\u6e1b\u3089\u3059\u3053\u3068\u304c\u3067\u304d\u308b\u305f\u3081\u3001\u8fd4\u6e08\u671f\u9593\u3053\u305d\u5ef6\u3073\u3066\u3057\u307e\u3046\u3082\u306e\u306e\u3001\u7cbe\u795e\u7684\u306b\u3086\u3068\u308a\u3092\u6301\u3063\u3066\u8fd4\u6e08\u3092\u7d99\u7d9a\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u308b\u3067\u3057\u3087\u3046\u3002<\/p>\n\n<div class=\"box-c\">\n<div class=\"box_label\">\u5730\u65b9\u516c\u5171\u56e3\u4f53\u306b\u3088\u308b\u5968\u5b66\u91d1\u8fd4\u9084\u652f\u63f4\u5236\u5ea6<\/div>\n<p>\u5404\u90fd\u9053\u5e9c\u770c\u3084\u5730\u65b9\u516c\u5171\u56e3\u4f53\uff08\u5e02\u533a\u753a\u6751\uff09\u3067\u306f\u3001\u5968\u5b66\u91d1\u306e\u8fd4\u9084\u306e\u4e00\u90e8\u3092\u80a9\u4ee3\u308f\u308a\u3057\u3066\u304f\u308c\u308b\u300c\u8fd4\u9084\u652f\u63f4\u5236\u5ea6\u300d\u3092\u5236\u5b9a\u3057\u3066\u3044\u308b\u5834\u5408\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<p>\u5236\u5ea6\u306e\u5bfe\u8c61\u8005\u3084\u6761\u4ef6\u3001\u5fdc\u52df\u6642\u671f\u306a\u3069\u306f\u5730\u65b9\u516c\u5171\u56e3\u4f53\u306b\u3088\u3063\u3066\u7570\u306a\u308a\u307e\u3059\u3002<\/p>\n<p>\u8a73\u3057\u304f\u306f\u5404\u5730\u65b9\u516c\u5171\u56e3\u4f53\u306eWeb\u30b5\u30a4\u30c8\u306a\u3069\u3067\u3054\u78ba\u8a8d\u304f\u3060\u3055\u3044\u3002<\/p>\n<p><a href=\"https:\/\/www.jasso.go.jp\/shogakukin\/chihoshien\/sosei\/seido\/index.html\">\u5730\u65b9\u516c\u5171\u56e3\u4f53\u306e\u8fd4\u9084\u652f\u63f4\u5236\u5ea6<\/a><\/p><\/div>\n\n<h2 class=\"ttl-a\">\u5968\u5b66\u91d1\u306e\u8fd4\u6e08\u304c\u6ede\u308b\u3068\u3069\u3046\u306a\u308b\uff1f<\/h2>\n\n<p><b>\u5968\u5b66\u91d1\u3092\u5ef6\u6ede\u3057\u3001\u7763\u4fc3\u306a\u3069\u306b\u3082\u5fdc\u3058\u306a\u304b\u3063\u305f\u5834\u5408\u3001\u65e5\u672c\u5b66\u751f\u652f\u63f4\u6a5f\u69cb\u306b\u3088\u3063\u3066\u6cd5\u7684\u63aa\u7f6e\u3092\u53d6\u3089\u308c\u308b\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059<\/b>\u3002 <\/p>\n\n<p>\u7763\u4fc3\u306a\u3069\u306e\u5177\u4f53\u7684\u306a\u6d41\u308c\u306f\u4ee5\u4e0b\u306e\u3068\u304a\u308a\u3067\u3059\u3002<\/p>\n<img