{"id":9695,"date":"2023-02-01T10:04:40","date_gmt":"2023-02-01T01:04:40","guid":{"rendered":"https:\/\/xn--1cki9mlb6771a4yych82a30l.com\/?p=9695"},"modified":"2025-11-05T16:28:44","modified_gmt":"2025-11-05T07:28:44","slug":"post-9695","status":"publish","type":"post","link":"https:\/\/hibiki-law.or.jp\/debt\/ninni\/9695\/","title":{"rendered":"\u4efb\u610f\u6574\u7406\u306f\u81ea\u5206\u3067\u3067\u304d\u308b\uff1f\u4ea4\u6e09\u65b9\u6cd5\u3084\u6ce8\u610f\u70b9\u3092\u89e3\u8aac\uff01\u5c02\u9580\u5bb6\u306b\u4f9d\u983c\u3059\u308b\u30e1\u30ea\u30c3\u30c8\u3082"},"content":{"rendered":"<p style=\"text-align:center\" class=\"u-mb-0\"><span class=\"u-font-large u-color-green\">\uff3c\u3055\u308f\u308c\u308b\u52d5\u753b\u3092\u516c\u958b\u4e2d\uff0f<\/span><\/p>\r\n<p style=\"text-align:center\" class=\"u-mb-0\">\u50b5\u52d9\u6574\u7406\u306e\u7591\u554f\u306b\u304a\u7b54\u3048\u3057\u307e\u3059<\/p>\r\n<p class=\"u-mb-10\"><img decoding=\"async\" src=\"https:\/\/hibiki-law.or.jp\/debt\/wp-content\/uploads\/2026\/03\/hibiki_mil_banner_001-scaled.jpg\" alt=\"MIL\u52d5\u753b\u518d\u751f\u30d0\u30ca\u30fc\u300c\u52d5\u753b\u30671\u5206\u89e3\u8aac\u3000\u50b5\u52d9\u6574\u7406\u306e\u30e1\u30ea\u30c3\u30c8\u30fb\u30c7\u30e1\u30ea\u30c3\u30c8\u300d\" class=\"post-img mil-banner\"><\/p>\r\n<p><span class=\"u-font-small\">\u203b\u30bf\u30c3\u30d7\u3067\u52d5\u753b\u304c\u7acb\u3061\u4e0a\u304c\u308a\u307e\u3059<\/span><\/p><h2 class=\"ttl-a\">\u4efb\u610f\u6574\u7406\u306f\u81ea\u5206\u3067\u3067\u304d\u308b\uff1f<\/h2>\n<p>\u4efb\u610f\u6574\u7406\u306f\u3001\u88c1\u5224\u6240\u3092\u901a\u3055\u306a\u3044\u624b\u7d9a\u304d\u3067\u50b5\u6a29\u8005\u306b\u4ea4\u6e09\u3057\u3066\u548c\u89e3\u3059\u308b\u65b9\u6cd5\u3067\u3059\u3002<\/p>\n<p>\u539f\u5247\u3068\u3057\u3066\u5c06\u6765\u5229\u606f\u3092\u30ab\u30c3\u30c8\u3057\u3001\u5143\u672c\u306e\u307f\u3092\u5206\u5272\u3057\u3066\u8fd4\u6e08\u3067\u304d\u308b\u3088\u3046\u306b\u3057\u307e\u3059\u3002<br \/>\n  <span class=\"u-color-red\">\u6b63\u3057\u3044\u77e5\u8b58\u306e\u3082\u3068\u3001\u624b\u9806\u3092\u5b88\u3063\u3066\u884c\u3048\u3070\u3001\u81ea\u5206\u3067\u624b\u7d9a\u304d\u3092\u3059\u308b\u3053\u3068\u3082\u53ef\u80fd\u3067\u3059<\/span>\u3002<\/p>\n<p>\u3053\u3053\u3067\u306f\u3001\u81ea\u5206\u3067\u4efb\u610f\u6574\u7406\u306e\u624b\u7d9a\u304d\u3092\u884c\u3046\u5834\u5408\u306e\u6d41\u308c\u3068\u8cbb\u7528\u306b\u3064\u3044\u3066\u89e3\u8aac\u3057\u307e\u3059\u3002<\/p>\n<p>\u4efb\u610f\u6574\u7406\u306b\u3064\u3044\u3066\u306f\u4ee5\u4e0b\u306e\u8a18\u4e8b\u3067\u8a73\u3057\u304f\u89e3\u8aac\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n    <div class=\"box-d\">\n          <div class=\"box_label\"><span>\u3042\u308f\u305b\u3066\u8aad\u307f\u305f\u3044<\/span><\/div>\n          <a class=\"c-post-relation__reco_link\" href=\"https:\/\/hibiki-law.or.jp\/debt\/ninni\/\">\u4efb\u610f\u6574\u7406\u3068\u306f\uff1f\u30e1\u30ea\u30c3\u30c8\u3084\u8cbb\u7528\u3001\u751f\u6d3b\u306e\u5909\u5316\u306b\u3064\u3044\u3066\u5f01\u8b77\u58eb\u304c\u308f\u304b\u308a\u3084\u3059\u304f\u89e3\u8aac<\/a><\/div>\n\n<h3 class=\"ttl-b\">\u4efb\u610f\u6574\u7406\u3092\u81ea\u5206\u3067\u884c\u3046\u5834\u5408\u306e\u624b\u7d9a\u304d\u306e\u6d41\u308c<\/h3>\n<p>\u81ea\u5206\u3067\u4efb\u610f\u6574\u7406\u306e\u624b\u7d9a\u304d\u3092\u3059\u308b\u5834\u5408\u306f\u3001\u4ee5\u4e0b\u306e\u624b\u9806\u3067\u884c\u3044\u307e\u3059\u3002<\/p>\n\n<div class=\"numbertag\">\n<ul class=\"_list\">\n<li><b>\u501f\u5165\u5148\u306b\u53d6\u5f15\u5c65\u6b74\u306e\u958b\u793a\u3092\u8981\u6c42<\/b><\/li>\n<li><b>\u5f15\u304d\u76f4\u3057\u8a08\u7b97<\/b><\/li>\n<li><b>\u501f\u5165\u5148\u3068\u4ea4\u6e09<\/b><\/li>\n<li><b>\u5408\u610f\u66f8\u306e\u4f5c\u6210<\/b><\/li>\n<\/ul>\n<\/div>\n\n\n\n\n<h4 class=\"ttl-c\">(1)\u501f\u5165\u5148\u306b\u53d6\u5f15\u5c65\u6b74\u306e\u958b\u793a\u3092\u8981\u6c42<\/h4>\n<p>\u4efb\u610f\u6574\u7406\u3092\u59cb\u3081\u308b\u969b\u306b\u306f\u3001\u501f\u5165\u5148\u306b\u53d6\u5f15\u5c65\u6b74\u3092\u958b\u793a\u3057\u3066\u3082\u3089\u3046\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002<br \/>\n  <span class=\"u-color-red\">\u53d6\u308a\u5bc4\u305b\u65b9\u6cd5\u306f\u501f\u5165\u5148\u306e\u91d1\u878d\u696d\u8005\u306b\u3088\u3063\u3066\u7570\u306a\u308a\u307e\u3059\u304c\u3001\u6240\u5b9a\u306e\u300c\u958b\u793a\u8acb\u6c42\u66f8\u300d\u3092\u9001\u4ed8\u3059\u308b\u65b9\u6cd5\u304c\u4e00\u822c\u7684\u3067\u3059<\/span>\u3002<br \/>\n  \u958b\u793a\u8acb\u6c42\u66f8\u306f\u30db\u30fc\u30e0\u30da\u30fc\u30b8\u3084\u5e97\u982d\u7a93\u53e3\u3001\u96fb\u8a71\u3067\u5165\u624b\u3067\u304d\u307e\u3059\u3002<br \/>\n  \u8cb8\u91d1\u696d\u8005\u306f\u3001\u53d6\u5f15\u5c65\u6b74\u306e\u958b\u793a\u3092\u8981\u6c42\u3055\u308c\u305f\u3089\u5fdc\u3058\u308b\u7fa9\u52d9\u304c\u3042\u308b\uff08\u8cb8\u91d1\u696d\u6cd5\u7b2c19\u6761\u306e2\uff09\u306e\u3067\u3001\u57fa\u672c\u7684\u306b\u306f\u5bfe\u5fdc\u3057\u3066\u304f\u308c\u308b\u3067\u3057\u3087\u3046\u3002<\/p>\n\n<div class=\"quote\">\n<span class=\"readmore\">\u7d9a\u304d\u3092\u8aad\u3080<\/span>\n<div class=\"quote_item\">\n<div