{"id":9776,"date":"2023-02-01T10:04:40","date_gmt":"2023-02-01T01:04:40","guid":{"rendered":"https:\/\/xn--1cki9mlb6771a4yych82a30l.com\/?p=9776"},"modified":"2025-11-05T18:24:39","modified_gmt":"2025-11-05T09:24:39","slug":"post-9776","status":"publish","type":"post","link":"https:\/\/hibiki-law.or.jp\/debt\/ninni\/9776\/","title":{"rendered":"\u4efb\u610f\u6574\u7406\u306f\u5b98\u5831\u306b\u8f09\u308b\uff1f\u5b98\u5831\u3068\u306f\uff1f\u30c7\u30e1\u30ea\u30c3\u30c8\u3084\u30d0\u30ec\u3084\u3059\u3055\u3092\u89e3\u8aac"},"content":{"rendered":"<p style=\"text-align:center\" class=\"u-mb-0\"><span class=\"u-font-large u-color-green\">\uff3c\u3055\u308f\u308c\u308b\u52d5\u753b\u3092\u516c\u958b\u4e2d\uff0f<\/span><\/p>\r\n<p style=\"text-align:center\" class=\"u-mb-0\">\u50b5\u52d9\u6574\u7406\u306e\u7591\u554f\u306b\u304a\u7b54\u3048\u3057\u307e\u3059<\/p>\r\n<p class=\"u-mb-10\"><img decoding=\"async\" src=\"https:\/\/hibiki-law.or.jp\/debt\/wp-content\/uploads\/2026\/03\/hibiki_mil_banner_001-scaled.jpg\" alt=\"MIL\u52d5\u753b\u518d\u751f\u30d0\u30ca\u30fc\u300c\u52d5\u753b\u30671\u5206\u89e3\u8aac\u3000\u50b5\u52d9\u6574\u7406\u306e\u30e1\u30ea\u30c3\u30c8\u30fb\u30c7\u30e1\u30ea\u30c3\u30c8\u300d\" class=\"post-img mil-banner\"><\/p>\r\n<p><span class=\"u-font-small\">\u203b\u30bf\u30c3\u30d7\u3067\u52d5\u753b\u304c\u7acb\u3061\u4e0a\u304c\u308a\u307e\u3059<\/span><\/p><h2 class=\"ttl-a\">\u4efb\u610f\u6574\u7406\u3057\u305f\u3089\u5b98\u5831\u306b\u8f09\u308b\u306e\uff1f<\/h2>\n<p><span class=\"u-color-red\">\u4efb\u610f\u6574\u7406\u3092\u884c\u3063\u305f\u3068\u3057\u3066\u3082\u3001\u5b98\u5831\u306b\u63b2\u8f09\u3055\u308c\u308b\u3053\u3068\u306f\u3042\u308a\u307e\u305b\u3093<\/span>\u3002<br>\u306a\u305c\u306a\u3089\u3001\u5b98\u5831\u306f\u88c1\u5224\u6240\u3067\u306e\u6c7a\u5b9a\u4e8b\u9805\u306a\u3069\u304c\u63b2\u8f09\u3055\u308c\u308b\u518a\u5b50\u3060\u304b\u3089\u3002<br>\u4efb\u610f\u6574\u7406\u306f\u3001\u88c1\u5224\u6240\u3092\u4ecb\u3055\u305a\u306b\u501f\u5165\u5148\u306e\u91d1\u878d\u6a5f\u95a2\u3068\u76f4\u63a5\u4ea4\u6e09\u3059\u308b\u65b9\u6cd5\u3067\u3042\u308b\u305f\u3081\u3001\u5b98\u5831\u306b\u306f\u60c5\u5831\u304c\u63b2\u8f09\u3055\u308c\u306a\u3044\u306e\u3067\u3059\u3002<br>\u50b5\u52d9\u6574\u7406\u306e\u4e2d\u3067\u3082\u3001\u500b\u4eba\u518d\u751f\u3084\u81ea\u5df1\u7834\u7523\u306f\u88c1\u5224\u6240\u3078\u306e\u7533\u7acb\u3066\u304c\u5fc5\u8981\u306a\u624b\u6bb5\u306a\u306e\u3067\u3001\u5b98\u5831\u306b\u4f4f\u6240\u3084\u6c0f\u540d\u304c\u63b2\u8f09\u3055\u308c\u307e\u3059\u3002<\/p>\n\n<div class=\"scrollable\">\n<table class=\"table-defo