decoding=\"async\" src=\"https:\/\/hibiki-law.or.jp\/debt\/wp-content\/uploads\/2023\/02\/taino_shogakukin-nagare_002.png\" alt=\"\u5968\u5b66\u91d1\u306e\u8fd4\u6e08\u3092\u6ede\u7d0d\u3057\u305f\u5834\u5408\" class=\"post-img\">\n\n<p>\u8fd4\u9084\u65e5\u3092\u904e\u304e\u308b\u3068\u672c\u4eba\u306f\u3082\u3061\u308d\u3093\u3001\u9023\u5e2f\u30fb\u4fdd\u8a3c\u4eba\u306b\u5bfe\u3057\u3066\u96fb\u8a71\u3084\u6587\u66f8\u3067\u7763\u4fc3\u304c\u884c\u308f\u308c\u307e\u3059\u3002  <\/p>\n<p>\u8fd4\u6e08\u65e5\u306e\u7fcc\u65e5\u304b\u3089\u5ef6\u6ede\u3057\u3066\u3044\u308b\u65e5\u6570\u306b\u5fdc\u3058\u3066\u3001\u5e743.0\uff05\u306e\u5ef6\u6ede\u91d1\u304c\u304b\u304b\u308b\u3088\u3046\u306b\u306a\u308b\u306e\u3067\u3001\u6ce8\u610f\u304c\u5fc5\u8981\u3067\u3059\u3002 <\/p>\n\n<p>3\u30f6\u6708\u4ee5\u4e0a\u5ef6\u6ede\u3059\u308b\u3068\u3001\u500b\u4eba\u4fe1\u7528\u60c5\u5831\u6a5f\u95a2\u306b\u4e8b\u6545\u60c5\u5831\u304c\u767b\u9332\u3055\u308c\u3001\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u306e\u65b0\u898f\u4f5c\u6210\u3084\u5229\u7528\u306a\u3069\u304c\u3067\u304d\u306a\u304f\u306a\u308a\u307e\u3059\u3002 <\/p>\n<p>\u3055\u3089\u306b\u5ef6\u6ede4\u30f6\u6708\u76ee\u306b\u306f\u50ac\u4fc3\u30fb\u56de\u53ce\u304c\u50b5\u6a29\u56de\u53ce\u4f1a\u793e\u306b\u59d4\u8a17\u3055\u308c\u3001\u50b5\u6a29\u56de\u53ce\u4f1a\u793e\u306b\u3088\u308b\u53d6\u308a\u7acb\u3066\u304c\u59cb\u307e\u308a\u307e\u3059\u3002 <\/p>\n\n<p>\u305d\u308c\u306b\u3082\u5fdc\u3058\u305a\u3001\u5ef6\u6ede\u304c9\u30f6\u6708\u4ee5\u4e0a\u306b\u306a\u308b\u3068\u3001\u7d66\u4e0e\u5dee\u3057\u62bc\u3055\u3048\u306a\u3069\u5f37\u5236\u57f7\u884c\u306b\u81f3\u308b\u53ef\u80fd\u6027\u304c\u51fa\u3066\u304f\u308b\u306e\u3067\u3059\u3002<\/p>\n\n<p>\u5968\u5b66\u91d1\u304c\u6255\u3048\u306a\u3044\u3053\u3068\u306b\u3088\u308b\u5f71\u97ff\u306b\u3064\u3044\u3066\u306f\u4ee5\u4e0b\u306e\u8a18\u4e8b\u3067\u8a73\u3057\u304f\u89e3\u8aac\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n\n    <div class=\"box-d\">\n          <div class=\"box_label\"><span>\u3042\u308f\u305b\u3066\u8aad\u307f\u305f\u3044<\/span><\/div>\n          <a class=\"c-post-relation__reco_link\" href=\"https:\/\/hibiki-law.or.jp\/debt\/hensai\/5936\/\">\u5968\u5b66\u91d1\u304c\u8fd4\u305b\u306a\u3044\u3068\u304d\u306f\u3069\u3046\u3059\u308b\uff1f\u76f8\u8ac7\u5148\u3084\u6551\u6e08\u5236\u5ea6\u306e\u5229\u7528\u65b9\u6cd5\u3092\u7d39\u4ecb<\/a><\/div>\n\n<h2 