class=\"quote_item_headline\">\u8cb8\u91d1\u696d\u6cd5<\/div>\n<p>\uff08\u5e33\u7c3f\u306e\u95b2\u89a7\uff09<br>\n<b>\u7b2c19\u6761\u306e2<\/b>\u3000\u50b5\u52d9\u8005\u7b49\u53c8\u306f\u50b5\u52d9\u8005\u7b49\u3067\u3042\u3064\u305f\u8005\u305d\u306e\u4ed6\u5185\u95a3\u5e9c\u4ee4\u3067\u5b9a\u3081\u308b\u8005\u306f\u3001\u8cb8\u91d1\u696d\u8005\u306b\u5bfe\u3057\u3001\u5185\u95a3\u5e9c\u4ee4\u3067\u5b9a\u3081\u308b\u3068\u3053\u308d\u306b\u3088\u308a\u3001\u524d\u6761\u306e\u5e33\u7c3f\uff08\u5229\u5bb3\u95a2\u4fc2\u304c\u3042\u308b\u90e8\u5206\u306b\u9650\u308b\u3002\uff09\u306e\u95b2\u89a7\u53c8\u306f\u8b04\u5199\u3092\u8acb\u6c42\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u308b\u3002\u3053\u306e\u5834\u5408\u306b\u304a\u3044\u3066\u3001\u8cb8\u91d1\u696d\u8005\u306f\u3001\u5f53\u8a72\u8acb\u6c42\u304c\u5f53\u8a72\u8acb\u6c42\u3092\u884c\u3064\u305f\u8005\u306e\u6a29\u5229\u306e\u884c\u4f7f\u306b\u95a2\u3059\u308b\u8abf\u67fb\u3092\u76ee\u7684\u3068\u3059\u308b\u3082\u306e\u3067\u306a\u3044\u3053\u3068\u304c\u660e\u3089\u304b\u3067\u3042\u308b\u3068\u304d\u3092\u9664\u304d\u3001\u5f53\u8a72\u8acb\u6c42\u3092\u62d2\u3080\u3053\u3068\u304c\u3067\u304d\u306a\u3044\u3002<\/p>\n\n<\/div>\n<\/div>\n<p><span class=\"u-font-small\">\u203b\u5f15\u7528\uff1a<a href=\"https:\/\/laws.e-gov.go.jp\/law\/358AC1000000032\" rel=\"noopener\" target=\"_blank\">e-GOV\u300c\u8cb8\u91d1\u696d\u6cd5\u300d<\/a><\/span><\/p>\n\n\n<p>\u53d6\u5f15\u5c65\u6b74\u304c\u958b\u793a\u3055\u308c\u308b\u307e\u3067\u306b\u306f\u3001\u6570\u9031\u9593\uff5e1\u30f6\u6708\u7a0b\u5ea6\u304b\u304b\u308a\u307e\u3059\u3002<\/p>\n\n<h4 class=\"ttl-c\"> (2)\u5f15\u304d\u76f4\u3057\u8a08\u7b97<\/h4>\n<p><span class=\"u-color-red\">\u4efb\u610f\u6574\u7406\u3092\u3059\u308b\u969b\u306b\u306f\u3001\u904e\u6255\u3044\u91d1\uff08\u652f\u6255\u3044\u3059\u304e\u305f\u5229\u606f\uff09\u306e\u6709\u7121\u3092\u78ba\u8a8d\u3059\u308b\u305f\u3081\u306b\u300c\u5f15\u304d\u76f4\u3057\u8a08\u7b97\u300d\u3092\u884c\u3044\u307e\u3059<\/span>\u3002<\/p>\n<p>\u5f15\u304d\u76f4\u3057\u8a08\u7b97\u3068\u306f\u3001\u5229\u606f\u4e0a\u9650\u6cd5\u306b\u57fa\u3065\u3044\u305f\u91d1\u5229\u3067\u5229\u606f\u3092\u518d\u8a08\u7b97\u3059\u308b\u4f5c\u696d\u3067\u3059\u3002<br \/>\n  \u73fe\u5728\u306e\u5229\u606f\u4e0a\u9650\u6cd5\u306b\u3088\u308b\u91d1\u5229\u306f\u3001\u501f\u5165\u91d1\u984d\u306b\u5fdc\u3058\u3066\u5e7415.0\uff05\u301c\u5e7420.0\uff05\u3067\u3059\u3002<br \/>\n  \u3057\u304b\u3057\u3001\u904e\u53bb\u306b\u306f\u6cd5\u5f8b\u306e\u9699\u9593\u3092\u7e2b\u3063\u3066\u51fa\u8cc7\u6cd5\u3067\u306e\u4e0a\u9650\u3068\u306a\u308b\u5e7429.2%\u307e\u3067\u306e\u300c\u30b0\u30ec\u30fc\u30be\u30fc\u30f3\u91d1\u5229\u300d\u3067\u501f\u5165\u3059\u308b\u6642\u4ee3\u3082\u3042\u308a\u307e\u3057\u305f\u3002<\/p>\n\n<p><img decoding=\"async\" src=\"https:\/\/hibiki-law.or.jp\/debt\/wp-content\/uploads\/2024\/07\/kabarai_kabaraikin-image_001.png\" alt=\"\u30b0\u30ec\u30fc\u30be\u30fc\u30f3\u91d1\u5229\u3068\u306f\" class=\"post-img\"><\/p>\n<!--ToDo:\u51fa\u8cc7\u6cd5\u306e\u4e0a\u9650\u91d1\u5229\u306e\u753b\u50cf\u5165\u308c\u308b-->\n\n<p>2010\u5e74\u4ee5\u964d\u3001\u51fa\u8cc7\u6cd5\u306e\u4e0a\u9650\u91d1\u5229\u306f\u64a4\u5ec3\u3055\u308c\u307e\u3057\u305f\u304c\u3001\u904e\u53bb\u306b\u30b0\u30ec\u30fc\u30be\u30fc\u30f3\u91d1\u5229\u3067\u501f\u5165\u3057\u3066\u5834\u5408\u3001\u904e\u6255\u3044\u91d1\u304c\u767a\u751f\u3057\u3066\u3044\u308b\u53ef\u80fd\u6027\u304c\u3042\u308b\u306e\u3067\u3059\u3002<br \/>\n  \u7279\u306b\u3001\u9ad8\u91d1\u5229\u3067\u306e\u53d6\u5f15\u304c5\u5e74\u4ee5\u4e0a\u3042\u3063\u305f\u5834\u5408\u306f\u501f\u91d1\u984d\u3092\u5927\u5e45\u306b\u6e1b\u3089\u305b\u308b\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u3002<br \/>\n  \u904e\u6255\u3044\u91d1\u304c\u767a\u751f\u3057\u3066\u3044\u305f\u5834\u5408\u3001\u501f\u5165\u5148\u306b\u8fd4\u9084\u8acb\u6c42\u3092\u884c\u3044\u307e\u3059\u3002<\/p>\n<p>\u30b0\u30ec\u30fc\u30be\u30fc\u30f3\u91d1\u5229\u306b\u3064\u3044\u3066\u306f\u4ee5\u4e0b\u306e\u8a18\u4e8b\u3067\u8a73\u3057\u304f\u89e3\u8aac\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n\n    <div class=\"box-d\">\n          <div class=\"box_label\"><span>\u3042\u308f\u305b\u3066\u8aad\u307f\u305f\u3044<\/span><\/div>\n          <a class=\"c-post-relation__reco_link\" href=\"https:\/\/hibiki-law.or.jp\/debt\/kabarai\/12692\/\">\u30b0\u30ec\u30fc\u30be\u30fc\u30f3\u91d1\u5229\u3068\u306f\uff1f\u3044\u3064\u307e\u3067\u5b58\u5728\u3057\u305f\uff1f\u904e\u6255\u3044\u91d1\u3068\u306e\u95a2\u4fc2\u3092\u308f\u304b\u308a\u3084\u3059\u304f\u89e3\u8aac<\/a><\/div>\n\n<h4 class=\"ttl-c\">(3)\u501f\u5165\u5148\u3068\u4ea4\u6e09<\/h4>\n<p><span class=\"u-color-red\">\u5f15\u304d\u76f4\u3057\u8a08\u7b97\u306b\u3088\u308a\u7b97\u51fa\u3055\u308c\u305f\u6b63\u78ba\u306a\u501f\u91d1\u984d\u3092\u3082\u3068\u306b\u548c\u89e3\u6848\u3092\u4f5c\u6210\u3057\u3001\u501f\u5165\u5148\u3068\u4ea4\u6e09\u3057\u307e\u3059<\/span>\u3002<\/p>\n<p>\u5177\u4f53\u7684\u306b\u306f\u5c06\u6765\u5229\u606f\u3084\u9045\u5ef6\u640d\u5bb3\u91d1\u306e\u30ab\u30c3\u30c8\u30013\u301c 5\u5e74\u3067\u306e\u5206\u5272\u6255\u3044\u3092\u6c42\u3081\u308b\u3053\u3068\u304c\u591a\u3044\u3067\u3057\u3087\u3046\u3002<br \/>\n  \u501f\u5165\u5148\u306b\u3059\u308c\u3070\u3001\u5229\u606f\u5206\u306f\u56de\u53ce\u3067\u304d\u306a\u304b\u3063\u305f\u3068\u3057\u3066\u3082\u5143\u672c\u5206\u306f\u56de\u53ce\u3067\u304d\u308b\u306e\u3067\u3001\u5168\u304f\u56de\u53ce\u3067\u304d\u306a\u304f\u306a\u308b\u3088\u308a\u306f\u30e1\u30ea\u30c3\u30c8\u304c\u3042\u308a\u307e\u3059\u304c\u3001\u3069\u3053\u307e\u3067\u5fdc\u3058\u3066\u304f\u308c\u308b\u304b\u306f\u91d1\u878d\u696d\u8005\u306b\u3088\u308a\u7570\u306a\u308a\u307e\u3059\u3002<\/p>\n\n<h4 class=\"ttl-c\">(4)\u5408\u610f\u66f8\u306e\u4f5c\u6210<\/h4>\n<p><span class=\"u-color-red\">\u501f\u5165\u5148\u3068\u5408\u610f\u3067\u304d\u305f\u3089\u3001\u5408\u610f\u66f8\u3092\u4f5c\u6210\u3057\u307e\u3059<\/span>\u3002<br \/>\n  \u5408\u610f\u66f8\u3067\u5fc5\u305a\u78ba\u8a8d\u3059\u3079\u304d\u5185\u5bb9\u306f\u3001\u61c8\u6020\u7d04\u6b3e\uff08\u3051\u305f\u3044\u3084\u3063\u304b\u3093\uff09\u3067\u3059\u3002<br \/>\n  \u61c8\u6020\u7d04\u6b3e\u306b\u306f\u3001\u652f\u6255\u3044\u304c\u9045\u308c\u305f\u308a\u6ede\u3063\u305f\u308a\u3057\u305f\u5834\u5408\u306e\u30da\u30ca\u30eb\u30c6\u30a3\u306b\u95a2\u3059\u308b\u53d6\u308a\u6c7a\u3081\u304c\u8a18\u8f09\u3055\u308c\u307e\u3059\u306e\u3067\u3001\u5185\u5bb9\u3092\u7406\u89e3\u3057\u3066\u304b\u3089\u30b5\u30a4\u30f3\u3059\u308b\u3088\u3046\u306b\u3057\u307e\u3057\u3087\u3046\u3002<\/p>\n\n<h3 class=\"ttl-b\">\u4efb\u610f\u6574\u7406\u3092\u81ea\u5206\u3067\u884c\u3046\u5834\u5408\u306e\u8cbb\u7528<\/h3>\n<p>\u4efb\u610f\u6574\u7406\u306f\u88c1\u5224\u6240\u3092\u4ecb\u3055\u306a\u3044\u624b\u7d9a\u304d\u3067\u3059\u3002<br \/>\n  \u305d\u306e\u305f\u3081\u3001<span class=\"u-color-red\">\u81ea\u5206\u3067\u624b\u7d9a\u304d\u3059\u308b\u5834\u5408\u306f\u90f5\u4fbf\u4ee3\u30fb\u5370\u7d19\u4ee3\u7a0b\u5ea6\u3057\u304b\u304b\u304b\u308a\u307e\u305b\u3093<\/span>\u3002<\/p>\n<ul>\n  <li>\u90f5\u4fbf\u4ee3\u2026\u501f\u5165\u5148\u306b\u66f8\u985e\u3092\u90f5\u9001\u3059\u308b\u969b\u306e\u8cbb\u7528\u3002<\/li>\n  <li>\u5370\u7d19\u4ee3\u2026\u5408\u610f\u66f8\u306b\u8cbc\u4ed8\u3059\u308b\u53ce\u5165\u5370\u7d19\u306e\u8cbb\u7528\u3002100\u4e07\u5186\u3092\u8d85\u3048500\u4e07\u5186\u4ee5\u4e0b\u306e\u5834\u5408\u306f2000\u5186\u3002<\/li>\n<\/ul>\n<p>\u3053\u306e\u901a\u308a\u3001\u81ea\u5206\u3067\u4efb\u610f\u6574\u7406\u304c\u3067\u304d\u308c\u3070\u30b3\u30b9\u30c8\u306f\u307b\u3068\u3093\u3069\u304b\u304b\u3089\u306a\u3044\u306e\u306f\u30e1\u30ea\u30c3\u30c8\u3068\u3044\u3048\u308b\u3067\u3057\u3087\u3046\u3002<\/p>\n\n<p>\u5f01\u8b77\u58eb\u306b\u4f9d\u983c\u3057\u305f\u3068\u304d\u306e\u4efb\u610f\u6574\u7406\u306e\u8cbb\u7528\u306b\u3064\u3044\u3066\u306f\u4ee5\u4e0b\u306e\u8a18\u4e8b\u3067\u8a73\u3057\u304f\u89e3\u8aac\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n\n    <div class=\"box-d\">\n          <div class=\"box_label\"><span>\u3042\u308f\u305b\u3066\u8aad\u307f\u305f\u3044<\/span><\/div>\n          <a class=\"c-post-relation__reco_link\" href=\"https:\/\/hibiki-law.or.jp\/debt\/ninni\/11533\/\">\u4efb\u610f\u6574\u7406\u306e\u8cbb\u7528\u306f\u3069\u306e\u304f\u3089\u3044\uff1f\u76f8\u5834\u3084\u3059\u3050\u306b\u6255\u3048\u306a\u3044\u5834\u5408\u306e\u5bfe\u7b56\u3092\u89e3\u8aac<\/a><\/div>\n\n<h2 class=\"ttl-a\">\u4efb\u610f\u6574\u7406\u3092\u81ea\u5206\u3067\u884c\u3046\u5834\u5408\u306e\u6ce8\u610f\u70b9<\/h2>\n<p>\u4efb\u610f\u6574\u7406\u3092\u81ea\u5206\u3067\u884c\u3048\u3070\u307b\u3068\u3093\u3069\u8cbb\u7528\u306f\u304b\u304b\u308a\u307e\u305b\u3093\u304c\u3001\u81ea\u5206\u3067\u884c\u3046\u3053\u3068\u306b\u3088\u308b\u30ea\u30b9\u30af\u3082\u8003\u3048\u306a\u304f\u3066\u306f\u3044\u3051\u307e\u305b\u3093\u3002<br \/>\n  \u4efb\u610f\u6574\u7406\u3092\u81ea\u5206\u3067\u884c\u3046\u5834\u5408\u306e\u4e3b\u306a\u6ce8\u610f\u70b9\u306f\u4ee5\u4e0b\u306e\u901a\u308a\u3067\u3059\u3002<\/p>\n\n\n<div class=\"numbertag\">\n<ul class=\"_list\">\n<li><b>\u4efb\u610f\u6574\u7406\u306e\u624b\u7d9a\u304d\u4e2d\u3082\u7763\u4fc3\u30fb\u53d6\u308a\u7acb\u3066\u304c\u7d9a\u304f<\/b><\/li>\n<li><b>\u501f\u5165\u5148\u306b\u5fdc\u3058\u3066\u3082\u3089\u3048\u306a\u3044\u30fb\u60aa\u6761\u4ef6\u3067\u548c\u89e3\u306b\u81f3\u308b\u53ef\u80fd\u6027\u304c\u3042\u308b<\/b><\/li>\n<li><b>\u300c\u904e\u6255\u3044\u91d1\u300d\u3092\u53d6\u308a\u623b\u305b\u306a\u3044\u53ef\u80fd\u6027\u304c\u3042\u308b<\/b><\/li>\n<\/ul>\n<\/div>\n\n\n\n\n<h3 class=\"ttl-b\">\uff081)\u4efb\u610f\u6574\u7406\u306e\u624b\u7d9a\u304d\u4e2d\u3082\u7763\u4fc3\u30fb\u53d6\u308a\u7acb\u3066\u304c\u7d9a\u304f<\/h3>\n<p>\u8fd4\u6e08\u3092\u5ef6\u6ede\u3057\u3066\u3044\u308b\u5834\u5408\u306f\u3001\u4efb\u610f\u6574\u7406\u306e\u624b\u7d9a\u304d\u3092\u884c\u3063\u3066\u3044\u308b\u9593\u3082\u501f\u5165\u5148\u304b\u3089\u7763\u4fc3\u3084\u53d6\u308a\u7acb\u3066\u304c\u7d9a\u304f\u3053\u3068\u306b\u306a\u308a\u307e\u3059\u3002<br \/>\n  \u5f01\u8b77\u58eb\u3084\u53f8\u6cd5\u66f8\u58eb\u306b\u4f9d\u983c\u3057\u305f\u5834\u5408\u3001\u7763\u4fc3\u30fb\u53d6\u308a\u7acb\u3066\u304c\u30b9\u30c8\u30c3\u30d7\u3059\u308b\u306e\u306f\u3001\u5f01\u8b77\u58eb\u3084\u53f8\u6cd5\u66f8\u58eb\u304c\u501f\u5165\u5148\u306b\u9001\u4ed8\u3059\u308b\u300c\u53d7\u4efb\u901a\u77e5\u300d\u306e\u52b9\u679c\u306b\u3088\u308b\u3082\u306e\u3067\u3059\u3002<br \/>\n  \u3057\u305f\u304c\u3063\u3066\u3001<span