cc\">\n<caption><b>\u5b98\u5831\u3078\u306e\u63b2\u8f09\u306e\u6709\u7121\u3068\u63b2\u8f09\u30bf\u30a4\u30df\u30f3\u30b0<\/b><\/caption>\n<thead>\n<tr>\n<th>\u50b5\u52d9\u6574\u7406\u65b9\u6cd5<\/th>\n<th>\u5b98\u5831\u63b2\u8f09\u306e\u6709\u7121<\/th>\n<th>\u5b98\u5831\u306b\u8f09\u308b\u30bf\u30a4\u30df\u30f3\u30b0<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n\n<tr>\n<td><span class=\"u-color-red\">\u4efb\u610f\u6574\u7406<\/span><\/td>\n<td><span class=\"u-color-red\">\u00d7<br>\uff08\u8f09\u3089\u306a\u3044\uff09<\/span>\n<\/td>\n<td>\u2014<\/td>\n<\/tr>\n<tr>\n<td>\u500b\u4eba\u518d\u751f<\/td>\n<td>\u25cb<br>\n\uff08\u8f09\u308b\uff09\n<\/td>\n<td>1.\u518d\u751f\u624b\u7d9a\u304d\u958b\u59cb\u6c7a\u5b9a\u5f8c<br>\n2.\u66f8\u9762\u306e\u6c7a\u8b70\u306b\u3088\u308b\u65e8\u306e\u6c7a\u5b9a\u5f8c<br>\n3.\u518d\u751f\u8a08\u753b\u306e\u8a8d\u53ef\u6c7a\u5b9a\u5f8c\n<\/td>\n<\/tr>\n<tr>\n<td>\u81ea\u5df1\u7834\u7523<\/td>\n<td>\u25cb<br>\n\uff08\u8f09\u308b\uff09<\/td>\n<td>1.\u7834\u7523\u624b\u7d9a\u304d\u958b\u59cb\u6c7a\u5b9a\u5f8c<br>\n2.\u514d\u8cac\u306e\u8a31\u53ef\u6c7a\u5b9a\u5f8c\n<\/td>\n\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n\n<p>\u4efb\u610f\u6574\u7406\u306b\u3064\u3044\u3066\u306f\u4ee5\u4e0b\u306e\u8a18\u4e8b\u3067\u8a73\u3057\u304f\u89e3\u8aac\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n\n    <div class=\"box-d\">\n          <div class=\"box_label\"><span>\u3042\u308f\u305b\u3066\u8aad\u307f\u305f\u3044<\/span><\/div>\n          <a class=\"c-post-relation__reco_link\" href=\"https:\/\/hibiki-law.or.jp\/debt\/ninni\/\">\u4efb\u610f\u6574\u7406\u3092\u5f01\u8b77\u58eb\u304c\u89e3\u8aac\uff01\u3042\u306a\u305f\u306e\u751f\u6d3b\u306f\u3069\u3046\u5909\u308f\u308b\uff1f\u5411\u3044\u3066\u3044\u308b\u4eba\u3068\u306f\uff1f<\/a><\/div>\n\n<h2 class=\"ttl-a\">\u5b98\u5831\u3068\u306f\u3069\u3093\u306a\u3082\u306e\uff1f<\/h2>\n\n<p>\u4efb\u610f\u6574\u7406\u306f\u63b2\u8f09\u3055\u308c\u306a\u3044\u3082\u306e\u306e\u3001\u500b\u4eba\u518d\u751f\u30fb\u81ea\u5df1\u7834\u7523\u306e\u60c5\u5831\u306f\u63b2\u8f09\u3055\u308c\u308b\u5b98\u5831\u3068\u306f\u3001\u4e00\u4f53\u3069\u3093\u306a\u518a\u5b50\u306a\u306e\u3067\u3057\u3087\u3046\u304b\u3002<br><span class=\"u-color-red\">\u3072\u3068\u8a00\u3067\u3044\u3048\u3070\u3001\u300c\u56fd\u306e\u5e83\u5831\u8a8c\u300d\u3067\u3059<\/span>\u3002<br>\u6cd5\u5f8b\u3084\u653f\u4ee4\u306a\u3069\u306e\u5236\u5b9a\u30fb\u6539\u6b63\u306e\u60c5\u5831\u3001\u7834\u7523\u30fb\u76f8\u7d9a\u306a\u3069\u306e\u88c1\u5224\u5185\u5bb9\u304c\u63b2\u8f09\u3055\u308c\u305f\u518a\u5b50\u3067\u3001\u307b\u307c\u6bce\u65e5\uff08\u884c\u653f\u6a5f\u95a2\u306e\u4f11\u65e5\u306f\u9664\u304f\uff09\u767a\u884c\u3055\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n\n<p>\u6b21\u306e\u9805\u304b\u3089\u8a73\u3057\u304f\u89e3\u8aac\u3057\u3066\u3044\u304d\u307e\u3057\u3087\u3046\u3002<\/p>\n\n<h3 