class=\"ttl-a\">\u5968\u5b66\u91d1\u306e\u50b5\u52d9\u6574\u7406\u3092\u691c\u8a0e\u3059\u308b\u306a\u3089\u5f01\u8b77\u58eb\u306b\u76f8\u8ac7\u3092<\/h2>\n\n<p>\u3053\u3053\u307e\u3067\u3067\u304a\u8a71\u3057\u3057\u305f\u901a\u308a\u3001\u5968\u5b66\u91d1\u306e\u8fd4\u9084\u304c\u96e3\u3057\u304f\u306a\u3063\u3066\u3057\u307e\u3063\u305f\u3068\u304d\u306e\u6551\u6e08\u5236\u5ea6\u3068\u3057\u3066\u306f\u3001 <\/p>\n\n  <ul>\n<li><b>\u500b\u4eba\u518d\u751f\u307e\u305f\u306f\u81ea\u5df1\u7834\u7523\u306e\u6cd5\u7684\u624b\u7d9a\u304d\u306b\u3088\u3063\u3066\u3001\u8fd4\u9084\u91d1\u3092\u6e1b\u984d\u30fb\u514d\u9664\u3059\u308b<\/b> <\/li>\n<li><b>\u65e5\u672c\u5b66\u751f\u652f\u63f4\u6a5f\u69cb\u306e\u6551\u6e08\u5236\u5ea6\u3092\u6d3b\u7528\u3059\u308b <\/b><\/li>\n  <\/ul>\n<p>\u304c\u6319\u3052\u3089\u308c\u307e\u3059\u3002  <\/p>\n<p>\u6ce8\u610f\u3057\u3066\u304a\u304d\u305f\u3044\u306e\u306f\u3001\u500b\u4eba\u518d\u751f\u3084\u81ea\u5df1\u7834\u7523\u3067\u306f\u3001\u9023\u5e2f\u4fdd\u8a3c\u4eba\uff08\u5968\u5b66\u91d1\u306e\u5834\u5408\u306f\u89aa\uff09\u306b\u5bfe\u3057\u3066\u4e00\u62ec\u8fd4\u9084\u304c\u6c42\u3081\u3089\u308c\u308b\u5834\u5408\u304c\u3042\u308b\u3053\u3068\u3002 <\/p>\n<p>\u5834\u5408\u306b\u3088\u3063\u3066\u306f\u89aa\u3068\u4e00\u7dd2\u306b\u50b5\u52d9\u6574\u7406\u3092\u884c\u3046\u306a\u3069\u3001\u9069\u5207\u306a\u89e3\u6c7a\u7b56\u3092\u6a21\u7d22\u3059\u308b\u5fc5\u8981\u304c\u3042\u308b\u3067\u3057\u3087\u3046\u3002<\/p>\n<p>\u307e\u305f\u3001\u5968\u5b66\u91d1\u4ee5\u5916\u306b\u3082\u501f\u91d1\u3092\u62b1\u3048\u3066\u8fd4\u6e08\u306b\u82e6\u3057\u3093\u3067\u3044\u308b\u5834\u5408\u306b\u306f\u3001\u4efb\u610f\u6574\u7406\u3068\u5968\u5b66\u91d1\u306e\u6551\u6e08\u5236\u5ea6\u3092\u7d44\u307f\u5408\u308f\u305b\u308b\u9078\u629e\u80a2\u3082\u3042\u308a\u307e\u3059\u3002 <\/p>\n<p>\u3044\u305a\u308c\u306b\u305b\u3088\u3001\u5968\u5b66\u91d1\u306e\u8fd4\u9084\u304c\u96e3\u3057\u3044\u72b6\u6cc1\u306b\u9665\u3063\u305f\u3068\u304d\u306b\u3001<span