class=\"u-color-red\">\u81ea\u5206\u3067\u624b\u7d9a\u304d\u3092\u884c\u3046\u5834\u5408\u306f\u3001\u7763\u4fc3\u3084\u53d6\u308a\u7acb\u3066\u3092\u6b62\u3081\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u305b\u3093<\/span>\u3002<\/p>\n<p>\u4ea4\u6e09\u304c\u30b9\u30e0\u30fc\u30ba\u306b\u3044\u304b\u305a\u9577\u5f15\u304f\u3053\u3068\u306b\u306a\u308c\u3070\u3001\u7763\u4fc3\u30fb\u53d6\u308a\u7acb\u3066\u3082\u7d9a\u304f\u3053\u3068\u3092\u7406\u89e3\u3057\u3066\u304a\u304d\u307e\u3057\u3087\u3046\u3002<\/p>\n\n<p>\u53d7\u4efb\u901a\u77e5\u306b\u3064\u3044\u3066\u306f\u4ee5\u4e0b\u306e\u8a18\u4e8b\u3067\u8a73\u3057\u304f\u89e3\u8aac\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n\n    <div class=\"box-d\">\n          <div class=\"box_label\"><span>\u3042\u308f\u305b\u3066\u8aad\u307f\u305f\u3044<\/span><\/div>\n          <a class=\"c-post-relation__reco_link\" href=\"https:\/\/hibiki-law.or.jp\/debt\/saimu\/word\/4356\/\">\u53d7\u4efb\u901a\u77e5\uff08\u4ecb\u5165\u901a\u77e5\uff09\u3068\u306f\uff1f\u53d6\u308a\u7acb\u3066\u3092\u6b62\u3081\u3089\u308c\u308b\uff1f\u5c4a\u304f\u307e\u3067\u306e\u671f\u9593\u3084\u6ce8\u610f\u70b9\u3082<\/a><\/div>\n\n<h3 class=\"ttl-b\">\uff082)\u501f\u5165\u5148\u306b\u5fdc\u3058\u3066\u3082\u3089\u3048\u306a\u3044\u30fb\u60aa\u6761\u4ef6\u3067\u548c\u89e3\u306b\u81f3\u308b\u53ef\u80fd\u6027\u304c\u3042\u308b<\/h3>\n<p>\u500b\u4eba\u304c\u4efb\u610f\u6574\u7406\u306e\u305f\u3081\u306b\u8a71\u3057\u5408\u3044\u3092\u3057\u305f\u3044\u3068\u9023\u7d61\u3092\u3057\u3066\u3082\u3001\u6cd5\u5f8b\u77e5\u8b58\u306e\u306a\u3044\u50b5\u52d9\u8005\u3068\u306e\u4ea4\u6e09\u306f\u6642\u9593\u304c\u304b\u304b\u308b\u305f\u3081\u3001\u76f8\u624b\u306b\u3055\u308c\u306a\u3044\u5834\u5408\u3082\u3042\u308b\u3067\u3057\u3087\u3046\u3002<br \/>\n  <span class=\"u-color-red\">\u91d1\u878d\u6a5f\u95a2\u306b\u3088\u3063\u3066\u306f\u3001\u500b\u4eba\u304b\u3089\u306e\u4ea4\u6e09\u306b\u306f\u5fdc\u3058\u306a\u3044\u3068\u793e\u5185\u898f\u5b9a\u3067\u6c7a\u307e\u3063\u3066\u3044\u308b\u3068\u3053\u308d\u3082\u3042\u308a\u307e\u3059<\/span>\u3002<\/p>\n<p>\u307e\u305f\u3001\u5c02\u9580\u77e5\u8b58\u304c\u306a\u3044\u3053\u3068\u3067\u4e0d\u5229\u306a\u6761\u4ef6\u3067\u548c\u89e3\u3092\u9032\u3081\u3089\u308c\u308b\u3053\u3068\u3082\u3042\u308b\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002<br \/>\n  \u5177\u4f53\u7684\u306b\u306f\u3001\u5c06\u6765\u5229\u606f\u3092\u5168\u984d\u30ab\u30c3\u30c8\u3067\u304d\u308b\u306e\u306b\u3082\u304b\u304b\u308f\u3089\u305a\u3001\u5c11\u984d\u306e\u6e1b\u984d\u5bfe\u5fdc\u3067\u306e\u548c\u89e3\u3092\u6c42\u3081\u3089\u308c\u308b\u306a\u3069\u3067\u3059\u3002<br \/>\n  \u91d1\u878d\u6a5f\u95a2\u3068\u3057\u3066\u306f\u5c06\u6765\u5229\u606f\u304c\u6e1b\u308c\u3070\u53ce\u5165\u304c\u6e1b\u308b\u3053\u3068\u306b\u306a\u308b\u306e\u3067\u7d4c\u55b6\u304c\u82e6\u3057\u304f\u306a\u308a\u307e\u3059\u3002<br \/>\n  \u305d\u306e\u305f\u3081\u3001\u3067\u304d\u308b\u3053\u3068\u306a\u3089\u4ea4\u6e09\u306b\u5fdc\u3058\u305f\u304f\u306a\u3044\u3068\u8003\u3048\u308b\u91d1\u878d\u6a5f\u95a2\u3082\u3042\u308b\u306e\u3067\u3059\u3002<\/p>\n<p>\u81ea\u5206\u3067\u4ea4\u6e09\u3059\u308b\u969b\u306b\u306f\u3001\u3053\u306e\u3088\u3046\u306a\u30ea\u30b9\u30af\u304c\u3042\u308b\u3053\u3068\u3082\u7406\u89e3\u3057\u3066\u304a\u304d\u307e\u3057\u3087\u3046\u3002<\/p>\n\n<p>\u4efb\u610f\u6574\u7406\u306e\u548c\u89e3\u4ea4\u6e09\u306b\u3064\u3044\u3066\u306f\u4ee5\u4e0b\u306e\u8a18\u4e8b\u3067\u8a73\u3057\u304f\u89e3\u8aac\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n\n    <div class=\"box-d\">\n          <div class=\"box_label\"><span>\u3042\u308f\u305b\u3066\u8aad\u307f\u305f\u3044<\/span><\/div>\n          <a class=\"c-post-relation__reco_link\" href=\"https:\/\/hibiki-law.or.jp\/debt\/ninni\/4983\/\">\u4efb\u610f\u6574\u7406\u306e\u548c\u89e3\u3068\u306f\uff1f\u4ea4\u6e09\u5185\u5bb9\u3084\u548c\u89e3\u5f8c\u306e\u6ce8\u610f\u70b9\u3001\u548c\u89e3\u3067\u304d\u306a\u3044\u30b1\u30fc\u30b9\u3082\u7d39\u4ecb<\/a><\/div>\n\n<h3 class=\"ttl-b\">\uff083)\u300c\u904e\u6255\u3044\u91d1\u300d\u3092\u53d6\u308a\u623b\u305b\u306a\u3044\u53ef\u80fd\u6027\u304c\u3042\u308b<\/h3>\n<p><span class=\"u-color-red\">\u81ea\u5206\u3067\u4efb\u610f\u6574\u7406\u3092\u884c\u3046\u5834\u5408\u3001\u300c\u904e\u6255\u3044\u91d1\uff08\u6255\u3044\u3059\u304e\u305f\u5229\u606f\uff09\u300d\u304c\u3042\u3063\u3066\u3082\u898b\u843d\u3068\u3057\u3066\u3057\u307e\u3046\u30ea\u30b9\u30af\u304c\u9ad8\u3044\u3067\u3059<\/span>\u3002<\/p>\n<p>\u904e\u6255\u3044\u91d1\u306f\u3001\u501f\u5165\u5148\u304b\u3089\u53d6\u308a\u5bc4\u305b\u305f\u53d6\u5f15\u5c65\u6b74\u3092\u3082\u3068\u306b\u3001\u5229\u606f\u5236\u9650\u6cd5\u306b\u57fa\u3065\u304f\u91d1\u5229\u3067\u501f\u91d1\u306e\u6b8b\u9ad8\u3092\u8a08\u7b97\u3059\u308b\u300c\u5f15\u304d\u76f4\u3057\u8a08\u7b97\u300d\u306b\u3088\u3063\u3066\u767a\u899a\u3057\u307e\u3059\u3002<br \/>\n  \u3057\u304b\u3057\u3001\u5f15\u304d\u76f4\u3057\u8a08\u7b97\u306f\u8907\u96d1\u306a\u4e0a\u306b\u6cd5\u5f8b\u77e5\u8b58\u3082\u5fc5\u8981\u3067\u3042\u308b\u305f\u3081\u3001\u500b\u4eba\u304c\u884c\u3046\u306e\u306f\u3068\u3066\u3082\u96e3\u3057\u3044\u306e\u3067\u3059\u3002<br \/>\n  \u3057\u305f\u304c\u3063\u3066\u3001\u81ea\u5206\u3067\u4efb\u610f\u6574\u7406\u3092\u3059\u308b\u5834\u5408\u3001\u904e\u6255\u3044\u91d1\u304c\u3042\u3063\u3066\u3082\u898b\u843d\u3068\u3057\u3066\u3057\u307e\u3044\u3001\u672c\u6765\u3067\u3042\u308c\u3070\u6255\u308f\u306a\u304f\u3066\u3082\u3088\u3044\u304a\u91d1\u3092\u6255\u3063\u305f\u307e\u307e\u548c\u89e3\u3092\u3057\u3066\u3057\u307e\u3046\u53ef\u80fd\u6027\u304c\u9ad8\u304f\u306a\u308a\u307e\u3059\u3002<\/p>\n<p>\u306a\u304a\u3001\u501f\u5165\u5148\u304c\u904e\u6255\u3044\u91d1\u306e\u5b58\u5728\u306b\u6c17\u3065\u3044\u3066\u3044\u305f\u3068\u3057\u3066\u3082\u3001\u81ea\u793e\u306b\u4e0d\u5229\u306a\u60c5\u5831\u3067\u3042\u308b\u305f\u3081\u3001\u6559\u3048\u3066\u3082\u3089\u3048\u306a\u3044\u3068\u8003\u3048\u305f\u307b\u3046\u304c\u826f\u3044\u3067\u3057\u3087\u3046\u3002<\/p>\n<p>\u904e\u6255\u3044\u91d1\u306b\u3064\u3044\u3066\u306f\u4ee5\u4e0b\u306e\u8a18\u4e8b\u3067\u8a73\u3057\u304f\u89e3\u8aac\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n\n    <div class=\"box-d\">\n          <div class=\"box_label\"><span>\u3042\u308f\u305b\u3066\u8aad\u307f\u305f\u3044<\/span><\/div>\n          <a class=\"c-post-relation__reco_link\" href=\"https:\/\/hibiki-law.or.jp\/debt\/kabarai\/\">\u904e\u6255\u3044\u91d1\u8acb\u6c42\u3068\u306f\uff1f\u306b\u7b54\u3048\u308b\u5b8c\u5168\u30ac\u30a4\u30c9\u3000\u4ed5\u7d44\u307f\u3084\u5bfe\u8c61\u6761\u4ef6\u3092\u30c1\u30e3\u30fc\u30c8\u3067\u89e3\u8aac\uff01<\/a><\/div>\n\n<h2 class=\"ttl-a\">\u4efb\u610f\u6574\u7406\u3092\u5f01\u8b77\u58eb\u30fb\u53f8\u6cd5\u66f8\u58eb\u306b\u4f9d\u983c\u3059\u308b4\u3064\u306e\u30e1\u30ea\u30c3\u30c8<\/h2>\n<p>\u4efb\u610f\u6574\u7406\u3092\u81ea\u5206\u3067\u884c\u3046\u306e\u306f\u30ea\u30b9\u30af\u3082\u3042\u308b\u306e\u3067\u3001\u5b9f\u969b\u306f\u591a\u304f\u306e\u4eba\u304c\u5f01\u8b77\u58eb\u30fb\u53f8\u6cd5\u66f8\u58eb\u3068\u3044\u3063\u305f\u5c02\u9580\u5bb6\u306b\u4f9d\u983c\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u5c02\u9580\u5bb6\u306b\u4efb\u610f\u6574\u7406\u3092\u4f9d\u983c\u3059\u308b\u30e1\u30ea\u30c3\u30c8\u306f\u4ee5\u4e0b\u306e4\u3064\u3067\u3059\u3002<\/p>\n\n<ul>\n<li><b>\u5c02\u9580\u5bb6\u306e\u300c\u53d7\u4efb\u901a\u77e5\u300d\u304c\u501f\u5165\u5148\u306b\u5c4a\u3044\u305f\u6642\u70b9\u3067\u7763\u4fc3\u30fb\u53d6\u308a\u7acb\u3066\u304c\u30b9\u30c8\u30c3\u30d7<\/b><\/li>\n<li><b>\u5c02\u9580\u5bb6\u306e\u4ea4\u6e09\u529b\u3067\u7121\u7406\u306a\u304f\u8fd4\u6e08\u3067\u304d\u308b\u6761\u4ef6\u3067\u306e\u548c\u89e3\u3092\u76ee\u6307\u305b\u308b<\/b><\/li>\n<li><b>\u904e\u6255\u3044\u91d1\u304c\u3042\u308b\u5834\u5408\u306f\u53d6\u308a\u623b\u305b\u308b<\/b><\/li>\n<li><b>\u5bb6\u65cf\u306a\u3069\u306b\u501f\u91d1\u304c\u30d0\u30ec\u308b\u30ea\u30b9\u30af\u3092\u6e1b\u3089\u305b\u308b<\/b><\/li>\n<\/ul>\n\n<p>\u305d\u308c\u305e\u308c\u306b\u3064\u3044\u3066\u8aac\u660e\u3057\u307e\u3059\u3002<\/p>\n\n<h3 class=\"ttl-b\">\uff081)\u5c02\u9580\u5bb6\u306e\u300c\u53d7\u4efb\u901a\u77e5\u300d\u304c\u501f\u5165\u5148\u306b\u5c4a\u3044\u305f\u6642\u70b9\u3067\u7763\u4fc3\u30fb\u53d6\u308a\u7acb\u3066\u304c\u30b9\u30c8\u30c3\u30d7<\/h3>\n<p>\u5f01\u8b77\u58eb\u3084\u53f8\u6cd5\u66f8\u58eb\u306b\u4efb\u610f\u6574\u7406\u3092\u4f9d\u983c\u3059\u308b\u3068\u3001\u50b5\u52d9\u8005\u306e\u4ee3\u7406\u4eba\u306b\u306a\u3063\u305f\u65e8\u3092\u901a\u77e5\u3059\u308b\u300c\u53d7\u4efb\u901a\u77e5\u300d\u304c\u501f\u5165\u5148\u306b\u5c4a\u304d\u307e\u3059\u3002<br \/>\n  <span class=\"u-color-red\">\u53d7\u4efb\u901a\u77e5\u304c\u501f\u308a\u5165\u308c\u5148\u306b\u5c4a\u3044\u305f\u6642\u70b9\u3067\u3001\u8cb8\u91d1\u696d\u6cd5\u306e\u7b2c21\u67611\u98059\u53f7\u306b\u5247\u308a\u3001\u7763\u4fc3\u3084\u53d6\u308a\u7acb\u3066\u304c\u30b9\u30c8\u30c3\u30d7\u3059\u308b\u306e\u3067\u3059<\/span>\u3002<br \/>\n  \u53d7\u4efb\u901a\u77e5\u304c\u501f\u5165\u5148\u306b\u5c4a\u3044\u305f\u5f8c\u306e\u3084\u308a\u3068\u308a\u306f\u3001\u5168\u3066\u5c02\u9580\u5bb6\u7d4c\u7531\u3067\u306e\u3084\u308a\u53d6\u308a\u306b\u306a\u308b\u306e\u3067\u501f\u5165\u5148\u3068\u76f4\u63a5\u8a71\u3059\u5fc5\u8981\u306f\u306a\u304f\u306a\u308a\u307e\u3059\u3002<\/p>\n<p>\u7763\u4fc3\u3084\u53d6\u308a\u7acb\u3066\u306b\u982d\u3092\u60a9\u307e\u305b\u3066\u3044\u308b\u5834\u5408\u3001\u4f9d\u983c\u5f8c\u6570\u65e5\u3067\u6b62\u3081\u3089\u308c\u308b\u306e\u306f\u30e1\u30ea\u30c3\u30c8\u3068\u3044\u3048\u307e\u3059\u3002<\/p>\n\n\n<div class=\"quote\">\n<span class=\"readmore\">\u7d9a\u304d\u3092\u8aad\u3080<\/span>\n<div class=\"quote_item\">\n<div class=\"quote_item_headline\">\u8cb8\u91d1\u696d\u6cd5<\/div>\n<p>\uff08\u53d6\u7acb\u3066\u884c\u70ba\u306e\u898f\u5236\uff09<br>\n<b>\u7b2c21\u6761<\/b>\u3000\u8cb8\u91d1\u696d\u3092\u55b6\u3080\u8005\u53c8\u306f\u8cb8\u91d1\u696d\u3092\u55b6\u3080\u8005\u306e\u8cb8\u4ed8\u3051\u306e\u5951\u7d04\u306b\u57fa\u3065\u304f\u50b5\u6a29\u306e\u53d6\u7acb\u3066\u306b\u3064\u3044\u3066\u8cb8\u91d1\u696d\u3092\u55b6\u3080\u8005\u305d\u306e\u4ed6\u306e\u8005\u304b\u3089\u59d4\u8a17\u3092\u53d7\u3051\u305f\u8005\u306f\u3001\u8cb8\u4ed8\u3051\u306e\u5951\u7d04\u306b\u57fa\u3065\u304f\u50b5\u6a29\u306e\u53d6\u7acb\u3066\u3092\u3059\u308b\u306b\u5f53\u305f\u3064\u3066\u3001\u4eba\u3092\u5a01\u8feb\u3057\u3001\u53c8\u306f\u6b21\u306b\u63b2\u3052\u308b\u8a00\u52d5\u305d\u306e\u4ed6\u306e\u4eba\u306e\u79c1\u751f\u6d3b\u82e5\u3057\u304f\u306f\u696d\u52d9\u306e\u5e73\u7a4f\u3092\u5bb3\u3059\u308b\u3088\u3046\u306a\u8a00\u52d5\u3092\u3057\u3066\u306f\u306a\u3089\u306a\u3044\u3002<br>\n\uff08\u4e2d\u7565\uff09<br>\n\u4e5d\u3000\u50b5\u52d9\u8005\u7b49\u304c\u3001\u8cb8\u4ed8\u3051\u306e\