class=\"ttl-b\">\u5b98\u5831\u306b\u8f09\u308b\u5185\u5bb9<\/h3>\n\n<p>\u5b98\u5831\u306b\u306f\u3001\u4e3b\u306b\u4ee5\u4e0b\u306e\u5185\u5bb9\u304c\u63b2\u8f09\u3055\u308c\u307e\u3059\u3002<\/p>\n\n<div class=\"box-c\">\n<div class=\"box_label\">\u5b98\u5831\u306e\u63b2\u8f09\u5185\u5bb9<\/div>\n<ul>\n<li>\u6cd5\u5f8b\u30fb\u653f\u4ee4\u30fb\u6761\u7d04\uff08\u56fd\u5bb6\u306e\u6c7a\u5b9a\u4e8b\u9805\u3084\u5916\u56fd\u3068\u306e\u9593\u306e\u6c7a\u5b9a\u4e8b\u9805\uff09<\/li>\n<li>\u5185\u95a3\u5b98\u623f\u4ee4\uff0f\u5e9c\u4ee4\u30fb\u7701\u4ee4\uff0f\u898f\u5247\uff0f\u544a\u793a\uff08\u5404\u5e9c\u7701\u306e\u6c7a\u5b9a\u4e8b\u9805\uff09<\/li>\n<li>\u56fd\u4f1a\u4e8b\u9805\uff08\u56fd\u4f1a\u306b\u95a2\u3059\u308b\u4e8b\u9805\uff09<\/li>\n<li>\u4eba\u4e8b\u7570\u52d5\uff08\u5927\u81e3\u3084\u5404\u7701\u5e81\u306a\u3069\u306e\u4eba\u4e8b\u7570\u52d5\uff09<\/li>\n<li>\u53d9\u4f4d\u30fb\u53d9\u52f2\u30fb\u8912\u7ae0\uff08\u56fd\u306b\u8ca2\u732e\u3057\u305f\u4eba\u7269\u306a\u3069\u3078\u306e\u6388\u4e0e\u3001\u4f4d\u306a\u3069\u306e\u516c\u8868\uff09<\/li>\n<li>\u5b98\u5e81\u5831\u544a\uff08\u6700\u4f4e\u8cc3\u91d1\u3084\u56fd\u5bb6\u8a66\u9a13\u306b\u95a2\u3059\u308b\u4e8b\u9805\uff09<\/li>\n<li>\u8cc7\u6599<\/li>\n<li>\u5165\u672d\u516c\u793a\u30fb\u843d\u672d\u516c\u793a\uff0f\u5b98\u5e81\u516c\u793a\uff08\u7af6\u4e89\u5165\u672d\u306b\u95a2\u3059\u308b\u544a\u77e5\uff09<\/li>\n<li><b>\u88c1\u5224\u6240\u516c\u544a\uff0f\u7279\u6b8a\u6cd5\u4eba\u7b49<\/b>\uff08\u6cd5\u5f8b\u3067\u516c\u544a\u304c\u7fa9\u52d9\u4ed8\u3051\u3089\u308c\u3066\u3044\u308b\u5185\u5bb9\uff09<\/li>\n<li>\u5730\u65b9\u516c\u5171\u56e3\u4f53\uff08\u6559\u80b2\u8077\u54e1\u306e\u514d\u8a31\u306e\u5931\u52b9\u3084\u5893\u5730\u306e\u6539\u846c\u3001\u884c\u65c5\u6b7b\u4ea1\u4eba\u306e\u544a\u77e5\u306a\u3069\uff09<\/li>\n<\/ul>\n<\/div>\n\n<p>\u3053\u306e\u3046\u3061\u3001<span class=\"u-color-red\">\u300c\u88c1\u5224\u6240\u516c\u544a\u300d\u306e\u90e8\u5206\u306b\u3001\u500b\u4eba\u518d\u751f\u3084\u81ea\u5df1\u7834\u7523\u306e\u60c5\u5831\u304c\u63b2\u8f09\u3055\u308c\u307e\u3059<\/span>\u3002<br>\n\u305d\u306e\u307b\u304b\u306b\u3082\u3001\u9ad8\u901f\u9053\u8def\u306e\u6599\u91d1\u306e\u5909\u66f4\u3084\u56fd\u5bb6\u8cc7\u683c\u306e\u767b\u9332\u8005\u306a\u3069\u3001\u65e5\u5e38\u751f\u6d3b\u306b\u95a2\u4fc2\u3059\u308b\u3088\u3046\u306a\u4e8b\u67c4\u304c\u63b2\u8f09\u3055\u308c\u308b\u90e8\u5206\u3067\u3059\u3002<br>\u50b5\u52d9\u6574\u7406\u306e\u60c5\u5831\u304c\u8f09\u3063\u3066\u3044\u308b\u308f\u3051\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u304c\u3001\u65b0\u305f\u306a\u6cd5\u5f8b\u3084\u6761\u4f8b\u306e\u516c\u5e03\u3092\u77e5\u3089\u305b\u308b\u300c\u6cd5\u5f8b\u30fb\u653f\u4ee4\u30fb\u6761\u7d04\u300d\u306e\u9805\u76ee\u3082\u91cd\u8981\u3067\u3059\u3002<\/p>\n\n\n<h3 