class=\"u-color-red\">\u89e3\u6c7a\u3059\u308b\u65b9\u6cd5\u306f\u6b8b\u3055\u308c\u3066\u3044\u307e\u3059<\/span>\u3002<\/p>\n<p>\u3069\u306e\u89e3\u6c7a\u624b\u6bb5\u3092\u9078\u3076\u3079\u304d\u304b\u3082\u542b\u3081\u3001\u5c02\u9580\u5bb6\u3067\u3042\u308b\u5f01\u8b77\u58eb\u306b\u76f8\u8ac7\u3059\u308b\u3053\u3068\u304c\u671b\u307e\u3057\u3044\u3067\u3057\u3087\u3046\u3002<\/p>\n<p>\u5f01\u8b77\u58eb\u306b\u76f8\u8ac7\u3059\u308b\u3068\u3001\u4ee5\u4e0b\u306e\u3088\u3046\u306a\u30e1\u30ea\u30c3\u30c8\u3082\u3042\u308a\u307e\u3059\u3002<\/p>\n\n<div class=\"merit_box\">\n<span class=\"ribbon\">\u30e1\u30ea\u30c3\u30c8<\/span>\n<ul class=\"merit_list\">\n<li>\u6700\u9069\u306a\u89e3\u6c7a\u7b56\u3092\u76f8\u8ac7\u3067\u304d\u308b<\/li>\n<li>\u8fd4\u6e08\u306e\u7763\u4fc3\u3092\u30b9\u30c8\u30c3\u30d7\u3067\u304d\u308b<\/li>\n<li>\u66f8\u985e\u4f5c\u6210\u3084\u88c1\u5224\u6240\u30fb\u50b5\u6a29\u8005\u3089\u3068\u306e\u3084\u308a\u53d6\u308a\u3068\u3044\u3063\u305f\u4e00\u9023\u306e\u624b\u7d9a\u304d\u3092\u4ee3\u884c\u3057\u3066\u3082\u3089\u3048\u308b<\/li>\n<\/ul>\n<\/div>\n\n\n<p>\u5968\u5b66\u91d1\u306e\u8fd4\u9084\u306f\u9577\u671f\u9593\u306b\u53ca\u3073\u307e\u3059\u3002\u65e9\u3081\u306b\u89e3\u6c7a\u3078\u306e\u9053\u7b4b\u3092\u305f\u3066\u307e\u3057\u3087\u3046\u3002<\/p>\n\n<h2 class=\"ttl-a\">\u89aa\u304c\u50b5\u52d9\u6574\u7406\u3092\u3057\u305f\u3089\u5b50\u4f9b\u306f\u5968\u5b66\u91d1\u3092\u501f\u308a\u308c\u306a\u3044\uff1f<\/h2>\n<p><b>\u89aa\u304c\u50b5\u52d9\u6574\u7406\u3092\u3057\u3066\u3082\u3001\u5b50\u3069\u3082\u306e\u5968\u5b66\u91d1\u3092\u5229\u7528\u3059\u308b\u3053\u3068\u306b\u5f71\u97ff\u306f\u3042\u308a\u307e\u305b\u3093<\/b>\u3002 <\/p> \n\n<p>\u50b5\u52d9\u6574\u7406\u306e\u300c\u4efb\u610f\u6574\u7406\u300d\u300c\u500b\u4eba\u518d\u751f\u300d\u300c\u81ea\u5df1\u7834\u7523\u300d\u306e\u3069\u308c\u3092\u884c\u3063\u3066\u3082<span class=\"u-color-red\">\u4fe1\u7528\u60c5\u5831\u6a5f\u95a2\u306b\u4e8b\u6545\u60c5\u5831\u304c\u8a18\u9332\u3055\u308c\u307e\u3059<\/span>\u304c\u3001\u5968\u5b66\u91d1\u3092\u501f\u308a\u308b\u306e\u306f\u5b50\u3069\u3082\u306a\u306e\u3067\u3001\u89aa\u306e\u4fe1\u7528\u60c5\u5831\u306f\u95a2\u4fc2\u3057\u306a\u3044\u306e\u3067\u3059\u3002<\/p> \n\n<p>\u305f\u3060\u3057\u3001\u6ce8\u610f\u3059\u3079\u304d\u70b9\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<p>\u5b50\u3069\u3082\u306e\u9032\u5b66\u3092\u7121\u4e8b\u306b\u9032\u3081\u308b\u305f\u3081\u306b\u3001\u30ea\u30b9\u30af\u3092\u77e5\u3063\u3066\u304a\u304f\u3053\u3068\u306f\u91cd\u8981\u3067\u3059\u3002 <\/p>\n<p>\u4ee5\u4e0b\u3067\u8a73\u3057\u304f\u89e3\u8aac\u3057\u3066\u3044\u304d\u307e\u3059\u3002<\/p>\n\n<h3 class=\"ttl-b\">\u50b5\u52d9\u6574\u7406\u5f8c\u306f\u89aa\u304c\u5968\u5b66\u91d1\u306e\u4fdd\u8a3c\u4eba\u306b\u306a\u308c\u306a\u3044\u53ef\u80fd\u6027\u3082<\/h3>\n\n<p>\u5968\u5b66\u91d1\u306f\u3001\u5b66\u8cbb\u306e\u652f\u6255\u3044\u304c\u56f0\u96e3\u306a\u4eba\u306e\u9032\u5b66\u3092\u652f\u63f4\u3059\u308b\u3082\u306e\u3067\u3059\u3002<\/p>\n<p>\u3042\u304f\u307e\u3067\u3082\u5b50\u3069\u3082\u672c\u4eba\u306e\u6210\u7e3e\u306a\u3069\u304c\u5be9\u67fb\u306e\u5bfe\u8c61\u3068\u306a\u308a\u3001\u89aa\u306e\u8ca1\u7523\u3084\u4fe1\u7528\u60c5\u5831\u304c\u5968\u5b66\u91d1\u306e\u53ef\u5426\u306b\u5f71\u97ff\u3059\u308b\u3053\u3068\u306f\u3001\u539f\u5247\u7684\u306b\u3042\u308a\u307e\u305b\u3093\u3002<\/p>\n<p>\u305f\u3060\u3057\u3001\u65e5\u672c\u5b66\u751f\u652f\u63f4\u6a5f\u69cb\u304b\u3089\u8cb8\u4e0e\u578b\u306e\u5968\u5b66\u91d1\u3092\u53d7\u3051\u308b\u5834\u5408\u3001<span class=\"u-color__red\">\u9023\u5e2f\u4fdd\u8a3c\u4eba\u306b\u306a\u308b\u8cc7\u683c<\/span>\u3068\u3044\u3046\u90e8\u5206\u3067\u3001\u89aa\u304c\u50b5\u52d9\u6574\u7406\u3092\u3057\u305f\u304b\u3069\u3046\u304b\u304c\u95a2\u308f\u3063\u3066\u304f\u308b\u5834\u5408\u304c\u3042\u308a\u307e\u3059\u3002 <\/p>\n<p>\u50b5\u52d9\u6574\u7406\u3092\u3059\u308b\u3068\u3001\u4fe1\u7528\u60c5\u5831\u6a5f\u95a2\u306b\u4e8b\u6545\u60c5\u5831\u304c\u6b8b\u308a\u307e\u3059\u3002<\/p>\n<p>\u3044\u308f\u3086\u308b\u300c\u30d6\u30e9\u30c3\u30af\u30ea\u30b9\u30c8\u306b\u8f09\u308b\u300d\u72b6\u614b\u3067\u3001\u3053\u306e\u9593\u306f\u501f\u91d1\u306e\u9023\u5e2f\u4fdd\u8a3c\u4eba\u306b\u306a\u308b\u3053\u3068\u306f\u3067\u304d\u307e\u305b\u3093\u3002<\/p>\n<p>\u4e21\u89aa\u304c\u3068\u3082\u306b\u50b5\u52d9\u6574\u7406\u3092\u3057\u3066\u3044\u308b\u5834\u5408\u306a\u3069\u3067\u306f\u3001\u4ed6\u306b\u9023\u5e2f\u4fdd\u8a3c\u4eba\u3092\u983c\u3081\u308b\u4eba\u304c\u3044\u306a\u3051\u308c\u3070\u3001\u300c\u4eba\u7684\u4fdd\u8a3c\u5236\u5ea6\u300d\u3067\u306f\u5968\u5