u5951\u7d04\u306b\u57fa\u3065\u304f\u50b5\u6a29\u306b\u4fc2\u308b\u50b5\u52d9\u306e\u51e6\u7406\u3092\u5f01\u8b77\u58eb\u3001\u5f01\u8b77\u58eb\u6cd5\u4eba\u82e5\u3057\u304f\u306f\u5f01\u8b77\u58eb\u30fb\u5916\u56fd\u6cd5\u4e8b\u52d9\u5f01\u8b77\u58eb\u5171\u540c\u6cd5\u4eba\u82e5\u3057\u304f\u306f\u53f8\u6cd5\u66f8\u58eb\u82e5\u3057\u304f\u306f\u53f8\u6cd5\u66f8\u58eb\u6cd5\u4eba\uff08\u4ee5\u4e0b\u3053\u306e\u53f7\u306b\u304a\u3044\u3066\u300c\u5f01\u8b77\u58eb\u7b49\u300d\u3068\u3044\u3046\u3002\uff09\u306b\u59d4\u8a17\u3057\u3001\u53c8\u306f\u305d\u306e\u51e6\u7406\u306e\u305f\u3081\u5fc5\u8981\u306a\u88c1\u5224\u6240\u306b\u304a\u3051\u308b\u6c11\u4e8b\u4e8b\u4ef6\u306b\u95a2\u3059\u308b\u624b\u7d9a\u3092\u3068\u308a\u3001\u5f01\u8b77\u58eb\u7b49\u53c8\u306f\u88c1\u5224\u6240\u304b\u3089\u66f8\u9762\u306b\u3088\u308a\u305d\u306e\u65e8\u306e\u901a\u77e5\u304c\u3042\u3064\u305f\u5834\u5408\u306b\u304a\u3044\u3066\u3001\u6b63\u5f53\u306a\u7406\u7531\u304c\u306a\u3044\u306e\u306b\u3001\u50b5\u52d9\u8005\u7b49\u306b\u5bfe\u3057\u3001\u96fb\u8a71\u3092\u304b\u3051\u3001\u96fb\u5831\u3092\u9001\u9054\u3057\u3001\u82e5\u3057\u304f\u306f\u30d5\u30a1\u30af\u30b7\u30df\u30ea\u88c5\u7f6e\u3092\u7528\u3044\u3066\u9001\u4fe1\u3057\u3001\u53c8\u306f\u8a2a\u554f\u3059\u308b\u65b9\u6cd5\u306b\u3088\u308a\u3001\u5f53\u8a72\u50b5\u52d9\u3092\u5f01\u6e08\u3059\u308b\u3053\u3068\u3092\u8981\u6c42\u3057\u3001\u3053\u308c\u306b\u5bfe\u3057\u50b5\u52d9\u8005\u7b49\u304b\u3089\u76f4\u63a5\u8981\u6c42\u3057\u306a\u3044\u3088\u3046\u6c42\u3081\u3089\u308c\u305f\u306b\u3082\u304b\u304b\u308f\u3089\u305a\u3001\u66f4\u306b\u3053\u308c\u3089\u306e\u65b9\u6cd5\u3067\u5f53\u8a72\u50b5\u52d9\u3092\u5f01\u6e08\u3059\u308b\u3053\u3068\u3092\u8981\u6c42\u3059\u308b\u3053\u3068\u3002<\/p>\n\n<\/div>\n<\/div>\n<p><span class=\"u-font-small\">\u203b\u5f15\u7528\uff1a<a href=\"https:\/\/laws.e-gov.go.jp\/law\/358AC1000000032\" rel=\"noopener\" target=\"_blank\">e-GOV\u300c\u8cb8\u91d1\u696d\u6cd5\u300d<\/a><\/span><\/p>\n\n<p>\u53d7\u4efb\u901a\u77e5\u304c\u5c4a\u3044\u3066\u304b\u3089\u4ea4\u6e09\u5185\u5bb9\u304c\u307e\u3068\u307e\u308b\u307e\u3067\u306f\u3001\u8fd4\u6e08\u81ea\u4f53\u3082\u4e00\u65e6\u30b9\u30c8\u30c3\u30d7\u3057\u307e\u3059\u3002<br \/>\n  \u305d\u306e\u305f\u3081\u3001\u8fd4\u6e08\u518d\u958b\u307e\u3067\u306b\u4efb\u610f\u6574\u7406\u8cbb\u7528\u3092\u7a4d\u307f\u7acb\u3066\u308b\u3053\u3068\u3082\u53ef\u80fd\u3067\u3059\u3002<\/p>\n\n<h3 class=\"ttl-b\">\uff082)\u5c02\u9580\u5bb6\u306e\u4ea4\u6e09\u529b\u3067\u7121\u7406\u306a\u304f\u8fd4\u6e08\u3067\u304d\u308b\u6761\u4ef6\u3067\u306e\u548c\u89e3\u3092\u76ee\u6307\u305b\u308b<\/h3>\n<p><span class=\"u-color-red\">\u666e\u6bb5\u304b\u3089\u4efb\u610f\u6574\u7406\u306e\u4ea4\u6e09\u306b\u6163\u308c\u3066\u3044\u308b\u5c02\u9580\u5bb6\u306a\u3089\u3001\u7121\u7406\u306a\u304f\u8fd4\u6e08\u3067\u304d\u308b\u6761\u4ef6\u3067\u306e\u548c\u89e3\u306b\u306a\u308b\u3088\u3046\u4ea4\u6e09\u3057\u3066\u304f\u308c\u307e\u3059<\/span>\u3002<br \/>\n  \u305f\u3068\u3048\u3070\u3001\u5c02\u9580\u5bb6\u306b\u4efb\u610f\u6574\u7406\u306e\u4f9d\u983c\u3092\u3059\u308b\u3068\u3001\u5c06\u6765\u5229\u606f\u3092\u652f\u6255\u308f\u306a\u3044\u3088\u3046\u306b\u4ea4\u6e09\u3059\u308b\u3053\u3068\u304c\u591a\u3044\u3067\u3059\u3002<\/p>\n<p>\u307e\u305f\u3001\u8fd4\u6e08\u304c\u9593\u306b\u5408\u308f\u306a\u304b\u3063\u305f\u5834\u5408\u306e\u30da\u30ca\u30eb\u30c6\u30a3\u3067\u3042\u308b\u9045\u5ef6\u640d\u5bb3\u91d1\u3082\u514d\u9664\u3057\u3066\u3082\u3089\u3048\u308b\u3088\u3046\u306b\u4ea4\u6e09\u3057\u3066\u304f\u308c\u308b\u30b1\u30fc\u30b9\u3082\u3042\u308a\u307e\u3059\u3002<br \/>\n  \u81ea\u5206\u3067\u4ea4\u6e09\u3059\u308b\u5834\u5408\u306f\u3001\u5c06\u6765\u5229\u606f\u3084\u9045\u5ef6\u640d\u5bb3\u91d1\u306f\u30ab\u30c3\u30c8\u3057\u306a\u3044\u3001\u307e\u305f\u306f\u4e00\u90e8\u30ab\u30c3\u30c8\u306b\u7559\u3081\u3066\u9032\u3081\u3089\u308c\u3066\u3057\u307e\u3046\u53ef\u80fd\u6027\u3082\u3042\u308b\u3067\u3057\u3087\u3046\u3002<br \/>\n  \u4ea4\u6e09\u3092\u5b89\u5fc3\u3057\u3066\u4efb\u305b\u3089\u308c\u308b\u306e\u306f\u3001\u5c02\u9580\u5bb6\u306b\u4f9d\u983c\u3059\u308b\u5927\u304d\u306a\u30e1\u30ea\u30c3\u30c8\u3067\u3059\u3002<\/p>\n\n<h3 class=\"ttl-b\">\uff083)\u904e\u6255\u3044\u91d1\u304c\u3042\u308b\u5834\u5408\u306f\u53d6\u308a\u623b\u305b\u308b<\/h3>\n<p><span class=\"u-color-red\">\u81ea\u5206\u3067\u624b\u7d9a\u304d\u3059\u308b\u5834\u5408\u306f\u898b\u843d\u3068\u3057\u3066\u3057\u307e\u3044\u304c\u3061\u306a\u904e\u6255\u3044\u91d1\u3067\u3059\u304c\u3001\u5f01\u8b77\u58eb\u3084\u53f8\u6cd5\u66f8\u58eb\u306b\u4f9d\u983c\u3059\u308c\u3070\u6b63\u78ba\u306b\u7b97\u51fa\u3057\u3066\u3082\u3089\u3048\u307e\u3059<\/span>\u3002<br \/>\n  \u307e\u305f\u3001\u904e\u6255\u3044\u91d1\u306e\u8fd4\u9084\u8acb\u6c42\u3092\u884c\u3046\u5834\u5408\u3001\u91d1\u878d\u696d\u8005\u3068\u306e\u4ea4\u6e09\u306b\u3088\u3063\u3066\u8fd4\u9084\u3055\u308c\u308b\u91d1\u984d\u304c\u6c7a\u307e\u308a\u307e\u3059\u3002<br \/>\n  \u305d\u306e\u305f\u3081\u3001\u666e\u6bb5\u304b\u3089\u4ea4\u6e09\u306b\u6163\u308c\u3066\u3044\u308b\u5f01\u8b77\u58eb\u3084\u53f8\u6cd5\u66f8\u58eb\u304c\u4ea4\u6e09\u3059\u308c\u3070\u3001\u81ea\u5206\u3067\u4ea4\u6e09\u3059\u308b\u3088\u308a\u3082\u9ad8\u3044\u5272\u5408\u3067\u904e\u6255\u3044\u91d1\u3092\u53d6\u308a\u623b\u305b\u308b\u53ef\u80fd\u6027\u304c\u9ad8\u3044\u306e\u3067\u3059\u3002<\/p>\n\n<h3 