class=\"ttl-b\">\u5b98\u5831\u3092\u8aad\u3080\u65b9\u6cd5<\/h3>\n\n<p>\u5b98\u5831\u306b\u306f\u3001<span class=\"u-color-red\">\u7d19\u5a92\u4f53\u7248\u3068\u30a4\u30f3\u30bf\u30fc\u30cd\u30c3\u30c8\u7248\u306e2\u7a2e\u985e<\/span>\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n<h4 class=\"ttl-c\">(1)\u7d19\u5a92\u4f53\u7248<\/h4>\n\n<p><span class=\"u-color-red\">\u5168\u56fd\u306e\u653f\u5e9c\u520a\u884c\u7269\u53d6\u6271\u5e97\u3084\u5b98\u5831\u8ca9\u58f2\u6240\u3001\u5168\u56fd\u5b98\u5831\u8ca9\u58f2\u5354\u540c\u7d44\u5408\u30db\u30fc\u30e0\u30da\u30fc\u30b8\u306b\u3066\u3001\u8cfc\u5165\u3067\u304d\u307e\u3059<\/span>\u3002<br>2021\u5e749\u670815\u65e5\u73fe\u5728\u306e\u5024\u6bb5\u306f\u30011\u90e8143\u5186\uff08\u7a0e\u8fbc\uff09\u3067\u3059\u3002<br>1\u30f6\u67081,641\u5186\uff08\u7a0e\u8fbc\uff09\u3067\u5b9a\u671f\u8cfc\u8aad\u3082\u53ef\u80fd\u3067\u3059\u3002<br>\u5b98\u5831\u306e\u4e00\u90e8\u5206\u3060\u3051\u898b\u305f\u3044\u3068\u3044\u3046\u5834\u5408\u306f\u3001\u56fd\u7acb\u56fd\u4f1a\u56f3\u66f8\u9928\u306a\u3069\u306e\u898f\u6a21\u306e\u5927\u304d\u306a\u56f3\u66f8\u9928\u3067\u95b2\u89a7\u3059\u308b\u3068\u3044\u3046\u65b9\u6cd5\u3082\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n<h4 class=\"ttl-c\">(2)\u30a4\u30f3\u30bf\u30fc\u30cd\u30c3\u30c8\u7248<\/h4>\n\n<p><span class=\"u-color-red\">\u30a4\u30f3\u30bf\u30fc\u30cd\u30c3\u30c8\u7248\u306b\u306f\u7121\u6599\u7248\u3068\u6709\u6599\u7248\u306e2\u7a2e\u985e\u304c\u3042\u308a\u3001\u7121\u6599\u7248\u306f<a href=\"https:\/\/kanpou.npb.go.jp\" rel=\"noopener\" target=\"_blank\">\u300c\u30a4\u30f3\u30bf\u30fc\u30cd\u30c3\u30c8\u7248\u5b98\u5831\u300d<\/a>\u306e\u30db\u30fc\u30e0\u30da\u30fc\u30b8\u304b\u3089\u76f4\u8fd190\u65e5\u5206\u3092\u95b2\u89a7\u3067\u304d\u307e\u3059<\/span>\u3002<br>\u203b\u4ee5\u524d\u306f\u76f4\u8fd130\u65e5\u5206\u307e\u3067\u306e\u516c\u958b\u3067\u3057\u305f\u304c\u30012023\u5e741\u670827\u65e5\u4ee5\u964d\u306e\u767a\u884c\u5206\u304b\u3089\u76f4\u8fd190\u65e5\u5206\u306e\u516c\u958b\u306b\u5909\u66f4\u3055\u308c\u307e\u3057\u305f\u3002<\/p>\n<p>\u6709\u6599\u7248\u306f<a href=\"https:\/\/search.npb.go.jp\/kanpou\/;jsessionid=CHHJEDHICLHJEC9N69I3AOJ361GJIP1N74SM8OJ26KSM5R32OVMNM08002T00000.kanpou_003\" rel=\"noopener\" target=\"_blank\">\u300c\u5b98\u5831\u60c5\u5831\u691c\u7d22\u30b5\u30fc\u30d3\u30b9\u300d<\/a>\u3068\u3044\u3046\u540d\u79f0\u3067\u3001\u662d\u548c22\u5e745\u67083\u65e5\u304b\u3089\u76f4\u8fd1\u307e\u3067\u306e\u5b98\u5831\u306e\u5185\u5bb9\u3092\u65e5\u4ed8\u3084\u30ad\u30fc\u30ef\u30fc\u30c9\u3067\u691c\u7d22\u3057\u3001\u95b2\u89a7\u3067\u304d\u307e\u3059\u3002<br>\u5229\u7528\u6599\u91d1\u306f\u3001\u65e5\u4ed8\u691c\u7d22\u306e\u307f\u306e\u30d7\u30e9\u30f3\u3067\u6708\u984d1672\u5186\uff08\u7a0e\u8fbc\uff09\u3001\u65e5\u4ed8\u691c\u7d22\u3068\u8a18\u4e8b\u691c\u7d22\u304c\u3067\u304d\u308b\u30d7\u30e9\u30f3\u3067\u6708\u984d2200\u5186\uff08\u7a0e\u8fbc\uff09\u3067\u3059\u3002<\/p>\n\n\n<h3 