b66\u91d1\u3092\u53d7\u3051\u3089\u308c\u306a\u3044\u3053\u3068\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n<p>\u30d6\u30e9\u30c3\u30af\u30ea\u30b9\u30c8\u306b\u8f09\u308b\u671f\u9593\u306f\u3001\u50b5\u52d9\u6574\u7406\u306e\u7a2e\u985e\u3084\u6a5f\u95a2\u306b\u3088\u3063\u3066\u7570\u306a\u308a\u307e\u3059\u3002\u4e0b\u306e\u8868\u3067\u78ba\u8a8d\u3057\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n\n\n<div class=\"scrollable\">\n<table class=\"table-defo cc\">\n<colgroup> \n<col width=\"10%\" \/> \n<col width=\"30%\" \/> \n<col width=\"30%\" \/> \n<col width=\"30%\" \/> <\/colgroup>\n<thead>\n<tr>\n<th><\/th>\n<th>\u4efb\u610f\u6574\u7406<\/th>\n<th>\u500b\u4eba\u518d\u751f<\/th>\n<th>\u81ea\u5df1\u7834\u7523<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><b>\n<a href=\"https:\/\/www.google.com\/url?q=https:\/\/www.jicc.co.jp&sa=D&source=docs&ust=1640487046977400&usg=AOvVaw2WXHT_zVLjn9VQ-kU8clQk\" rel=\"noopener\" target=\"_blank\">\u682a\u5f0f\u4f1a\u793e\u65e5\u672c\u4fe1\u7528\u60c5\u5831\u6a5f\u69cb\uff08JICC\uff09<\/a><\/b><\/td>\n<td>\n\u3010\u5951\u7d04\u65e5\u304c2019\u5e7410\u67081\u65e5\u4ee5\u964d\u3011 <br>\n\u5951\u7d04\u7d99\u7d9a\u4e2d\u304a\u3088\u3073<b>\u5951\u7d04\u7d42\u4e86\u5f8c5\u5e74\u4ee5\u5185<\/b>\uff08\u203b\uff09 <br>\n\u3010\u5951\u7d04\u65e5\u304c2019\u5e749\u670830\u65e5\u4ee5\u524d\u3011 <br>\n\u5f53\u8a72\u4e8b\u5b9f\u306e\u767a\u751f\u65e5\u304b\u30895\u5e74\u3092\u8d85\u3048\u306a\u3044\u671f\u9593\n<\/td>\n<td>\n\u3010\u5951\u7d04\u65e5\u304c2019\u5e7410\u67081\u65e5\u4ee5\u964d\u3011 <br>\n\u5951\u7d04\u7d99\u7d9a\u4e2d\u304a\u3088\u3073<b>\u5951\u7d04\u7d42\u4e86\u5f8c5\u5e74\u4ee5\u5185<\/b>\uff08\u203b\uff09 <br>\n\u3010\u5951\u7d04\u65e5\u304c2019\u5e749\u670830\u65e5\u4ee5\u524d\u3011 <br>\n\u5f53\u8a72\u4e8b\u5b9f\u306e\u767a\u751f\u65e5\u304b\u30895\u5e74\u3092\u8d85\u3048\u306a\u3044\u671f\u9593\n\n<\/td>\n<td>\u3010\u5951\u7d04\u65e5\u304c2019\u5e7410\u67081\u65e5\u4ee5\u964d\u3011 <br>\n\u5951\u7d04\u7d99\u7d9a\u4e2d\u304a\u3088\u3073<b>\u5951\u7d04\u7d42\u4e86\u5f8c5\u5e74\u4ee5\u5185<\/b>\uff08\u203b\uff09 <br>\n\u3010\u5951\u7d04\u65e5\u304c2019\u5e749\u670830\u65e5\u4ee5\u524d\u3011 <br>\n\u5f53\u8a72\u4e8b\u5b9f\u306e\u767a\u751f\u65e5\u304b\u30895\u5e74\u3092\u8d85\u3048\u306a\u3044\u671f\u9593 \n<\/td>\n<\/tr>\n<tr>\n<td><b><a href=\"https:\/\/www.google.com\/url?q=https:\/\/www.cic.co.jp&sa=D&source=docs&ust=1640487237726559&usg=AOvVaw171BNQoKcQO7WU_qn_nX9F\" rel=\"noopener\" target=\"_blank\">\n\u682a\u5f0f\u4f1a\u793e\u30b7\u30fc\u30fb\u30a2\u30a4\u30fb\u30b7\u30fc\uff08CIC\uff09\n<\/a><\/b><\/td>\n<td>\n<b>\u63b2\u8f09\u3055\u308c\u306a\u3044<\/b> <br>\n\u203b\u305f\u3060\u3057\u3001\u4fdd\u8a3c\u4f1a\u793e\u306b\u3088\u308a\u4ee3\u4f4d\u5f01\u6e08\u304c\u884c\u308f\u308c\u305f\u5834\u5408\u3001\u5ef6\u6ede\u304c\u3042\u3063\u305f\u5834\u5408\u306f\u3001\u5951\u7d04\u671f\u9593\u4e2d\u304a\u3088\u3073<b>\u5951\u7d04\u7d42\u4e86\u5f8c5\u5e74\u4ee5\u5185<\/b>\n\n<\/td>\n<td>\n<b>\u63b2\u8f09\u3055\u308c\u306a\u3044<\/b> <br>\n\u203b\u305f\u3060\u3057\u3001\u4fdd\u8a3c\u4f1a\u793e\u306b\u3088\u308a\u4ee3\u4f4d\u5f01\u6e08\u304c\u884c\u308f\u308c\u305f\u5834\u5408\u3001\u5ef6\u6ede\u304c\u3042\u3063\u305f\u5834\u5408\u306f\u3001\u5951\u7d04\u671f\u9593\u4e2d\u304a\u3088\u3073<b>\u5951\u7d04\u7d42\u4e86\u5f8c5\u5e74\u4ee5\u5185<\/b>\n\n<\/td>\n<td>\n\u5951\u7d04\u671f\u9593\u4e2d\u304a\u3088\u3073<b>\u5951\u7d04\u7d42\u4e86\u5f8c5\u5e74\u4ee5\u5185<\/b>\n\n<\/td>\n<\/tr>\n<tr>\n<td><b>\n<a href=\"https:\/\/www.zenginkyo.or.jp\/pcic\/\" rel=\"noopener\" target=\"_blank\">\u5168\u56fd\u9280\u884c\u500b\u4eba\u4fe1\u7528\u60c5\u5831\u30bb\u30f3\u30bf\u30fc\uff08KSC\uff09<\/a><\/b><\/td>\n<td>\n<b>\u63b2\u8f09\u3055\u308c\u306a\u3044<\/b> <br>\n\u203b\u305f\u3060\u3057\u3001\u4fdd\u8a3c\u4f1a\u793e\u306b\u3088\u308a\u4ee3\u4f4d\u5f01\u6e08\u304c\u884c\u308f\u308c\u305f\u5834\u5408\u3001\u5ef6\u6ede\u304c\u3042\u3063\u305f\u5834\u5408\u306f\u3001\u5951\u7d04\u7d42\u4e86\u5f8c5\u5e74\u3092\u8d85\u3048\u306a\u3044\u671f\u9593\n<\/td>\n<td>\n\u5b98\u5831\u306b\u516c\u544a\u3055\u308c\u305f<b>\u6c11\u4e8b\u518d\u751f\u958b\u59cb\u6c7a\u5b9a\u65e5\u304b\u308910\u5e74<\/b>\u3092\u8d85\u3048\u306a\u3044\u671f\u9593\n\n<\/td>\n<td>\n\u5b98\u5831\u306b\u516c\u544a\u3055\u308c\u305f<b>\u7834\u7523\u958b\u59cb\u6c7a\u5b9a\u65e5\u304b\u308910\u5e74<\/b>\u3092\u8d85\u3048\u306a\u3044\u671f\u9593\n\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n\n<p>\u203b\u5305\u62ec\u5951\u7d04\u306b\u3064\u3044\u3066\u6b21\u306e\u3069\u3061\u3089\u304b\u306b\u8a72\u5f53\u3059\u308b\u3068\u304d\u306f\u3001\u5951\u7d04\u7d42\u4e86\u5f8c5\u5e74\u3092\u7d4c\u904e\u3057\u305f\u3082\u306e\u3068\u307f\u306a\u3055\u308c\u307e\u3059\u3002 <\/p>\n<p>\u2460 \u6b8b\u9ad8\u300c0\u5186\u300d\u3068\u306a\u308b\u5165\u91d1\u5f8c\u3001\u89e3\u7d04\u3059\u308b\u3053\u3068\u306a\u304f\u6b8b\u9ad8\u300c0\u5186\u300d\u306e\u307e\u307e5\u5e74\u3092\u7d4c\u904e\u3057\u305f\u5834\u5408\uff08\u5ef6\u6ede\u89e3\u6d88\u307e\u305f\u306f\u53d6\u5f15\u4e8b\u5b9f\u306b\u95a2\u3059\u308b\u60c5\u5831\u304c\u4ed8\u5e2f\u3057\u3066\u3044\u308b\u5834\u5408\u3092\u9664\u304f\uff09 <br>\n\u2461 \u5951\u7d04\u5f8c\u3001\u4e00\u5ea6\u3082\u6b8b\u9ad8\u304c\u767a\u751f\u3059\u308b\u3053\u3068\u306a\u304f5\u5e74\u3092\u7d4c\u904e\u3057\u305f\u5834\u5408<\/p>\n\n<p>\u50b5\u52d9\u6574\u7406\u306b\u3088\u308b\u30d6\u30e9\u30c3\u30af\u30ea\u30b9\u30c8\u306e\u5f71\u97ff\u306b\u3064\u3044\u3066\u306f\u4ee5\u4e0b\u306e\u8a18\u4e8b\u3067\u8a73\u3057\u304f\u89e3\u8aac\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n\n    <div class=\"box-d\">\n          <div class=\"box_label\"><span>\u3042\u308f\u305b\u3066\u8aad\u307f\u305f\u3044<\/span><\/div>\n          <a class=\"c-post-relation__reco_link\" href=\"https:\/\/hibiki-law.or.jp\/debt\/saimu\/4997\/\">\u50b5\u52d9\u6574\u7406\u3067\u30d6\u30e9\u30c3\u30af\u30ea\u30b9\u30c8\u306b\u8f09\u308b\u671f\u9593\u306f\u4f55\u5e74\uff1f\u8f09\u3089\u306a\u3044\u30b1\u30fc\u30b9\u3084\u7d42\u4e86\u6761\u4ef6\u3082<\/a><\/div>\n\n<h3 class=\"ttl-b\">\u6a5f\u95a2\u4fdd\u8a3c\u306a\u3089\u89aa\u304c\u4fdd\u8a3c\u4eba\u306b\u306a\u3089\u306a\u304f\u3066\u3088\u3044<\/h3>\n\n<p>\u50b5\u52d9\u6574\u7406\u3092\u3057\u3066\u4fe1\u7528\u60c5\u5831\u6a5f\u95a2\u306b\u4e8b\u6545\u8a18\u9332\u304c\u767b\u9332\u3055\u308c\u3066\u3044\u308b\u9593\u306f\u3001\u5968\u5b66\u91d1\u306e\u4fdd\u8a3c\u4eba\u306b\u306a\u308c\u306a\u3044\u53ef\u80fd\u6027\u306f\u3042\u308a\u307e\u3059\u304c\u3001\u5968\u5b66\u91d1\u304c\u501f\u308a\u3089\u308c\u306a\u3044\u308f\u3051\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002<\/p>\n<p><span 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