class=\"ttl-b\">\uff084)\u5bb6\u65cf\u306a\u3069\u306b\u501f\u91d1\u304c\u30d0\u30ec\u308b\u30ea\u30b9\u30af\u3092\u6e1b\u3089\u305b\u308b<\/h3>\n<p>\u81ea\u5206\u3067\u4efb\u610f\u6574\u7406\u3059\u308b\u5834\u5408\u306f\u3001\u501f\u5165\u5148\u3068\u76f4\u63a5\u4ea4\u6e09\u3059\u308b\u3053\u3068\u306b\u306a\u308b\u305f\u3081\u3001\u96fb\u8a71\u3084\u90f5\u9001\u7269\u306a\u3069\u3067\u5bb6\u65cf\u306b\u77e5\u3089\u308c\u3066\u3057\u307e\u3046\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u3002<br \/>\n  \u4e00\u65b9\u3001<span class=\"u-color-red\">\u4efb\u610f\u6574\u7406\u3092\u5f01\u8b77\u58eb\u3084\u53f8\u6cd5\u66f8\u58eb\u306b\u4f9d\u983c\u3059\u308c\u3070\u3001\u7763\u4fc3\u3084\u53d6\u308a\u7acb\u3066\u304c\u6b62\u307e\u308b\u305f\u3081\u3001\u5bb6\u65cf\u306b\u501f\u91d1\u304c\u30d0\u30ec\u308b\u30ea\u30b9\u30af\u304c\u8efd\u6e1b\u3055\u308c\u308b\u3067\u3057\u3087\u3046<\/span>\u3002<br \/>\n  \u306a\u304a\u3001\u4efb\u610f\u6574\u7406\u306b\u95a2\u3057\u3066\u306f\u3001\u4fe1\u7528\u60c5\u5831\u306b\u4e8b\u6545\u60c5\u5831\u304c\u8f09\u308b\u30c7\u30e1\u30ea\u30c3\u30c8\u306f\u3042\u308b\u3082\u306e\u306e\u3001\u81ea\u5206\u304b\u3089\u8a00\u308f\u306a\u3051\u308c\u3070\u5468\u56f2\u306b\u30d0\u30ec\u308b\u3053\u3068\u306f\u307b\u3068\u3093\u3069\u3042\u308a\u307e\u305b\u3093\u3002<\/p>\n<p>\u4efb\u610f\u6574\u7406\uff08\u50b5\u52d9\u6574\u7406\uff09\u304c\u5bb6\u65cf\u306b\u30d0\u30ec\u308b\u304b\u306b\u3064\u3044\u3066\u306f\u4ee5\u4e0b\u306e\u8a18\u4e8b\u3067\u8a73\u3057\u304f\u89e3\u8aac\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n\n    <div class=\"box-d\">\n          <div class=\"box_label\"><span>\u3042\u308f\u305b\u3066\u8aad\u307f\u305f\u3044<\/span><\/div>\n          <a class=\"c-post-relation__reco_link\" href=\"https:\/\/hibiki-law.or.jp\/debt\/saimu\/5074\/\">\u50b5\u52d9\u6574\u7406\u304c\u5bb6\u65cf\u306b\u53ca\u307c\u3059\u5f71\u97ff4\u3064\uff01\u8eab\u5185\u306b\u30d0\u30ec\u306a\u3044\u306e\u306f\u4efb\u610f\u6574\u7406\u3063\u3066\u672c\u5f53\uff1f<\/a><\/div>\n\n<h2 class=\"ttl-a\">\u4efb\u610f\u6574\u7406\u3092\u5f01\u8b77\u58eb\u30fb\u53f8\u6cd5\u66f8\u58eb\u306b\u4f9d\u983c\u3057\u3066\u3082\u8d64\u5b57\u306b\u306f\u306a\u3089\u306a\u3044<\/h2>\n<p>\u300c\u4efb\u610f\u6574\u7406\u3092\u5c02\u9580\u5bb6\u306b\u4f9d\u983c\u3059\u308b\u3068\u3001\u501f\u91d1\u304c\u6e1b\u984d\u3055\u308c\u3066\u3082\u624b\u7d9a\u304d\u8cbb\u7528\u3067\u8d64\u5b57\u306b\u306a\u308b\u306e\u3067\u306f\u306a\u3044\u304b\uff1f\u300d\u3068\u3044\u3046\u4e0d\u5b89\u304c\u3042\u308b\u4eba\u3082\u3044\u3089\u3063\u3057\u3083\u308b\u3067\u3057\u3087\u3046\u3002<\/p>\n<p>\u4efb\u610f\u6574\u7406\u306b\u304b\u304b\u308b\u8cbb\u7528\u3068\u3057\u3066\u306f\u3001\u4e8b\u52d9\u6240\u306b\u3088\u3063\u3066\u3082\u7570\u306a\u308a\u307e\u3059\u304c\u3001\u4e0b\u8a18\u306e\u3088\u3046\u306a\u8cbb\u7528\u304c\u304b\u304b\u308a\u307e\u3059\u3002<\/p>\n\n\n<table>\n<caption><b>\u5f01\u8b77\u58eb\u306b\u4efb\u610f\u6574\u7406\u3092\u4f9d\u983c\u3057\u305f\u5834\u5408\u306e\u8cbb\u7528<\/b><\/caption>\n<tr>\n<th colspan=\"2\"><b>\u8cbb\u7528\u306e\u7a2e\u985e<\/b><\/th><th><b>\u5185\u5bb9\u30fb\u91d1\u984d<\/b><\/th><\/tr>\n<tr>\n<td colspan=\"2\"><b>\u76f8\u8ac7\u6599<\/b><\/td><td>\u30fb\u6cd5\u5f8b\u76f8\u8ac7\u306b\u304b\u304b\u308b\u8cbb\u7528<br>\u30fb\u540c\u4e00\u6848\u4ef61\u6642\u9593\u306b\u3064\u304d1\u4e07\u5186\u7a0b\u5ea6\uff08\u5f01\u8b77\u58eb\u6cd5\u4eba\u30fb\u97ff\u306f\u76f8\u8ac7\u6599\u7121\u6599\u3067\u3059\uff09<\/td><\/tr>\n<tr>\n<td colspan=\"2\"><b>\u7740\u624b\u91d1<\/b><\/td><td>\u30fb\u4ea4\u6e09\u7d50\u679c\u306b\u304b\u304b\u308f\u3089\u305a\u3001\u5f01\u8b77\u58eb\u306b\u4f9d\u983c\u3057\u305f\u6642\u306b\u652f\u6255\u3046\u8cbb\u7528<br>\u30fb\u501f\u5165\u51481\u793e\u306b\u3064\u304d2\u301c10\u4e07\u5186\u7a0b\u5ea6\uff08\u57fa\u672c\u6599\u91d1\u306b\u542b\u307e\u308c\u308b\u30b1\u30fc\u30b9\u3082\u3042\u308a\uff09<\/td><\/tr>\n<tr>\n<td rowspan=\"3\"><b>\u5831\u916c\u91d1<\/b><\/td><td><b>\u89e3\u6c7a\u5831\u916c\u91d1<\/b><\/td><td>\u30fb\u6848\u4ef6\u304c\u6210\u529f\u3057\u305f\u969b\u306b\u5fc5\u8981<br>\u30fb\u501f\u5165\u51481\u793e\u306b\u3064\u304d2\u4e07\u5186\u4ee5\u4e0b\u304c\u539f\u5247<\/td><\/tr>\n<tr>\n<td><b>\u6e1b\u984d\u5831\u916c\u91d1<\/b><\/td><td>\u30fb\u5143\u91d1\u306e\u6e1b\u984d\u304c\u6210\u529f\u3057\u305f\u969b\u306b\u5fc5\u8981<br>\u30fb\u6e1b\u984d\u5206\u306e10%\u4ee5\u4e0b<\/td><\/tr>\n<tr>\n<td><b>\u904e\u6255\u91d1\u5831\u916c\u91d1<\/b><\/td><td>\u30fb\u904e\u6255\u3044\u91d1\u306e\u56de\u53ce\u306b\u6210\u529f\u3057\u305f\u969b\u306b\u5fc5\u8981<br>\u30fb\u4ea4\u6e09\u306e\u5834\u5408\uff1a\u56de\u53ce\u984d\u306e20\uff05\u4ee5\u4e0b<br>\u30fb\u88c1\u5224\u306e\u5834\u5408\uff1a\u56de\u53ce\u984d\u306e25\uff05\u4ee5\u4e0b<\/td><\/tr>\n<tr>\n<td colspan=\"2\"><b>\u9001\u91d1\u4ee3\u884c\u624b\u6570\u6599<\/b><\/td><td>\u30fb\u548c\u89e3\u6210\u7acb\u5f8c\u3001\u501f\u5165\u5148\u3078\u306e\u652f\u6255\u3044\u3092\u5f01\u8b77\u58eb\u4e8b\u52d9\u6240\u7d4c\u7531\u3067\u884c\u3046\u5834\u5408\u306e\u624b\u6570\u6599<br>\u30fb\u501f\u5165\u51481\u793e\u306b\u3064\u304d\u6708\u984d1,000\u5186\u7a0b\u5ea6<\/td><\/tr>\n<tr>\n<td