class=\"ttl-b\">\u5b98\u5831\u306b\u8f09\u308b\u30c7\u30e1\u30ea\u30c3\u30c8<\/h3>\n<p>\u500b\u4eba\u518d\u751f\u3084\u81ea\u5df1\u7834\u7523\u3092\u884c\u3063\u3066\u5b98\u5831\u306b\u63b2\u8f09\u3055\u308c\u305f\u5834\u5408\u3001\u6b21\u306e\u3088\u3046\u306a\u30c7\u30e1\u30ea\u30c3\u30c8\u304c\u8003\u3048\u3089\u308c\u307e\u3059\u3002<\/p>\n\n<ul>\n<li><b>\u5b98\u5831\u63b2\u8f09\u3092\u62d2\u5426\u3057\u305f\u308a\u6d88\u3057\u3066\u3082\u3089\u3063\u305f\u308a\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u306a\u3044<\/b><\/li>\n<li><b>\u5b98\u5831\u516c\u544a\u6599\u91d1\u3092\u88c1\u5224\u6240\u306b\u652f\u6255\u3046\u5fc5\u8981\u304c\u3042\u308b<\/b><\/li>\n<\/ul>\n\n<p>\u305d\u308c\u305e\u308c\u306b\u3064\u3044\u3066\u89e3\u8aac\u3057\u307e\u3059\u3002<\/p>\n\n\n<h4 class=\"ttl-c\">\u5b98\u5831\u63b2\u8f09\u3092\u62d2\u5426\u3057\u305f\u308a\u6d88\u3057\u3066\u3082\u3089\u3063\u305f\u308a\u3059\u308b\u3053\u3068\u304c\u3067\u304d\u306a\u3044<\/h4>\n\n<p>\u500b\u4eba\u518d\u751f\u3084\u81ea\u5df1\u7834\u7523\u3092\u884c\u3063\u305f\u5834\u5408\u3001<span class=\"u-color-red\">\u5b98\u5831\u306b\u60c5\u5831\u3092\u8f09\u305b\u308b\u3053\u3068\u304c\u6cd5\u5f8b\u3067\u5b9a\u3081\u3089\u308c\u3066\u3044\u308b\u305f\u3081<\/span>\u3001\u63b2\u8f09\u3092\u62d2\u5426\u3059\u308b\u3053\u3068\u306f\u3067\u304d\u307e\u305b\u3093\u3002<br>\u307e\u305f\u3001\u63b2\u8f09\u5f8c\u306e\u60c5\u5831\u3092\u524a\u9664\u3057\u3066\u3082\u3089\u3046\u3053\u3068\u3082\u3067\u304d\u307e\u305b\u3093\u3002<\/p>\n\n<h4 class=\"ttl-c\">\u5b98\u5831\u516c\u544a\u6599\u91d1\u3092\u88c1\u5224\u6240\u306b\u652f\u6255\u3046\u5fc5\u8981\u304c\u3042\u308b<\/h4>\n\n<p><span class=\"u-color-red\">\u500b\u4eba\u518d\u751f\u3084\u81ea\u5df1\u7834\u7523\u306e\u7533\u7acb\u3066\u3092\u884c\u3046\u969b\u306b\u3001\u5b98\u5831\u306b\u516c\u544a\u3059\u308b\u305f\u3081\u306e\u8cbb\u7528\u3092\u7d0d\u3081\u306a\u3051\u308c\u3070\u3044\u3051\u307e\u305b\u3093<\/span>\u3002<\/p>\n\n<p>\u91d1\u984d\u306f\u30012021\u5e749\u670815\u65e5\u73fe\u5728\u3001\u4ee5\u4e0b\u306e\u3068\u304a\u308a\u3067\u3059\u3002<\/p>\n\n<div class=\"scrollable\">\n<table class=\"table-defo cc\">\n<thead>\n<tr>\n<th>\u533a\u5206<\/th>\n<th>\u4e88\u7d0d\u91d1\uff08\u5b98\u5831\u516c\u544a\u8cbb\u7528\uff09<\/th>\n<\/tr>\n<\/thead>\n\n<tbody>\n<tr>\n<td>\u81ea\u5df1\u7834\u7523\uff08\u7ba1\u8ca1\u4e8b\u4ef6\uff09<\/td>\n<td>15,499\u5186<\/td>\n<\/tr>\n<tr>\n<td>\u81ea\u5df1\u7834\u7523\uff08\u540c\u6642\u5ec3\u6b62\u4e8b\u4ef6\uff09<\/td>\n<td>11,859\u5186<\/td>\n<\/tr>\n<tr>\n<td>\u500b\u4eba\u518d\u751f<\/td>\n<td>13,744\u5186<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n\n<h4 