colspan=\"2\"><b>\u5b9f\u8cbb<\/b><\/td><td>\u30fb\u4e8b\u4ef6\u51e6\u7406\u306e\u305f\u3081\u5b9f\u969b\u306b\u51fa\u8cbb\u3055\u308c\u305f\u7d4c\u8cbb\uff08\u4ea4\u901a\u8cbb\u3001\u5bbf\u6cca\u8cbb\u3001\u90f5\u4fbf\u6599\u91d1\u3001\u5370\u7d19\u4ee3\u3001\u4e8b\u52d9\u95a2\u4fc2\u8cbb\u7b49\uff09<\/td><\/tr>\n<\/table>\n\n\n<p>\u51fa\u5178\uff1a<a href=\"https:\/\/www.nichibenren.or.jp\/legal_advice\/cost\/legal_aid\/saimuseiri.html\" rel=\"noopener\" target=\"_blank\">\u65e5\u672c\u5f01\u8b77\u58eb\u9023\u5408\u4f1a\u300c\u50b5\u52d9\u6574\u7406\u306e\u5f01\u8b77\u58eb\u5831\u916c\u306e\u30eb\u30fc\u30eb\u306b\u3064\u3044\u3066\u300d<\/a>\u307b\u304b\u3001\u5f01\u8b77\u58eb\u4e8b\u52d9\u6240\u7b49\u30a6\u30a7\u30d6\u30b5\u30a4\u30c8\u306b\u57fa\u3065\u304d\u4f5c\u6210<\/p>\n\n\n<p>\u5177\u4f53\u7684\u306a\u4f8b\u3092\u7528\u3044\u3066\u8aac\u660e\u3057\u307e\u3057\u3087\u3046\u3002<\/p>\n<p>200\u4e07\u5186\u306e\u501f\u91d1(\u91d1\u5229\u5e7415.0\uff05\u30013\u5e74\u6255\u3044\uff09\u3092\u4efb\u610f\u6574\u7406\u3059\u308b\u30b1\u30fc\u30b9\u3067\u8003\u3048\u307e\u3059\u3002<br \/>\n  \u6bce\u67086\u4e079,330\u5186\u3092\u8fd4\u6e08\u3057\u3066\u3044\u3063\u305f\u5834\u5408\u3001\u5c06\u6765\u5229\u606f\u306f49\u4e075,910\u5186\u3068\u306a\u308a\u307e\u3059\u3002<br \/>\n  \u4efb\u610f\u6574\u7406\u3067\u3053\u306e\u5c06\u6765\u5229\u606f\u3092\u5168\u984d\u30ab\u30c3\u30c8\u3067\u304d\u305f\u3068\u3057\u3066\u3001\u5f01\u8b77\u58eb\u306b\u652f\u6255\u3046\u91d1\u984d\u306e\u30a4\u30e1\u30fc\u30b8\u306f\u4ee5\u4e0b\u306e\u901a\u308a\u3067\u3059\u3002<\/p>\n<table>\n<caption><b>\u5f01\u8b77\u58eb\u306b\u4efb\u610f\u6574\u7406\u3092\u4f9d\u983c\u3057\u305f\u5834\u5408\u306e\u8cbb\u7528\u4f8b<\/b><\/caption>\n<tr>\n<td><b>\u76f8\u8ac7\u6599<\/b><\/td><td>0\u5186\uff08\u76f8\u8ac7\u7121\u6599\u306e\u5834\u5408\uff09<\/td><\/tr>\n<tr>\n<td><b>\u7740\u624b\u91d1<\/b><\/td><td>4\u4e07\u5186\uff08\u501f\u5165\u51481\u793e\u306b\u3064\u304d4\u4e07\u5186\u3068\u3057\u305f\u5834\u5408\uff09<\/td><\/tr>\n<tr>\n<td><b>\u89e3\u6c7a\u5831\u916c\u91d1<\/b><\/td><td>2\u4e07\u5186\uff08\u501f\u5165\u51481\u793e\u306b\u3064\u304d2\u4e07\u5186\u3068\u3057\u305f\u5834\u5408\uff09<\/td><\/tr>\n<tr>\n<td><b>\u6e1b\u984d\u5831\u916c\u91d1<\/b><\/td><td>0\u5186\uff08\u5143\u91d1\u306e\u6e1b\u984d\u304c0\u5186\u306e\u305f\u3081\uff09<\/td><\/tr>\n<tr>\n<td><b>\u904e\u6255\u91d1\u5831\u916c\u91d1<\/b><\/td><td>0\u5186\uff08\u904e\u6255\u3044\u91d1\u304c\u306a\u304b\u3063\u305f\u305f\u3081\uff09<\/td><\/tr>\n<tr>\n<td><b>\u5408\u8a08<\/b><\/td><td><b>6\u4e076,000\u5186<\/b><\/td><\/tr>\n<\/table>\n<p>\u3053\u306e\u30b1\u30fc\u30b9\u3067\u306f\u3001\u4efb\u610f\u6574\u7406\u3067\u30ab\u30c3\u30c8\u3057\u305f\u5229\u606f49\u4e075,910\u5186\u306b\u5bfe\u3057\u3066\u3001\u5f01\u8b77\u58eb\u8cbb\u7528\u306f6\u4e076,000\u3068\u306a\u308b\u306e\u3067\u3001\u7d50\u679c\u7684\u306b42\u4e079,910\u5186\u306e\u652f\u6255\u3044\u3092\u514d\u308c\u305f\u3053\u3068\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n\n<p><img decoding=\"async\" src=\"https:\/\/hibiki-law.or.jp\/debt\/wp-content\/uploads\/2024\/08\/nini_gengakuhaba_001.png\" alt=\"\" class=\"post-img\"><\/p>\n<!--ToDo:\u4e8c\u767e\u4e07\u5186\u306e\u501f\u91d1\uff08\u91d1\u5229\u5e7415.0%,3\u5e74\u6255\u3044)\u3092\u4efb\u610f\u6574\u7406\u3057\u305f\u5834\u5408\u306e\u753b\u50cf\u3092\u5165\u308c\u308b-->\n\n<p>\u306a\u304a\u3001<span class=\"u-color-red\">\u591a\u304f\u306e\u5f01\u8b77\u58eb\u30fb\u53f8\u6cd5\u66f8\u58eb\u4e8b\u52d9\u6240\u306f\u8cbb\u7528\u306e\u5206\u5272\u6255\u3044\u30fb\u5f8c\u6255\u3044\u306b\u5bfe\u5fdc\u3057\u3066\u3044\u308b\u306e\u3067\u3001\u4f9d\u983c\u3059\u308b\u6642\u70b9\u3067\u307e\u3068\u307e\u3063\u305f\u304a\u91d1\u304c\u306a\u3044\u5834\u5408\u306b\u3082\u4f9d\u983c\u304c\u53ef\u80fd<\/span>\u3067\u3059\u3002<\/p>\n\n<h2 class=\"ttl-a\">\u4efb\u610f\u6574\u7406\u306b\u4e0d\u5b89\u304c\u3042\u308b\u4eba\u306f\u5f01\u8b77\u58eb\u30fb\u53f8\u6cd5\u66f8\u58eb\u306b\u76f8\u8ac7\u3057\u3066\u307f\u3088\u3046<\/h2>\n<p>\u3053\u3053\u307e\u3067\u3001\u4efb\u610f\u6574\u7406\u3092\u81ea\u5206\u3067\u884c\u3046\u5834\u5408\u306e\u624b\u7d9a\u304d\u306e\u6d41\u308c\u3084\u8cbb\u7528\u3001\u6ce8\u610f\u70b9\u306e\u307b\u304b\u3001\u5c02\u9580\u5bb6\u306b\u4f9d\u983c\u3059\u308b\u30e1\u30ea\u30c3\u30c8\u306b\u3064\u3044\u3066\u89e3\u8aac\u3057\u3066\u304d\u307e\u3057\u305f\u3002<\/p>\n<p>\u3053\u306e\u8a18\u4e8b\u306e\u30dd\u30a4\u30f3\u30c8\u306f\u4e0b\u8a18\u306e\u901a\u308a\u3067\u3059\u3002<\/p>\n<ul>\n  <li>\u4efb\u610f\u6574\u7406\u306e\u624b\u7d9a\u304d\u3092\u81ea\u5206\u3067\u884c\u3046\u3053\u3068\u81ea\u4f53\u306f\u53ef\u80fd<\/li>\n  <li>\u81ea\u5206\u3067\u4efb\u610f\u6574\u7406\u3092\u3059\u308b\u3068\u3001\u7763\u4fc3\u304c\u7d9a\u304f\u30fb\u501f\u5165\u5148\u306b\u76f8\u624b\u306b\u3055\u308c\u306a\u3044\u30fb\u904e\u6255\u3044\u91d1\u3092\u53d6\u308a\u623b\u305b\u306a\u3044\u30ea\u30b9\u30af\u304c\u3042\u308b<\/li>\n  <li>\u5c02\u9580\u5bb6\u306b\u4f9d\u983c\u3057\u305f\u5834\u5408\u306f\u3001\u53d7\u4efb\u901a\u77e5\u304c\u5c4a\u3044\u305f\u6642\u70b9\u3067\u7763\u4fc3\u304c\u6b62\u307e\u308a\u3001\u7121\u7406\u306a\u304f\u8fd4\u305b\u308b\u6761\u4ef6\u3067\u306e\u548c\u89e3\u3092\u76ee\u6307\u305b\u308b<\/li>\n<\/ul>\n<p><span 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