class=\"ttl-c\">\u4fe1\u7528\u60c5\u5831\u6a5f\u95a2\u304c\u53c2\u7167\u3057\u4e8b\u6545\u60c5\u5831\u3092\u767b\u9332\u3059\u308b\u5834\u5408\u304c\u3042\u308b<\/h4>\n\n<p><span class=\"u-color-red\">\u4fe1\u7528\u60c5\u5831\u6a5f\u95a2\u306b\u3088\u3063\u3066\u306f\u3001\u5b98\u5831\u306e\u60c5\u5831\u3092\u3082\u3068\u306b\u4e8b\u6545\u60c5\u5831\u3092\u767b\u9332\u3057\u307e\u3059<\/span>\u3002<br>\u305f\u3068\u3048\u3070\u3001\u9280\u884c\u3084\u4fe1\u7528\u91d1\u5eab\u306a\u3069\u304c\u52a0\u76df\u3059\u308b\u5168\u56fd\u9280\u884c\u500b\u4eba\u4fe1\u7528\u60c5\u5831\u30bb\u30f3\u30bf\u30fc\u306f\u3001\u5b98\u5831\u60c5\u5831\u3068\u3057\u3066\u7834\u7523\u30fb\u6c11\u4e8b\u518d\u751f\u624b\u7d9a\u958b\u59cb\u6c7a\u5b9a\u306b\u95a2\u3059\u308b\u60c5\u5831\u3092\u767b\u9332\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n\n<h4 class=\"ttl-c\">\u95c7\u91d1\u878d\u696d\u8005\u304b\u3089\u878d\u8cc7\u3092\u52e7\u8a98\u3059\u308b\u30c0\u30a4\u30ec\u30af\u30c8\u30e1\u30fc\u30eb\u304c\u5c4a\u304f\u5834\u5408\u304c\u3042\u308b<\/h4>\n\n<p>\u5b98\u5831\u306e\u60c5\u5831\u304b\u3089\u91d1\u92ad\u7684\u306b\u56f0\u7aae\u3057\u3066\u3044\u308b\u3068\u5224\u65ad\u3057\u305f<span class=\"u-color-red\">\u95c7\u91d1\u696d\u8005\u304c\u3001\u878d\u8cc7\u3092\u52e7\u8a98\u3057\u3066\u304f\u308b\u3053\u3068\u304c\u3042\u308b\u304b\u3082\u3057\u308c\u307e\u305b\u3093<\/span>\u3002<\/p>\n\n<h2 class=\"ttl-a\">\u5b98\u5831\u306b\u8f09\u308b\u3068\u5468\u308a\u306e\u4eba\u306b\u30d0\u30ec\u308b\uff1f<\/h2>\n\n<p>\u5b98\u5831\u306b\u63b2\u8f09\u3055\u308c\u305f\u3068\u3057\u3066\u3082\u3001<span class=\"u-color-red\">\u5bb6\u65cf\u3084\u52e4\u52d9\u5148\u306e\u540c\u50da\u306a\u3069\u3001\u5468\u308a\u306e\u4eba\u306b\u50b5\u52d9\u6574\u7406\u3092\u3057\u305f\u4e8b\u5b9f\u3092\u77e5\u3089\u308c\u308b\u53ef\u80fd\u6027\u306f\u4f4e\u3044<\/span>\u3068\u8003\u3048\u3089\u308c\u307e\u3059\u3002<\/p>\n\n<p>\u305d\u306e\u7406\u7531\u3068\u3057\u3066\u3001\u6b21\u306e2\u70b9\u304c\u6319\u3052\u3089\u308c\u307e\u3059\u3002<\/p>\n<div class=\"box-a\">\t\t\n\n<p>(1)\u5b98\u5831\u3092\u8cfc\u8aad\u3057\u3066\u3044\u308b\u4eba\u304a\u3088\u3073\u4f1a\u793e\u306f\u9650\u3089\u308c\u308b<br>\n(2)\u540d\u524d\u3067\u691c\u7d22\u3057\u3066\u3082\u8868\u793a\u3055\u308c\u306a\u3044<\/p>\n\n<\/div>\n\n<p>\u4ee5\u4e0b\u8a73\u3057\u304f\u89e3\u8aac\u3057\u307e\u3059\u3002<\/p>\n\n<p>\u4efb\u610f\u6574\u7406\u304c\u5468\u308a\u306b\u30d0\u30ec\u308b\u304b\u306b\u3064\u3044\u3066\u306f\u4ee5\u4e0b\u306e\u8a18\u4e8b\u3067\u8a73\u3057\u304f\u89e3\u8aac\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n\n    <div class=\"box-d\">\n          <div class=\"box_label\"><span>\u3042\u308f\u305b\u3066\u8aad\u307f\u305f\u3044<\/span><\/div>\n          <a class=\"c-post-relation__reco_link\" href=\"https:\/\/hibiki-law.or.jp\/debt\/ninni\/9701\/\">\u4efb\u610f\u6574\u7406\u306f\u4f1a\u793e\u306b\u30d0\u30ec\u308b\uff1f\u30d0\u30ec\u306a\u3044\u305f\u3081\u306e\u30dd\u30a4\u30f3\u30c8\u3063\u3066\uff1f\u7d4c\u9a13\u8005\u306b\u3088\u308b\u4f53\u9a13\u8ac7\u3082\u7d39\u4ecb<\/a><\/div>\n\n<h3 class=\"ttl-b\">(1)\u5b98\u5831\u3092\u8cfc\u8aad\u3057\u3066\u3044\u308b\u4eba\u306f\u9650\u3089\u308c\u308b<\/h3>\n\n<p><span class=\"u-color-red\">\u4e00\u822c\u306e\u4eba\u304c\u5b98\u5831\u3092\u898b\u308b\u6a5f\u4f1a\u306f\u307b\u3068\u3093\u3069\u306a\u3044<\/span>\u3001\u3068\u3044\u3063\u3066\u3044\u3044\u3067\u3057\u3087\u3046\u3002<br>\u50b5\u52d9\u6574\u7406\u3092\u691c\u8a0e\u3059\u308b\u307e\u3067\u3001\u5b98\u5831\u306e\u5b58\u5728\u3092\u77e5\u3089\u306a\u304b\u3063\u305f\u3068\u3044\u3046\u4eba\u3082\u591a\u3044\u306e\u3067\u306f\u306a\u3044\u3067\u3057\u3087\u3046\u304b\u3002<\/p>\n\n<p>\u5b98\u5831\u3092\u898b\u308b\u53ef\u80fd\u6027\u304c\u3042\u308b\u306e\u306f\u3001\u4ee5\u4e0b\u306e\u3088\u3046\u306a\u7d44\u7e54\u3084\u90e8\u7f72\u306b\u5c5e\u3057\u3066\u3044\u308b\u4eba\u9054\u3067\u3059\u3002<\/p>\n\n<div class=\"box-a\">\t\t\n<ul>\n<li>\u4fe1\u7528\u60c5\u5831\u6a5f\u95a2<\/li>\n<li>\u91d1\u878d\u6a5f\u95a2\u306e\u5b98\u5831\u306e\u60c5\u5831\u3092\u78ba\u8a8d\u3057\u3066\u3044\u308b\u90e8\u7f72<\/li>\n<li>\u4e0d\u52d5\u7523\u696d\u8005\uff08\u4e3b\u306b\u7834\u7523\u8005\u306a\u3069\u306e\u4e0d\u52d5\u7523\u58f2\u5374\u3092\u5c02\u9580\u3068\u3057\u3066\u3044\u308b\u696d\u8005\uff09<\/li>\n<li>\u5b98\u5831\u306b\u4f9d\u983c\u3057\u3066\u4f1a\u793e\u306e\u6c7a\u7b97\u516c\u544a\u306a\u3069\u306e\u60c5\u5831\u3092\u63b2\u8f09\u3059\u308b\u90e8\u7f72<\/li>\n<li>\u540d\u7c3f\u696d\u8005\u3084\u95c7\u91d1\u696d\u8005<\/li>\n<\/ul>\n<\/div>\n\n<p>\u591a\u304f\u306e\u4eba\u306f\u4e0a\u8a18\u306e\u7d44\u7e54\u3084\u90e8\u7f72\u306b\u306f\u6240\u5c5e\u3057\u3066\u3044\u306a\u3044\u306e\u3067\u3001\u5b98\u5831\u306b\u89e6\u308c\u308b\u6a5f\u4f1a\u304c\u306a\u304f\u3001\u4ed6\u8005\u306e\u50b5\u52d9\u6574\u7406\u306e\u60c5\u5831\u3092\u77e5\u308b\u3053\u3068\u3082\u306a\u3044\u3068\u8003\u3048\u3089\u308c\u307e\u3059\u3002<\/p>\n\n\n<h3 class=\"ttl-b\">(2)\u540d\u524d\u3067\u691c\u7d22\u3057\u3066\u3082\u8868\u793a\u3055\u308c\u306a\u3044<\/h3>\n\n<p><span class=\"u-color-red\">\u30a4\u30f3\u30bf\u30fc\u30cd\u30c3\u30c8\u7248\u5b98\u5831\u306e\u7121\u6599\u7248\u306b\u63b2\u8f09\u3055\u308c\u3066\u3044\u308b\u500b\u4eba\u60c5\u5831\u306f\u691c\u7d22\u306e\u5bfe\u8c61\u5916<\/span>\u3068\u306a\u3063\u3066\u3044\u308b\u305f\u3081\u3001\u540d\u524d\u3067\u691c\u7d22\u3055\u308c\u308b\u3053\u3068\u306f\u3042\u308a\u307e\u305b\u3093\u3002<br>\u6709\u6599\u7248\u306f\u30ad\u30fc\u30ef\u30fc\u30c9\u691c\u7d22\u304c\u53ef\u80fd\u306b\u306a\u3063\u3066\u3044\u307e\u3059\u304c\u3001\u540d\u8a89\u6bc0\u640d\u3084\u30d7\u30e9\u30a4\u30d0\u30b7\u30fc\u4fb5\u5bb3\u3068\u306a\u308b\u884c\u70ba\u306f\u5229\u7528\u898f\u7d04\u3067\u7981\u6b62\u3055\u308c\u3066\u3044\u307e\u3059\u3002<br>\u305d\u306e\u305f\u3081\u3001<span class=\"u-color-red\">\u5b98\u5831\u3092\u898b\u305f\u4eba\u304c\u6545\u610f\u306b\u4ed6\u8005\u306e\u500b\u4eba\u60c5\u5831\u3092\u5e83\u3081\u308b\u53ef\u80fd\u6027\u306f\u4f4e\u3044<\/span>\u3068\u8003\u3048\u3066\u3044\u3044\u3067\u3057\u3087\u3046\u3002<br>\u516c\u958b\u3055\u308c\u308b\u30ea\u30b9\u30af\u304c\u30bc\u30ed\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u304c\u30012019\u5e743\u6708\u306b\u767a\u751f\u3057\u305f\u300c\u7834\u7523\u8005\u30de\u30c3\u30d7\u4e8b\u4ef6\u300d\u304c1\u3064\u306e\u6559\u8a13\u3068\u306a\u3063\u3066\u3044\u307e\u3059\u3002<br>\u5b98\u5831\u306e\u7834\u7523\u8005\u60c5\u5831\u3092\u53ce\u96c6\u3057\u3001Google\u30de\u30c3\u30d7\u4e0a\u306b\u8868\u793a\u3059\u308b\u30b5\u30a4\u30c8\u300c\u7834\u7523\u8005\u30de\u30c3\u30d7\u300d\u304c\u958b\u8a2d\u3055\u308c\u3001\u516c\u958b\u76f4\u5f8c\u304b\u3089\u5927\u304d\u306a\u9a12\u304e\u3068\u306a\u308a\u307e\u3057\u305f\u3002<\/p>\n\n<p>\u3057\u304b\u3057\u3001\u500b\u4eba\u60c5\u5831\u4fdd\u8b77\u3084\u30d7\u30e9\u30a4\u30d0\u30b7\u30fc\u6a29\u306e\u4fb5\u5bb3\u306e\u89b3\u70b9\u304b\u3089\u3001\u30b5\u30a4\u30c8\u306e\u904b\u55b6\u8005\u306b\u5bfe\u3057\u3066\u500b\u4eba\u60c5\u5831\u4fdd\u8b77\u59d4\u54e1\u4f1a\u306b\u3088\u308b\u884c\u653f\u6307\u5c0e\u304c\u884c\u308f\u308c\u3001\u30b5\u30a4\u30c8\u958b\u8a2d\u306e\u6570\u65e5\u5f8c\u306b\u9589\u9396\u3055\u308c\u305f\u306e\u3067\u3059\u3002<br>\n\u3053\u306e\u30b1\u30fc\u30b9\u304b\u3089\u3082\u3001\u5b98\u5831\u306e\u60c5\u5831\u304c\u5916\u90e8\u306b\u6f0f\u308c\u308b\u53ef\u80fd\u6027\u306f\u4f4e\u3044\u3068\u3044\u3048\u308b\u3067\u3057\u3087\u3046\u3002<\/p>\n\n<h2 class=\"ttl-a\">\u4efb\u610f\u6574\u7406\u306e\u5834\u5408\u3082\u4fe1\u7528\u60c5\u5831\u6a5f\u95a2\u306b\u4e8b\u6545\u60c5\u5831\u304c\u767b\u9332\u3055\u308c\u308b<\/h2>\n\n\n<p>\u500b\u4eba\u518d\u751f\u3084\u81ea\u5df1\u7834\u7523\u3068\u306f\u9055\u3044\u3001\u4efb\u610f\u6574\u7406\u3067\u3042\u308c\u3070\u5b98\u5831\u306b\u63b2\u8f09\u3055\u308c\u308b\u3053\u3068\u306f\u3042\u308a\u307e\u305b\u3093\u3002<\/p>\n\n<p>\u3057\u304b\u3057\u3001<span 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